Bitcoin Forum

I've been checking out this section for quite a while and have been in the lending business with regular fiat for a while, so BTC is a logical next step. This will be a long term business for me, but i'd like to start off small, expand to a bigger and bigger client base and eventually move up in BTC amount offered.

I offer collateral loans with a set limit as to how much I will be willing to lend. I'll start by offering 0.1 - 0.001 loans with collateral. I do accept Escrow though fees are for your own account. Some Escrow providers do not charge anything, though since i'm making money, so should they and a tip is required.

Accepted colleteral
Bitcointalk accounts, full member +
Digital goods of value that are non-versable.
Alt coins, 125% of repayment amount.
If you feel you can offer anything that, feel free to offer something not listed (do please think when offering something).

Not accepted collateral:
Alt coins not traded on major exchanges

Please apply in this thread (no pm) with the following format:

Amount Requested
Date repayment is to be made
Repayment Amount / % interest
Collateral
BTC address to fund the loan to

Payments more than 1 day late are due a late fee of 5%, 3 days 10%. If you have repaid after 5 days on the repayment date agreed you forfeit you collateral. If for some legitimate reason you are unable to repay at the agreed date, contact me as soon as possible, I am a human being that empathizes. Though I do not wish to be scammed.

I reserve the right to deny any and all requests, I also will review your account, history etc. And might ask for more information. Even though these are small amounts I want to set a quality standard that I can build upon.

Depending on your account and request above criteria might change a bit. This mostly depends on amount and your account status / track record. In terms of Collateral.

Please post requests in this thread NOT via PM please, thanks!

Update:For Sr.Members and above with a good track record I temporarily offer loans without collateral.

Payback Will always be to 3DZit4HTrntvUgU6pqfFRJn8Bt39kiD9c3

Reserved for Loan statuses.

Active
User          Colleteral          Amount loaned          To Repay          Date


Pending

User          Colleteral          Amount loaned          To Repay          Date


Finished (repaid)
blg425                     120% NXT                  0.05 BTC                               0.055                          5 jan

Amount Requested:0.1btc
Date repayment is to be made:2weeks
Repayment Amount / % interest:15%
Collateral:amazon.fr account with eur68.99 balance
BTC address to fund the loan to:12d1a6w5zYSq3eNGcSwjdztWFDY3fVrBDe

I don't think this is considered to be valid collateral since it is easy to reverse amazon funds if paid by credit card.

Indeed, please see if yo can provide any other collateral.

the amount of gift have in my amazon.fr was not from creditcard and it is a giftcard and i even can show proof?

and

secondthing if not,then is forum account eligible as collateral

Sorry denied, you've been trying to get a loan in several threads and got turned down for numerous reasons. Good luck.

Hi,
Sounds silly but are you willing to give a loan of 0.00025BTC?
I can't give collateral as I'm just starting out in the BTC world.
Completely understand if you're not up for it as it does sound a little fishy  ;)
Thanks

You are just starting out? So how are you going to pay him back?

Hi,
Good question, I told you it was a little sketchy  ;)
I have 0.0009.
I was wondering what he would want back - if I can't currently afford it I'm obviously not going to accept the loan. If I can't be trusted that's fine, I was just testing the water...

You are new to this forum, people would scam someone for even less than a dollar. Anything of value that you do not have access to until you have repaid me can be collateral. There are exceptions to be made but these are only for established members, who have a track record. Since you do not have one, I would require collateral. Also please read threads when you reply, it clearly states the information I need to make a discussion. For example you do not explain when you will pay back your loan, nor do you propose an interest rate. Please read the thread, and reply accordingly, especially when you do increase in your activity on this forum, people will look back at your past posts in order to make decisions, it would look best if you have quality posts. If you can think of something you do have to offer as collateral I might reconsider.

Sure, thanks anyway. I was just seeing if you would allow it although I see where you're coming from.

Hi, i'd like to apply for a 0,5 loans
Repay within 7 working days, +10% interest. Can offer NXT or Dodge as collateral, or combination of both.

Accepted, date will start tomorrow but will transfer your funds today.

If he is offering collaterals worth more than 0.5 BTC, it would be prudent to use an escrow.

I agree though the amount is 0,05 not 0,5, i'll update the list, thank you for your keen eyes.

FYI - RiverBoatBTC is apparently a hacked account. He is also trying to offload his account to multiple people.

See this (https://bitcointalk.org/index.php?topic=901324.0;all) thread

Thank you for the intel, that's why I had him on pending had to look into the details, seems that it not needed anymore, thank you!

Hi, I'm sorry but Hashprofit has a good customer service in terms of recovering "lost" account, in you case you can easily get your account back, even to change the e-mail address I would need Administrator approval, plus your account state is newbie, please read my thread entirely before asking for loan.

Amount Requested 0.1 BTC
Date repayment is to be made Jan 2nd or before (1 week)
Repayment Amount / % interest 0.105 BTC (5% interest).
Collateral Hashie.co account KNS (worth ~0.5 BTC)
BTC address to fund the loan to 1GbRySrYBF6wVyJuqDCX3bhFrgJzevZ9wr

I reserve the right to deny any and all requests, I also will review your account, history etc. And might ask for more information. Even though these are small amounts I want to set a quality standard that I can build upon.


I agree to those terms, but I'd appreciate some tips/advice (in PM or here) should you decline my loan request! Thanks.

Please check the loan request before you about hash accounts as collateral. It is important that for the duration of the loan the collateral is in no way to be recovered by the part loaning. Also, your trust lvl already raises red flags. 

Hashie is no more, check their thread

Thanks, even more reason to decline.

Update:For Sr.Members and above with a good track record I temporarily offer loans without collateral. Max 10 day loan.

Amount Requested .1
Date repayment is to be made jan 4
Repayment Amount / % interest .14
Collateral my btt acct
BTC address to fund the loan to 1redsY74u97ECVVKx7Gz9QWJWECUuzsrj

Amount Requested:0.1btc
Date repayment: 5 days
Repayment Amount / % interest:15%
Collateral: 115GH/s in mining Hashlets
BTC address to fund the loan to: 1FnqxQWZPoJsAdYdmxP5RsSPkDTyfFSn8z

Have you repaid your loan from Marco (https://bitcointalk.org/index.php?topic=750507.msg9755894#msg9755894) yet? According to his thread, the loan is still active (and overdue).

Accepted please PM details and i'll transfer the funds.

The moreia account was allegedly compromised when it made this loan request and is currently being held in escrow as collateral for another loan (https://bitcointalk.org/index.php?topic=911232.0).

You might want to rethink your lending practices if you were willing to lend to this user, since you clearly didn't look into the account's history at all.

Thank you for you reply, I was just reading into this, apart from that if I didn't happy there are people that are more than willing to help out. Thank you.

Thanks for the loan, I see you have update that status, vouch for receiving back my collateral.

i want 0.1 for a month!!

Reason : i m buying GPU !! as i m down of almost 30$
repay : 0.14
Collateral : none/ can give u CS GO account after 25mins it will be 14$ / bf3 account also !

Also i have some good trust Smiley

please tell me i m able or not !!

thnkx Smiley

i have .35 but i dont want to gamble Smiley thts why i m asking for loan

Sorry declined, I can't even begin to tell you why there are too many reasons, for one these are short term loans.

Main reason is your trust rating.

thnkx for your time and consideration

I can try. Newbie asking for a loan means he will likely not repay. GPU mining is not profitable anymore, this is really even true for most altcoin mining. Even if GPU mining was profitable you would not be able to ROI inside of one month. I am not sure what a CS GO account is however it is probably not worth the loan amount, even if it was you should not lend to someone without collateral in hand. You are using the word smiley instead of actually making a :) (why do people do this - does someone tell you to use a lot of similes)

i dont want for mining lol !!

i already put my other mid ranger cards on sale maybe i dont want the loan anymore if it sold quickly !!

Loan Amount: 0.06
repayment : 0.07
Repayment Terms : 1 week
Collaterral: cryptomine account with 0.1 TH/s
addy : 1P2GhLnPtzXHANPBoi5Ludj21VLe1fnxhk

This is like the 7th request you have made under similar terms. Do you think anyone is going to lend you this?

 Hi
Loan request for .05 repay .08 within 3 days
If no collateral I'll payback .09 otherwise I have localbitcoins account this account and apple account with 5k usd worth of stuff on it. I can add you to family sharing for you to check it out.
If yes 17yC8wHmrysdrZtUirfrBEEvmPWcJbouvL

I almost only see you ask for loans, and a post that you want to sell your apple account. Apple has perfect account recovery policy so as collateral it does not seem like a proper option. Though it doest not hurt to check a little bit further. Contact me via PM about the family sharing, and we'll see if we can come to an arrangement.

For what purpose is your loan, and how come you can repay within 3 days with such a high interest rate? It raises a lot of flags.