Title: Kleineaap defaulted on a loan Post by: iluvbitcoins on May 07, 2015, 09:53:45 AM kleineaap (https://bitcointalk.org/index.php?action=profile;u=295199) took a loan of 0.1BTC on the 22nd
https://bitcointalk.org/index.php?topic=772348.msg11161416#msg11161416 He was due on the 27th https://i.imgur.com/P9rmnkY.png His bad english makes it seem like he sold the account to someone after taking the loan Title: Re: Kleineaap defaulted on a loan Post by: XinXan on May 07, 2015, 12:46:50 PM Im schizophrenic, lmao that killed me, anyways i dont think people that dont pay loans should have a post here because this would be filled with it, i see you already gave him negative trust wich is pretty much enough.
Title: Re: Kleineaap defaulted on a loan Post by: iluvbitcoins on May 07, 2015, 04:50:17 PM Im schizophrenic, lmao that killed me, anyways i dont think people that dont pay loans should have a post here because this would be filled with it, i see you already gave him negative trust wich is pretty much enough. Yeahh, but I'm not on the default trust list So he doesn't appear red to others That's why I posted here Tomatocage left rep now so we saved a couple of people from possible scam :) Title: Re: Kleineaap defaulted on a loan Post by: KWH on May 07, 2015, 05:21:17 PM Im schizophrenic, lmao that killed me, anyways i dont think people that dont pay loans should have a post here because this would be filled with it, i see you already gave him negative trust wich is pretty much enough. Yeahh, but I'm not on the default trust list So he doesn't appear red to others That's why I posted here Tomatocage left rep now so we saved a couple of people from possible scam :) Had you insisted on collateral............ Title: Re: Kleineaap defaulted on a loan Post by: iluvbitcoins on May 07, 2015, 06:28:19 PM He took a 0.5 BTC loan from me earlier :/
I consider a Sr.member acc worth more then 0.1 BTC, that's why I usually gave no collateral loans up to that amount Title: Re: Kleineaap defaulted on a loan Post by: Quickseller on May 07, 2015, 06:48:30 PM He took a 0.5 BTC loan from me earlier :/ If you took his loan as collateral for that much then you would be able to sell it when he defaults. Just because he can no longer sell it for a higher amount until he repays the loan doesn't mean he still can't get paid from signature deals (like bitmixer) to earn something from his account. I consider a Sr.member acc worth more then 0.1 BTC, that's why I usually gave no collateral loans up to that amount You really should not lend to anyone without collateral unless they have massive amounts of positive trust and should ignore previous loans by most lenders because a lot of the time they are probably just lending to themselves. Title: Re: Kleineaap defaulted on a loan Post by: iluvbitcoins on May 07, 2015, 07:03:34 PM He took a 0.5 BTC loan from me earlier :/ If you took his loan as collateral for that much then you would be able to sell it when he defaults. Just because he can no longer sell it for a higher amount until he repays the loan doesn't mean he still can't get paid from signature deals (like bitmixer) to earn something from his account. I consider a Sr.member acc worth more then 0.1 BTC, that's why I usually gave no collateral loans up to that amount You really should not lend to anyone without collateral unless they have massive amounts of positive trust and should ignore previous loans by most lenders because a lot of the time they are probably just lending to themselves. I wouldn't negative rep him yet, but as it seems to me that this isn't him He spoke good english before, I think the account was sold without the current owner knowing about the loan I sent him a PM saying I can take his account as payment since it's worth more then 0.1BTC I'll see what happens :) Title: Re: Kleineaap defaulted on a loan Post by: kulme on May 07, 2015, 08:28:55 PM His bad english makes it seem like he sold the account to someone after taking the loan Title: Re: Kleineaap defaulted on a loan Post by: KWH on May 07, 2015, 09:50:34 PM He took a 0.5 BTC loan from me earlier :/ If you took his loan as collateral for that much then you would be able to sell it when he defaults. Just because he can no longer sell it for a higher amount until he repays the loan doesn't mean he still can't get paid from signature deals (like bitmixer) to earn something from his account. I consider a Sr.member acc worth more then 0.1 BTC, that's why I usually gave no collateral loans up to that amount You really should not lend to anyone without collateral unless they have massive amounts of positive trust and should ignore previous loans by most lenders because a lot of the time they are probably just lending to themselves. I wouldn't negative rep him yet, but as it seems to me that this isn't him He spoke good english before, I think the account was sold without the current owner knowing about the loan I sent him a PM saying I can take his account as payment since it's worth more then 0.1BTC I'll see what happens :) It DOES deserve negative or at the least neutral feedback because it's a sold/potentially sold account and all dealings and previous feedback is now garbage. Title: Re: Kleineaap defaulted on a loan Post by: kleineaap on August 01, 2015, 11:54:31 AM It's not a sold account. Sorry for any troubles or confusion.
Loan was repaid. EDIT: 50b45c36648ea5a698ba3dd3f529ead0531cc06aff7296b982eb312a376cb74e Title: Re: Kleineaap defaulted on a loan Post by: Tomatocage on August 01, 2015, 08:07:07 PM It's not a sold account. Sorry for any troubles or confusion. Loan was repaid. EDIT: 50b45c36648ea5a698ba3dd3f529ead0531cc06aff7296b982eb312a376cb74e What loan? I thought you never borrowed money from him, so why would you pay back a loan that you never took out? Title: Re: Kleineaap defaulted on a loan Post by: kleineaap on August 02, 2015, 02:36:08 AM Whatever man.
It took me a while but I'm back on my track. 3 fucking months. However ridiculous it sounds for you guys.. in this forum I don't expect anybody to believe me. You think I am a scammer? Fine. I don't want to discuss private matters in public. Sure I was late as fuck with repayment, but I kept sporadic contact with lender, and paid back as soon as I arrived home again. I understand it looks like I sold my account and that is easier to believe that than the real story. Take it as you will. Title: Re: Kleineaap defaulted on a loan Post by: sdmathis on August 02, 2015, 01:16:18 PM Real story? What real story? You can't really expect anybody to believe you if you don't tell us what's going on.
Title: Re: Kleineaap defaulted on a loan Post by: Blazed on August 02, 2015, 02:54:20 PM Regardless of the story he is telling, at least he paid it back. I would expect some interest for the extra time though.
Title: Re: Kleineaap defaulted on a loan Post by: Muhammed Zakir on August 02, 2015, 03:20:20 PM I will be removing my negative feedback after sometime. I will be watching!
Title: Re: Kleineaap defaulted on a loan Post by: kleineaap on August 02, 2015, 04:22:22 PM Real story? What real story? You can't really expect anybody to believe you if you don't tell us what's going on. No offense but I'd prefer not to go into details of my personal life and health. The transition in writing style and mood that you guys refer to is a health condition. Regardless of the story he is telling, at least he paid it back. I would expect some interest for the extra time though. I believe I repaid with interest, not sure if it's enough but I'm willing to fix that. I will be removing my negative feedback after sometime. I will be watching! About the trust system and such, I believe you had the right to mark me untrustworthy during the default. Not now after I repay the debt. Those who believe I can't be trusted, leave your negative trust as it is. Otherwise, I'd appreciate if you'd remove it. On a final note, OP would send me a message occasionally about it to which I would respond. We even discussed the possibility of him taking my account as repayment. This thread was up in the meantime and I wasn't aware of it. I don't know what scammers do but if I wanted to steal I'd not reply to OP during the default or come back to repay at all. Anyway, just wanted to clear things up. Title: Re: Kleineaap defaulted on a loan Post by: shorena on August 02, 2015, 05:18:32 PM -snip- Can you confirm the address 1GiCrkr2QDFSMVAxFCVoJaEVoq6d2uXbFc is yours please? Title: Re: Kleineaap defaulted on a loan Post by: Muhammed Zakir on August 02, 2015, 05:28:11 PM -snip- Can you confirm the address 1GiCrkr2QDFSMVAxFCVoJaEVoq6d2uXbFc is yours please? iluvbitcoins left a feedback on kleineaap's profile. Quote from: iluvbitcoins Gave him a 0.1 bitcoin loan on 22nd April, he was due 0.11 on 27th April When I asked him about repayment, he said what repayment But after over 3 months (1st August) he repaid 0.15 btc Title: Re: Kleineaap defaulted on a loan Post by: sdmathis on August 02, 2015, 05:37:52 PM Real story? What real story? You can't really expect anybody to believe you if you don't tell us what's going on. No offense but I'd prefer not to go into details of my personal life and health. The transition in writing style and mood that you guys refer to is a health condition. That's understandable, but you can't really blame people for not believing an untold story. As for your health, I'm glad that you're doing better. I certainly understand health issues. It was heart issues that forced me to step back from the Vericoin team, so I know what health issues can do. I wish you the best of luck (and health) in your future. Title: Re: Kleineaap defaulted on a loan Post by: shorena on August 02, 2015, 06:33:08 PM -snip- Can you confirm the address 1GiCrkr2QDFSMVAxFCVoJaEVoq6d2uXbFc is yours please? iluvbitcoins left a feedback on kleineaap's profile. Quote from: iluvbitcoins Gave him a 0.1 bitcoin loan on 22nd April, he was due 0.11 on 27th April When I asked him about repayment, he said what repayment But after over 3 months (1st August) he repaid 0.15 btc Thanks missed that, removed my rating. Title: Re: Kleineaap defaulted on a loan Post by: iluvbitcoins on August 04, 2015, 05:15:25 PM Yes, it's my address
He did repay He applied for 0.1 BTC on April 22nd and should have repaid 0.11BTC on April 27th So that's 10% on 5 days, aka. 2%/day His repayment was on 1st August, aka. 101 day So the total repayment should actually be 202% (interest) But okay, I'm satisfied kleineaap got on the right track, and repaid the loan, with some extra interest (0.15 instead of 0.11) Yes, we did have some contact, but only because I initiated it I think the repayment deserves switching the trust from negative the neutral Title: Re: Kleineaap defaulted on a loan Post by: kleineaap on August 05, 2015, 10:56:34 PM Yes, it's my address He did repay He applied for 0.1 BTC on April 22nd and should have repaid 0.11BTC on April 27th So that's 10% on 5 days, aka. 2%/day His repayment was on 1st August, aka. 101 day So the total repayment should actually be 202% (interest) But okay, I'm satisfied kleineaap got on the right track, and repaid the loan, with some extra interest (0.15 instead of 0.11) Yes, we did have some contact, but only because I initiated it I think the repayment deserves switching the trust from negative the neutral Hi iluvbitcoins! I can give you 0.1 more, maybe 0.15, would that be appropriate? I was in a period of utter confusion and madness. My apologies for the whole situation. I would advise people that change trust back to neutral to still warn about not lending any coins to me. I have no desire to scam anybody, but my mind works in faulty ways sometimes. I am on the right track again, so at the moment I just want to make things right. Real story? What real story? You can't really expect anybody to believe you if you don't tell us what's going on. No offense but I'd prefer not to go into details of my personal life and health. The transition in writing style and mood that you guys refer to is a health condition. That's understandable, but you can't really blame people for not believing an untold story. As for your health, I'm glad that you're doing better. I certainly understand health issues. It was heart issues that forced me to step back from the Vericoin team, so I know what health issues can do. I wish you the best of luck (and health) in your future. Thanks sdmathis, your username was familiar but now I know where from! Glad you are doing fine! I don't think it's necessary to tell the whole story in public, a lot has been published already without my consent. Anyway, I'm reachable if anyone wants more details. Title: Re: Kleineaap defaulted on a loan Post by: Grand_Voyageur on August 09, 2015, 05:27:57 AM I think the repayment deserves switching the trust from negative the neutral I spent some time to decide if kleineaap (https://bitcointalk.org/index.php?action=profile;u=295199) repayment deserved a reversal to neutral feedback since it seems that he used to repay his loans late (refs: here (https://bitcointalk.org/index.php?topic=772348.msg9961893#msg9961893) & here (https://bitcointalk.org/index.php?topic=772348.msg10503562#msg10503562)) as well making suspicious big loan requests without any collateral then once questioned about backtracked and claimed it was a mock up (here (https://bitcointalk.org/index.php?topic=816676.00)). After reading about his illness i decided to gave him a try and let my feedback being only informational to advise others of the risks and about the need of a collateral as warranty against default; however, if kleineaap continue to ask for loans without a proper collateral or he default again on a loan he took from others a negative feedback will be provided and not turned to neutral. Anyway, I'm reachable if anyone wants more details. No, I think this time they may suffice to give you a last try and revert the feedback to neutral. Title: Re: Kleineaap defaulted on a loan Post by: iluvbitcoins on August 09, 2015, 03:23:38 PM Hi iluvbitcoins! I can give you 0.1 more, maybe 0.15, would that be appropriate? I was in a period of utter confusion and madness. My apologies for the whole situation. I would advise people that change trust back to neutral to still warn about not lending any coins to me. I have no desire to scam anybody, but my mind works in faulty ways sometimes. I am on the right track again, so at the moment I just want to make things right. that would be awesome :) basically with the 2%/day, total interest is 202% = 0.202BTC + 0.1BTC capital = 0.302BTC You have already repaid 0.15BTC So yeah, that would be awesome, and it would be as you just extended the loan :) Title: Re: Kleineaap defaulted on a loan Post by: Xandrah on August 09, 2015, 03:25:41 PM So basically is this topic sorted now? Should be locked if so.
Title: Re: Kleineaap defaulted on a loan Post by: iluvbitcoins on August 09, 2015, 04:32:56 PM So basically is this topic sorted now? Should be locked if so. I shall lock it after this payment, so he or I can post proof Title: Re: Kleineaap defaulted on a loan Post by: deadley on August 09, 2015, 06:06:39 PM Hi iluvbitcoins! I can give you 0.1 more, maybe 0.15, would that be appropriate? I was in a period of utter confusion and madness. My apologies for the whole situation. I would advise people that change trust back to neutral to still warn about not lending any coins to me. I have no desire to scam anybody, but my mind works in faulty ways sometimes. I am on the right track again, so at the moment I just want to make things right. that would be awesome :) basically with the 2%/day, total interest is 202% = 0.202BTC + 0.1BTC capital = 0.302BTC You have already repaid 0.15BTC So yeah, that would be awesome, and it would be as you just extended the loan :) You are become greedy and trying to abusing his condition. only very short term loan give by that interest. otherwise long term loan always with low interest rate. He already gave you good interest what I think otherwise for you, you lost that btc, you got btc and good interest too. Title: Re: Kleineaap defaulted on a loan Post by: iluvbitcoins on August 09, 2015, 10:26:00 PM I did not request it, I have removed my negative feedback right after the repayment
I only switched it to neutral You are become greedy and trying to abusing his condition. only very short term loan give by that interest. otherwise long term loan always with low interest rate. He already gave you good interest what I think otherwise for you, you lost that btc, you got btc and good interest too. well, he did not agree to a long term loan, but to a short term one, which he failed to repay for 3 months with little or no contact :D It's okay, I didn't request the money to be sent, I nearly said what would be as of our initial agreement I am happy that he's on the right track again :) Title: Re: Kleineaap defaulted on a loan Post by: kleineaap on August 10, 2015, 09:16:46 AM Hi iluvbitcoins! I can give you 0.1 more, maybe 0.15, would that be appropriate? I was in a period of utter confusion and madness. My apologies for the whole situation. I would advise people that change trust back to neutral to still warn about not lending any coins to me. I have no desire to scam anybody, but my mind works in faulty ways sometimes. I am on the right track again, so at the moment I just want to make things right. that would be awesome :) basically with the 2%/day, total interest is 202% = 0.202BTC + 0.1BTC capital = 0.302BTC You have already repaid 0.15BTC So yeah, that would be awesome, and it would be as you just extended the loan :) You are become greedy and trying to abusing his condition. only very short term loan give by that interest. otherwise long term loan always with low interest rate. He already gave you good interest what I think otherwise for you, you lost that btc, you got btc and good interest too. Oh hey deadley, even you here?? Long time no see man.. I'll be hearing more opinions. Not sure what interest everyone thinks it's fair.. Title: Re: Kleineaap defaulted on a loan Post by: iluvbitcoins on August 10, 2015, 11:59:24 AM You do not need to pay anything more :)
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