Bitcoin Forum

Collateralized loans only, unless you have insanely strong reputation (in which case I probably already know who you are so if I don't, don't bother).

I have 100+ BTC to lend. I can raise more if there is a strong proposal.

I have a long-term reputation on this forum and I can point to other trading reputation.

Minimum loan amount is 0.05 0.5.

PM or reply with loan requests meeting these criteria.

Loans outstanding

none

Loans repaid

1. Loan dated March 19, 2014. ehalvers 0.317 BTC due April 9, 2014 (repaid early at reduced rate of 0.308, March 20)
2. Loan dated March 22, 2014, CIMF 0.101 BTC due March 29, 2014 (repaid 3 days early)
3. Loan dated March 26, 2014 Raskolnikon 0.0648 BTC due April 15 (repaid 2 weeks early)
4. Loan dated March 23, 2014 ClutchThese seller financing AntMiner S1 balance 0.62823 due April 23, 2014 see post https://bitcointalk.org/index.php?topic=521862.msg5849367#msg5849367 (repaid April 3, 2014)
5, Loan dated April 1, 2014 tkeod seller financing AntMiner S1 balance 0.27468 due May 1, 2014 see post https://bitcointalk.org/index.php?topic=521862.msg6013938#msg6013938
6. Loan dated October 3, 2015. bitl0ck 0.5075 BTC due October 21, 2015 - due date changed to October 27, 2015, 0.50 repaid, and additional 0.5075 due, for a total of 0.515 now due - fully repaid
7. Loan dated October 27, 2015. Heutenamos 0.24 BTC due November 26, 2015
8. Loan dated January 15, 2016. Heutenamos 0.21 BTC due Feburary 19, 2016 (repaid January 23, 2016)


Defaulted

1. Loan dated April 8, 2014 tkeod seller financing 2x AntMiner S1 1.87961 payment 0.4 btc/week (bal: 1.334872661) see post https://bitcointalk.org/index.php?topic=521862.msg6136509#msg6136509 See default (https://bitcointalk.org/index.php?topic=521862.msg6640071#msg6640071)

How do you guys work out collateral on here?

It has to be collateral that is readily transferrable either to the lender or to a trusted escrow (and then of course back to the borrower after the loan is repaid). Altcoins (especially LTC) is considered the best collateral but I'm quite flexible on a case by case basis.

I see, that makes sense but as far as myself I don't have any Litecoins, so in order to have collateral I would probably have to go buy LTC with fiat right?

I'm flexible about collateral but it has to be something that can be easily transferred and (if necessary) liquidated. If you have something that meets those requirements then lets talk.

I wish I had money like that to play with.

You're a good guy OP.

OP is great guy  ;D

We worked out our deal very quickly. Prompt messaging and a pleasure to work with.

Even with some chance happenings we were able to work everything out.

I used cryptostocks.com holdings as collateral (you can transfer stocks from account to account)

Thanks again Smooth!

P.S. many stocks on there are fairly volatile so be careful!

As is ehalvers.

I'm a newbie so I won't ask for loans since I've seen plenty of people around here getting ready to jump newbies for "being scammers".

I was just curious to ask if you use btcjam for lending money ? (I have my request there, but it's not related to this topic).

I would loan against my car to pay my studies but unless you're from the EU, it wouldn't work.

Anyway, cheers and good luck finding good investment opportunities.

edit : spelling mistake

Excuse me I didn't get how can I lend coins? I mean what kind of reputation should I have?

I don't use btcjam. I checked out the site a little bit and didn't really like it. Can't say what I didn't like about it, just a preference.
 

I'm looking for a .7btc loan for 3 weeks.

For collateral i have:

THOR: 4.8 million
SHA: 10,800
LTC: 1
GHC 10,000
UNI: 55,000
vault: 11,000

I have a few more LTC on coinex... but have no idea when that will come back online... sadly.

I've done a few loans on here already, and i always payback on time or early.

If you want to lend you don't really need a reputation. If you want to borrow you generally need collateral

Got it (and thanks for answering), guess I should start borrowing here when I get some activity in order to build trust..

Please share how it works
Thanks.

Care to mention what's the interest rate on which ur are offering the loan ???

It depends on the situation. I tend to be on the side of lower interest rates but being very demanding in terms of collateral. I do not want to charge everyone extra to make up for the loans that go bad. I want to avoid bad loans. Both are reasonable ways of making money, but my focus is more on the side of good loans.

Haven't heard from you on this one... i suppose that's a no-go?

I've been offline for several hours due to a family medical emergency (seems to be resolved now). I will be looking at the posts and PMs in about 2-3 hours.

No go. PM sent with more details.

Messaging you now.

New loan to CIMF, post #2 updated

Hey Smooth just sent you an offer.

PM sent, declined.

New loan to ClutchThese. I'm giving seller financing on the sale of an AntMiner S1 which is held by me as collateral until paid off.  The loan and mining is visible at

http://eligius.st/~wizkid057/newstats/userstats.php/1N7wXVJTtPBuW2HRTxrQpBbdXCZ3wmS17c
https://blockchain.info/address/1N7wXVJTtPBuW2HRTxrQpBbdXCZ3wmS17c

Once the balance at that address reaches the sale price of 0.938 plus hosting at 0.05 per 15 days (due in advance) plus interest of 1% per week (due in advance), with a maximum term of one month the loan will be considered paid off and the miner will be shipped to ClutchThese priority mail at the seller/lender's expense. Down payment of 0.365 already made and additional payments may be made at any time.

Initial balance of the loan is 0.62823

Confirmed. Thanks!

Small correction hosting is 0.05/15 days, edited above. ClutchThese please confirm.

That is correct. :) no worries!

Thanks

just sent you a pm

I need aboit 0.2 btc for 25 days only! Please PM if you can lend me your coins

PM sent

700DOGE collateral for a 0.002btc loan?

Declined.

1. I don't do tiny loans like that.

2. The collateral has to be at least equal in value to the amount borrowed, generally more.

The miner has been moved to another pool so it is no longer possible to monitor the mining and the mining no longer automatically applies toward repayment. The above links are still valid for repayment but the eligius link will stop accruing value.

Confirmed. Thanks for doing this. ghash.io should allow me to pay back the loan at a much faster rate. Are you able to withdraw the funds from eligius and apply it towards the loan yet? I believe this will require the minimum threshold to be moved down.

Thanks again!

I can but I am deliberately waiting because they sometimes pay out old shares, so I'd rather let it accumulate for a while rather than have a few shares produce a tiny balance later. You can consider the balance there as counting toward payment of the loan even though it doesn't show on the loan address yet.

EDIT: Looks like you did well to move. Two more terrible rounds today.

Seems like that site is slowly losing speed.

ghash.io has a lot more going for it than simply mining. I think that's the biggest reason it's gaining miners in a huge fashion.

I'm coming around to that point of view, but let's keep it on topic here :)

Hey smooth,

I'm looking for a 0.014 loan for two days with the repayment of 0.019.

I have 1 ltc for collateral.

I'm only doing loans of 0.05 or more. However, you do have decent collateral so if you post top level you might get someone to lend.

I could do this loan. See my thread for details.

Have collateral need .5 btc will pay back .7 btc by april 3rd thanks

PM me with details about your collateral

Declined. Not offering sufficient collateral.

Declined

Run the credit check again?  He's posted everywhere - it must be legit.   :-\

Came back declined again. Must be a computer glitch. Sorry Stan, I wish I could help (actually I don't, but ssssh).

Declined. Those darn flakey credit computers. Can't get them to approve scammers to matter how hard I try.

^ You guys are cracking me up and I'm also laughing because it sounds like he may want 2-5 US pennies - .02-.05 BTC.

CIMF loan repaid 3 days early. Collateral in the process of being returned.

Pleasure to deal with, nice smooth transaction

I am looking for 0.5 btc loan to finish a trade without opening a paper wallet. Will return 0.55 in 3 days.

edit: I had to open a paper wallet

Send you a pm about a 1 BTC loan.

New loan to Raskolnikon. Post #2 updated.

confirmed, very smooth

Declined. No adequate collateral and promising to pay with Paypal.

Returned now. Successful transaction. Post #2 (https://bitcointalk.org/index.php?topic=521862.msg5780486#msg5780486) updated.

I would like to inquire about a small loan. I am not familiar with your lending practices, however, I will make my case. To begin with the basics of a loan structure, I am prepared with a downpayment (collateral of approximately 22.5 litecoins). While I am a new member of the bitcointalk community, I do have a strong understanding of finance and accounting (which I can discuss in a PM), and I am confident that my business plan has a revenue stream to compensate you for the credit risk and to give me the infusion of capital to further develop my business infrastructure. My loan request is for 1.95 bitcoins.


I could speak to you further about my revenue streams in private message,and it may give you an understanding of the risk level of my business. Given my new member status and the fact I have not had the opportunity establish a reputation in this community, I will be open to your lending policies and understand your position. Please inform me of escrow procedures and the formation of a promissory note for this lending offer. Thank you, and please private message me.

I read the [EDU] post by the moderator about noobs who scam. Please no private message. I want to negotiate the terms of the loan out in public board.

I require acceptable collateral equal to or greater than the value of the loan in almost all cases (100% of cases involving unknown Newbies).

Declined.

how much you want back and in how much time for 1 btc now?

What collateral will you post and how long do you need the loan?

Raskolnikon loan repaid. Post #2 (https://bitcointalk.org/index.php?topic=521862.msg5780486#msg5780486) updated.

New loan to tkeod. I'm giving seller financing on the sale of an AntMiner S1 which is held by me as collateral until paid off.  

The loan payoff address is

https://blockchain.info/address/1MHEksaozf6Bz1W5Bn1Ets9ZwS1zVD9DPJ

Once the balance at that address reaches the sale price of 0.893 plus hosting at 0.075 per 14 days (due in advance) plus interest of 1% per week (due in advance), with a maximum term of one month the loan will be considered paid off and the miner will be shipped to tkeod priority mail at the seller/lender's expense.

Down payment of 0.3 is due at the start of the loan
Payments of 0.3 are due weekly

If loan not paid on one month, lender can keep the miner and any payments to date.

Initial balance of the loan is 0.67468

I agree to these terms and will send the initial payment here within the next 30 minutes when I get home.

Payment has been sent.

Received. Miner reconfigured per buyer's instructions.

Everything is up and running smoothly, as hoped. Will contact lender every few days to discuss how the miners are doing and if any technical issues arise (hopefully not  ;))

Hello op please see my loan request herehttps://bitcointalk.org/index.php?topic=552571.0. I. Meet ur terms and offer more thank u

Not interested in pursuing this, best of luck to you.

thank u for. Your consideration your loss im afraid

Im interested in a loan as I would like to purchase a new card or two for mining and to add to my 1 of 2 cards mining.  I don't have coins and spent most what I mined on a hard drive when my crashed recently along with a new 120mm cpu fan which was dying.  However I have a title to my street  bike  and my Chrysler 300m (2003) ?   Not sure how we could go about it?  Wouldn't mind the option to paypal back some of the funds so I can payback out of my paychecks (and after selling one of my existing cards) without having to find somewhere to convert usd to bc and send. 

I suggest you post top level. Others might be interested.

Loan to ClutchThese has been paid off, and miner is due to be shipped out tomorrow.

Has been a pleasure! If anyone is looking for a legit loan, take Smooth into consideration.

+1

A payment of 0.4btc was made for my weekly payment. Decided to do 0.4 instead of 0.3.

Is possible any small amount loan ? i pay back within 1 week with 25% refund.
I need a really small amount its between 0,25-0,15BTC.
Is someone able to loan please write me


Thnaks a lot

Best Regards Grindcomber

Collateral or gtfo

If you have nice tits, that might work, too. Probably not though.

Can domains be the source of collateral for your loans?

Yes. PM sent.

Please note, if loan terms can be discussed and agreed upon, I will transfer ownership to you (I will transfer first) as you are a senior member, and I respect your seniority in this forum community. I have sent additional information in my response to your PM that may provide you additional domain choices.

what you want ? I have some another coins as like Doge or hunter.What you meaned?

I will take doge as collateral for a loan. PM me with details. Not doing hunter right now as it just isn't widely enough traded.

dir smooth i pm you little time ago

Loan to tkoed has been paid off.

I could use a loan  ;D

New loan to tkeod. I'm giving seller financing on the sale of two AntMiner S1s which are held by me as collateral until paid off.  

The loan payoff address is (starting balance 0.97468)

https://blockchain.info/address/1MHEksaozf6Bz1W5Bn1Ets9ZwS1zVD9DPJ

Once the balance at that address reaches the starting balance of 0.97468 plus the sale price of 1.768 (0.893 x2) plus hosting at 0.075 per miner per 14 days (due in advance, but only 0.0375 per miner for the first week) plus interest of 1% per week (due in advance), the loan will be considered paid off and the miner will be shipped to tkeod priority mail at the seller/lender's expense.

One additional AntMiner S1 previously purchased by the borrower is being held by the lender as additional collateral. Hosting for this miner is 0.075 per 14 days (due in advance), with one week of hosting already paid for. This hosting fee will be added to the loan balance starting after the first week.

The minimum payment is 0.4 BTC per week.

If loan not paid in a maximum six weeks, lender can keep the miners and any payments to date.

Initial balance of the loan is 1.87961

First loan went great!

Like last time, I agree to these terms and will keep updates with the lender when it comes to early payments or any technical issues on either end of the deal.

Paid the first loan in a week, lets see how fast this one will go by lol

Take a look at BitLendigClub. BitLendingClub is a global community that matches individual investors with borrowers seeking bitcoin loans. It's a peer-to-peer lending platform.
You can Earn interest on your bitcoins and help people build credit history by funding small loans(less than 1 BTC).
Check out the loan listings at  https://bitlendingclub.com/

hey i send you  pm sometime ago sad this forum doesnt have tracking system

Looking for .10 BTC loan plz to complete a purchase that I'm short on. Will pay back by Monday. Thanks!

17CkEn7WsDt3mnioehCeEiXxjd9BpPzTq1

What is your collateral?

Are you still going to loan btc to her/him... that tag though~~

In all likelihood, no. Aside from the tag we have:


and probably more.

How about the fact "she" doesn't even bother to reply to your question.

you wouldn't take say, LoL or steam account as collateral would you? haha it's the only digital thing I have of value ^^

Need a loan of 50BTC for a business project.

50 btc for a newbie is probably legit  ::)

No


No

For that amount it is probably best to start a new thread listing your reasons, payback ability and collateral.

I'm guessing that will not happen

May i qualify with this?
https://bitcointalk.org/index.php?topic=566023.0

What's the point in that? If someone wants to "borrow" btc and only has ltc as collateral, he would just trade them on an exchange.

It is a legitimate request but being a Newbie I'm sure I didn't go about it correctly.  I hesitate to go into detail on my project on a public forum but I do have terrific collateral.  If you have the where with all to supply the loan then PM me and I will detail my project and collateral.  Thanks.

If you belive in LTC future and rise of the value you wouldn't want to spend them would you?
They would be taken away from you only if you will not repay otherwise they should be sent back to you.

Correct. Furthermore sometimes the assets are income-generating, for example GHS. In that case I hold the GHS but they continue to mine and upon payment of the loan I send back not only the GHS but also all the mined coins.

OK PM me.

Sent a payment of .4

Received. PM sent.

Sent a payment of .4

Just got it thanks. Will update the loan balance post shortly.

Sounds good to me.

Re: tkoed loan

Hmm, looks like the balance never got updated last week.

Week 1:

Starting balance: 1.87961

Payment: -0.4

Hosting (14 days, 3 miners @ 0.075 each): +0.225

Balance: 1.70461

Interest: 0.0170461

New balance: 1.7216561

Week 2:

Starting  balance: 1.7216561

Payment: -0.4

Balance: 1.3216561

Interest: 0.013216561

New balance: 1.334872661

Everything looks to be in order from this update of the loan

Would like to find out about joining your pool and investing bitcoin to increase available investment pool

Hi,
If you lend me 0.2 btc for month how much do you want in return?
BR,
Gondel

What is your collateral?

No thank you

Could use a .5-1 BTC loan.  Can offer a couple hundred paypal as collateral tops.  That's the only place I have money at the moment.

Have completed many loans before.

Would be highly appreciated, peace.

Declined.

The active tkoed loan is now overdue. The borrower has been in diligent contact with me and I do not believe is trying to "scam" in any way, but has had some setbacks making it impossible to stay current on the loan. I have offered options for restructuring the loan and have provided a 7 day cure period. If the loan is not brought up to date or restructured within 7 days I will be keeping the collateral and payments to date, as agreed.

That is a pretty smart move.  :D

After 7 additional days the loan was not brought up to date and we did not work out a restructuring (I proposed a few alternatives including one that only required a payment of about 0.1 BTC). Thus the loan has clearly defaulted and I have repossessed the miners.

I don't think the guy was a scammer because he really got nothing good out of the deal and if he wanted to just back out he could have just disappeared but instead he sent me many PMs about the situation. I think he just had some bad luck in life and this didn't work out for him.

Onward.

Loan window is open.

Hi Ho Silver, awayyyyyyyyyyy

Not sure what that means but rapeghost sent me a loan proposal in PM that was several paragraphs long. I have been too busy to carefully review it so I must decline.

As far as other loans, the loan window is open but I can only consider simple loan requests. Tell me in two lines how much you want to borrow and how the lender is going to be protected in terms of collateral. If it takes longer than to to explain it, you are better off approaching other lenders.

Lol, I was just messin around. I was bored.

smooth, my loan is real simple. find my forum post

Looking for a .2 Loan For a period of 2-3 weeks.

With repayment of .23

I have good trust in loans and such. let me know thanks :)

Only with collateral

Reopening for new loan proposals. Minimum loan is 0.5 BTC.

Will you take Dogecoin as collateral and quantity?

I would be interested in receiving a loan. https://bitcointalk.org/index.php?topic=701080.0

Replied on your thread.

45k AEON, 20 days, 1.5% interest
for
0.5 btc.

Accepted. Post your BTC address, I will post a repayment address.

1DxdjX8KunCk153UP3Gb8rFQwY8XQu4ass

Repayment address is 1DF3EpHm8oiyqFGiJ9gNLy4zEpa75fLm9c

Upon funding, payment of 0.5075 BTC is due 2015-10-24, 00:00:01 UTC

I do agree.

Funded txid f4119852bd70fa5c8294d6edc0377bce8518f96bb9d61dce66bbb365867abc5f

We have agreed to extend the loan to 2015-10-27, 00:00:01

In addition a further 0.50 BTC was lent with payback total of 0.5075 and collateral of 40k AEON, and finally 0.50 was paid back as part of another transaction.

As part of the other transaction, 20K AEON was removed from collateral.

Thus the remaining balance to be paid by the above date is 0.515 and the remaining collateral is 65K AEON.

Agreed.

Funding of the second loan: a76a85388543980924a4630568c0da20227759406237f9b3eb02f4472d2976b1

i am seeking 0.22 loan from smooth by offering 0.24 repayment with added 118 clams as collateral .
there is no such thing as payment date but the whole loan tenure is for 30 days however i will repay him as soon i have funds and update on this thread.

Accepted, subject to:

Load is considered default after 30 days if not paid in full.

Repayment address is 14pi3FhCeJgdu1nYd1LjFM6HwLbGf74U4w

CLAM address to send collateral: xKjjxJBGJ4G1hBcUhi7XCP3Xa9FBMBtEzx

Both of the above loans have now been successfully repaid.

sent ...

http://www.khashier.com/tx/1feb6a8f4c43594e9b387ee77fb65c280fb67e51fa6b37b11725b043ed342676

http://www.khashier.com/tx/dfead46faf041ac6327e8c116f5b6efbeed3e27c151356d9607d506d8f56f051

ok ..now send the btc here...123bH4iUEgSQEEMwnDSwiJcZnKA4JogHWo

Sent https://blockchain.info/tx-index/e6f4a4f267cc1ca5c2f318092f2523151737139bc47e180eeb6378110adaf5ef

confirmed...will be in touch via pm's

Loan Amount: .04
Repayment Amount: .046
Duration: 11/7/15
Reason: personal
Collateral: this account
Bitcoin Address: 1C5V64du6jD9mCoVt2wzToMrDnxZTPf5xF

Sorry much too small for me to bother with. I wish you the best in finding a lender that works on smaller loans.

PM me here or on freenode

I've sent you a PM :)

The loan has been repaid:

https://blockchain.info/tx/3aec39dddb19727468b64969dcba380516e1578a10438457cd7ae06121abd044

I've asked Heutenamos to post a return address for the collateral CLAMs. Once that is done I will return them.

yeap, here is my clam addy --- xHqyCPVFnUx7cHQeAM1chxMCwZpxw3aRW3
thanks for the service. :)

Sent 121 back (in addition to the original 118, 3 were staked on that address)

http://khashier.com/tx/460999b69f51e507fe2fabbaa056dedf6b5dcf1bc9afd536ebcfb9a4ef1782c3

Taking 0.2 and will re-pay 0.21 under 5 weeks.The collateral will be my clams in Smooth's pool.

1A1TQBj4DNQa2UyBmPYycxM4J2GNTJEPfq

Approved.

Funding has been sent. Repayment of 0.21 due to 1PP1Lomb6KwFgrQA8jnyKp1L13kdJquenz before 2016-02-19

https://blockchain.info/tx/56f58e8bb9a631b4dc6abc568c50e198fc0cbd06dded6f1a5ff4dca7ba32f7b7

Hallo smooth,

Could you take a look @ my request (i've a specific tread) ? I'm looking for 0.15BTC for buiyng digital good.  Have Senior and Full M. As collateral

I'm going to decline as I don't personally like to use forum accounts as collateral. They do have a well understood value so you should be able to find someone else to lend based on that. Also these are on the low end of the size I like to work with (Heutenamos too but he's a repeat borrower and I've found him to be low hassle so its okay).

Because i would hold this account after repayement. It's simply. They have my logo and my signature too : i'm buyng not selling  :)

Please take it elsewhere

Thank Smoth for reply. If you could be reliable for bigger amount i could contact you on my next purchase. As collateral i could offer phisycal gold or Jewels (we could use some Italian Escrow). Let me know.

https://blockchain.info/tx/e70e847f21048e27ca5efc6e772d318f05f93d06550ae878d44e82ca9a6a6e6a

https://blockchain.info/tx/e5986ecd3ddd1194e50db753c19bd10022f2ad936f5efe0f0d8f500d64bd6ca8

Total amount re-paid..
Thanks.

Yes, looks good.

sent you pm

Hello smooth
Do you accept amazon's gift card or an Amazon account with a balance as collateral?

Looking for a loan 0.3 btc.

Payment address 1Fhe22vTjojM5okBuNw5uAbkRCFHy1r7V2
Repayment time: 15 days
Interest: 4.5 %

Repayment of 0.3135 is due 2016-03-28

Repayment address: 1EQf4S1ttQtxTa8N5EJoDtmcnjKLsadYPd

funding sent: 662646e9764c6c65082b5d159702e62e171a11cb220297a063cfcbe2ce505d38

Lookin for just 0.22 BTC, short term :)

Address: 1Mxrm17Dvoewp2w36S3Dz2QwEebeYHf6xs
Return Amount: 0.235
Repayment Date: On or before March 17

I'm actually not making loans actively right now. The last one was a bit of an exception. Thanks for the interest.

Oh haha my bad. I wouldn't have known until you said

Not at all, you didn't do anything wrong, I was just explaining why I don't want to do another loan right now.

Best of luck friend.

Not paid. Loan in default.

https://web.archive.org/web/20160417121855/https://blockchain.info/address/1EQf4S1ttQtxTa8N5EJoDtmcnjKLsadYPd

of course It seems already too late to lecture,  but I have a strange, did you not check
Mitchell warning before loaned?

I did but I had also dealt with the same user before multiple times with good results. Live and learn.