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We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

Yes because of the 1:0 life formula that nature have handed over to men,  where men are scheduled with the responsibility of providing financial support to the home,  and being the sole winner and spender in the family we are exposed to so many things that take money out of our pockets,  and sometimes if you want to take too many accounts of how much you spend as a man in providing for yourself and family you may become depressed so at that,  we must work harder to be able to meet up with the demands without looking back.

Women on the other hand are more domesticated and gifted with management skills that men lack,  and this make women to be more calculative in their approach to things most especially in the area of money,  so for sure women are a better manager than the men and there is no argument about it.

Just like also where we talk about risk-taking between men and women,  it still brings us back to the some conclusion that since men are exposed to responsibilities, they tend to try out new ways to make extra money and at that will venture into so many things that women will not consider as being fit to indulge in such.

IMHO. I'll give you an example of why this shouldn't be a discussion for most. If we're going to check if men are the ones who can't control themselves and have bad spending habits, we check the top 10 richest persons in the world because all of them are men. In reality, there's no gender preference on this one because there are men who are good providers and at the same time, good at money management and the same goes for women. While we're talking about how good people are with their management skills in money and by being a responsible family person, there are people that are the opposite of it. It all sets in experience and where a person has grown up by learning all of those life lessons. That's why on this one, maybe in nature men can't be as good as a woman but even in ancient times, it's known that men are more powerful in many things than women. We're in the modern days today and these things are all changing.

I feel men have more bills to pay than a women does, so after when they are done paying those bills, they get broke and it makes them look as if they are not financially responsible. While for ladies, even when they are working, they still find favours from admirer's that send them money in addition to their salary, most times this admirer's do pay the entire bills of the woman, making her have much savings for herself.

Though there are men, that are ordinarily financially reckless, that spend money extravagantly. But trust me, most men pay a lot of bills, from school fees, house rent just name it, yet they hardly get a dime if they don't work for it. The life of a man, isn't easy, we deserve more credit.

Not really I think? I mean if we were talking about majority vs. minority, then maybe, but if you were to say that most economic men lose out to your average woman, then millionaires wouldn't be males, they'd be females. Imo it's natural for someone to plan out their expenses, whether they be male or female. I think it just naturally switched over to females after a decade or so of being together due to the natural shifting of responsibilities in a family. Outside of the context of a family, I think both are rather equal, it's just a matter of capabilities at that point regardless of gender.

Women are good managers than men. This is true and it is possible to see this happening in most people's life. The best of it can be understood by the way Women spend and men spend. There is priority to spend on different things, and Women understand it well and spends accordingly. With men this is different and they keep on spending in a random manner. This isn't the case with everyone, but most of the Women used to have this mentality.

It is possible to see Women in our family having some savings that helps us in difficult situations. I've read more such stories during the covid as it had helped them in survival. Not on this, but more real incidents happening around us state women is better than men being economical.

I think it's less just about the societal burden that was imposed upon women and men and more on its relation to the human brain biology really. I've heard that Women are born with bigger brains than men, which could be attributed back to when we were still cave dwellers, and women of the tribe are the ones tasked to collect crops, berries and stuff. They would need to be more analytical lest they risk eating poison and killing themselves along with their families. In modern times this analytical prowess is being used not for hunting/gathering anymore and instead to aid the family with budgeting and finances, which in a way is kind of similar to gathering as well cause you have to discern which is a bad purchase and which is not but I digress.

I don’t subscribe to your idea of women having to be more economical than men. In a way I might agree but, that would be in instances where the woman is the man. I’ll explain;

Like you’ve rightly stated in OP, men a pushed to spending by a sense of responsibility. These responsibility can play out in ways of being responsible for your family, relatives, friends and the people around you which means, most of the things your to be spending on are a necessity, perhaps not all but being moved by a sense of duty makes it a need to do.
Women on the other hand, they don’t just give a fvck. At times it’s more like I just need to get this done or buy this and that and they just do it.

Although, the case is different when that woman is the man. When that woman don’t have a man at the apex of her affairs or when the man isn’t owning up to his responsibilities. That makes the woman very much a man and I tell you, she would understand how to scale her expenses even better than a man would. There, you can say the women becomes more economical and that’s because, the woman is out here thinking like a man.

Naturally men are providers while women are better savers, so it’s no surprise that men have more financial responsibilities in society, they have to cater for their home and also their extended family. In most cultures, the women have a lesser burden to cater for, but it’s also difficult for women to develop a good saving habit when products and advertising target mostly women as their consumer.

Lets get things right, saving money doesn't define being economical. And spending it doesn't mean a person is not economical. These things we must look at the perspective of business. And the most reason why women are not billionaires like you said. Women save and spend money wrongly. Lesser women give to the society than men do. A lot of men venture into businesses, which is giving to the society. Women hoard money and spend less believing that's being economical, still they end up broke. Being economical depends on how we spend and save our resources. A person may be spending a lot of money on the right thing, definitely they'll get a good return on the long run. While the other party would be saving gradually, without getting any good return. In economics it's better to spend properly than to save well. If we define economical as not spending money. Who would build the hotels and other infrastructures today? On the other flip, men put good use of money in the society. Few men waste their resources compared to women. In fact, if men had the most population as women, the economy of the world would have been increased better than it is. Only few women set up successful businesses. The other population of women, save their money and spend less. Thereby depending on their savings for survival. How else do you expect a person who depends on her savings to spend money. They'll definitely spend lesser money to increase the durability of the money at hand. Also, talking about who spends the most money in a family doesn't define being economical. It's about the society at large. How resources are being used. Wasted or properly invested to create more wealth. Men take the most risk, in business. That's why a lot of men succeed in it. Women take minimal risk, that's why a good number of them still depend on men for money.

There is a reason why thats an unpopular opinion :D Any married man can tell you that this is far from the truth and can't even be remotely similar. Obviously we have to separate the gender from the person if we do not want to generalize, I am sure that there are woman out there who are more economical than most men, and there are men who are more economical than most women as well. But if we take a look at the general public, as in if we take the average out of it, I can guarantee that woman are spending a lot more money on useless stuff at most times. This isn't something I can give as a data, I do not have this data, all I have as a proof is my wife, my mom, my friends, all my friends wifes, and every single woman and man that I have ever met with so far. If there was just one example of it, I would say there is a possibility, but without exception every single woman I know is less economical than every single man I have ever met :D

So what you mean by "economical" is the ability to control the urge to buy things? If that's the case, my experience is quite the opposite. You probably need to do a thorough research if you want to draw a conclusion. Basing it on one or two cases is way too small to make a judgment. Even though you can argue that traditionally women control their household spending, I don't think that applies to modern societies.

Responsibility and commitments typically determine where money goes in the modern economy, especially for men. Men, men, men... they often have to spend, sometimes against their will. Duties, right? Does that make them less economical than women? Hmm...

Then, women have traditionally been homemakers, budgeters, and household financial managers. They've had to save money and keep things running smoothly. So, are women more economical? Perhaps, perhaps... But is it fair to generalize? Each person has a unique relationship with money. Some women spend a lot, whereas some guys are economical. Personal behaviours, upbringing, and circumstances, right?

Instead than comparing, why not value each gender's strengths? In a modern economy, isn't collaboration the key?

This is not necessarily true if talking about unmarried women, but if talking about married people, most women will control spending better than men. That's why in most couples, the husband is responsible for making money and the wife is responsible for managing household expenses. But to be fair, to have a stable job and advance in your career, men need to communicate more so they will spend more, and sometimes when they are drunk they cannot control their spending. Expenditure management also depends on job characteristics, social level...and many related issues.

I don't think there is any truth about this opinion. It's not right to make such a generalization because for both genders, there are those who spend money wisely and those who spend it as they wish. However if a generalization is to be made it's obvious that men who are aware of how difficult it is to earn money are more frugal. I'm sure the statistical data would support this.

It's the other way around actually - at least to me and the people I know. We understand that there are bills we should pay and that we should build reserves as much as possible to ensure that we keep paying them on time. This mindset helps us to keep spending on the low. It's the women that spends on less important things like beauty enhancement or whatever. They even ask their men to pay for those things a lot of times.

If they're managing the household then I guess women do better since that's like their role. It's the men that provides the money to be managed. This traditional gender role may sound odd to other people who believes in 50-50.

I don't know; it seems there isn't a definitive data on this. I have heard both opposing arguments. I mean, both claims that women are more economical and men are more economical. I looked around me. Both seems true in different cases. There doesn't seem to be a uniform reality.

On the one hand, it is usual to hear that household budgeting should be left to women because they know better. Husbands should just provide the money and they'd be amazed at how their wives would manage to keep everything financially in order at the end of the day however insufficient their income may seem.

But, on the other hand, it isn't also unusual to hear that money should be kept away from women because they might just squander it shopping unnecessary stuff, visiting salons, and so on.

So, I don't think being economical is something about sex or gender.

I think this is because women are more organized and are good managers than men. But this is not to generalize, as we have different perspectives, and this is just my observations based on people I have known. Maybe this can be influenced by our social construct, that men provide for their family and women should stay at home. And if this is the case and the family is run by a patriarchal household, we can at least say that women are more economical than men because they have the responsibility to handle and budget the money given to them. But again, I don't think this is applicable up to this day because we are now detaching ourselves from the belief that men should work, and women should stay at home.
But again, I don't think it’s good to compare people based on their gender as there now studies which tells us that gender has really nothing to do with such things.

Seems yes, because I have a friend (who before married) very wasteful use of his money. But after he got married, and his money was managed by his wife, my friend became economical after that. but I think not all women can manage the money, and not all the man can't control expenditure. It depends on how he lives in his environment, I ever met a woman who is very wasteful in shopping and buys anything she wants without knowing the purpose. it's not because he doesn't control the money, but the environment where she lives is very competitive for him. She has a friend who is very rich and always shopping which makes her follow that habit.

If you compare the money spent between women and men. I will tell you why men spend more money. If you consider the various aspects of a man, it will be seen, he has friend circle, he runs his family, before going to office etc. Moreover, men spend a little more money. It takes a lot of money to run a family, which he earns through various means of income and he spends that money in various ways. Moreover, there are many men who spend money for no reason without thinking about anything.

Above all, the reason women spend less money is that they don't always spend moneyIf not critical. So I don't know if it is right to call women thrifty. Finally, there is one thing to think about when spending money, whether a man or a woman. So that unnecessary money is not spent.

Yes, I agree that women are more frugal regarding money. They can manage their expenses better than men. I often find that my female friends have to think for a very long time before they finally decide to buy or not to buy.

They argue that there are other more important things to buy, which can still be bought in the following month. My male friends don't think about it in such detail because they feel they can buy it now and don't have to wait until next month.

But some men can also apply the same things as women, saving well and managing themselves. Currently, frugality is a good solution to survive difficult situations, so both men and women must be able to do it.

Mostly this is true, men always think that they will earn more money so there is no limit to spending the money they have, while women who manage money will be more careful and calculating for financial stability in the future, and I have even seen many families whose finances are managed by women. while men only focus on making money.
I really agree about that, and we are talking about most of this, although there are some who return to the nature of different human beings, but regarding the matter of women being more economical than men, I really agree.

I totally agree with the thesis of the OP and here's my understanding on that topic:

Since the human being is considered human, hunt was mostly an activity carried out by men, while women, elderly people and children first gathered and then planted fruits.

Recent studies (I read it from anthropologist Arsuaga) reveal that, contrary to that we think so far, hunt failed in too many cases, so when the hunters arrived to the village empty handed, they still got their meal thanks to gatherers.

So meat from wild animals was a rare prize, not the norm. That explains, IMO, why men seek more the dopamine peaks that many vices produce than women, more focused on long term survival. It could be all due to evolution.

Actually, I will support the men because of the high level of responsibility attached to them, which will make them more economical than women. Because a man who is taking responsibility and meeting the needs of himself and his family will be able to differentiate between his wants and needs, this will help him a lot in many aspects because most responsible men have a weekly and some monthly budget so that they can manage the money they have and also learn how to spend the money wisely, while women have fewer bills to pay, so they focus more on expensive things like jewellery, expensive clothes, and other things, so they won’t have a budget to spend what they have but rather spend it anyhow.

It is culturally believed that women are more prudent in spending than men. This is just a mere assumption because it depends mainly on the character of the individual and not the gender. Women can spend more money on many things than men. They spend more on their skin, clothing, hair,  nails, and other accessories. Most women cannot also manage a situation,  they always need comfort. Pray you don't meet a woman who is a waster, she can ruin your life in a jiffy. Women can be economical with their money but will lavish a man's money if they are opportune. 

But I have observed keenly that women who are married are more economical than single ladies. These married women will always consider the future of the family before they spend lavishly.  If you get married to a lady who really loves you and not your money, she will be the best savings account of your life. I prefer to give my spare funds to my spouse because it will last longer in her custody.

Heck No my friend, this is even strange for me reading it from you.

As a matter of fact, the environment might differ, but in countries I have experienced including mine, men are better conservators, and prudent in spending but might not be good planners than women. And of course, there are women who will plan so effectively, but such are little compared to the entire population of women.

Women are known for deriving benefits from men and this makes their spending of no care to some, they squander money where and how those guys giving them can't. They are known for their extravagant lifestyle because most of the money many of spend is derived from men. They are not the ones working for it, so the easiness of the money and lack of sweat for it doesn't make most of them have the feeling of being conservative about it.

If we talk about economical we can look at it in two ways.

Spending: the man is definitely going to spend more money because of the vast responsibility bestowed on him and this makes the man most at times no having much of savings compared to the woman. This is because once a woman is married almost all their spending are sponsored by the man except on rare occasions like her not being married or married to an irresponsible man or a man that earns way lower than she does. Once this exceptions are not there the woman saves almost all her money which in turn looks like she is more economical. But in reality if you look at who spending needlessly it is the women.

Business; when it comes to business the women are more industrious and economical than the men because when they set their business goals they stand to achieve that set target but the man shifts it’s goals most at times due to family reasons. That is why you will see that most businessmen prefer to hire women to run some certain businesses for them

I agree with what you said, especially if women are married, they can manage their finances and always have enough for one month. One of women's biggest temptations is discounts and cosmetics, but if household finances are not good, she can manage it well and save money.

I give most of my monthly salary to my wife and she has always managed it well. I have quite bad financial management, especially if my child asks for something, it is difficult for me to refuse.

I don't agree with this because actually each of us has to look more broadly at many people, not just at a small number of people in our own environment. I have found women who are very wasteful and always feel that they don't have enough when it comes to managing their own household, and vice versa, I have also found men who are very frugal and are even willing to appear simple in order to maintain savings in their lives. So he won't buy something if he doesn't need it.

Apart from that, we also cannot generalize the way each person manages their finances and their own household, because each person has a very different way of managing their household and managing their own finances. Even though it can be seen that most women are more aware of saving money when they themselves know that they don't earn much, the same goes for a man who has become someone's husband who also has to try to save money for the sake of his own family.

In spite of the fact that it is out of line to generalize that one gener is actually more cheap than the other, there are certainly patterns and contrasts in money related behavior. A few investigate proposes that ladies may be more cautious with cash and prioritize sparing, whereas men may tend to contribute or spend cash on particular commitments.
Financial intelligence is, after all, a important aptitude for everybody, notwithstanding of genders.

I believe strongly that women are strongly made of conservative mentality, it is therefore pertinent to say that, women are more economical than men. Before a delve into responsibilities is natural construct, men are wired to have the consciousness of being responsible of loads of stuff and that is directly reflected in their expenditure. On the other hand, a woman is not legally obliged to be in charge of basic fundamentals, at least, before we consider people and cultures welcoming 50/50 bill splitting.

from the many things I know, women can be more frugal and quite sensible because when they get married they will be guided to be able to manage their money well so that all their needs can be met with the money their husband gives, and I see around me when women cannot manage their finances well, usually the family's economy will be in trouble, they will be involved in a lot of debt and so on because they spend too much on unimportant things than they can afford, However, there are also men who are quite good at saving and managing finances, but in comparison there are more women.
But I don't know at this time, information can be very easily accessed and studied so that the mindset of women and men can change, including regarding finances, so maybe that is no longer completely true.

I agree. In my opinion, it is true that women are more frugal than men, because most women will think far ahead, women usually tend to be careful about financial matters, careful in various things, including thinking about long-term financial needs. In fact, most women are used to preparing special funds that will be used in the next few years. And usually women can separate their savings, for example savings to buy their dream items, savings for traveling, savings or investments for future children. This is very different from men, many men find it difficult to save and even tend to be wasteful.

Women are also usually more able to restrain themselves if they want to buy something and the money they have is still not enough, usually women often prefer to wait for the money to be there first. They would prefer to save, rather than recklessly taking on debt and ending up in debt. Meanwhile, men rarely can control themselves, they will immediately buy what they want without thinking too much.

Indeed, both men and women are equally responsible and capable when it comes to managing personnel or finances within a commercial organization. In the USA We, we have seen both man and woman serving as chairperson of Federal reserve board and performing admirably. It is unjust to make broad generalization about one gender being economically superior to the other, as it overlooks the inherent differences among individuals. In the present global circumstances, success depends on factors like skills, experience and context, rather than one is man or woman.

I manage the money at home and I can say I have a hard time keeping it up. The budgets. I don't list anything, I just spend what is required in the house and see to it that the stocks will never be depleted. Although I don't spend anything on bad habits or hobbies, it seems like the budget is always short. I tried to pass that problem to my wife but she doesn't want to handle money.
Are they economical? It actually depends. Some women like spending the money on different things that are not necessary while some do like saving it so that it will last long until the next payroll comes. I can say that because some of my past girlfriends were economical and others are not.
I think we cannot also assume unless we live with them under the same roof. Because that's when problems will come.

No because it's very subjective. It is equally easy for either gender to mismanage their money or waste it on things that they cannot afford and should not be buying.

"Traditional gender roles" do not mean anything in this context because without a personal finance education, you will be burning through money faster than your car can move at 20mph.

I hate generalizations based on gender/sex, but we can't live without generalizations and stereotypes(unfortunately).
Some women are more "economical" than other women and some men are more "economical" than other men. In the current service based economy, it seems to be easier for women to get a job. The welfare state in the western countries is very supportive towards single moms and the women can get lots of money and assets from men in case of a divorce. Life is harder from a economic/financial perspective, if you are a man. The amount of male addicts is usually higher than female addicts(I mean gamblers, alcohol and drug addicts, etc.). Such addicts can't control their spending and have poor finances. Maybe this is one of the factors, that makes some people think that women are more financially responsible than men.

I don't economic literation and knowledge has any relation to gender or sex. It's more of each individual experience that shape them, I think if someone came from a wealthy family and their parents care to pass on the knowledge they tend to have better understanding on how to manage their financial. While someone who came from less wealthy family will understand the struggle of earning money and they would know better on how to safe money. The unfortunate one is people who grew up in a wealthy family but doesn't have any role model, most of this kind of person that I  know, only know how to spend their money on just anything they want.

I agree that, on average, women tend to excel in financial management. However, in some cases, there are also women who adopt a hedonistic lifestyle, indulging in daily shopping sprees and extravagant spending. This behavior may stem from having a male partner who generates more income than the woman spends.

Ultimately, it all depends on how a man chooses a wise woman, rather than one who is merely beautiful and extravagant. While it's true that wealthy individuals can pursue their desires freely, homemakers wield full control over the future of their children.

In my opinion, it is difficult to agree on this matter, because whether men and women are thrifty or not depends on how they both assess their needs. Let's say that based on the experience I have met, groups of women who are thrifty usually have a good level of financial management and realize that living wastefully is not a good thing for the future. But there are several groups of women who have extravagant ways and lifestyles, generally these women like to decorate themselves excessively. Want to stand out not only when buying necessities but when they are holding an event with their peers.

I don’t even know what to agree to, because I have come across multiple case with different result where some the men are the one who are much more economical than the ladies, as the man use the reason that he suffer for his money to be made and the things which he have been through in life to encourage him self and put his money into good use, and they don’t spend carelessly as they are so much afraid of going back to trenches, and their life seems to always be the luxurious type who want to spend and enjoy life I mean every bit of it, with the caption since we didn’t not enjoy it from the beginning when we had nothing what’s keeping us now.

I have also come across a case, where the wife is a business person and the husband is working under an organization but he earns well, but the husband is the type who also like flexing every bit of his life and he always talk about outing things that matter and the ones that are not really relevant but the wife always look for a way to talk him out and make things easier in a manner that will cost them less and they can be able to save up for the family.

The result to this opinion is base on the people in question as the result can’t be the same as many people have different views and opinion.

This topic will depend on the nature of both people, if the man/woman has an environment which has a lot of money and they can easily spend and get one like vise versa they can easily be influenced to spend more but if they are in the family or environment know how to manage the money properly, have a good way of spending, invest and etc. they didn't get a problem with the financials. People seeing this as general so the outcome is more likely man are the one who spends a lot of money that the woman.

It depends, since there are some women who are the provider and some men are househusband, and vice versa.

Of course whoever the provider is, his/her responsibility is to provide whatever his/her family needs and the one who should budget and save money is the one who is at home or whoever has the free time to do such thing, or whoever that's good at it. There's no gender obligations since both parties should cooperate to make things work out as partners in a relationship.

I believe it’s case to case basis depending on how the lifestyle of the people we are talking regardless of the gender. I know a lot of woman that spend tons of money on beauty product, personal hygiene, jewelry, gadgets and other fancy things. Same with man that buy branded shoes, apparels, car and so on.

Both gender can be expensive depending on their lifestyle. Poor people no matter what gender will surely live economical since they are always considering their finances before they spend into something. Not only woman can be disciplined on spending but men too if they have no choice or they grow on a household that value money management.

I can agree that some women are very economical than most men. When a woman is living alone she spends low amount of money for feeding compare to what the man we spend , I think it in the nature of a man to spend more money. A women can be working in a place where the income is very low and still she will still be able to save good amount of money from it.

Men take too much responsibility which makes them to spend too much money, men always have the mindset that whenever money comes into their  hand their must be a problem that the money needs to be used to solve.

Thriftiness  is inherent in people regardless of gender, that is, it has no clear link to men or women. This quality can be inherent in both. I have met thrifty men and women, and unfrugal ones of the same sexes. So, it's a matter of habit and developed skills. Should not make such unfounded statements without providing statistical research data or other verified materials. Without all this, these are just provocative statements.


If you provide me with such a woman, then I will immediately marry her, after divorcing the previous one (as long as she doesn’t hear this, otherwise she will demand to buy a new 10th handbag or even a 5th fur coat). :D

"Women are more economical than men" - What do you want to hear on a forum where the majority of users are men?

It would be interesting to hear the opinion of the female part of the forum on this topic. @lovesmayfamilis (and other), would you like to express your opinion?

Yes, I agree with what you said regarding women's skills in managing finances. Miraculously, women are able to manage their finances neatly to differentiate between monthly, weekly and daily spending money. and they even separate the money they earn from work and from gifts from anyone. and this is still a mystery to me personally.

for example, I have a female friend who may come from an ordinary family, but every time we meet at a place to eat, she always orders more expensive food than me, even though it doesn't work at all. to my knowledge.

Don't be like that either bro, never close your eyes to what is happening, in this world women and men are not separated from just one head. Everyone has their own way of thinking, as well as the way they manage their finances. Therefore, we just have to be smart in choosing our wife so that it doesn't become a problem in the future, regarding money and other personal matters.

that's clear. Here, men who work to earn money certainly sometimes need entertainment to relieve fatigue or boredom from work. Women who usually take care of the household tend to be accustomed to well-managed finances. She will not be wasteful because she sees her husband working hard for money. It must be very tiring and that can be greatly appreciated.

That's a hard question, and I think the answer is ultimately up to statistics, but it also depends strongly on how we measure it. Like, if a woman is spending more than a man because she's buying groceries for the whole family and also stuff for kids, it shouldn't count as her overspending because someone's got to do it, and she's not spending the money on herself. Another potential way of measuring it could be by only counting that is spent beyond basic expenses.
Here's some data I've found:
"Single men outspent single women. Men spent an average of $41,203 a year as opposed to $38,838 by women."  (https://directionscu.org/2023/01/19/how-men-and-women-manage-money-differently/)
It's something, but only for those single, and the different is insignificant.
There's also a slideshow  (https://blog.gitnux.com/male-vs-female-spending-statistics/)on spending by categories, and women spend more on average on some things, whereas men - on other things.
Then there's also the thing called 'the pink tax' (https://finance.yahoo.com/news/why-women-spend-526k-more-150013805.html?guccounter=1) which is used to explain why women spend more than men over their lifetimes because of how products for women are priced higher than similar products for men.
Overall, my impression is that there's little evidence to support the idea that women are more economical than men or vice versa. It depends on the circumstances and varies from one person to another.

In my opinion, it all depends on the individual and their income, because currently most women are more wasteful which is supported by income. Because women have more personal care needs that must be purchased such as make up, clothes, shoes, bags, accessories and much more including visits to spas, salons and other related places to follow fashion and appearance trends.
Apart from that, most women also tend to splurge after receiving money on payday or when they get a commission. And women are also easier to persuade to buy something through sales promotions.

And according to him, currently there are still many women like that, but there are also women who are frugal. Because circumstances don't support it and that doesn't mean he doesn't want it, but he prefers to keep quiet and try to manage his money well so that everything is sufficient.

It is a fact that women always prefer to be calculating than men. The amount of money that men spend without thinking about anything, if a girl has that amount of money then she will never spend that money but she will think about how to use this money in managing the world. A good family is built with the contribution of a woman. Many families are destroyed because of women. Family girls will never waste money. With the money they have, they will try to do something good by putting some more money together. When boys go out or go to different functions or eat in restaurants, they waste different money but this is not seen in the case of girls.

 The analogy is that' Men are like the government, government are never good managers they spend money from all angle as they are not economical with money spending due to the numerous responsibilities that hangs on them, meanwhile the Woman is like a private company in her spending, meticulous with spending and every money leaving her purse must be worth spending to receive a gain.

A man can make a $100 for the day have a responsibility of about $60 to care for but will still call his little circle to meet him at a nearby beer joint to share a few bottles and catch fun but a woman can hardly behave that way. She may infact give you a 100 reasons why that money should get home in complete amount of $100 bucks and you'll agree with her.  ;D

No it will always vary person to person.
It will also vary culture to culture.

Cultures that force women to stay in a home make kids and keep house will have a different result than cultures that allow women to work and be independent.

I am USA based and I have seen many women with jobs and independent living plenty of them waste their money just as much as men do.

Although applying an economic attitude is a behavior that varies from person to person but it is possible to say that women are generally better than men. Especially if we have to make an evaluation based on a family, we all know that mothers in general always find a product at a more affordable price or products of equivalent quality with a different but well-known brand at a much cheaper price. This is just an example because women with their many different habits spend more economically than men in almost every field. However, when we consider the family structure formed in many countries, men also have some responsibilities as family man such as paying bills, paying rent and covering other expenses. Since all these expenses are for households usage it wouldn't be correct to say that a man spends more money because he pays these bills.

Well I would also go more in that direction in terms of the differences between women and men in allocating money, and whether or not they are wasteful depends on the level of their individual needs and also depends on how much they earn. Honestly I wouldn't say that women are more wasteful than men but we can judge it by how much they need, if they for example have more responsibilities than other people then obviously their expenses will also be greater. I would say it's in the matter of needs and it's very different, but maybe the title above is more directed at how the difference between women and men utilize the money they have, I think it depends on their own lifestyle, sometimes like there are those who cannot distinguish between needs and wants, it is often confused and will certainly affect the allocation of their money. I think it's quite difficult to find the difference because it depends on a person's personal sense of necessity or something that is not really necessary.

Basically there are people who are frugal because of the pressure of necessity and there are also people who are wasteful because of their personalities who cannot allocate money properly, women or men are the same because gender differences do not really matter and it depends on their personalities and also each of their conditions.

I do not agree to this. Women are not more economical than men. There are women who are very materialistic and would rather spend their money buying weeks artificial nails eyelashes and the latest trending clothes. While they are men who would have a plan on how to spend their money as it comes in which month. The role that upbringing plays in money management is what we should actually talk about and not gender. I believe the OP is making his argument based on his experience which is not generalized.

No, I think women are more compulsive and tend to spend more on superfluous things than men. Men stick to bills, fixed appointments and basic needs, while women don't resist clothes, accessories, beauty salon, aesthetics clinics and spend a lot of money on those categories. Of course it will vary from person to person, but in general, proportionally speaking, that is how I see the scenario.

I also think it works like this, due to women being more vulnerable to constant mood changes, and men being more rational and emotionally stable (or at least apparently stable).

Personally I agree with OP opinion about women more economical than man, depend with one family have wife with smart money management and she can controlling well with their husband income and outcome for making it balance. I know men can working hard and earn much money but they can't manage well or balance it between income and outcome. Every one will understood when get marriage one day later, how smart women with money management than men although passive income source from men but women have thousand ideas how to make their outcome balance with income. In my country, many husband give all salary to their wife and manage well by them with outcome every day and how much money spent for day by day  ;D.

I don’t know what country the OP lives in, but I think that for our country, this is a very erroneous opinion. Quite the opposite. If you ask my husband this question, he will laugh very hard. In addition, the OP probably doesn’t know that women tend to relieve depression by going shopping, which is also the same as celebrating their good mood by going shopping.
Therefore, OP, if you come across a very thrifty woman, start carrying her in your arms. ;D


brrr....
But here, it's too boring. Again, it all depends on the country. Somewhere, wives are chosen like horses, but they are loved in other countries.

Females are not millionaires compare to men because men take more risk to look for money than women and men have a better knowledge on investment than woman, and men are also given better opportunities than women. When you talk about managing of finance, this depends on the person and not gender because I have seen a lot of women that lavishes their husband wealth and believes that he has enough. For one to be able to manage funds, it means that he must discipline him/herself on this, and not compulsory that it is a gender thing. On the other hand, some men can spend carelessly and forget that they need to manage the resources because they are exposed to so many means which can suck money out of their pocket. Managing of funds depends on the individual either male or female.

Women's expenses are always higher than men's. Shopping and beauty perceptions pumped by the fashion and cosmetics industry affect women much more than men. For this reason, women are behind men in terms of being economical. Every man is as economical as possible and makes smart moves for his family. Women are very fast in consuming the material opportunities they have and know that they will be taken care of financially anyway thanks to the male dominated society.

In fact, upbringing is very important in this regard.
For example, i can say that a woman in a family that is engaged in agriculture and raised in a village is more economical than a man. Because that woman does not succumb to the absurd perceptions of industry and capital and manages her money wisely. On the other hand, i can say that a woman who grows up in the city cannot be economical because she necessarily adapts to the industrialization of the city.

It is a man's nature to always spend money. That's what makes us feel alive many of the times. We do harder work for it after all and even put in extra hours so we can afford the life we dream of and leave a legacy behind. Women are inclusive in wanting the best from life or living the dream life, but many a times, the road to their dream life is easier than that of a man, because of the responsibility difference required from both genders.

One reason I agree that women are more economical is because while she naturally manages a home, a man can do same too, but since we think more logically and attempt a chore one at a time with the natural task to be a provider, the women can multitask and still have time to wear a make up. We men see spending as an investment that's our natural economic knowledge. Still we classify any spending investment as good or comfortable, nothing else.

I think more about education from his parents to determine behavior with money in their young age, because the principle can be built well, the average person who has good control in finance he gets good education from his environment, including the family environment.

But I agree that there is dogmatic about women who are more efficient than men because usually a mother and father will emphasize more to her daughter more efficiently because she will become a mother and become a household treasurer in the future, while a boy more emphasized how to get money in order to be able to buy what he wants, I think it is seen from this habit and perspective can be reviewed in an educational habit given by parents, and it should be remembered that the character and nature that is sent down by the people From the formation of childhood habits.

in fact they are really great at managing money. although some women always do shopping. they always understand how to spend money well and when to save it. This has become a good characteristic of the woman herself. that's why we need a wife in life. We will not be able to manage this money ourselves when we are tired of working. if we go through both together alone it will definitely be very difficult.

Women are economical because they don't have any responsibility but if they have responsibility then they can also manage it in a good way as they don't spend too much money. Like you will see that when a women shops then she reduces the worth of each and every material but if a man buy something then he will buy it on that price which is told by the shopkeeper.

Man is a responsible person of a family so if he spend money then definitely his spending will be beneficial and he will fulfil the requirements whether he has money or not because his whole family depends on him.

I have experienced that a person having an economical female will always be successful but if a women spend money money than the earning of his man then there is no way to fulfil the needs in a suitable way.

The only time a woman can manage money well is if she is the one who is earning it. But on the other hand, I completely disagree with you that this is one of their positive traits. In my opinion, men are the best managers when it comes to managing their finances. The reason for this is that their monthly salaries sometimes aren't enough to cover a month's worth of expenses, but because of this, they will find a way to make up the difference without telling their wives. Men are responsible when it comes to money, and if a man follows his wife's spending habits, he is in serious trouble. Women enjoy nice things, and there is nothing we as men can do to stop them; all we can do is try.

Everything here is strictly individual. Many women waste money - beauty salons, cosmetics, tons of clothes, jewelry, perfume, etc. Of course, there are women with a pragmatic mindset, who calculate the budget, but such are rare. So it all depends on the man himself, not on his gender.

The two gender’s have different personalities and way of life and naturally, men don't show much interest or even give attention to something the way women do, women are natural managers so both money and the house they manage everything well and that is why to some extent women can not be sidelined because they have a very sweet role to play despite how they behave sometimes they are still the best. Up till now some people don't see the relevance of having a wife but of the sincere truth women are important they are supporters and good advisers.

Actually for this I think it becomes fifty-fifty depending on how the habits and dispositions are although indeed the average for men will always be more wasteful but in other conditions we also encounter the opposite.
As for the problem of responsibility, this will be a different story, for those who are still single, maybe this can be true but for men who are married, I think they will think otherwise.
They will have dependents that they have to think about so this will have an impact on spending and even for those who are married, they leave all the needs needed to their partners in addition to giving full trust, women in the end can always manage better than men in financial matters.

A man, especially a man who is not married, will consciously and willingly spend money and can even spend all his money on a hobby and there are even quite a few men who prioritize their hobbies over their needs, but this is the opposite when he is married then he will prioritizes his needs and responsibilities (family) rather than having to spend a certain amount of money to do a hobby he likes, because in principle, when a man is married, especially when he becomes a father, he will prioritize the happiness of his family more than himself. because when he gets married, a man's happiness is not when his hobby is fulfilled, but when he sees the person he really cares about and loves is happy thanks to the efforts that the man has made.

However, if we talk about women, especially single women, when they have some money, they will spend it on things they like, such as shopping and so on, and this continues even though they are married and become housewives.

I do not agree in the unpopular opinion of women being economical and can manage homes better than men do. I also do not think that women are more cautious in spending money than men.  I believe this kind of traits can be found in both gender.  I do not know why people thinks women are way more well oriented than men when there is no basis for such comparison.

Yes, I do. Given that God required both men and women to be. women to be more economical than men.

God has predetermined that a man and a woman should manage a family together. He ensures that every man and woman is aware of the region to fit in the family.

This makes it necessary for women to assist men in creating happy homes with the support of the men as providers.

It is in the nature of women to take care of their houses, and because God has endowed them with managerial ability, whatever is entrusted to them flourishes. On the other side, men were expected to support the family.

Both men and women play significant roles in the family. In the family, no one is more or less significant. You can see how a family will be incomplete if either the man or the wife disappears(dies)

I believe the opposite. A single man is much more likely to save his salary and promote reasonable spending. In my opinion, women are more maintenance-intensive than men; we'll be fine with a normal haircut that doesn't cost more than €10, while women may spend a lot more on hair salons, nails, makeup, etc., expenses that men aren't doing. However, men may usually spend more on hobbies, like you mentioned, like cars or motorcycles, and also because of their natural instinct to be those who provide for the family. Certainly, this rule may not apply to everyone, men and women alike, but it's what I've noticed in my environment.

I agree to this. Because women are often the ones managing the finances of the family in general (food, bills, transpo etc.). So they know how to budget and value the money by prioritizing the needs before wants. Sometimes, even nothing is left for them, they can sacrifice themselves by not buying the things that can make them happy (cosmetics, jewelries or pampering themselves) just to make sure their kids are getting everything they need.

However, there are also cases wherein some men are economical than their partner, therefore it doesn't mean all women are like this. So it depends on the character of the person. Because personally I have a guy friends who can handle their family's finances better than their wives for being wise.

This is arguable and not necessarily accurate. Women are extravagant in their spending just as men. This isn’t a gender thing, it’s simply depends on the individual and how adept he/she is at managing money.
I’ve met both men and women who are wild and carefree about the way they spend money so it’s not entirely a fact that women are more careful with money than men are.

Also, with crude notions like this, it’s shouldn’t be surprising to see men being labeled as being cheap or a miser when they’re just being careful with spending.
Cultural, geographical and ideological differences are just some of the factors that seems to influence notions like these.

In my opinion there are also people who spend money easily because it is very easy for them to get money and they spend money the same way and I think spending money doesn't affect women or men. You are right in that this has a big influence on each individual's financial management because each person has their own way of managing their finances so they are very calculating in spending their money.

Unpopular opinion? Nah, it's not unpopular and it is not an opinion as well, it is a popular fact!
Most women are more economical because they usually spend with what's necessary for the household first before they decide to buy what's for themselves. They also tend to understand how hard it is to earn money especially that they care much about their husband.
Men are less economical and are most of the time spending in an unnecessary stuff like alcohol and cigarettes because we tend to think that these vices could help us relax from a long week of working hours. These has been the most popular setting amongst every household in our country.

Women are financial directors in their homes, I have reasons to strengthen this argument that women are more frugal than men. Women can hold back when they want to buy something, they often choose to wait or postpone their desires in order to prioritize their needs over their desires.

Women tend to be more careful in various things, including thinking about long-term financial needs, they always have a way to save some of their income for unexpected needs or to buy things they have always dreamed of. In several cases that I have encountered in life, most men whose income is uncertain always ask women for money to buy their needs.
Generally men are smarter at making money than women, but when it comes to managing finances, women are smarter (frugal) than men.

Women with shoppings are like honey and bees they are inseparable. Women can go for shopping for clothes and shoes they don't need, the whole idea is let it be that they have it too.

I have my female junior siblings, they have stacks of shoes and clothes they haven't used for only God knows how long but yet you still see them coming home with new bought shoes and other wears. I can only imagine how their husband's will be looking at them now they're married.

I know this differs from individual to individual but in general women are more ostentatious spenders than men no matter the country in view women will always be women when it comes to luxury. Only a scanty number of them try to consciously reduce the spending and not that they don't spend.

Just put into perspective many aspects to compare such as men spending a lot, but the truth is that we see consumption from women with different fashion and cosmetic products.
So who will spend more and save better? I think the beginning of the problem was wrongly assuming that saving is based on gender, I was also exposed to some cultures where men make the money and women manage the family finances, so I find this quite interesting. But anyway, there's no need to get sexist into it, we all need to save.

Men alone always earn more money and spend more money as well. When a man has money, it is spent on meeting the various needs of his family. Accordingly, we find that men tend to spend more money and struggle to raise money, where their families have to bear all the expenses. When a person is entrusted with the responsibility of his family, he spends his life's income to meet the needs of the family. There the man is unable to save money for his future and that is why economically men spend most of it. And if women don't were thrifty, a woman would never have been able to maintain a family. If a woman cannot save her husband's money, the family will not be able to move forward in the future. And women always want to manage her house well and that's why they are frugal and spend less money. In that case, we can say that women are more frugal than men, and they maintain everything to improve the family.

In my opinion, some women believe what you claim to be true, but if we are talking about truth, if the point you made is accurate, then from that time till the present, there have been more successful women than males in business.

In other words, if I conduct study and discover that there are more successful businessmen than women, this simply demonstrates that men are better at managing money than women when it comes to commercial problems. Even if there aren't many options for women to get married, I believe there are more women in general society, even the impoverished.

I find it hard to prove such saying that women are more economical than man. First of all a lot depends from a person and how that person was raised. Second, what does "more economical" really means? Women and men have different tasks, different work, different needs. For example while buying food, women will spend less than men, but they both will cook different meals. Men would spend less in building material store. Third, I have never heard that men would spend whole salary on a bag and shoes (emotional purchase). As well as I have never heard that women would buy as huge as possible tv (even if it would fit poorly in the room) just because it is big and bigger than neighbors tv.

Well, you definitely have some good points here... We are raised differently, and we are all unique so we can't generalize this. For sure there are women who are more economical than men and men who don't give a fuck who has bigger "something", there are exceptions everywhere.

In my case, my wife is the one who is more economical than me. More restrained and down-to-earth, so she takes much more care about money and how it's spent. I am happy about that, in marriage it's important that at least one of us has more sense and keeps the house in the right place.

From my own opinion the both are the same because some men do even manage their homes more than women, let me say it is from home training. There are some who are being trained very well at home and they are used to how to economize money in their home some men even go to the length of going to the market to buy cooking stuffs since their wives can't manage money properly.

Then look down to some women although it's mostly common with them especially kitchen aspect they can always utilized and make some savings more than the men, that is why today in our country the numbers of girl (women) who are training themselves are far more than the numbers of boys (men) who are training themselves in the universities. This shows a good analysis on how women are more economical, men do waste resources easily or do we talks of when they go outing like having some drinks they spend uncontrollably except that man doesn't have money for that day before he could spends lesser.

Men are from Mars, Women are from Venus. There are differences in psychological and emotional terms.
The debate about who is better at managing finances can be very subjective.
Because men and women have different approaches when it comes to financial management.
However, these different financial management approaches can complement each other. That's the most important thing.

No, I totally disagree that women are more economical than men. Certainly in my experience, it couldn’t be further from the truth. Women spend obscene amounts of money on cosmetics & vanity treatments. Most men just go to work to pay bills & provide for their families. Women seem to enjoy spending on non-essential items.   

Also would not agree the his opinion since there are men who can spend well their money. To many women spend excessively on things they don't need especially that online marketplace available they then to buy anything their wants and set aside their basic needs. That's why I disagree on this statement since see a lot of men doing some nice thing in terms of budgeting and they know how to handle their finances since they are the earner of their family.

Maybe he just see this on his circle that's why OP say this but if we talk about as a whole I think there's no difference between both since anyone is capable to be economical and its up for those people on how they handle their finances.

We can speculate as much as we want, but it really narrows down to every individual which depends on their financial status and habits of spending and sure it is not going to be based on gender.

Even we can see the stats where how much men spent in the year 2022 versus how much women spent in the year 2022.

But it doesn't replicate the actual truth cause statistically men earn more than women on average so they are likely to spend more cause they have the capability to spend more.

Well, it's true, maybe this is based on the environment you live in, which influences our view of whether women are more economical than men or vice versa. I think there is nothing wrong about that. But of course we also have to see from the perspective of other people who are in a different or opposite environment to us.
And for me personally, I look at it from another point of view, and I will not differentiate between genders in this case. Because it comes back to ourselves.
Maybe in this case, in some environments, women act as financial managers in the household, on that basis perhaps the OP sees women as more frugal than men.

I think men and women are part of each other because men will earn and women will spend it's a bit normal because why am I earning to spend, so spending can be more or less girls shopping or traveling Likes more, so they will spend more it is normal for men to spend more but not for the man himself but for the family because men are the head of the family all the time in primitive times, so men are the income Source So naturally women spend more on various pleasures or luxuries but less on other areas, but men spend more on daily activities for the family but on themselves Men do not spend much for happiness or luxury, they give their all for the family.So I don't see any reason to separate men and women because in our social system men are the main and women are their subordinates so both of them earn or spend in the world, men directly earn income and women help men There are some exceptions that help to save. In these cases, women spend unnecessarily. If we exclude women's luxuries, they spend less. Women spend more because men have income Girls name themselves they may not spend much I'm not speaking for women but in my opinion that's how girls are oppressed they will be treated the way you treat them You are responsible.I don't want any difference between men and women because of that I want us to think equally, so I thought of presentation like me.

In my opinion, men and women have their own share when it comes to finances. Maybe men can be superior when it comes to finances. Men are able to hold back their emotions to buy something for something more important, just like women who are financially smart. However, the advantage of men here is that they are able to rack their brains to find additional income or other passive income effectively, although there are some women who are now able to do this. We can know this through Forbes data, where many men are at the top when it comes to finance and wealth.

The economic situation often encourages everyone to be economical. But this does not apply to rich people.

That is not the discussion for argument but for understanding who has evolved and how. For ages, women have been someone who looks after the household work and nowadays she has gone far to handle her corporate job as well as household things. This has made her think straight about the priorities. In time she will always think about her family, what they need, do they have enough to feed, do they have proper clothing to other facilities that are needed for a better life. Now this would be her priority and she will only spend money on that first and off course will also tell the man to choose between those first then the desires second. I think it is completely normal for them to prioritize things like this and save more money for the family rather than bulllshit stuff like PS5. They will always be winning in this one since they have made their mind already before we can say something about it. Haha.

Most women have a stingy nature (eyes), if the money that is already in a woman's hands is difficult to spend, unless there is an urgent need, and even then when shopping they have to wait for a discount first, then they spend the money, Overall, it can be said that the comparison between women and men is a difference in managing finances, this is almost the case throughout the world.

My understanding is that women are more economical than men, this is because when women go shopping or leave the house to the mall and so on, they always bring a man, they expect a man to pay for them, Because women carry money when traveling, there are many risk considerations. Unlike men, most men keep money in their trouser pockets/wallets, women rarely use wallets, Often when you leave the house you often entrust it to men, buy this, that and so on, automatically the money that women have is automatically saved, so it's natural that women save more, but not in a good way. in managing money.

I have to disagree, gender can't be used to determine someone else knowledge and skill.

There's a women who use most of her money to buy skincare and useless thing that she think cut, she will take a loan because she don't have any money to buy foods. There's a men who save most of his money for his future e.g. buy house, buy car etc.

You can't generalize if women is better than men in something and vice versa.

I agree with you, this topic is meaningless because there is no research or evidence that says women are better at saving than men or that men are better at saving than women. It all depends on each person's personality, and each person's personality is different. You're right, there are many women who spend lavishly on branded goods, high-end perfumes or expensive jewelry... not all women know how to save money. While there are many men who can save to build a career and raise a family.

In terms of spending money or spending money, it is actually every individual, both women and men, who are married and already taking care of their own household. Because the costs of basic needs such as food and the cost of sending children to school are things that cannot be managed at any time, even though they can be saved. So spending money is actually not much different in terms of daily needs for everyone (apart from some people who find it easy to get money in their lives).

Gender isn't something that should be considered important when you are looking for responsibility. When responsibility hits you, you are automatically going to be more cautious about everything. That includes being more economical. But the fact still remains. Men are the ones who are required to provide for the family. If there's a situation where it is critical, and it requires a lot of money, a man will do anything to get that money. I'm not saying that women won't do that, but the possibilities are small.
but I don't think I can agree with you that women are more economical than men. It could be either of it. Those who know how to do it will always be more economical than the other. But that doesn't mean that gender has any effect in this. But if you average the number may go towards women, but there are men too. So let's not make it an issue or anything like that. Everyone is doing their own job in their own way. One may lack in one section but do better in other section. I don't believe it is important to know which gender is capable of being more economical.

Men always work hard to earn money which is almost several times compared to women. Again, the desire of men to fulfill their desires is very high and men are not afraid to take risks.  Due to which men feel very happy to spend money on gambling, risky investments, crypto etc. Women on the other hand are more calculating.  They fear risk and have a desire to save money. Due to which women spend much less money than men in gambling, risky investment, crypto etc.. For this it is certainly believable and true that Women are more economical than men.

Yes, I agree that women are more economical than men. Because we know that in most cultures in this part of the world, the basic expectation of men is that they will take care of and support women, which means that men have to pay everything to women.

So, during a wedding, men usually take the risk of paying for all necessities and even entertainment. Many men, especially those who don't have a partner yet, spend a lot of money on cars and things to impress their potential partner. And usually women will try different men and enjoy his attention for free.

In the household, men usually pay most of the main bills or simply give all their income to their wives to manage. Most of the married men I meet don't have large savings accounts, they will only use what they need for themselves. Even if they have bitcoin assets, it is solely to support their family in the future.

So, in a situation like this, how is it possible for men to save more than women? Even though men earn a lot from various jobs. Of course, it's the man's responsibility to be financially responsible and it's the woman's job to be frugal. Finally I would say any fool could go bankrupt due to reckless spending. So both men and women must complement each other.

It is true that women are more frugal than men and they are generally more spendthrift but our debate should never be men vs women. Because none of us are opponents or enemies we complement each other constantly in the present time instead of seeing the competition between men and women girls should be self-reliant by engaging in some kind of financial work along with men. In this globalization it is very important for women to be financially independent. Although it is true that men usually provide everything for their family all the responsibilities of the family are on them because it is natural for a man to be frugal when he has to fulfill all the responsibilities of his wife after marriage.

Seriously, economically, men are spending more than women when it comes to taking responsibility for family members and for themselves. You can see women working all day to earn money, but even if they have husbands, they do not use their money to make it up at home. Most husbands feed them and provide other necessities at home. It’s still the husband that takes responsibility for the home, and you will still see the wife still request from the husband sometimes, and that is the reason why you will see men going broke after some amount of money enters their hands because they spend it to meet their family needs, which is compulsory for them to do.


I cannot say the topic is meaningless, but there is no proof that this is the actual gender that spends more than the opposite gender. However, if we say which gender is saving money, most I can say is women because most men are worried about building their career, feeding themselves, some have children to send to school, and other things like that that need to be done, and that is why they don’t have much money to save. However, if you see a man saving money, then definitely that person will be rich because you cannot save when you have many things to cover up.

If we talk about the possibilities that occur in the field, especially the comparison between entrepreneurs, it seems to be true, men are more dominant in controlling company lines, which means men are better able to manage finances than women. but on the other hand, when it comes to households, women are more dominant in managing finances because they know the daily needs for their families and can save for their children's education.

What I mean by this is that women are more reliable in saving and managing finances in household matters. In the environment where I live, it is commonplace for women to manage family finances. the women are the experts.

I don't want to justify or blame your argument, bro, but the parable you convey is too sharp. In another post you provide relevant evidence, starting from the comparison of company owners and managers dominated by men, but in another post you say that women are more reliable in managing finances. household. So it's true isn't it, every woman or man has skills that can be said to be balanced, depending on which side you look at and place them on.

If we compare specifically, each comparison result regarding more economical management will be very different depending on the perspective or assessment of each individual, but I am sure that the best economic management choice in the business world is handled by men, because men are wiser to the best decision in the company, but the strategic position of women will be placed in the position of treasurer because women can be trusted to hold the company's money, but financial management procedures must be based on the CEO of the company. However, regarding the management of household finances, I agree with the woman's choice of being more economical for family needs, she has distributed finances for daily needs and set aside some for savings for children in the future.

As a financial advisor, this is something that I've got a great deal of expertise and experience with.  I would tend to agree that women are indeed more "economical' than men. 

I just tend to see women being more concerned about their finances, how much money they are spending etc.  Of course there are plenty that aren't very economical, just the same as men.  But overall, I agree.

We can't generalize this assumption because in some cases I found that men can be more economical. If we are talking about who is generally in charge of earning money, they are men. Since men who earn the money, they should know how difficult to earn the money. So, men becomes more economical because he knows the difficulty.

Yep. I also found an opposite in the reality.
It is something a bit difficult to conclude who are more economical between men and women. There are many factors that can influence it. Which can be more economical can depend on the individual's nature, habits, the life style where he/she lives, educational background, or other things. So, there should be complex researches, it can't be concluded by the general assumption in our society.

Indeed. In the modern societies, sometimes both men and women control the household spending together. It is because both of them are earning money, they almost have the same tasks in their family. Also, there is no a big difference between men and women since both of them have the same ability and knowledge on managing the household spending.

What do you mean by economical? In what context - budgeting and planning? Investing? loan repayment? Well what I know is that from face value of all my male friends and my female friends, the females manage personal debt well, often having higher credit scores than my male friends, and in business they are also successful entrepreneurs and business owners. On the other hand, a I just would like to add a new perspective, maybe I'm wrong, but I think we should consider man buy lots of stuff for women, too. Probably if they didn't, the balance would be roughly the same or slightly better. I'm not trying to take credit from women, just trying to be accurate.

That women are more economic than men would make a lot of sense, in the biological evolutionary sense. Back when we were cavemen/women the women were responsible for the household and hording food for survival while men were out hunting. The more economic a woman was, the better the chance of survival for the entire family. Perhaps even the whole tribe.

Women are also not as risky as men and do a lot of long term thinking. Without such economic behavior, humans would have died a long time ago.

Thank you, girls!

In general, the responsibilities that men are about to undertake are mentioned and it is mentioned that this habit affects men economically. I want to look at the issue from a different angle. Women are more successful in order than men. Of course, there are exceptions to what I say, so I'm not saying everyone is like this. Women who are successful in order can show these habits in many things in life. These habits enable women to act more planned economically.

I cannot make a definitive judgment that women manage themselves and their homes better than men, but I can say that women act more planned in many things and that these habits make them advantageous at home and in using the economy.

When a man is single he will not feel responsible for his life because he does not have more responsibilities, in contrast to when he is married he will always have responsibilities for his life and family so he works extra, and as much as possible he will do it. do. minimizing the level of expenses in order to have enough money to take home to support his family.

However, it is different if a single man becomes the backbone of the family and replaces the father figure because his late father has died, so he has more responsibility to support his younger siblings.

Meanwhile, the woman you mentioned is a woman who only talks about her self-esteem, because in terms of beauty care she can do it herself at home to minimize costs. Without having to go to the salon. And women like this will only make things difficult for us when asked to get married.

The woman also more economic skill as compared to the woman,because the woman was grown up in the way of managing their family funds from their younger ages.So they follow the same after the marriage to their family as the finance minister.The men always think in the way of earning more money from the different economic sources.The woman capable to manage the money for their family and her expenses from their salary.If woman are more economical,the man will become the rich person in short time period.

It can be argued that being a better saver or more careful with money is commensurate with how hard one has worked to obtain it.

Most female billionaires and women at the top of the world's richest lists have inherited their wealth or gotten it through divorce (12 out of 12 on the top 100 list according to this source: https://timesofindia.indiatimes.com/world/most-female-billionaires-inherited-wealth/articleshow/75531985.cms?frmapp=yes&from=mdr).

Furthermore the vast majority of most dangerous and physically demanding jobs in the world are still occupied by men; these trends usually lead to more generous spending habits for women, who might statistically not have worked as hard to earn their fortunes...

I think this cannot be said about all women, but some women are also very wasteful and often spend the money earned by men very ruthlessly. However, in my experience, women are more careful about spending money than men. Women are considered more stingy than men, but this is more noticeable when they are in charge of the household. When the burden of household responsibilities is on her shoulders, she can do these things well, but if the household responsibilities fall into the hands of a man, a woman can also prove to be the most wasteful. Compared to women, men prove to be careless while women keep an eye on every need and ways of saving

It is correct from my point of view, I have been seeing my mother from childhood. I belong from a poor family. My father is a day laborer and my family of four is very well with his low income beacose of my mother. Yes, it is understandable that poverty families are sometimes poverty. But my mother is very much economical and our family is very beautiful and tidy even in poverty. You are right that a woman is much economical rather than a man, in my opinion this economical is very beneficial for a family.

Absolutely, most women are really good at managing finances and making sure all the bills are paid before any other expenses. It's a quality of a responsible woman, not necessarily a materialistic one. In my country, it's been our tradition for men to be the providers while women take care of the children and manage the home. Of course, it doesn't always work for everyone. When a woman isn't confident in handling financial matters, it's still the man's responsibility to lead the family, and his decisions are considered final.

I am of the opinion that spending or being economical is a gender-neutral trait and depends on many factors, such as a person's financial situation, education, surrounding environment, individual choices/ circumstances, etc. It is not right to generalize that women are more economical. Both genders can be equally good or bad at managing their finances. It is a matter of perspective; some thinks that women are more into spending money, while other think the opposite. In some situations, men are more economical, while in others, women are more economical. For example, in most countries, men are considered to be a provider, so it is natural for those men to be more economical for the survival of their family. In some cases, people want to live a luxurious life with whatever resources they have and spend more than their income to maintain their status quo.

I don't quite agree with the statement that says that women are more economical than men. What I mean is that being economical does not depend on gender, there are men who are very economical, there are also those who are not, and vice versa, there are women who are economical and there are those who are not. And being economical actually depends on financial knowledge. The higher a person's financial knowledge, the more economical he or she will tend to be because they calculate before spending money.

This is complete horseshit if you ask me. Generalising in that manner is downright silly op. As some of the posters above mentioned, being economical doesn't depend on gender or race or caste etc.

Most people tend to spend their finances in an unwise manner while the minority manage their finances smartly. Fact!

Said that great, saving or spending will depend on that person's financial knowledge, not on gender. It's hard to understand where the OP is basing such a controversial opinion. In my area, many women are more wasteful than their husbands because they have more needs in life than men. For example, my wife has to spend money every month on makeup, jewelry, clothes...which is really an expense that men like us almost never use. On the contrary, some men like to drink alcohol with friends or immerse themselves in hobbies such as growing ornamental plants, raising fish...It all depends on each person's personality, needs and knowledge.

I think that you are thinking about the typical stereotype of the occidental woman full of bags and expensive accessories, but I hope this is the exception and not the rule. IMO, in general, in the world men are more frugal than women (they bet more, they drink more, they go whores more often, they value more expensive motorbikes/cars/yatches...), while women think more about the future, the care of children, etc.

On the other hand, I don't think that we are taking this topic as a competition, but simply as a curiosity. You are right that more subjectively than objectively because most of us are giving our opinion rather than scientifically obtained data, but I think that it is valuable to some extent.

You miss one thing before you started the discussions. You should have said intelligent and intellectual women and not some hungry hoe that are looking for a rich man that will remove them from poverty so they can live the expensive imaginary life they have always pray to have. Society has made women dependent, while the man go out and look for the money and with this because the pain we go through to make the money, we are better economical person than the ladies, only few of them that work spend their money wisely, they are known to live large except for the few of them.

I think economical is something that has to do with tolerance, upbringing, exposure and,descipline. If you are the type.of person that live an extravagant and flamboyant life without an atom of descipline, been economical type of person is far ahead of you, without it you will live life of discontent, nothing you will do that will work out that involves money whether you are man and woman, not about gender but individual.

I think both play an important role they both are the wheel of the same car if one does not work it will stop and both have their own speciality and characteristics you cannot highlight the role of one and supressed the other. If we place man at house and women to earn money then i thīnk they will be fail it a rear case that women can earn money but mostly they can't. The man has huge responsibilities like rent, the bills, the child's education, etc that's why he takes control over the money because he knows how much it hards to earn whereas on the other hand, the woman does not know how their husband earns this money and that's why she spends more money and I think this makes women more economical then man.

I have been seeing this type of post on many imaged-type of content in different websites and it's like when men does all of his obligations, that's part of his duty as a provider.
And when women does all of that and pays for all of her stuff and bills, that's women empowerment. I think it all makes sense that if you're going to think deeply about that quote, there's always this difference that's always being put and burdened to men.
While all the praises when women does all normal stuff for themselves.

You can definitely generalize it when you take an advantage of it. If you look at basketball players like Lebron James, and Stephen Curry, you will think that humans play great basketball, but when you take the average out of 8 billion people, it would be closer to my talent, because on average we are not great. That is an example of how you can't just take couple of examples and assume that it's alright.

What you do about a discussion like this is assume there are 4 billion men and 4 billion women, and you consider if we took the average of 4 billion men and 4 million women, which one of them would be better economically.

I think men are far superior when it comes to being economical, and that is not based on just an individual, it's the averages of 4 billion people from both sexes. That should be simple enough but when you talk about things like that, people fear that they would be labeled genderist and you are not going to be considering genders as all that important while giving this opinion.

The first image that came to my mind was the image of thousands of girls who love shopping and rely on shopping as a way to relieve stress. Modern psychology has come to classify excessive shopping as a pathological phenomenon that must be treated seriously as a disease with its own causes, symptoms, and consequences. When we say “the love of shopping,” the first thing that comes to our mind is girls who love buying luxury clothes and makeup, especially when they are influenced by social media celebrities.

I think it is proper to say that both sex are equal. Men buy more expensive “toys”, women make a lot of minor purchases regularly. By the end of the year they’ve both spent equal amount.

How come women be more economical, when they make impulsive purchases all the time? What about “what is your is our, but my is min”? Arent they spend more?

And what about this?
https://www.thiswillblowmymind.com/wp-content/uploads/2017/04/man.jpg
Some might say tha this is just a joke. But every joke has % of truth.

I believe this is mostly a stereotype. Every individual is different. I used to be much more frugal and economic when I was single. Now that I'm in a relationship, I tend to spend more money, both on myself and on my partner as well. Not necessarily because you're supposed to be the "protector," but because I'm going out a lot more and spending more on being more careful with my appearance, meaning that I spend more money on clothes that suit me more and certainly more frequently than when I was single.

I don't believe that there's a rule that applies to everyone, but I generally think that men are simpler and women are higher maintenance in terms of appearance.

If a woman tries to spend money with a man, they will not be able to manage their family well. A woman works more than a man. Men wake up in the morning and go to office and return home in the evening and during this time they are busy with various official work and when back home a woman is busy serving her husband. But if we think carefully about the amount of work done by women during this period, we have to accept that comparatively women work more. Women wake up in the morning, clean the house, wash the dishes, cook food, send their children to school, do their housework, and when the husband comes from the office, serve him and do various other tasks. A man may plan to eat out with his friends but women never plan to eat out. 

They think that the money they spend abroad is the money they will save in the future. This is the difference in spending money between men and women.

I think it's both right and wrong. Right because this is what we easily perceived according on their characteristics or appearances but then I realized that there are also women who likes to go shopping ( buying almost anything ) most especially the things that can make them more presentable like dress, make-up and accessories.

When it comes to responsibilities, it was also the women who has lots of it and the duty of the men are mostly to work on their daily jobs as they are the main provider of money. Men are also known for not being responsible when spending their money. It can often get wasted on alcohol, gambling and others. So it's important that women or their wives secure it immediately when it's now their payday.

Yes, that's right, I mean like that. Why are entrepreneurs dominated by men, because men are smarter at making decisions than women, men's logic is sharper and they rarely bring feelings into making decisions, so men's decisions can be considered good for the company. When women make decisions for a company, they often involve their feelings, which may ultimately make decisions based on their own ego rather than looking at the benefits for the company.

The most ideal position is as you said, namely the man becomes CEO and the woman becomes treasurer. This makes for a good mix of good decision makers with good spending management.

But not all women are always wrong when it comes to making decisions, no. This is just my assumption.

Men are going through a lot, they always look like they aren't responsible because they most times carries the heaviest of burden on them, and responsibility strips them of their hard-earned money very fast compared to women, that's why women quickly collapse once they are left with the responsibility of a man maybe because they lost their husband or something happened between the partners that leads to divorce.

Both men and women are economical but you can't tell on men because of their spending nature, they have to do the spending to look responsible, women don't have to, they just have to do their part, and that makes them look like the most economical between the two.

Men are very smart when it comes to decision making, for a smart man it's all about the future, but for women it's mostly about the present, I am talking from experience, smart men thinks about tomorrow and they prepare themselves today, this is what makes them economical, they managed what they have right now even after all the responsibility so that they can have a better future, it's not easy to be a man.

I can agree with you about men being better at making decisions than women who are too emotional.
It's not that emotional decisions aren't needed, but they will be needed for some situations where feelings should be used.

When men dominate as entrepreneurs, it is due to many factors including stereotypes and perceptions.
Gender stereotypes that exist in society will affect the perception of women's ability to manage a business.
When a woman is less competent in taking an action or business decision it results in decisions that tend to be wrong and this is what results in women's involvement with a business less than men.

But what about the current situation with more modern times that make gender equality even stronger?
Education programs, and entrepreneurship training are equal and the ability to think of each person male or female is the same depending on the individual.

This would certainly remove the stigma of gender bias and discrimination in the business world.
Women can become leaders of companies, can become CEOs, etc. it is very possible according to their abilities, not differentiated by gender.

Nope, I strongly disagree with this unpopular opinion. Because being economical has nothing to do with gender or so-called gender roles. I am wondering when such people will stop saying these so-called unpopular opinions, and please stop assigning roles based on gender. Managing money is about maturity, financial literacy, responsibility, etc. For the record, women and men are equally responsible, and they are working hard to meet their ends. Responsibility is not a reason to be uneconomic, but a lack of financial literacy. So stop spreading these unpopular opinions and help those people who need financial awareness despite their gender.

The reason why it might appear as though women are more economical is that they don't really have much responsibility to shoulder compared to men. Also, it's easy for a woman to get help from her male friends if she need spare money to fix her stuff but they guys does most the spending and has to be responsible for the source of the money.

Being a man comes with a lot of responsibility responsibility sha.

  Yes I totally agree with you on this, managing money should not be judge base on gender, both male or female can mismanage money same way both gender can manage wealth. The world has evolve to the point where gender equality is a top tier priority. How you manage your money should be considered as an individual responsibility, people have different needs and desires with different perception of dealing with situations. So if you are someone that can handle money well and you know the difference between your want and needs and you set your priorities right you wouldn’t feel the weight of the world on your shoulder Cause you know how to manage wealth. I don’t think setting priorities right is base on gender but rather on the individual. Both male and female have the tendency of mis-using fund.
  Though women are seen to be a less spender of money, cause men love to show they are capable and mostly in competition with their self. So women safe a lot but still that’s doesn’t make them economical, like I said earlier how you spend your money depends on the individual, some may be wise while some not too wise. I don’t think there’s a study that proof this claim.

What does it mean to look cool but your personal qualities are still not optimal? I prefer a simple and plain appearance. It is true that appearance is very important because sometimes most people only judge the outer appearance, but there is one saying that sticks in my mind, namely "Don't judge a book by its cover". From this saying I think that personality is more important than appearance. Because if our personality is good, honest and responsible then other people will never doubt us again. And in my opinion, if we only focus on appearance, this will only increase expenses and will not change anything in our lives.

This is an unwritten rule and a person is free to choose it as long as he is willing to take responsibility for all the decisions he makes.

If you look at appearance or fashion, men are actually simpler and less wasteful in spending things, on the other hand, women really prioritize appearance, even to buy clothes and beauty equipment, women will spend more money.  It is likely that most socialite women are very wasteful when it comes to finances.  Men's financial expenses are more burdened by the responsibilities that must be given to children and wives.  It can be said that responsible men can only have as much money as they need compared to women because it has been given entirely to more useful things.

This is a pretty outdated claim and belief. The main root of this claim is gender roles wherein men are expected to provide while women stays at home and pay the bills with the money the men give. However, with such changes following the steady removal of gender roles and gender stereotypes both in society and in work place, women and men are finally free from the barriers of roles they were expected to play in, meaning men and women can be providers and nurturers at home. Hence, going back to the topic, it doesn't matter what an individual's gender is it all comes down to personal insights, actions, and decisions.

Both men and women spend money on a daily basis, but the argument about who spends money mostly is what I don't know, but I do say that women are the ones who spend more. My reason is because men are the ones who work so hard to get the money, so they can't just spend it anyhow, but I still believe that there are also men who spend more than women, but the rate of men spending is less compared to women. Women spend more money than men because some of the money that they have is given to them by men and you can imagine the fact that you are given free money that you don't even work for. However, some women are independent and I believe that people who are independent have discipline in terms of spending.

Although there are quite some cases where they do the opposite, but most of the time we can see that women have better economical management skill compared to men especially in marriage scene. Men is so easy to get distracted with their money hence they are bad with it including me lol. I don't think it's unpopular, in here they are quite common and it's pretty normal to see women do that thing often.

The thing that makes women more economical than men is that most women think that earning money is difficult so the thing you can do is always think economically, and I think the other side is that women often use feelings when they want to spend money.

Yeah, we need to take care of whatever is needed, and if our woman end up wanting to be spoiled sometimes, that is also our job to do that time to time, but we need to make sure that we could limit it and be make sure that they do not go too bad and spend way too much and need to limit it.

I hope that we could end up with something that would be a lot more sensible as well. I know that it is going to end up with something that could make sure that it is going to end up with a good result. I get that we are going to end up with a result that would be a lot more important than what you think it would be, and we should be reaching to a point where we could make some return whenever we can. So, we need to adjust it personally and make sure everything is under control.

I absolutely disagree with this, because in my family, all women, on the contrary, are spenders. Only my aunt, who has an education, is an accountant who knows how to manage money perfectly, but this is an exception. I think that in most cases the situation is exactly the same, because women are more impulsive, they really like to buy expensive things that they just liked right now. At the same time, they do not think about future spending that they need to save money for a rainy day or for some unpleasant times. And even talking to them about it only makes them aggressive, and they don't want to discuss this issue with me.

At the same time, all men are great with money, have an application where they record, all spending knows where every dollar is spent.

I don't agree!!!

I think necessities are being mistaken for being economical!!! Btw where I come from men pretty much have to takecare of their women and family (take it with a pinch of salt) and any money going around the home is budgeted for as a family and as a man you know how much money is needed to cover for all what's needed, utility bills, food, holiday planning, entertainment you name it.

Btw I have seen couples have arguments of the man's money is for everyone while the wife's money is to be used on her which tells you how uneconomical a woman can be but of course others are practical about living within their means.

I have also seen several women like the ones you mentioned who use their money to buy whatever they want without thinking about saving and when they no longer have an income. Talking about this with them won't make anything change if they don't want to change their habits. Recording all types of expenses is a good thing to be able to know where we have used the income we have and if we use it for things we don't need then we will be able to avoid it in the future.

In some cases women can't be more economical because they intend to get everything at ones without thinking of how hard the money comes, only thing they have in mind is bring the money let me spend.
At some point I don't blame it on women who doesn't know how to save, it all boils down to how some are being raised. When it comes to up keeping it turns out to be that is the man who's acting as the woman of the house and the woman is nowhere to be found in the family tree, spending is good but you spend and save too. So we can find this act in both genders not only women who are economical.

I know that calculating the average income of men and women makes a big difference, but hearing that most women are good at saving is true and women dominate in this regard. Because usually every woman gets a salary or even if she is married, she is always obliged to save/invest 50%, 40% for family living needs, and so on, 10% for my emergency needs. Moreover, the role of women in the family is not only limited to mothers who are in charge of educating children but also managing daily finances and even several other strategic decisions related to financial matters.

Women always think that men in general are often very careless when it comes to money. The majority of women in this part of the world are good at looking after their finances, because usually when men earn a lot, they always spend on useless expenses, such as luxury cars and compulsive purchases. So it's true as you said, women always spend money using feelings and thinking carefully.

I think in history, up until the last couple decades, woman have often been earning a fair chunk less in wages. This has left them somewhat reliant on others in some ways. That cultural shift has changed but mothers from older generation might still be passing the message of frugality onwards and it definitely is useful. In the current materialistic and instant gratification world, it's more important than ever to be careful where you spend your money. It's very easy to waste but increasingly harder to earn.

Today's women can be more wasteful than men. A man today may care about moderation in fashion or luxury cars, mobiles or various necessities of life, but women will be seen to spend more extravagantly on these things. In ancient times, women were more thrifty and money-conscious than in modern times.

Earlier women were mostly confined to homes and had a simple life due to which frugality was common, but now women are not confined to the home and are seen in every sphere of life. This is why most women have this nature to compete with other women in everything, whether it is a luxury car, mobile or expensive clothes, they want to prove themselves superior in everything. This is the biggest cause of wastage.

No doubt, meeting needs and satisfying desires is essential. We must balance family needs with spending limits. You're right that expenditure shouldn't go too far, and our modern economy needs that. How can we manage our funds generously and prudently in a society of consumerism? It's a difficult balance; we may indulge our loved ones without going broke. Setting limits, right? Stable finances with room for pleasure. We all expect for a sensible outcome, and it requires constant financial strategy adjustment. Control is about managing resources for stability and sustainability. How do we traverse these seas, being kind and sensible, luxurious and prudent? Do you think it's a question that requires deep thought?

This feels like engagement farming.

I say this since.

You can have a valid argument in either direction. 

here is where the real argument is.   

Free cash.   what does it get spent on?  who reinvests it more? who buys more toys/beauty products?   << that right there is where the answers are. 

I am not entirely sure that's true, the type of men you are talking about is rarer than you think, I believe that men are far more frugal but also this is just pitting to genders against each other and would not win anyone anything if we keep this up.

I think it would be smarter to handle it a bit more professionally and the best way to do that would be making sure that you are doing fine. I know that individually we are different from each other, so try to be frugal and try to find someone else that is frugal and be happy.

If you can do that , then we are going to end up with saving a lot of money, investing in good assets and the result would be nice. Unfortunately not a lot of people do that and the results are usually not that great. This is why the best thing to do is care about your own individual situation and you will be doing a lot better on the long run that way. I hope that it could get to a point where it is only based on you, and not anyone else.

Wage levels do not depend on gender ratios but according to each job, although historically women have received small wages, but in certain job positions women have received higher wages than men. Women are very calculating about expenses and are very economical, they will prioritize basic needs over spending on other things, women are also very good at managing finances for the future, part of their wages will be allocated to savings.

Technological developments are increasingly changing, many social media platforms encourage women to run their businesses, business careers such as online skincare shops are very popular as businesses that bring wealth, even though women have billionaire status, they are very careful about spending money on needs that are not prioritized.

You are right, women definitely spend more than men. Men work hard to earn and men spend according to necessity. Men always calculate and save money. Men like to save more. But women spend more than men on different types of cosmetics, clothes, etc. without counting. Earlier women used to spend money sparingly, but women of this generation prefer to dress up and spend more. Most women spend more, some women are frugal.

On average, this is true because a woman who is married and has children will always make the most mature considerations possible when she wants to spend money on something. But there are also those who are only good at educating their children and are not good at managing finances so that such women never have emergency savings other than relying solely on money from their husbands. Because not all women can afford to make investments when they already have the task of educating their children and keeping their household from falling apart.

I also agree that women really rely on their feelings when they want to spend money and this happens on average to every woman. But you also don't have to blame men who buy luxury cars when they already have a lot of money, because luxury is something that everyone needs to enjoy after they are tired of working to earn money. So there is nothing wrong with men buying luxury cars if they have more ability to do so, except for men who do not have more ability to make that happen. It is clear that such a man would be very wrong if he only cared about luxury and ignored the daily needs of himself and his family.

I then remembered that in married life, the woman should be the treasurer. Because if the man is said to be the treasurer, he usually does not manage the money properly for the family. I don't agree with all of them, but most of these sayings have some truth to them.

But in times like this that we are facing in life, maybe we should just say that there is a time when a woman is good at managing money, and there is also a time when a man is better at managing money. That means it depends on how responsible both parties are, whether they are women or men.

I guess most of you who are saying that women are more economical than men live in third world countries, where they have a more traditional role, do not work or do not work as much and take care of the domestic economy. In developed countries, women who save do not even reach 5%. They spend it all. Clothing companies know this and if you have a store with two levels, first floor and second floor, the women's section is ALWAYS on the first floor at street level, because they know that they are more impulsive and this brings them more sales.

My grandmother's generation was like that, but the generation of polyamorous instagrammers who end up single at 40-something with a bunch of cats and hooked on anxiolytics are very different.

I think on the contrary, women are more wasteful than men, this is because women are more easily tempted to buy than men. Men usually buy only what they really need, but women will buy what they see even if the item is not very useful, and we can see this fact from the online shopping trend which is mostly done by women rather than men.

My take on this is that gender does not determine anything and this is based on the fact that I have seen both types of women who manage economic well and those who don't and same with men too. This is a different factor that is not based on gender but how a human approaches a problem altogether.

You could go with any opinion, but it's an opinion only. In order to know if a candidate is going to manage finances well put them to the test and be the judge on your own. No need to generalize it.

What you have said seems to be true. I'm from third world country. Even when both are earning equally, the treasurer used to be Women. This is all because, Women used to understand well about the present situation and have futuristic plans. To have the better future they spend it in a well planned manner than a men who always finds to tackle the present situation. Even in our country urban women were different in the way of spending.

Myself have seen women on the Urban region spending half their earnings into beauty products and to groom them. The way they're grown-up also makes a difference when it comes to spending.

This should not call for debate because men are typically known for spending for the family regardless of wife's worth. The level of house expenses between a man and woman are incomparable. Men are more economical in managing their homes better than women when it comes to money spending and every other domestic expenses. Women are only economical when it comes to spending their own money but spend lavishly when the money is not theirs and moreover women spend money on personal materials that might be less useful to the household.

I still maintain that men are more economical despite the fact that spending is their thing and responsibilities because men are spending for the sake of women in almost all what they spend money on. To believe this, you need to study a single guy living alone and a single lady living alone as well and you will agree with me that men are more economical and manage home better as to compare to women. Imagine men's expenditure style without women involved and see how economical they can be.

This is a big yes that women are more economical in spending than men.
A man can spend his entire savings for just the fact to meet up Responsibility. And in that same vein he might not keep track of how that money was spent cause his responsibility are larger than their expectation.

But a woman can be very discipline her spending and stick to it.she will carry on certain plan to ascertain that aim.
A woman will have money with her and when you demand of her,she will tell you its for something important and she will stand by it..thus this makes them more economical.
Most times the man may run out of cash cause of his big responsibility but at that moment what makes the woman to be able to raise out money that period makes her more economical than men.

I think that when OP say "economic" here, I don't think that compulsory expenditures come into play. When we subtract the expenditures that consist of compulsory needs such as household expenditures, groceries, heating, clothing, etc., all expenditures for luxury, hobbies and pleasure come to mind. Are women more economic or men? Who likes to buy more expensive brands, who spends more on cosmetics? When you think about things like this, it's proven by statistics that women are not more economic. We are not talking about the school bus fare for the child or the gasoline spent on the way to work. When we think about things like buying a branded bag when you could buy a more affordable bag, or going to an expensive restaurant instead of eating at an affordable price, we see which gender is more wasteful. Of course, this is a generalization and like all generalizations, it's never 100% true. It just gives us an idea of the general trend.

Of course I have an application that allows you to keep track of all expenses. And I often mean that we exceed the cost items for Entertainment - it's delicious food delivery and cafes. And also the Clothing category - since buying new beautiful clothes is an excellent anti-stress. In general, you need to control yourself, but in the family it's still half the case - so it's important to be able to build a dialogue with a woman and look for points of interests. Only such an attitude will save the budget from waste.

The subject is actually similar to my life. In fact, I fulfill the needs of my family and try to save as well. But my partner doesn't understand the wastefulness and overspending, what I see in her.
So in my case or anyone who matches with me, will have the same opinion that women are not more economical than men. So my opponion is that men are genetically different from women so from women I think men are a bit more responsible with the household so I think men are more economical than women. But I won't say that my opinion will be 100% true or applicable to everyone, because there may be some differences, in many places it will be seen that men are not more economical than women.

Has nothing to do with gender related traits but rather with individual differences. This is an undending topic that we shouldn’t be arguing with as others have mentioned ‘coz there are many underlying factors to be considered such as one’s privilege and circumstances, when it comes on spending behaviors. This is a subjective observation of yours and might be having its limitations perhaps on your circle. Some females qould be spending with discounts but with higher frequency while some men would be spending one big amount on a single purchase, who’s more ‘economical’ as OP have cited? What matters is how your income will manage your finances. As long as it is beneficial at any point then it is a good purchase.

Women and men have different needs. And women seem to be more likely to pay attention to their appearance, so quite a few of them spend their money to have an attractive and beautiful appearance. What's different about men is that they don't really pay attention to their appearance and most of them spend money to fulfill their hobbies, such as buying the latest edition of PS and others.

Meanwhile, in terms of financial management, it comes down to each individual, as long as they don't chase prestige too much, it seems like everything will be fine.

When it comes on being economical and practicality then i do admit that women does have it and men do fail most of the time (not all though) which there are some men which are really that more economical or
really that practical than women but we know that we men do really take the hard work on earning money and this is why budgeting isnt really our genre or job which we do really just hand over our salary to our wives
and let them do the groceries or paying up the bills or anything that do  talks about those casual payments or things needs to be paid and this is why they are really that known when it comes to budgeting or allocating funds basing up on what they do recieve from their husbands plus most women doesnt really like on losing money on useless things and this is why they would really be that meticulous when it comes to spending which unlike men
that whatever things that might interest them then its likely they would be buying it out without minding in tomorrows needs on which i could say something like this because this is my behavior and also my wifes behavior too and much sure that majority of Father or providers out there when it comes to this kind of talks then we do really relate on it all.

Doesnt matter though as long you do give your priorities to your family then it isnt really that bad on spending on somethings which makes you happy but dont come into a certain condition or situation
where spending in useless things turns out to be severe because it would really be making out such impact on which it isnt really that something that you do want to happen into your life
or within your family.

Family finances can be complicated, right? Interesting that you've found women to be more practical and economical. There's some validity to your observations, even though everyone's financial habits are different

Men are generally major earners, but should they be away from budgeting? Isn't it fascinating how social conventions affect finance? Many men give their wives their earnings to manage home expenses. Don't both partners need to make financial decisions? Wasn't financial literacy a shared responsibility?

Spending on fun stuff isn't wrong. Don't you think financial wisdom involves balancing personal and family needs?

I don't know, I'm confused about this. Because I have many female friends with different characteristics. One of my female friends is really good at financial management. He can still be a fashionable person but with a measurable budget. And another female friend is very different. She is the type of woman who likes shopping. He prioritizes style in life so he often complains about finances at the end of the month.
But I also have female acquaintances who are married. He does seem more reliable in financial matters. He seems to be smarter at saving money.

But apart from that, I also met many men who had characteristics that were not much different from my female friends described above. So my conclusion is that both are the same. It depends on the characteristics they have developed since they were small or young.

This depends on the individual character traits of each person, according to my observations, this happens differently in each family, but if the family is engaged in one common business, have a common budget, and strive to achieve common goals, then their financial management will be more harmonious, without any significant differences. If this is not the case and only one family member provides for the family, then the situation may be different, the one who earns may consider that he is more economical, because he values his work more.

Actually, it depends on who makes the money and who spends the money. There are no men and women thing when it comes to spending money. It depends on who earns it. If it's their own hard-earned money, usually, people do not spend their hard-earned money on something that is useless. If the money is from some sugar mommy and from sugar daddy, then people love to spend others' money.

It happens in the family as well. When men earn money, their wives love to spend that money by shopping, eating outside, and doing various activities. At time same time, if the money was earned by her own, she does not want to spend that money on unnessesary things. I hope you got my point.

Every man and woman has some responsibility. Some work outside to earn money and some do household chores. In most cases, women are responsible for maintaining the family. How can they spend money to live well? How can they build wealth in the future? Moreover, they plan in advance what their sons and daughters will do in the future. Since women are quite capable of carrying out regular duties, it is possible for them to become more responsible, though there may be a few individuals who are not same. But men usually put more effort into earning money. They are ahead in terms of spending as well as making money.

A man has to face many situations inside and outside the house, which a woman would never be able to do.  A man works hard to support his family, but never depends on a woman.  That's why women are a bit frugal and they understand savings very well. In today's age men and women perform almost the same duties. Some work outside to earn money and some do housework.  Although men and women spend their money depending on their earnings.

However, men tend to spend a lot of time with friends and do things that cannot be predicted, so they spend a lot of money that they can't afford and men are also people who are looking for money and always think optimistically that they will be able to get other money afterward. spend what you have.
In contrast to women who manage the household, they are required to prepare and estimate all expenses to meet all the needs of the family.
But I think it's different from career women (women who have permanent jobs), they are almost the same as men in managing money spending.

It depends on the responsibility. Have you ever seen a single mom who works hard to raise her kids? I have seen them. If their husband dies or they get divorced, women must take responsibility for their kids. Imagine a woman who has no brothers, but she has her old parents, and she has to take care of them. The only way for her is to work and make money for them. So, women face too many issues, too. It varies from person to person. The responsibility matters here.

It's not always right. Sometimes women work for her family and her husband had to rely on her income. I guess you haven't seen situations like this.

I do not agree with the title. If that were true then most of the applicants would be women. It has nothing to do with gender. We should choose our profession based on our interests. If you do not enjoy your work then you will not be able to be proficient in it. If a woman has an interest in music and becomes an accountant, then she won't produce quality output. 

However genetically men are stronger than women and in some cases, smart as well. That doesn't mean all the women are dumb and all the men are smart.

I was discussing the same idea in the gambling section about gender differences in the gambling industry and I almost reached the same conclusions that I quoted from you, which can be summarized in that any comparisons cannot lead to correct results due to the overlapping factors and the complexities of the connections between them. There are no accurate statistics, whether in the field of behavioral psychology or economic psychology, that study these comparisons between the desires of women and the desires of men. The difficulty of finding samples can disrupt the study process, in addition to the fact that institutions are not prepared to hand over this type of data because they do not want these results to appear in public because of its impact on consumer habits in particular.

Agree with your opinion, actually the issue of being thrifty and not thrifty depends on each person, not a matter of gender. Because many men are more frugal than women who are more wasteful and cannot control their spending. Financial skills are a skill that needs to be mastered by all groups, both men and women.

In conclusion, financial success depends on previous generations. In this case his parents.
1. If parents are good at managing money, their children can achieve good financial success
2. If there are parents who cannot manage money, then those parents will make their children a wasteful generation.

In essence, the man is the head of the family in the household, he is the one who earns money and his partner is the one who manages all the finances so that the family remains financially stable.

It is not of unpopular to me because I grew up watching my mom being more economical than my dad.
At a time of extravagant and unnecessary financial spending addition of my dad, my mom would do all necessary means to pintch or extort some percentages from my dad because she is concious that sometimes things doesn't works out for me man like could be so she could keep them on savings projected that it would be in used during the hard days of my dad.
Oh yes, such of her tactics has assisted to secure supposed lavished money of my dad and has been later on been in used during my dad's downtown (broke ness) times.

You are right. There are wise and unwise money spenders on both genders regardless on how the money gets to them and the lost of plans for tomorrow and also with the hope of tomorrow.
It just whole depends on the individual and not genders specification.

Of by means there is a statistical measures for this episode of genders expenditures rate, then if should be the men because most tasks of financial challenges are channelled on to the men since they are the key architects of our bridge to the future which economy has a key role to play in the daily lives of today.
I seriously do not want to bridge the system of genders equality but the fact is that men portrays dominance, assertiveness, and strength over women which tensed to lower their possessive abilities to the society not to serve a molesting but economically gazed at keeping it's value rate on privacy.

Men are designated to appear presentable even on their odd looking and without living a live of glittery impressions unlike the women who lives by gazes at highily class of public admirations with her ego of self maintenances being attracted to materialistic and the stuffs that glitters.

Men being mindful of the measure intakes to earn money all to govern the family with the starring of responsibilities would always derive them the hard times before earning while women are like infants who just chills and feeds on the man's provisions without undermining the processes to earn.

Men are mostly the field tools and sources where the money is generated from and to be earned hard earnenly  so the consciousness of tomorrows need is sensed to financial economization.

In general, women are more economical than men. In my opinion, women understand the needs of the household better and women are wiser in managing household finances. Meanwhile, men only focus more on earning income but are not as detailed in managing finances. So I really agree if women are considered as treasurers in the household.

Men were traditionally the breadwinners, right? The main financial bearers. But is that the complete picture today? In the modern economy, women are more important in finance, entrepreneurship, and historically male-dominated areas.

As you noted, males are expected to be tough and financially solid even in hard circumstances. Don't women also suffer pressures? Expectations to keep looks, balance job and home, and sometimes without recognition or compensation as men?

We must acknowledge that both genders face unique obstacles. Although males are the "field tools," women are becoming the architects, builders, and economic sustainers. Shouldn't we recognize both parties' efforts and broaden our financial thinking?

Yes, in a family, men and women have their own roles to play, the man earns money to support his wife, and the wife must respect her husband's income. Usually wives are much more skilled at managing family finances than men. The wife knows which comes first, such as basic daily needs (children), after meeting daily needs, then thinks about other needs such as paying for water, electricity bills and so on. There will always be a wife who saves every month.

Men do really have those different impressions towards their partners on which there are ones who do really look down with women capability when it comes to various things which we didnt really even realize that they could really be able to handle out different things without noticing specially into those day to day challenge that we are really that facing on and this is why it would really be just that not right on having those kind of discrimination basing up on the things that they could do because we know that what are the things that men can do then women could be able to do the same. Women are really that good when it comes to balancing on things on which they are really that more practical and economical than men even though there are some men who are really that good into something like this but women is really that something that fits out into this criteria yet they are really those genders who doesnt really like to waste up and someone who do really being mindful about priorities and really liking to have balance in everything.
Its true that lets just respect on someones capabilities and whatever decisions that they would really be making.

This really depend on the type of women. Some women are trained to manage so such woman will be so economical as they do think before they spend. The opposite is the woman who is trained to spend lavishly. Generally, I will support the motion as in most cases when husband plan budget with wife, it mostly work out as the woman keep working on managing the planned budget.

If women were indeed better at managing funds than men, it would certainly not be the reason you think. I’m quite certain you’re not a female yet you’ve conveniently assumed and created opinions people on how women think about earning money.

I’m also curious on what you mean by women use feelings whenever they want to spend money. How does emotion relates with just women and spending money? And I suppose these feelings also help in making them better at managing funds.

Most of the male people have to spend their time outside for work or business to earn money. But now some women are outside for work. I think if women do housework it will bring a lot of peace to the family. Because their sons and daughters are well taken care of.  Can take as much as they want and do not seem to have any problems in their family. In the case of a family where both the husband and wife are out of the house for work, there will be no one to take care of the children of the family.  People will be needed to see if they are doing it. As a result, the future of their children does not seem to be very good.

In my opinion, the opinion you convey cannot actually be generalized. Because basically, there are men and women who have the habit of wasting money and there are also those who are very frugal. So it all depends on financial situation, living needs and lifestyle. So concluding that men are more wasteful than women, in my opinion this opinion has many pros and cons. But in my personal opinion, women can be said to spend more money. Because most women definitely have to buy makeup or beauty tools and skincare every month. Even though the prices of these items vary greatly, this is still something that a woman must buy.

Indeed, in taking care of the household, women can be said to be more dominant and better. But even so, in fact the role of men in this matter is no less important. Because after all, every decision in the household must be the decision of both parties. So in essence men also have a very important role in a household. So in conclusion, men and women both always have their own wasteful side. Therefore, if you conclude that women are superior in terms of saving or managing money, in my opinion you could say that this opinion is too one-sided.

I don't believe this sentence, women and men have different abilities when it comes to controlling finances, my partner is more economical than me, he is able to manage all the expenses we have to pay every month, while I find it completely difficult to manage finances. I see that what motivates someone to be able to live frugally is the experience and education they get from a young age, it's difficult to have a frugal nature when you're old, it's your habits from when you were young that determine that.

Before answering this question, I will like to ask some few vital questions, as follows;
1. Who the children school fees and house rent? Men or Women... Men, right?
2. Who provides food for the family?.. Men, right?
3. Who pays for most of the major bills in the family?.. Men, right?
So if all these are been done by men, then how do you expect him to be economical when he has to pay for school fees, house rent, provide food for the family and pay major bills. And that doesn't mean I disagree with the fact, as women are created to be caregiver and home builder/manager.

See, what you have stated is the prime example of gender stereotypes. Various studies have already been conducted that gender has nothing to do with the roles and responsibilities individuals have with their family. Women can be the one to provide the same way men do, and men can be the one to do home management and handle the kids like women do. I don't know how many more studies are needed to finally get rid of this gender stereotypes about setting roles and standards on individuals just because of their genders. When will it be realized that these stereotypes are the very reason why individuals are being held back from their full potentials?

You can't say that men are obligated to spend money on certain things and can't help it and then say that women are more economical than men. Women will obviously be more economical if they don't have any obligations or responsibilities to take care of. You can't blame me for not having any savings after spending all the money on my household expenditures and say that my woman is more economical than me because she still has some money that I gave her from my salary and she saved that.

This whole thing doesn't make any sense, a comparison should only be made if both genders are obligated with the same things, give a woman the money and ask her to take care of everything and still be as economical as she pretends to be when she doesn't have to pay any bills or take care of all other expenses that men have to bear.

Women naturally loves beautiful things, anything materials is there things, even the trained women at one point will change if the money is available, the rationality behind their humbleness is because they don't see it, that's why they are in that state, the nanosecond they see money and they becomes use to you, trust me they will spend that money they like, haven't seen woman that don't like to live expensive life except they don't want to do it.

I don’t know what world you live in. Women spend so much money on the beauty/dressing stuff. All those make-up tools, shoes, bags, skirts, jewelry’s… Women waste so much money on unnecessary things. Men on the on the other hand, are good to go with a t-shirt and jeans. Take a look around you, you’ll always see that men are saving money and women are spending it. Men save money to buy crypto which is also an investment and women think we are wasting money but if you ask them they’ll tell you that shitty silver bracelet she bought is more important than bitcoin. Men build civilizations. Women destroy them.

Surely, You haven't seen a family where women earn most of their income. You are talking about most families but not all families. Men do not always make money. Sometimes, his wife works, and the husband takes care of their kids. Sometimes, both of them work and make money for their family. So, when most of the money comes from a woman, who pays the bills?

It just varies from family to another family. Maybe in your family, you make money; maybe I earn money for my family. But, it does not apply to every family. If you talk like this, you are not on the right path. You have to see both sides.

I honestly agree with you on this. No offense to men. When it comes to economical and management skill women tend to be more economical. This is something that natural comes as a special character in women but most women lack that character. I don't know why it has to be women because the men  are mostly the ones making the money for the family so i feel it should be the man who has to be more managerial especially when it comes to making family budget.

Most women these days lack good economical skills. Due to their exposure of other wealthy people standard of living they kept their standard high forgetting that they have not attain that same level. My here is that the level of women who has good managerial skills now and before is nothing to be compared to. Things have changed and they want men to spend on them massively.

I am witnessing 2 families whose economy depends on the wife instead of the husband, one family is near my house and the other is my cousin's family. Both husbands are housewives and take care of the children, while the two wives are the economic breadwinners of the family.
Not in every family, the man will be the breadwinner, the one who earns and spends everything. And that doesn't mean we look down on men who take care of the housework for their families. What's more interesting is the two families I'm talking about, they are very happy families and have no quarrels like my family :D. There is no discrimination between wives and husbands.

Gender is not a measure to say who will earn more money or who will be the breadwinner for the family in today's modern world.

Exactly! Gender shouldn't have anything to do with it. In today's time it has already been proved over and over again that women can do what men can and vice versa. Gender stereotypes should already be a thing of the past. Women has fought for their acknowledge and rights to not be closed and limited by the standards and roles set to them by society and by doing so it now gives men the confidence to express our emotions more openly and show vulnerability at times. It's the 21st century! What we can and can't do based on our gender should be the least of our concerns.

You're right, I agree with you on some points that currently there isn't much of a difference between men and women in these comparisons. Maybe earlier we had a misconception that women cannot do all the work that men can do, but now due to the increase in women's education, these misconceptions have changed. I think that although the ability of women's emotional control is actually less than men's, in these cases I do not want to compare women or men who are more economical. Because I have seen in many cases that in a family I know, the man spends more waste than his wife.

There's nothing to argue on this, we just have to accept it on a general terms that women are more economical than men, we don't have to be bias in this, we all should have learnt one or two things from our mothers which we see the lapse from our father's responsibility, generally, when it comes to home management, women have this automated certification without having to go through an institution before knowing what to do.

Being married to someone i could consider to be a very good woman, i sure would agree that women are more economical than men, but i wont generalize this for there are still alot of very useless women out there who care about nothing other than having the best of everything that add little to no value to their lives of the live of their family, for example, most women of nowadays are so obsessed with shopping, wearing expensive clothes, shoes, handbags, make ups, hair and so on. This things add little to no value to their life, and neither does it add any value to the family of such woman.

So when we argue that women are more economical than men, lets lay emphasis on the fact that it is some women, and not women in general.

I say yes, women are more organized in general, man tends to spend on unnecessary things and can make expenses that do not solve any problem, a woman when she has money divides it and puts everything in its place, nothing is missing It doesn't matter because it may be little money and so he can meet the normal demands of the house or any business he is doing, a man can spend more on things like drinking alcohol, eating out, spending things that they shouldn't do, they They do it, that's why I think that a woman is more organized in every way, when we see things like that, we know it's very true.

Even if we are living on 21st century but still this kind of treatment or mindset about women is really that still evident or could really be seen even today on which there are really indeed some society does really have this kind of insight towards other gender which women arent really that capable or something that do talks not that relevant on dealing up with some things. Speaking about economical then i could agree that women is really that indeed having that kind of mindset on making some priorities on something which is more important than on men which we cant really be able to deny that we are really that adventurous and really that risks takers on which whenever we do see some opportunity then we would really be that diving in without trying to see those priorities.

Somewhat it doesnt really matter on what gender you do have but in the talks about being economical then it would really be that depending on a certain individual.Doesnt matter whether you are
man or women on which it is really just that right thing you would really be that going into things which are sensible things to be done.

Most of the time when women make money for their family understand the importance of money. I am getting out of the topic, but I think I should speak about it. If a man has limited earnings and does not make enough money to live, he has to choose cheap things so he can live his life. Sometimes family members don't want to understand these things. Suppose, I make $1000 a month and my expenses are around 950-1000 per month as well. Now my wife asking for a vacation trip but I was unable to save money for the trip. Or let's say my kid demands a bike but I do not have enough money. Now, If I am unable to buy these things for them, sometimes family members blame us because it's our responsibility to take care of them and give them what they want. But, when a women makes money, she understand how hard it is to maintain the family needs with such tight budget.

However, women try to earn in different ways to improve their family and household. But men are far behind in this regard, as men spend a lot of money on various daily and household items. Men spend their money unnecessarily, but a woman never does that, they are always thrifty only to improve the family. You are right there is nothing to blame either side we all know that we have a loving person in our house, she is our mother, and we know how much love she has for her family. Where if we ask mother for some amount of money, she definitely helps us by giving some of her savings, here it is understood that women are always thrifty. But men are basically responsible for a lot of things, so they can't save a lot of money. We have seen our fathers who always want to buy a lot of things for their children, and they have to fulfill those responsibilities, so they don't save money. But when the father leaves some of his household money to the mother and keeps that money nicely for the future and does not spend money from it, we can say that women are the most economically frugal.

Yes, we are in the 21st century and it's sad that many people still think that men are the ones who make money or are the breadwinners in the family, and women are nothing. Women can do anything men can do, including being president of a country. I am not flattering or flattering women but I find that if women become leaders, they will even do better than men in some areas. Or women in jobs that are largely male-dominated seem to do better than those men. Things are so different from before, we should get rid of sexist ideology.

Even worse men do not only spend money on things that are mandatory because our wasteful nature often spends something we don't need. Men are also too wasteful when they gather with their friends and often we are prestige when paid by others so that they are competing to pay for it. Although there are also some men who try to use their friends in paying something when they gather and from what I experienced men could not manage finances properly and I experienced it in everyday life.

That's a fact and I have experienced this after marriage, if we give shopping money to my wife, it is far more efficient than those of us who shop. Women are far more able to manage money precisely than men and they can save better than us as men in spending something.

Mostly it depends on each person, whether some women are economical or some are not. The same is the case with men, for example, men have many things to watch outside their home, they have to manage things in their office, they also have to buy some things for themselves, etc. All these things should be kept in mind that men work hard for only their homes and their needs.

As you said women are economical, in this case, women bought the most clothes than men, women spend most of their money on glossaries, etc. The money that they use on these things is also for their husband. So, all these things lead to non-economical. But this is just my thinking, I won't say all of them are the same but I have noticed like this before.

This statement is as we cannot say that man are not economical because almost every man work outside the home and don't spend money which is not necessary and save every penny for giving a better life to their families. Man just work for the sake of his children, wife and family because all he wants is the happiness of his family.


In most of the cases women spend more money in useless activities but there are also many examples in which women spend their lives according to the salaries of their husbands and I think buying of clothes is necessary for life but buying numerous clothes enters into the category of non economical. I think women and man both should have trained theirs selves to live in every situations no matter how much your salary is because if you cannot live in less salary then its your fault so always be economical in every situations no matter you are man or women as unnecessary buying is not a good addiction.

Things have altered in modern times. Anyone who is more financially secure than the other can provide for the family without any difficulty since it is no longer intended for just one individual. Don't continue to think that men are still primarily responsible for supporting their families because times have changed. Women now contribute to household finances just as much as men do. I've seen families where the woman supports and cares for the family financially even while the father doesn't has the means to do so. It is understanding from both parties. 
 
The men and women have the responsibility to play in a family. If the man can't perform his duties well to provide for the family, the woman can assist her husband in running the family to avoid lapses since the family is meant to be one and they haven't separated. 

Well, in my opinion, women always try their best to stand out in whatever they do and wherever they find themselves e.g. professional career, entrepreneurship, community service, home management etc.

Also, women's economic pursuit and self powerment boost productivity, which increases economic diversification and equality in addition to other positive developmental outcomes.

For instance, companies greatly benefit from increasing employment and leadership opportunities for women which is shown to increase organisational effectiveness and growth.

It's important to avoid making generalizations about the abilities of women and men as managers based on spending habits. Management skills and abilities vary greatly among individuals and are not determined by gender. Effective management is influenced by a range of factors, including education, experience, leadership qualities, and personal preferences.

The Women are more economical in their family expenses,by this reason the government of many countries was appointing the Women as the finance minister to their ministry.If the husband get the support of their family or his wife,this help the person to save some money by the economical skill of the their family women.Actually now women also treated equally in the society after the big struggle in past.The money management of the women helps to run their family without any credits and run with their husband income alone.

Today's world has changed drastically. Financial accountability? It's no longer male-dominated. Women are taking charge, and they're taking big, bold steps. They lead, contribute, and meet the family's financial demands. You, I, and we've seen it. Women are often the main breadwinners

The economy is complex and ever-changing. Also, human behavior? Even more complex. Despite all this intricacy, families must work together and support each other. If men can't provide, women do, and vice versa. Teamwork, plain and simple. Family is about unity, unity, and more. Making sure the family flourishes is more important than who makes money. Don't become locked in old thinking. We must adapt to changing times

Men tend to spend most of their money on unnecessary things whereas women tend to organize things. When a woman saves her money, she divides it, accumulates it, and spends it in valuable places. Where a woman spends money is mainly to advance her family but a man is very different in this respect. Men always save money in different ways, they bet money on different casino gambling sides and lose it. But till today we know that no woman has done such a bad thing and has not led her family to evil. So I think women can accumulate more money than men and a woman contributes more to her family.

Women has this common nature of earning and saving than loosing or spending uncontrollable, that's why you could also discover that they can give account on every funds that comes in to them and the corresponding expenditures made with every single but, they are also good at making archive for remembrance or future reference, they are also slow to taking risk or wasting resources, they make sure that everything is on target when they are making their plans on a budget while men may not have time for all these things in details or by order.

Actually, this comes back to each individual, both men and women.
And when it comes to shopping, women and men have different habits and for example, When a woman goes to the mall to buy clothes, a woman may go to several stores and spend money on shopping that does not match her original intention. went to the mall only with the intention of buying shoes, but when he left the mall he brought a pair of shoes, a bag and clothes.
and this is very different from a man who when he goes to the mall to buy a pair of trousers, he will come out with a pair of trousers.

When it comes to shopping, women are a little careless, because they are easily tempted by the offers offered by the mall and tend to be quickly tempted by the good things they have just seen. while men are smarter at shopping, it's just that they are careless in managing their money because they often spend it on things that are less useful, such as going out with friends or other things.

However, when talking about the household, there is a division of tasks where the husband focuses on making money and the wife manages the finances.

Shopping, shopping... Not merely buying items, it reflects complicated economic habits and deep-rooted human tendencies. Men and women shop differently, you're right. Fantastic deals and fresh products may sway women. They see, they like, they buy. Men, however, are missionary. They enter, they find, they purchase, and they exit. Simple, right?

It's about priorities and perceptions, not carelessness or smartness. Women may like shopping as a journey. Men? This is a task for them. Men may be careless too, just in different ways. Spending money on non-essentials with pals is part of the game

Households are another story. The division of tasks, the roles, the responsibilities... it's like a well-oiled machine. Husband earns, wife manages. Teamwork, collaboration. Remember, it's not final. The roles might vary and evolve. Understanding, compromising, and cooperating are key. Teamwork is important

That is why men come shopping with a list, and women grocery basket is always so full that products fall from it just because they know better how to combine food :) But in the hardware or spare parts store situation is opposite. Like you've said - everything is individual. I think the saying "women are more economical than men" comes from old times, when the wealth of a person was valued by his property, and women were mostly did all the housework, while men worked. Nowadays, there is a tiny gap between which gender is more economical, as both genders earn and spend more than in past.

To be honest with you, I feel that this debate was supposed to spark misogynistic and misandrist ideas among people which kind of makes the schism or divide much bigger which I believe isn't really a good thing. My opinion on this claim though is that because of roles that was imposed on both men and women, both sexes aren't freely able to choose which one they should do because either other men or women shun them for it or the society has a different expectations for them which they feel like they have to fulfill.
Was about to say this, I don't think that there's a point in saying who's more economical of the two sexes. Habits are a universal thing and it just so happens that sometimes one gender are doing it more compared to other but that doesn't mean that they're the worse, I mean the debate and statistics misses the point, that there's a lot of men and women out there that's are bad at managing their money and in the end we are focusing on the wrong thing.

And for this reason, if you get married, you should always talk to your wife before making any decisions. Women can sometimes be smarter than men, so if your husband thinks you can handle things on your own, you won't get very far. On top of that, the fact that women are called "mothers" implies that they are custodians and can handle any situation well. Fathers also tend to be providers and don't worry too much about that kind of management. So consult your wife before anything.

I think that the OP made a mistake about trying to carry out generalizations. Statistically and research wise, there are different skills that women are better at handling than the men and vice versa but whatever it is that is can be learnt should not be generalized. Like saying that women are better at handling and keeping money . Totally incorrect. This has been learnt and reinforced overtime by mothers to your daughters so that is why you would say that you're more economical than men. Men can learn too how to be economical.

Men could learn easily to be more economical, whereas with men it is kind of inborn thing. Most have come up with the statement based on the real life experience. Maybe this could be different on the corporate level or with the institutions. This isn't generalization, it is all about Women taking additional responsibility to support the family. A simple thing Women used to save small amount from what is given for the household expense. When her man is in need and he looks for borrowing, she supports with the amount saved. This is also kind of being more economical.

You pointed it right. I didn't understand why people divided these things by gender when everyone got equal rights and contributed to their family almost equally. The title of this thread is not right when a girl finds a sugar daddy. They spend millions on a vacation and do not care about how that money is earned. Sometimes, I feel like I should give all my money to my wife so she can manage how much to spend and where.

When I get my salary and start spending it on their needs, at some point, I get broke, and she asks for the breakdown. Where did you spend all the money? Well, it's all there. You asked for this and that, and I bought them all. So, why are you asking?

There are many reasons why women are much more frugal than men and try accompanying a woman to the market once in a while and you will find what men don't have. Women can save money even though they need the money to meet their needs and this is different from men because it is difficult for us to control our finances when we want to buy something. Even when we relax with friends, sometimes we spend a lot more money because we talk about prestige and always want to look great in their eyes.

That's why if you want to live frugally then leave all the responsibilities for household needs to be managed by your wife and it is guaranteed that it will be carried out well if they are in control. They will create protection first before buying and if it is not considered very important then they will refrain from buying it.

It is true, it is a characteristic of all women. I have seen that women will take account of their husbands without any fault. But if the husband wants to take any account from his wife then the wife will get angry and scold the husband even more. Now I mention from my personal life. I currently owe some money to the base. Now my thought is how I will repay the loan. But my wife doesn't think about that. When I get my salary, my wife buys one thing after another and spends all the money. Women now spend more on changing times. Women are not thrifty to improve their families, but now men are more thrifty. But I am not talking about all women, there are some women who put a lot of thought and effort into improving their family.

Where's the gender equality? For me, both husband and wife should have different savings for their Leisure and personal expenses so that there's no room for questioning all the kinds of stuff that they did with their money.
I agree with you that some women have that kind of characteristic (being not thrifty and irresponsible in their expenses because I know someone like that) but have you seen an independent woman who knows everything specifically in handling the finances just like what men can do?

Fundamentally, the activities of husbands and wives should ideally be collaborative, with no secrets between them, including personal finances. Anyone claiming the need for separate funds for personal expenses signifies that complete trust in their partner has not yet fully emerged. If you trust and have mutual understanding with your partner, finances should be managed jointly. Eliminating ego can be challenging, as marriage aims to unite two hearts, not just merge assets alone.

Furthermore, the notion that women are inherently thriftier than men is currently far from being guaranteed. It's evident that some women are still irresponsible with family finances and tend to favor shopping sprees at malls.

I think to get this accurate it can only depend on individual,  age. Most married women are economy when you compare to a young single lady . A woman with family when handling money, she cannuse it very well to manage the whole family and their can still be left over of the money but this can be very difficult for a young lady to manage. Most young lady just want to be conformable, and when going for shopping to get stuffs they may decides to get things in a large quantity that may not be needed.  I think the management of money is a thing of individual,  have seen men who are good when it comes to management of money.

Interestingly, we need to value our women because they also have a level of knowledgeable impact they can contribute to our lives, we cannot know everything all alone or do things all by ourselves especially when the love is there and we trust each other, you have spoken well mate, men can also act wildly and no one can be limited in the rate at which they can do well or bad, if you indeed have to make some financial savings successful, then consult your wife first and discuss it together, they are very sound at doing that without issues.

Yes, it's true, it all depends on each individual and cannot be equalized by everyone.

Coincidentally, I have a friend who is married, he often shares stories with me, and it's true as you say. It is true that women are more careless in managing finances. My friend as a husband now understands what he has to do. It's not that he doesn't trust his wife, since he got married he has always been open about financial problems, he even gives his pay slip every time he gets paid to his wife along with the ATM. He hopes that his wife will do the opposite, namely be open.

But his results from work every month are far above the average of most people in his office, and sometimes he also does double work at night as a musician in cafes. Hope that when their son grows up, they will have savings for school fees etc. But in reality, never mind savings, even those who have dependents everywhere, because he buys whatever he sees, especially if he goes to the mall there are discounted products, he always buys them, so sometimes what he buys isn't that important. Indeed, there are many myths that say wives are smarter about managing finances, but in reality men are the ones who are smart at managing finances well.

I agree to some extent, the spending of a man has purpose in most cases but for some women, they spent on unnecessarily things, money kept for a long time can be used to buy something that may end up not generating any money to her.
Very correct, what I think every man should do is to talk sense into their wives until they are able to change their mind from useless things that waste their money. A man can also convince his wife to be responsible in the home , they should spend on their kids without asking the husband , that makes them real mother's. So the saying that men spend more is true and to make it more clearer , some men spend responsibly. That women are economical is kind of true, however, the savings can be lavish on unnecessary things.

I will buy the last part of what you said. Yes, it is true that not all the women in the world are the type that spend more carelessly. If I should use myself as an instance, I would like to say I don't spend much money, because I only spend when I have more money or have free money, which someone might give to me or even when I win a lottery, but when we come to the other aspects of hard-earned money, I don't spend more than how I have planned because if I don't schedule my self on spending it will definitely affect me in the near days to come, although I worked for my money as I am independent.

Some women are just wild like an animal (so sorry to say that) to the extent of not thinking or planning about how to make a good home for themselves and their families. Likewise, for men, you know, if it is very hard for a man and a woman that are married to understand each other, more especially when they are begging to know each other, but when they have lived for a couple of years and one of them is not planing to build a good hope, then it's not gonna work because no home can be of wellness without money.

However, it is good to save in a family, because, as a family, a day must come when they will need money to take care of some problems, but if there is no saving of funds, then they will have to borrow, so they can solve the issues at hand. Some men don't like it when their wife is receiving a more monthly salary than them because of this same issues, just like in every little cases the wife will like to showcase herself because she earns more than the man.

Being able to understand how to manage finances is very good because even a small income is enough for daily needs. I agree with you that in terms of financial management it will really depend on each individual, because everyone has experienced many difficulties in earning income, so they will make good use of the expenses they need and for those who have never experienced the difficulty of earning money, of course once they earn income they will be able to easily spend it on whatever they like.

I won't say that for all men and also for all women because in my environment there are also a lot of men who spend their money on unnecessary things or things that don't make money. Meanwhile, some of the women I see continue to do good work by using their money to make more money through the business and trade they do every day.

Advising a wife is indeed the duty of husbands because before they got married they also promised that they would build a happy household together so we should not blame one of them because most wives prefer to take care of their household based on what her husband gives and gives her so that she will always carry out her duties as a wife until her children are well educated.

Because if a husband does not provide physical and spiritual support for a wife and children at home, a wife will also not be able to do more things to fulfill all her household needs adequately because whatever the conditions, a wife's movements will definitely be very limited so that I I wouldn't say that women are wasteful when shopping or using money because most married women spend money on what they need most, not on things that are not important to themselves.

Of course it's true, women are better managers than men, men always spend money randomly. In that case women understand well where to spend money and they always spend money calculatedly. Besides, women are used to saving, they never waste money unnecessarily, they can save very well, which protects them from big dangers later. In this case, women are more frugal than men.

You are absolutely correct. There is nothing to argue about since it has already been shown that women are better at managing and being economical with their money than men. When it comes to financial responsibility, men always believe that it is their responsibility to take care of everything. Even though they keep their money for various reasons, if a problem arises, they will most likely use the money they have saved. However, women, to give you an example, can manage: even though there is a problem to solve, they can only handle about 30% of it. Let's use a husband and wife as an example; the husband will always spend, but the wife will only save. All of these responsibilities belong to men, and there is no need to argue about it. We tend to think of ourselves as being in charge, but we must acknowledge that we are not better managed than women are.

We cannot compare the way women reason to that of how men do, being economical does not lies in the inability to make a financial source for one self due to being dependent for that, but women have the tenacity of making plans both short and a long term plan in working out things for the sustainability of the family in the economy and this is just their own way of complementing every efforts rendered by men in financial support.

Men and women do have different levels of thinking in managing finances and even though she is a career woman, they still have a different side to the way men think. Women are much more understanding in making spending plans for living expenses and they are much more able to take care of themselves compared to men. Women were also created to complement the shortcomings of men in managing finances in the household in particular.

This is indeed an advantage that women have that men do not have, although there are also some women who are unable to save on their expenses. But of the many women I know, they do have the ability to save money when spending on things they need, both for household purchases and for themselves.

I don't know if you're answer is based on statistics or on experience but if it's experience, it would be an unreliable answer because it's not basing off a large population, I would probably say the same thing because in my family, my mother is the one that does the budgeting but that can't mean that women are economical, what if the answer is that both gender are economical and that they're main difference is scaling, women are good at money managing in household level but men at the stocks level or investment fund level although that's another gender equality in the workplace debate which digresses from the point.

I disagree with that option that women are economical than men, because if you look at the history of the richest people in the whole world, you will discovered that men are the one leading in that aspect to prove to people that they are the most economical human being on earth. Men are the one doing everything possible to provide food and shelter to the family, because they have the mentality of managing their companies and resources to ensure there is a flow income at the end of the investment which will be very difficult for women to have such mentality to make the income massive like the way men do. There are some women who don't know how to manage the resources man struggle to made available than to mismanaged such resources that will make the man get angry.

It all depends on the situation and conditions. Indeed, in this case there are advantages for each individual and it is very clear when seen from their main duties, especially if you are married. The husband's job is to earn a living for his wife and children and the wife's job is to be responsible for managing household finances because she is considered capable of navigating expenses and is wise in compartmentalizing which expenses are important and urgent (conservative). But, the head of the family remains male if in the process there is inequality in terms of management and the mandate can be withdrawn at any time.

In the case of home management, I'll subscribe to this idea cos most ladies undergo special house keeping trainings from their virtuous mothers, and the same cannot be said for men.  Girls again have the natural sense of discernment and arrangement from very little in comparison to boys if properly observed at infant stages.
This analysis above is not applicable to all women as some are irresponsible and behave irrationally. Some men are also good in this home keeping category regardless. A typical example is Serena Williams husband, who was taking custody of the children while she pursued her career.
When we take this to a broader perspective, Economics boils down to being able to maximize your income and make your inflow larger than the outflow and at this juncture I disagree with OP cos the thick skin of these economic handling are not possessed mostly by women as statistics shows that there are more rich men than women. Men are great risk takers and manage themselves properly to meet home needs, office needs, personal need, relatives needs, and even have some more left for investment. I admit there are women in this category, but truth be told, they are lesser than men. I think this being economic minded is situation specific and never to be generalized.

In fact, the attitude of women and men can be said to be the same financially. Because women can spend money the same way a man can spend. But when I keep only men ahead, women can get laid. In fact, since there are no instances where women are lagging behind, especially economically, there is little need to make comparisons. But if a difference is made on the average of the whole world without considering any specific area, I personally think that women are economical than men. They can better understand how to maintain a family with a certain amount of money. But it doesn't really have any statistics.

Most girls like to keep calculating. There are few girls who may live a free life but more girls prefer to be calculated. There are many reasons why girls are more economical than boys, boys spend most of the day outside the house, they do different things and it is normal to spend a little more money when going out, but it is different for girls. Most girls are busy with their families and spend most of their time at home so a girl has fewer friends than a boy and has less external expenses. Boys calculate that with the amount of money they struggle to manage the family, with the same amount of money, girls can keep some money for savings even after running the household expenses. It is not right to spend money without need. We must spend money in the right place. We must spend money in the right place when needed.

Well I agree with your statement, basically it is very difficult to distinguish who is more frugal between women and men, because in my opinion of course it depends on the condition of each person at the same time. Financial conditions or how much they earn must be balanced with how much they have to spend or vice versa, by assessing how much the budget must be spent then we will be able to find out whether the person is frugal or not, and also may be less likely for us to know because this is quite confidential for some people.

For those who have a family, it is clear that the responsibility and burden of thought will be greater, there will be many other costs that they must fulfill, especially a father who acts as the head of the family as well as a person who must earn money to support his family. Every time they receive a salary from their work, then the next salary will usually be given to a wife to manage, not because women are good at managing finances but indeed usually the money the husband gets will be given to his wife for various allocations of family needs such as basic needs or children's school fees. And in fact it is not uncommon for us to see a wife who fails to manage family finances and they are instead busy for their own needs in the allocation of money that should be for the needs of the family. So whether or not people are frugal in my opinion depends on their habits and economic conditions at that time, regardless of whether they are women or men.

That's right. But basically, whether men or women cannot be used as a reference as to which individual is more able to save money or not between the two. Because there are women who are wasteful and there are also women who are good at managing finances. Likewise with men. There are men who are wasteful but there are also men who can manage their finances well. I personally work together in managing finances with my wife. Sometimes I get wasteful and my wife reminds me. And sometimes my wife becomes wasteful and I always remind my wife. In essence, we advise each other and continue to work together to improve our financial lives. I can't even judge who is better at managing finances between me and my wife. But each person has different characteristics. And usually the question of what is wasteful and what is not really arises from a person's habits and background in life and not from a matter of gender.

But in today's period, women have got also lots of opportunities especially in areas where the businesses are found.
There are some cases that it is the woman that earns a living while the husband becomes the houseband. On a practicality setting, it's always the talks and agreement of the couple on what's going to work best for them.

Yes, that's right, I myself am even at first glance often confused because of this reversal, many companies are opening up jobs for women why is it like this, but what I see today is that more companies need women to join the existing jobs. I don't know clearly why more women are needed even though basically women are tasked as housewives, not required to work. I see now that usually most of the men find it difficult to get jobs, even though they have struggled here and there looking for work but with the final results that are always not in line with expectations. As we know, it is men who have full responsibility because they will be the head of the family later. Most of them are like this because of their limited economy, so they are forced to have women work and men work at home. So sometimes I like to see this matter become an argument in the family because of the reversal of circumstances. Either way, I'm still confused about this myself.

There can be some psychological reasons why companies do hire more women in every sector that they're needed.
It is no longer about the specific workforce that's coming from the manpower and pooling. But it's more of what the companies are needing when it's about production and who's more gonna produce numbers for them and that's being seen through women.

I do agree with this on which there are really indeec companies are really just that  finding on a specific gender basing up on the work that they are really that looking for. Ex. If they are hiring some secretary then most likely it would really be that a female rather than on male. Why? Traditional reasons? Or simply that it is really just that women do fits out on such role or position on which it is really that there are some certain key
areas on which women do really fits out and this is why its not really that shocking that finding out a certain gender would really be that something relevant on said position.

Speaking about economical things, then i do agree somehow basing up on real experience on which we know that women are really that too serious on spending up money on which everything should
really be in according to plan and according to those set up things. They cant really just easily afford on things on doing on what arent really that something economical or worth.
This is why they would really be that spending up money wisely rather or in compared with man.Just like my wife or women out there that they are really that too careful
on buying something because they've been thinking up on advance that spending unwise will really be resulting into such problem later on.

Those positions that are specific for women can't be filled by men and that is a reality and the same goes for some position of men can't do the opposite as well.
Talking about how women spends a lot for themselves, it will change when the time comes that they have their own families already. And it's a case to case by basis as to why they're like that.
Because just as men, we have reasons as well why we're spending on something and just as them as well.

I think this simply depends of a person or individual as I personally don’t fancy generalization as I’ve seen and also know women who live very lavish lifestyle and are very poor with management and I’ve also seen men who are very economical and also manage their lives and homes very perfectly. I’m not trying to defend men here but I’m just standing on a neutral ground to correct a point that, this things isn’t just about a particular gender but varies  from one individual to another but on the long run, women are truly good with managing their homes than men and that’s one indisputable fact.

I've seen it, so have you, and so have we all... Indeed, companies have these biases when recruiting for certain positions on occasion. It is incorrect, but it exists. Now, when it comes to secretaries, women have been favoured historically. Why? Some say it's for traditional reasons, while others say it's because women are better suited for certain duties. But let's be explicit, the year is 2023, and we must move past these prejudices, correct?

On the economic front, I have witnessed it firsthand. In general, women are very careful with their money. They plan, budget, and consider the future... It's remarkable! According to my knowledge of advanced finance, this type of foresight is essential for financial success. In this regard, men can learn a bit or two from women. I've always said, if you want to know if someone is economical, observe how they shop. Women, like your wife, are long-term thinkers. They consider the future. They consider not only today, but also tomorrow, next week, and next year... This is a clever financial strategy that we should all employ

I think you vision is considered only from food shopping or buying household stuff. Indeed women are more experienced in such things than men. They do more planning in that than men. But consider buying clothes. How can they be more long-term thinkers, if they buy high heel shoes or dress only for 1 night out or party with colleagues in the office? Men are more practical. If they buy jeans or suit, they will wear it for years :) Men will never buy shoes because there were a discount from 199 to 169, even though they dont match their other clothes and they have nothing to wear it with. Women will.

Agree only when she can stop depending on another person for MONIES! May be? But it is too amusing I don't even know how to make them listen, they are totally unhinged!

The point is even when they depend on another person usually a man whichever way it is whether the husband, boyfriends or brothers, she is more prudent with the money by her spending on like men. After all she got the money from the man meaning the man is already spending on her while she is saving  ;D

Most times those men who give her especially the husband could come back to her to borrow same money he gifted to her in loan. That is the point but it is unfortunate that men will always be giving while women receive despite her things have changed, this aspect is yet to change.

This is right because men usually engage themselves with their friends outside the home where they spend a lot. Also, they have some home burdens and they provide each and everything a woman should need. So, he has left with less money. In the case of women, she didn't engage in these activities outside the home, especially in our country it is not done in any way and they didn't have that much responsibility in the home.

Also, there are 20% of women who have home responsibilities through which they are going in a way where they spend a lot. In the end, they have less money left which turned out to be no economic I think  ;D. So it's all about the responsibilities someone is facing or someone has to deal with.

You corrected your idea in the last sentence after admitting that you were talking about the situation in your country, meaning that the angle of your analysis cannot be generalized to all women in any country.  Like you, I am from a country with a conservative society. Despite this, women enjoy rights that make them equal to men in rights and duties as well.  This means, for example, in determining responsibilities within the family, both of them are required to spend and provide care, one for the other, and both for the children.  From this basis, women began to be liberated from the prevailing culture, such as the one in your country, and supported by many laws that make women’s aspirations equal to men, without harming either party to the other.

Do you not discover gender swap magic yet? Swap the gender and the role would be reversed too? But nope, even after the gender swap, you can't change the biological self, every single building block of the body is genetically encode with xx chromosome, you have to change the complete body to even make consideration!

And that swap has not been easy to do because it is not a natural process like either revolution where people get tired of a particular system and want a change, no there is no change here. The woman is the woman and the man is nothing less than the man.

Moreover, the patriarchy system is still dominate in most of the countries and that is a mechanism of tracing descent through the father who is always ascribed as the head whether ceremoniously or otherwise.

We all know that the xx chromosomes are more active than the xy chromosomes. When we determining sex, the genes on the y why chromosome is what determines whether the baby is going to be a male or female. We can't change this differences because on a norms, women are more stronger than the men in certain perspectives that we don't need to mention.

 Women are child bearer and they know how to make things happen even though the possibility is not there. They are strong and have good taste relating to management. Since I'm most families, woman are the ones that take care of house chores and the children while the men would have to tend for the family, they are more equipped with intelligence on how to manage resources to satisfy the present need of the family.

 Sometimes when I go to th meall to get food items, I could spend more money to buy the same things that we need to prepare breakfast or dinner compare to what my woman would spend. I think women maybe not all have that inbuilt management spirit in them. Some men just feel like they are not needed in the kitchen so they don't have the time to learn how to economize even though there is enough funds available to spend at any time. It is always good to learn from women on how to do some certain things rather than flying ego.

This happens a lot nowadays. But in essence, women and men are equal, so women should be able to be financially independent even though providing for them is a husband's obligation as head of the family.

But sometimes if women work, they will be more appreciated by men and the surrounding environment. Many women are victims of verbal and mental domestic violence and are not appreciated because they are too dependent on men. Maybe men feel they have control over their women because they have given them money. Finally, what I want to convey is that women are more economical than men, don't you think, there are also many men who are more economical than women, it all depends on the individual.

I do think women being more economical than men is not entirely true and is arguable.
In most cultures around the earth, Men has over the years, assumed and had the role of the provider in the relationship and despite having gradual societal changes, a lot of men would still feel the responsibility to provide. And personally, I don’t think it’s much of a big deal. Everybody is free to do whatever with their funds even if it means giving someone who don’t reciprocate.

In a lot of marriages today, the man would seem to be the one who provides while in reality, it’s the woman doing more or all of the providing.

Its situational on which we cant really make out some conclusion on whose the provider yet both could really be on that role but most of the time which men is really that something that more rampant when it comes to this role.Therefore, if the husband is really that doing the work then the wife would really be doing the budgeting on which it would really be just that normal on which this had been always the system on which men would really be just doing his job and earn money but the ones who do make out allocations on which things those would really be that applied or whatever that in connection with spending.Then women is really that capable on doing things, although men could do that but i could really say that when it comes to budgeting and allocation then our wives is really that good at that.

Being economical doesnt really need up on what gender you would are but since we are really that doing the hard job then it would really be that so understandable that we cant really think
off that well if we are the husband but not all since ive consider myself to really be that strict when it comes to budgeting and expenses on which i could really
say that this is somewhat not true though.

I think it's not best bringing top 10 richest in the world here, besides behind every successful man there's a woman. So we should not go to that area, reasons may be attributed why woman are more economical than men but in some cases men are also economical than women it all  depends on what you trying to say
In nature women are met to be economical why?
They learn how to manage everything they have, when it comes to business, money, their home etc, secondly women avoid spending  lavishly

I think that more often than not, yes, and it depends on the conditions in which the woman grew up and the maintenance of her children. It often happens that a husband can leave the family and a woman is forced to raise a small child alone and, taking care of his future, sharply changes spending in his favor. She is thinking about future expenses for food, clothing and rent. If the woman doesn't do this, then the child may have a bad future. Let's add to this the statistics that women usually earn less than men, although nowadays they are trying to fight this. I think so, but of course there are women who treat their economic part simply terribly, but in my opinion there are fewer of them.

Agree, the debate on this issue will not be finished if we still have different opinions, women are considered more economical if they already have children because women will prioritize finances for children and family needs compared to their own needs, this statement can be justified and realistic.

If the situation is for unmarried people, then men are more economical than women because men have to save their money for future finances, including wedding costs and savings funds for family responsibilities. On the women's side, they are not very economical, they work hard to buy expensive goods and branded brands, they do anything to earn a lot of money without considering the risks. That's my view and other people may not agree, but I'm sure the difference depends on the situation, economic status and married status.

I totally disagree with you, not every successful man get riced with the help a woman, there are many men out there that get rich because there are women in their side, I have seen some successful gentle men that has enough money and still they are not married or even a fiancee.

Yes, it's true, it all depends on the character of the person, either the woman or the man. If a man grows up in a home where he doesn't know how to manage things, then the man also can not get addicted to low spending. He also does sometimes, if the man is trying hard to minimize his expenses, it will be like his suffering, the same thing applicable to some women.

In facts the system you are talking about is the ancient imperialist system that still existed today for unknown reason. What to get tired about something archaic culture. Unnatural? Sure you are not animals and living like wild animals. Natural is always wild and barbaric, which freak out the royal.

What are you talking. Do you forget you are constantly made loser since born, born loser since child and grown up now you think you had become winners: doctor accountant lawyer now??? Obviously man is less than human, still a loser nothing changed whether you work as high social status wagie job.

Lmao, you got totally fooled by the system, patriarchy is a made up system that is created by the rich royal family during the medieval age, today it is fully adopted by the mega ultra rich and elected VP to its full potent, the rich get richer guy love it so much when they seeing people confused and live in chaos culling each other man to get to marry the happy ending life!

That is the grave mistake to make, chromosome xx are nothing more than a tool to identify a gender based on a specimen, nothing about which is dormant btw

Yada yada, so many add up and become totally unrelatable.

Seem clear they would behave in a cycle, like a cult, their biological clock decide which cycle they should be, the cycle currently is exactly the menopause phase, there would be plenty of blood. Also the jealousy cycle would be coming soon, it is all unavoidable biological cycle!

Yes, it's true, the majority of women are more economical than men, men are used to being money earners for the family while women are actually the managers of family finances, but lately i've seen there are women whose lives are out of control, so hedonistic that it makes their finances a mess.  social media continues to grow and there are many influencers who show off their luxurious lives, which makes both women and men unable to control their desire to spend the money they have.

Men are designed to solve problems which will always make them to spend money, as a men people are expecting support from you that is why will always work to have money in their pockets because their are lot of things to be spent on money. Growing up as a man family members are looking up to you bring the little you can support.  It is normal that women are more economical than men, it is not possible for a man to save his money and not spend it on anything.

I agree with you, in my opinion it is also natural for women to be more frugal. men who have more responsibilities than women of course he works hard to get a high income to support his family and of course himself, especially if men are adults and have a family, of course they will think about everything regarding basic needs and for their daily lives because it is impossible for them not to shop for themselves, of course men also have their own needs that they must fulfill, the responsibility of men when they are married is very large he must work hard to support his small family even if it is wasteful in my opinion it is normal.

There is nothing wrong in any of this, but I think it all comes back to ourselves. Will we be able to manage our finances better so that we don't waste money later, by reducing our current lifestyle is one way. But what I know at the moment is that people will buy what they want, even if it's just for the sake of buying it.

This is absolutely correct especially in Africa societies. The system is very unfavorable to men because of lots of responsibilities. In fact, in a family where women are taking care of some responsibilities are being referred to as unserious family and the men will not respected in the society. And honestly, that's what we are trained to believe and I personally will not be happy to see my woman providing for the family while I'm around. Being a man in Africa society is another term for responsibility ranging from providing for your woman, children, parents and your siblings. These lots of responsibility is the reason why Africa is still underdevelop because women are contributing almost nothing to the society rather than being a consumer. In short, is either you spend or you spend, you have no choice than to spend.

I also see that there is a big change currently between the relationship between men and women in a household. In the past, men were always the ones who earned the living and were responsible for all the needs of family members, including the wife, and usually the wife was the one who managed the finances and at that time they were very reliable.

But current developments have changed everything. Even now a wife feels capable of supporting herself. In fact, it often happens that nowadays the wife becomes the backbone of the family as a result of it being not easy for men to get a job. The husband even becomes the child's caregiver at home. So a woman's task is not easy because she provides for and sometimes also manages finances. But that's on the other side. and on the other hand, there are many women who have husbands who are big businessmen. And the wives of rich people spend more time shopping and traveling every day. So I doubt they are women who are good at managing finances or good at saving. Because they are even too comfortable to use as much money as they want. Because their husbands give them freedom. So basically there are women who are good at managing finances and good at saving, but there are also women who are very wasteful and not good at saving. So this problem is actually more complex than we see.

Kudos for pointing it out. No matter who makes the money, if you get managed to fooled by them, you will end up spending your money. I bought a lot of gadgets that actually have no use case, but still, I bought them because I liked how they presented it. A lot of gadget's get in trending in tiktok videos, social media reels and people end up trying tho gadgets even they do not use it later.

I already bought a bunch of them and I barely used them. My wife criticize me all the time because I spend money on those things out of curiosity. Anyone can get influenced no matter if they are men or women.

And that is the responsibility of men as a family, no matter how they have to be able to find ways to make money with the aim of supporting their children and wife and maybe the following is also to solve some of the problems that exist in their family, especially in terms of finance, such as paying debts, paying their children's school arrears and much more.

Basically, the responsibility of a man is very big when they are married, they have to think of many ways so that their children and wife are sufficient in any case, especially when the situation is bad, for example in terms of the economy which is increasingly according to the results of the difficulty of finding work, then there is no time to rest for them, no free time not to make money or to just think about it. Therefore, a wife must always support her husband's hard work, try to appreciate whatever they achieve, one of which is by managing family finances properly. Therefore, I quite agree if I have to say that women are more frugal than men, and in my opinion it will be more applicable when the woman is married in the sense that inevitably they must be able to save more money earned by the husband by allocating everything according to family needs. But if for example the woman is not married then I am not sure to say that women are more frugal, maybe everything depends on the situation too, because for those who are married there will definitely be at least pressure that requires them to live frugally.

For me, yes, women are better at handling money than men, that's what I think, or maybe it's because I'm a spendthrift, that's why I think this way.

I see the same thing with my parents, dad trusts his wages and savings to mom because mom is better at handling money and not spending money, my dad spends too much, buys things or gives money to his cousins ​​when begging or borrowing, because my dad is also kind so it's easy to borrow and that makes my mom angry.
So I'm more in favor of women saving better than men because they only buy things that are necessary or important. I can only say this because this is what I see in my parents and also in my acquaintances.

Yes, maybe many people will agree with you that women can handle finances well, even though they have high value make-up needs. But even so they can manage finances well according to the income they get.

Maybe it's true as you said, most men are wasteful and can't manage their own finances, I myself admit to that hahah.
I can't hide it because the facts are true. I also always save my income to my mother so that the finances I get can be managed properly. Because I myself am not sure if I fully hold all my income. That's right, maybe this is one of the reasons men are more wasteful than women, men can buy whatever they want not because it's important. But women buy things that are important for their use.

When it comes to money, girls are much more frugal than boys, be it my mother, sister or my wife, I have experienced it myself. If we talk about the mother, then it will be seen that they are much more economical than the father regarding all the expenses in the family. They never indulge in spending more than necessary. If there are brothers and sisters in the family, the brothers spend a lot of money hanging out with their friends.  Girls spend less than their brothers in many cases and even girls tend to save money more than boys. Most girls spend less than boys in marriage. Since girls are mostly the breadwinners of the family, girls are able to save most of what they earn. I agree 100% that girls are more thrifty than boys.

Yes I aggree on this statement. According to research, women gets mature much earlier than men. And in my opinion and observation men reach financial maturity when they got married, at least in my country Turkiye. In my country girls wants start their life indepently at their young age. If they want to reach their goals they have spend their money wisely. But for the boys mostly they left their parents house when they got married until then parents house perfect choises because their mother already take care the cook, clean etc. and father take care about bills, accomodation etc. As a result of these 2 choices you can say that women better than men economically.

Men have a big role in family finances. As you noted, males must find many ways to make money in today's unstable market. Financial security goes beyond debt and school fees. However, financial prudence is gender-neutral. Women and men can manage finances equally. Partners should share financial responsibility for the family's finances in a marriage. Teamwork, cooperation, and support matter

Personal money requires deliberate saving, investing, and spending. Women and men, married or unmarried, follow the same financial management rules. Budgeting, saving, investing correctly, and financial security for oneself and family are key. Let's promote financial literacy and empowerment for everybody, regardless of gender or marriage

When it comes to money aspect the women are more economical.They are just special breed that are gifted with economic management.They have the habit to economize even when it's enough.But please note not all are women are economical.
The men would have also been economical,but due to the responsibility as bread winners,50% of his income is handed to his wife for savings and 80% is used to meet up the needs of the families.

Savings in using money depends on the level of responsibility a person has, although I also agree with what you said, but this also has a basic influence on each individual. Because not all women can save money in using money, especially if the woman is always not easily satisfied with what she currently has. Likewise, men who already have household responsibilities sometimes can no longer save money as long as the expenditure is for their own family. But there are also some men who are able to manage their finances better under any circumstances in their lives even though they already have a family.

Women mature faster than men. I think that applies to how fast their bodies mature and grow and it does not necessarily mean that women become mature faster than men in their thoughts and actions.
I fail to see what point you were trying to prove. I think both sexes as young adults would want to try and be independent. And the scenario you described doesn’t really show how women become economically better than men.
I do know men majorly being or trying to be breadwinners just strive to bring in enough money while leaving it up to his spouse to effectively manage whatever funds available. Perhaps that perception gives women the picture of being better at managing money.

if talking about managing finances, usually women can better control finances between income and expenses. but not all women can also control finances even to debt2 because their husband's income cannot manage their finances so that in 1 month they cannot meet their needs.
But the majority when compared between women and men, women are better at managing finances.

Regardless of gender both spend more or less on their needs and wants specially nowadays. This also depends on the situation because expenditure is different when you are in a marriage or you being single. Some wives complain that their man overspend on something like liquor and gambling while some husband complain that their wives spend more on their personal  wants than their needs. Women also are the one who manage to budget for the family's needs. It's actually almost all the same but let's get this into statistics though I don't know really if this is accurate but I just have to share it here;


Link: https://financebuzz.com/male-vs-female-spending-statistics

The reason women are better at managing their finances than men is that they don't have as many bills to pay. Even if a woman is wealthy, if her husband is alive, she will still ask him for money before making any purchases. Similarly, if a bill needs to be paid for anything around the house, she will take it up with him. Men are never free from bills unless they pass away. Women are ignorant of the importance of purchasing fashion items like jewellery, clothes, and shoes, and they still need to ask men for money in order to purchase those items because we are the ones who agree to assume responsibility. Therefore, I don't think it's appropriate for us to even compare ourselves to women because our levels of time expenditure differ.

I don't know your view towards all women but you're wrong and why generalizing the jewellery and fancy stuffs, sometimes you speak due to experience and no doubt most ladies behave like this, have you come across an independent lady?, have seen many and I can testify not all girls behave like this, I don't see any need comparing both gender tho but in this situation women are more economical than men and if a lady keep aside those jewellery stuffs to save or invest you'll know why women are more economical than men. Using house needs and bills sounds funny cause ladies also support when it comes to family affairs if only she's working, the kind of girls you're referring to are not married that's why they get carried with fancy stuffs.
Some men too can spend carelessly with or without any bills and that's why a lot of young boys could not hold their investment, the issue with spending carelessly should not be addressed on gender but choice, that's why both boys and girls can be spotted spending carelessly

From the day a man starts earning income their is always a responsibility waiting for him to meet up, that is why it is difficult for a man to be economical, men always have bills to spend that deprive them from savings them. Women are very economy because they have the nature of spending money on the things which they only need. A woman can get an apartment and won't be bothered to equip it but only get the necessary property she wants,  but in the case of men it is different.

I think it is mostly young youthful men that can be said to be less economical. Because at such a young age? You have just about no intense need for money. But if you are married or have a home to take care of, as a man you will have to be economically because as the head of the family, there is a weight on your shoulder to provide. So when you make the money, you’ll definitely be more cautious on how it is spent as you know the hustle it takes to make it too. And I’d say that women are mostly better at managing homes.

You also need to look at the better aspects, so that everyone can find more clear facts about this, because I also don't think that men are incapable of managing their finances well in any case. Especially when a man is faced with responsibilities that he must carry until he is old, both in terms of educating his children and making his family happy at all times.

So we need to look at the good and bad aspects of how women and men manage money in different conditions, because I never think that women's conditions can always be the same as men's conditions in any life. I will always appreciate husbands who are able to provide physical and spiritual support to their wives even though their financial savings may always run low after meeting all their household needs. Meanwhile, women who have become wives of their husbands are only tasked with using the money they need and saving the rest properly to be used as reserve money or emergency funds in their lives.

Yes, I think so, men tend to be simpler and don't want to bother, while women tend to think about the long term even though it looks complicated. Even prices differ by a few numbers if it's cheap they will consider it, but unfortunately they are more wasteful (spend a lot) than men.

Women are not Economical than men. In my own experience, when I and my sister were in the higher institution. Money given to us for our up keep monthly hers was always higher than mine, but before the months runs out she always complain to be broke first.

Men are more economical because he manages himself,wife and kids sometimes even parents and siblings, the difference is clear how can you compare a woman whom is also managed by a man. The finance of a man belongs to him and his family, why the woman own belongs to her alone.

Statistically, go to any home of a man and woman and check their closet's you find more of expensive bags, shoes,hairs, makeups,clothes, jewellery etc in a woman closet than that of a man.

Men spends more on family which includes wife and kid's,  that doesn't mean he's not Economical it even makes him more economical on how to meet up the needs and wants of the family. Women are gifted with the ability to manage the affairs of the home including money for upkeep but that doesn't make a woman more economical than a man.
Although some men can spend extravagantly on cars, clubbing,bars, vacations, on women etc, but it depends on his income. Women spends more on fancy stuff's like jewellery, hand bags, shoes clothes, make-up, women hair etc.

The actual fact, is that men spend more than women because men has more financial obligations to cover than a woman. So it makes him more financially economical in other to cover those obligations which women are also included.