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Author Topic: Women are more economical than men.  (Read 1751 times)
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October 05, 2023, 04:29:23 AM
 #21

Yes, I agree that women are more frugal regarding money. They can manage their expenses better than men. I often find that my female friends have to think for a very long time before they finally decide to buy or not to buy.

They argue that there are other more important things to buy, which can still be bought in the following month. My male friends don't think about it in such detail because they feel they can buy it now and don't have to wait until next month.

But some men can also apply the same things as women, saving well and managing themselves. Currently, frugality is a good solution to survive difficult situations, so both men and women must be able to do it.

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October 05, 2023, 04:38:40 AM
 #22

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
Mostly this is true, men always think that they will earn more money so there is no limit to spending the money they have, while women who manage money will be more careful and calculating for financial stability in the future, and I have even seen many families whose finances are managed by women. while men only focus on making money.
I really agree about that, and we are talking about most of this, although there are some who return to the nature of different human beings, but regarding the matter of women being more economical than men, I really agree.

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October 05, 2023, 05:04:57 AM
 #23

I totally agree with the thesis of the OP and here's my understanding on that topic:

Since the human being is considered human, hunt was mostly an activity carried out by men, while women, elderly people and children first gathered and then planted fruits.

Recent studies (I read it from anthropologist Arsuaga) reveal that, contrary to that we think so far, hunt failed in too many cases, so when the hunters arrived to the village empty handed, they still got their meal thanks to gatherers.

So meat from wild animals was a rare prize, not the norm. That explains, IMO, why men seek more the dopamine peaks that many vices produce than women, more focused on long term survival. It could be all due to evolution.

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October 05, 2023, 05:46:33 AM
 #24

Actually, I will support the men because of the high level of responsibility attached to them, which will make them more economical than women. Because a man who is taking responsibility and meeting the needs of himself and his family will be able to differentiate between his wants and needs, this will help him a lot in many aspects because most responsible men have a weekly and some monthly budget so that they can manage the money they have and also learn how to spend the money wisely, while women have fewer bills to pay, so they focus more on expensive things like jewellery, expensive clothes, and other things, so they won’t have a budget to spend what they have but rather spend it anyhow.

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October 05, 2023, 06:01:03 AM
 #25

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
It is culturally believed that women are more prudent in spending than men. This is just a mere assumption because it depends mainly on the character of the individual and not the gender. Women can spend more money on many things than men. They spend more on their skin, clothing, hair,  nails, and other accessories. Most women cannot also manage a situation,  they always need comfort. Pray you don't meet a woman who is a waster, she can ruin your life in a jiffy. Women can be economical with their money but will lavish a man's money if they are opportune. 

But I have observed keenly that women who are married are more economical than single ladies. These married women will always consider the future of the family before they spend lavishly.  If you get married to a lady who really loves you and not your money, she will be the best savings account of your life. I prefer to give my spare funds to my spouse because it will last longer in her custody.

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October 05, 2023, 07:05:08 AM
 #26

Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
Heck No my friend, this is even strange for me reading it from you.

As a matter of fact, the environment might differ, but in countries I have experienced including mine, men are better conservators, and prudent in spending but might not be good planners than women. And of course, there are women who will plan so effectively, but such are little compared to the entire population of women.

Women are known for deriving benefits from men and this makes their spending of no care to some, they squander money where and how those guys giving them can't. They are known for their extravagant lifestyle because most of the money many of spend is derived from men. They are not the ones working for it, so the easiness of the money and lack of sweat for it doesn't make most of them have the feeling of being conservative about it.

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October 05, 2023, 07:12:19 AM
 #27

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

If we talk about economical we can look at it in two ways.

Spending: the man is definitely going to spend more money because of the vast responsibility bestowed on him and this makes the man most at times no having much of savings compared to the woman. This is because once a woman is married almost all their spending are sponsored by the man except on rare occasions like her not being married or married to an irresponsible man or a man that earns way lower than she does. Once this exceptions are not there the woman saves almost all her money which in turn looks like she is more economical. But in reality if you look at who spending needlessly it is the women.

Business; when it comes to business the women are more industrious and economical than the men because when they set their business goals they stand to achieve that set target but the man shifts it’s goals most at times due to family reasons. That is why you will see that most businessmen prefer to hire women to run some certain businesses for them

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October 05, 2023, 07:38:30 AM
 #28

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I agree with what you said, especially if women are married, they can manage their finances and always have enough for one month. One of women's biggest temptations is discounts and cosmetics, but if household finances are not good, she can manage it well and save money.

I give most of my monthly salary to my wife and she has always managed it well. I have quite bad financial management, especially if my child asks for something, it is difficult for me to refuse.

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October 05, 2023, 07:41:52 AM
 #29

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I don't agree with this because actually each of us has to look more broadly at many people, not just at a small number of people in our own environment. I have found women who are very wasteful and always feel that they don't have enough when it comes to managing their own household, and vice versa, I have also found men who are very frugal and are even willing to appear simple in order to maintain savings in their lives. So he won't buy something if he doesn't need it.

Apart from that, we also cannot generalize the way each person manages their finances and their own household, because each person has a very different way of managing their household and managing their own finances. Even though it can be seen that most women are more aware of saving money when they themselves know that they don't earn much, the same goes for a man who has become someone's husband who also has to try to save money for the sake of his own family.

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October 05, 2023, 08:37:07 AM
 #30

In spite of the fact that it is out of line to generalize that one gener is actually more cheap than the other, there are certainly patterns and contrasts in money related behavior. A few investigate proposes that ladies may be more cautious with cash and prioritize sparing, whereas men may tend to contribute or spend cash on particular commitments.
Financial intelligence is, after all, a important aptitude for everybody, notwithstanding of genders.
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October 05, 2023, 09:17:38 AM
 #31

I believe strongly that women are strongly made of conservative mentality, it is therefore pertinent to say that, women are more economical than men. Before a delve into responsibilities is natural construct, men are wired to have the consciousness of being responsible of loads of stuff and that is directly reflected in their expenditure. On the other hand, a woman is not legally obliged to be in charge of basic fundamentals, at least, before we consider people and cultures welcoming 50/50 bill splitting.
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October 05, 2023, 09:21:41 AM
 #32

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
from the many things I know, women can be more frugal and quite sensible because when they get married they will be guided to be able to manage their money well so that all their needs can be met with the money their husband gives, and I see around me when women cannot manage their finances well, usually the family's economy will be in trouble, they will be involved in a lot of debt and so on because they spend too much on unimportant things than they can afford, However, there are also men who are quite good at saving and managing finances, but in comparison there are more women.
But I don't know at this time, information can be very easily accessed and studied so that the mindset of women and men can change, including regarding finances, so maybe that is no longer completely true.

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October 05, 2023, 10:18:15 AM
 #33

Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
I agree. In my opinion, it is true that women are more frugal than men, because most women will think far ahead, women usually tend to be careful about financial matters, careful in various things, including thinking about long-term financial needs. In fact, most women are used to preparing special funds that will be used in the next few years. And usually women can separate their savings, for example savings to buy their dream items, savings for traveling, savings or investments for future children. This is very different from men, many men find it difficult to save and even tend to be wasteful.

Women are also usually more able to restrain themselves if they want to buy something and the money they have is still not enough, usually women often prefer to wait for the money to be there first. They would prefer to save, rather than recklessly taking on debt and ending up in debt. Meanwhile, men rarely can control themselves, they will immediately buy what they want without thinking too much.
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October 05, 2023, 10:37:27 AM
Last edit: October 05, 2023, 11:50:35 AM by Sayeds56
 #34

I don't think there is any truth about this opinion. It's not right to make such a generalization because for both genders, there are those who spend money wisely and those who spend it as they wish. However if a generalization is to be made it's obvious that men who are aware of how difficult it is to earn money are more frugal. I'm sure the statistical data would support this.

Indeed, both men and women are equally responsible and capable when it comes to managing personnel or finances within a commercial organization. In the USA We, we have seen both man and woman serving as chairperson of Federal reserve board and performing admirably. It is unjust to make broad generalization about one gender being economically superior to the other, as it overlooks the inherent differences among individuals. In the present global circumstances, success depends on factors like skills, experience and context, rather than one is man or woman.









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October 05, 2023, 10:42:33 AM
 #35

I manage the money at home and I can say I have a hard time keeping it up. The budgets. I don't list anything, I just spend what is required in the house and see to it that the stocks will never be depleted. Although I don't spend anything on bad habits or hobbies, it seems like the budget is always short. I tried to pass that problem to my wife but she doesn't want to handle money.
Are they economical? It actually depends. Some women like spending the money on different things that are not necessary while some do like saving it so that it will last long until the next payroll comes. I can say that because some of my past girlfriends were economical and others are not.
I think we cannot also assume unless we live with them under the same roof. Because that's when problems will come.

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October 05, 2023, 11:06:06 AM
 #36

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

No because it's very subjective. It is equally easy for either gender to mismanage their money or waste it on things that they cannot afford and should not be buying.

"Traditional gender roles" do not mean anything in this context because without a personal finance education, you will be burning through money faster than your car can move at 20mph.

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October 05, 2023, 11:06:51 AM
 #37

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I hate generalizations based on gender/sex, but we can't live without generalizations and stereotypes(unfortunately).
Some women are more "economical" than other women and some men are more "economical" than other men. In the current service based economy, it seems to be easier for women to get a job. The welfare state in the western countries is very supportive towards single moms and the women can get lots of money and assets from men in case of a divorce. Life is harder from a economic/financial perspective, if you are a man. The amount of male addicts is usually higher than female addicts(I mean gamblers, alcohol and drug addicts, etc.). Such addicts can't control their spending and have poor finances. Maybe this is one of the factors, that makes some people think that women are more financially responsible than men.

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October 05, 2023, 11:17:03 AM
 #38

I don't economic literation and knowledge has any relation to gender or sex. It's more of each individual experience that shape them, I think if someone came from a wealthy family and their parents care to pass on the knowledge they tend to have better understanding on how to manage their financial. While someone who came from less wealthy family will understand the struggle of earning money and they would know better on how to safe money. The unfortunate one is people who grew up in a wealthy family but doesn't have any role model, most of this kind of person that I  know, only know how to spend their money on just anything they want.

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October 05, 2023, 11:29:55 AM
 #39

I agree that, on average, women tend to excel in financial management. However, in some cases, there are also women who adopt a hedonistic lifestyle, indulging in daily shopping sprees and extravagant spending. This behavior may stem from having a male partner who generates more income than the woman spends.

Ultimately, it all depends on how a man chooses a wise woman, rather than one who is merely beautiful and extravagant. While it's true that wealthy individuals can pursue their desires freely, homemakers wield full control over the future of their children.
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October 05, 2023, 11:30:35 AM
 #40

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
In my opinion, it is difficult to agree on this matter, because whether men and women are thrifty or not depends on how they both assess their needs. Let's say that based on the experience I have met, groups of women who are thrifty usually have a good level of financial management and realize that living wastefully is not a good thing for the future. But there are several groups of women who have extravagant ways and lifestyles, generally these women like to decorate themselves excessively. Want to stand out not only when buying necessities but when they are holding an event with their peers.

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