Bitcoin Forum

Average person don't have access to capital flow.
And cryptocurrency should be working that way like the average person so everybody can have access to capital and make wealthy themselfes and family.
Now If you go to the bank to ask money even If they see you have good skills good knowledge they still don't give you If you not meet the criteria of requirements.
But to meet with those requirements it's allmost impossible. (The game is rigged)
And even If you get the funds you pay back with high % you end up just working for those who got money it's humilation but all they have done is just they been born into right family the upper class to get good education so they can be privileged and If you meet with them and talk many of them  they are not genius at all but what they have in common is that they want to get profit from someone else hard work and they can do that only because they are the very few people who got access to capital and most of the people don't.

I happened to watch "dragon den" show i see that people there they acting like big hedge funds does it so they just looking for people who want to be working for them for just little money what they offering so all those talented people will do the hard work and top on that they agree to get humilated on tv and then they will be working for capitalists, it's always easy to do business If you have access to capital and money that's the key to keep you poor.
With cryptocurrency everybody can access to endless liquity and finances and that's nice the average person without education or even financial background can earn money here without rigged rules or restrictions.

Let's cut the long story short the system doesn't serve us the way we can be wealthy.
Cryptocurrency is here no restrictions no limits and only your imagination how much you can earn.

This is bullshit.

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If they don't have money in the first place, how they can invest in cryptocurrency? cryptocurrency is full of scammer too, you're pretty much gambling if you looking to get rich through cryptocurrency.

Cryptocurrency is risky and they need to educated themselves, if not they will get scammed in many ways.

we don't care i have BINANCE debit card i make nice cash back and Banks not Even needed If i can cash out with binance card all over the world to pay online and contctles payments.
Crypto.com debit card Also good ... people now talking cryptocurrency will be connected instantly to ATM then we all rock financial freedom  
We don't care about Banks i asked money from my BANK to start business when btc was low to buy btc ....now i told...you see losers i told you btc going up give me loan we all was gona eat nice for this i just closed my bank account and i hope more people Will close those rubbish Banks Also

Yes the top Banks Are like UBS and elite Banks but those want BIG money but average retail Banks are not good useless slow Also you can't do instant transfers app always down servers down all the problems but cryptocurrency works 24/7 so we need to respect not nonsene

What a load of trash. The average person does have access to bank loans and business loans, if they are buying it for sensible purposes with a means to pay it back. I get the feeling that people who post such nonsense don't have much financial sense or are projecting their own difficulties on the rest of the population. Banks love lending money, but they also generally stay responsible by vetting the end purpose, because otherwise people can be rather frivolous with other people's money. You were likely turned down because you don't have credibility as a responsible borrower.

I think we should accept the fact that not everyone will be wealthy because we have different skills that we can use for our job. Some people are destined to be wealthy because they have rich mindset which you can’t impose to common people that only have labor skills. Besides the economy will not be balanced if all people will be wealthy because who will the hard labor work if everyone has the money. Assuming on your case crypto, if everyone has an access to wealth even crypto I think it will give imbalance to the economy.

Crypto currency value is still reliant to fiat which means you can’t use the value of crypto without converting it to fiat.

Responsebility for cash ? they print out of thin air but you have to have responsebility?
And they just relax and collect money for doing nothing
The system they have created...the person from poor family can't get funds look in USA If you born in wrong post Code that's it for you.
Don't protect rich people here ..im interested that poor people without education or wealthy family background can get access to capital aswell.
The rules to get access to capital is just grazy why would i need to put just so many efforts to get some worthless paper.
Plz, don't try to protect this rigged game we are smarter than that.

It is not the system that does not serve us the way we can be wealthy but it's on us who are born not "wealthy". Even if we are born poor but the mindset is rich, I think we have a higher chance of living the dream we wanted. With cryptocurrency, we need ideas, knowledge you name it! Cryptocurrency needs technical know how for us to be able to undestand it fully. There is no shortcut on this correct me if I'm wrong. Even with a simple signature campaign, we need skills, patience and efforts to be eligible to get paid. Without that, I don't know what is.

Once again go tell without education that you need money and you want to do networking you don't get nothing.
Then stay out of them and build your team own currency and your own rules they not gona help you and If they do they give loan with % that's just heavy burden and extra stress look at the mortgage situation when rates was down they offered money to you to buy property with mortgage that's scam ! Legit scam If it doesn't serve both parties in business it's a scam.

If you don't have money then start working to get money and cryptocurrency is not a solution to solve this. If you need a loan banks are still the best place because if you have the ability to pay back then they are willing to lend you the money but with crypto, it is not possible, you may have to give something as collateral which is equivalent to the loan amount.

That's right, not everyone is destined with instant wealth, there are also people who work hard to get rich with the skills they have, on the other hand there are also people who only receive wealth from their parents not working hard by themselves. But I'm sure people who have the skills to work if they try to achieve the wealth they dream of can get it, because by working hard it will produce something positive also if they have a good mindset then I think they can achieve that.
 
You are right in saying that the economy will not be balanced if everyone becomes rich, because of the cycle of life where there is income and expenses financially or basic daily needs. So if everyone is rich, it seems like there won't be anyone who works hard.

Being a participant of the selected signature campaign is not only skill and patience, but having qualified knowledge in the crypto field will be needed.
Especially on crypto knowledge about trading and how to make money from it, all require knowledge that must certainly be learned slowly.

Being rich from birth is a privilege that not everyone can get.
But with these privileges, of course, you can make investments easily, but you can't grow them easily.

Knowledge is the main requirement that needs to be mastered first, whether he is rich or poor,
when knowledge about crypto has been mastered, of course he will understand better what to do.

I used to wonder why people still think that the subject of cryptocurrencies is like rocket science. Truly, it isn't, unlike paper money, BTC and other coins stand as money. The difference is the decentralized system on which it functions.

The only way the poor can become rich is by developing the knowledge that they currently have. As regards this subject, that's why a Bitcointalk forum like this exists, where the right knowledge and best practices as well as updates can be discussed to pass the right information.
DYOR and break free from the average mindset. Learn patience, practice tenacity and be passionately and intrinsicly motivated.

Pretty much my reaction to the whole post of the OP, bitcoin in some key aspects is better than the fiat system that is currently in place, but to think it is some sort of utopia is mistaken as well, just as it is the case on the fiat system those that have more wealth will have more opportunities to increase it, it is just that due to the characteristics of bitcoin rigging the game on their favor will be more difficult, but that is it.

You can start from a scratch but make sure you are learning because its not easy to make money here without having the right knowledge, you might become a victim of scam or lose the money when you do trading, so learn more. Having a limited capital is always the problem but you don’t have to rush things because you can just save some money and use it later on as your capital, and while saving try to understand the market as well so your capital will not be wasted once you are ready since you already know where to invest.

in crypto even as small as $10, you can participate in trading and investments. the average person can participate in this market. however, it's the knowledge that may just hinder them from doing so because they won't have time to read and learn from here as they are focused more on working 2 jobs a day.

in crypto, there are lots of airdrops and giveaways and the one thing they need is a wallet. this is the most inclusive market which the unbank can store their their money and invest at the same time.

The mindset or way of thinking will be the point, because everything will come from siru.
People who are lazy and born poor will find it difficult to change because of laziness and do not want to learn new things about knowledge that will make them able to level higher.

Being poor is a destiny that must be changed with advanced knowledge and thinking.
People who have been born rich are usually already in the safe zone and just continue what already exists, such as businesses and such.

Seeing many of my friends who were born poor and then successful from Bitcointalk, it proves that whoever is willing to put in the effort will definitely be able to.
Following all the projects on Bitcointalk, learning trading and more, will all be beneficial to the experience.

That's not true, no one is giving anybody any crypto loans without an equal collateral, which is kinda pointless for most cases when you need a capital. The only ones who are getting access to capital are the ICO scammers who promise fools to build the next big thing. But you can't raise any money if you want to create a legitimate business in crypto.

This is not how money or wealth works. In capitalism, people don't "deserve" to be funded because they are talented. Money is not something fair, nor is society. You can be totally narcissistic and evil and be tthe richest man in the world. That's how capitalism works. And even those rich people can lose money by investing, and if they would invest percentually high amount in relation to their wealth. they can lose everything as well. Also crypto is not here to make everyone rich or wealthy. It can make some people wealthy who enter at the right time. It also can get people rekt when they enter in the wrong coin at the wrong time.

Wealth in the world has a cap, so not everyone can be rich. Whole richness would lose meaning when everyone had their equal share. So if you want that, you don't want to be rich or money. You just want decent living conditions and life quality. That you can achieve with some different system than capitalism. If you start to talk about distributing wealth. That wouldn't mean distributing capital flow as that's only a form of wealth, that would most likely break down instantly when everyone got their share of it. Even in social democracy, distribution of money flow isn't even nearly equal. That's still mostly capitalism.

The reality is that even in the crypto market the game isn't fair for everybody. The rules outside the crypto market are exactly the same rules within the crypto market. Crypto has no restrictions, yes. Anybody can have access to it, unlike with the banks. But how can we acquire Bitcoin, for example? Is there any way other than buying it or working for it? I'm afraid there's none. So, unfortunately, even in the crypto market, the rich and the powerful have the upper hand. Those who are born with a silver spoon in their mouth remain to have the undue advantage.

access to capital is based on trust, how can these people with big capital trust someone if they don't have something that could increase the trust, this world has so many things that are unfair indeed but you gonna accept it because thats just how this world works, you see if you buy commodities in bulk you get discount and if you buy very few you get no discount instead you get retail price because for the businessman that owned the shop, the fast the money circulating the better, thats how the world works, building up from the very bottom is always difficult and will always be like that.
this is exactly why the best way to get out of poverty is through education and scholarship because that way we can build our way up from scratch, save all those money, and then invests, might seem very difficult but thats the truth, scholarship exists to give good talent what they deserve and we can be one of them through hardwork, which of course might not necessarily yield the expected results if we lack the required aptitude anyway.
therefore its always only very few people could get out of the circle of poverty.

It is all about skills and knowledge, it doesn't matter if you're in crypto or fiat, it doesn't change a thing if you lack of knowledge and skills you wouldn't be successful no matter what.
Business and investment needs to have proper knowledge and management in order to succeed, you also need to have consistency and determination.
There are so many proof that even if you are not born in a wealthy family you could bring out a wealthy family from you.
It is all about how you live your life, if you are contented to be on a 9 to 5 then that is all in there, but if you really want a better life for your family you would try to find a way even if you are working multiple job or doing some side lines.

This is not true because you need to buy, mine or earn cryptocurrencies. If you don't have money, you cannot buy or mine and if you don't have skills, you cannot earn. This means money and education are still important in the crypto space. You don't need to complain about the global economic system because it will not change anything. We all have the responsibility to work hard to achieve our financial goals because nobody or an institution will give you valuable cryptocurrencies without paying or working for them. There was a time when people had free access to Bitcoin, but those days are gone and might never repeat itself.

Let me also summarize my position, nothing of value is free. You have to either buy it or earn it. So you have to roll your sleeves and work hard to invest in Bitcoin ( because I am not sure of altcoins) because your mentality that the crypto industry gives money freely is wrong.

The entire OP is bullshit.

We are living in the time in history when access to capital is easiest for the ordinary citizen. Compare today with the Middle Ages, for example. And here you have the OP telling us a crap story based on victim mentality.

But what are we going to explain to him if he starts from such a distorted view of reality? Let's not explain to him that the average citizen is richer than a king of the Middle Ages because he has many more goods and services he uses (comfortable bed, air conditioning, state-of-the-art health care, heating, cheap flights, car, etc.), the only difference in favor of the King being that of the subjects who worked for him.

And that with cryptocurrencies you do have access to liquidity that you do not have in the traditional system, it's just another bullshit.

It is appropriate that people who have money or capital can create jobs for people who do not have capital. Because at least they can help many unemployed people to get jobs, even though the salaries are small. So don't call this an insult or injustice. In fact, this is a good thing. Because the real bad ones are people who have a lot of money, but can't help other people. So even if people who have money or capital create jobs, even if the salary is small, all of that should be appreciated.

Crypto trading or investment can indeed provide promising results. However, you need to know that to be able to do all this, you need quite a bit of capital. So, people who don't have fixed capital have to find it first by working for other people.

The system does not determine or give us a way to become rich, everyone certainly wants to live a luxurious life by enjoying the wealth they have, but not everyone is as lucky as Elon Musk or other rich people. If wealth could be obtained by working, then everyone who worked would already be rich, if wealth could be obtained by doing business, then everyone who did business would have obtained wealth and enjoyed branded goods including buying luxury cars.

In reality, everyone's life line is different, as when investing in Cryptocurrency you will be faced with two possibilities, profit and loss. There will always be two very basic differences everywhere, rich and poor. It's not that poor people don't want to be rich, but it's their life line that doesn't support them to be rich.

We see it, right? Capital helps the wealthiest get richer while the average Joe battles to break the pattern. Hard pill to take. But, on the other hand, cryptocurrency isn't just a financial tool; it's a revolution! It breakdowns these outdated financial gates. A level playing field. No more outrageous interest rates or gatekeepers. Isn't volatility in crypto the essence of opportunity? Big risk, big payoff. You said "the system doesn't serve us." True, but isn't crypto the opposite of this corrupt system? The goal is financial democracy, not just digital money. This is the beginning of an era where everybody can handle their finances. Be honest - it's not all rainbows and sunshine. It takes smarts, grit, and luck. Isn't that better than being dragged by a system that doesn't recognise us? We should use this as our right to financial independence, not as an alternative

what’s really sad is that even the smartest ones are forced to work instead of study even with a scholarship school is expensive and needs money for projects or other things like that some people say that once you are earning it’s hard to go back to studying and if someone is poor they most likely will be needing to support their family hence why even with skills and knowledge, someone will still have a hard time getting out of poverty

You are right, having skills and knowledge alone will not make a solution to get out of poverty. people who have certain skills, he must take advantage of it by making it a skill to get income, for example someone who has singing skills, in my opinion he must channel his skills so that he can get income, by the way he enters or fills the hours in the cafe which is usually the cafe is one of the gathering places for many people, he will get income either from visitors who give a little money or he can cooperate with the owner of the cafe.

Actually if we have skills and can use them properly and correctly in my opinion it will produce, the point is not to be a person who is easily prestigious, because it will be difficult to get income if we have high prestige. Likewise with people who have a high education, it does not guarantee that it will be easy to get a job, because in my opinion no matter how high the education is only as a marker that we have studied there.

You still need money to have cryptocurrency so if you don't have money it's the same as you won't be able to have cryptocurrency, indeed there are other ways to have it other than by buying like in this forum following bounties, airdrops or some other way that generates income but that's not a common way to get crypto because not everyone has access to get it through this forum, so the way of income is to be able to buy crypto. So work to make money and use the money to buy crypto, especially Bitcoin, which has the opportunity to give you a profit because the price rises.

By working it will not necessarily make us rich, but at least by having a job we will be able to fulfill what we need and also we can meet the needs of the family we have, it is true if by working hard then people will get what they want of course of course Those who start their work from morning to night of course they are the most income, but the reality is not the case.

I strongly agree with what you say, that wealth is something that has become a person's life line and is not affected by the work he does and most importantly we keep trying to work in order to fulfill what we need.

This is why government investing in small-scale businesses is very important. Small-scale businesses empower the grassroots. Imagine there are 4 small businesses in a neighborhood with proper funding, they may not be able to employ as many people as the big businesses, but they'll be able to employ like 10-20 people. Thereby distributing wealth efficiently.


How exactly do you expect cryptocurrency to fix the issue of cash flow to average people? Should they just be given money for free? Care to explain? Because it seems like the same thing to me. Crypto is money, you work for money before you get money.



The banks are not a charity organization. They're not Santa Claus who hands off free gifts. They're in business to make a profit. They won't make a profit if they give money to every intelligent person with a great business idea who walks into their bank asking for a loan or funding. Business is risk and every time the bank gives out a loan they're at risk too because what they've done is an investment and investment comes with risk. So the only way to reduce that risk is to make sure there a "criteria of requirements" to minimize risk.

Hard work is necessary to achieve success anywhere. Sometimes a person works very hard, but nature approves something else, so luck also plays a role in a person's success or wealth. By doing a job we can fulfill the needs of ourselves and our family but a job will never make us rich. People who work for themselves instead of working for others can always become successful and rich people. It is not necessary that those who work from morning to night can earn more money, but earning money is related to ability and skill.

 Those who have good experience and skills can earn good money in less time. To fulfill the needs, every person must do some work according to his status, but apart from meeting our need we should think about saving, so that we can invest something for our future. These people who look richer to you today have increased their income by investing the money saved from their expenses in different places.

There are also lots of other ways to earn money beside cryptocurrency but it depends on your abilities that how you work and how you earn. In cryptocurrency you can earn without investment therefore it is not a way to only make money with using money.

Taking loan from banks is not a good way but if you have no other opportunity to make money then take a loan and just utilise it for business and if you earn more then return that money to bank.

Cryptocurrency is not only way that can give you a way of earning but if you have job then don't hesitate to participate in cryptocurrency because it gives you extra income if you have more experience in it.

Despite it challenges, I have seen an average person that turned himself into a wealthy person from commitment and hard work. It is about determination and passion.

Savings is a very strong way to raise capital.  If you have a little job you are doing, you can gradually save up into something bigger and invest in something else. It is a gradual process and not to despair from starting small.

There are people who have made it from small because they didn't despise their little beginning. To build capital can be through support from family, loan or savings but what matters is how to guide the capital into big resources.

This is the most basic problem that makes it quite difficult for people to get involved in it and financing capital is the biggest trigger why people find it difficult to get it. Banks have their own criteria for providing loans and perhaps not many people can access loans that are outside their needs criteria. Many people are trapped because they lack capital to develop their potential and that's not just talking about crypto, almost everywhere they will have to stop when they don't have the money.

When there is no choice, people will work under someone else's system and we are made only as workers who are indirectly forced by the system, then this class is quite despicable. But talking about there being no opportunity for people to decide whether they are happy or not, it is only a matter of existing choices and in the end they will continue to be trapped in work with other people's systems. Higher education is also unable to create large employment opportunities because people are trapped with a small flow of funds and it is difficult to get business capital from any party so that everything has to stop.

In reality we have to be a little open that not everyone is destined to be rich because of certain limitations that might make it difficult for people to achieve it. You know that not everyone is familiar with crypto/bitcoin, there are many people who cannot build a business and there are many people who were born into hard poverty.

Why create topics just for the sake of creating it ? If a average person don't have capital then how do you think he will get financial freedom through Crypto when he don't have any money to invest? There is no shortcut as everyone has to take up real time jobs and some even work more than one job in order to save capital for investing in crypto or stocks.

Even in crypto you need investment in first place though not as huge as it's required for traditional business but still without any capital you cannot do anything unless your friends or family members lend you some funds else it doesn't matter whether crypto or bank nothing can help him/her.

The distance between the rich and poor in the society is very big, and if you have had an interaction with two people from the different financial class, you will clearly be able to observe the difference in how informed the rich are and how information deficient the poor is. Information can determine access to capital flow or not.

The average person may never have heard of cryptocurrency because of poor information, that can be a limitation to them.

Not a problem for cryptocurrencies and most governments have their own programs to give capital flows to people. But, just like the banks and the governments, they just can't give it away without properly screening, standards and requirements to the people that who wants it. Not everyone can afford to take it and even if they desire to have one and apply for it, if they're not even reaching the standards and requirements, why should they given that? It's not a problem of society, what's the problem of society now is they want to take anything that they can't even afford.

It's possible to loan some money in a bank (the sum depends on the situation), but that's just because banks are centralized businesses that can make those decisions. Bitcoin is decentralized, so there's nobody to loan the money (unless you find someone specific who loans you Bitcoin, but that's a different story). Bitcoin can't solve the complex matters of social inequality. While it gives some opportunities, it's simply not apt to this task because, just as with anything else, the wealthy get an upper hand, being able to buy more, recover easier from a loss, or buy expensive mining equipment.

I don't mean to offend you or have this nature to offend everybody but I don't agree with your statement that an average person without any education can earn money via cryptocurrency. Either you are talking about that school, college, or university education or education of how to make money in cryptocurrency or how to do trading, or how to perform swapping, etc. But I assume you are talking about that school education. In my opinion school education makes us more mature.

We come to more consciousness and create a feeling of responsibility in ourselves when we go into a community of different individuals with different traits (university) we learn new things, we open new gateways, or I should say we explore new gateways and technologies and learn things that we don't even think about before and we do things that we never expect us to do (only good things).

We do unexpected and unpredictable things which are good ones for our futures. This means education grooms us, and to earn more money we need this grooming even if we are into cryptocurrency without basic knowledge about crypto, encryption, anonymity, decentralization, hedge, ledger, etc., etc. we can't say a person really knows about cryptocurrency we will say he only after the money and when that person will make the money he will abandon the crypto and might never adopt it again once make a lose in it. Overall I do agree with you that crypto has really provided us new opportunities but only those who have education are the ones who succeed in crypto sphere.

It's possible if you have a job or some house (or other valuables) for a mortgage... without collateral, nobody is giving a significant amount. For example, in my country, you can get some bank loans up to a few thousand euros when you have a minimum salary, but what can you do with a few thousand euros? And with interest rates so high (over 11% annually) it's worse than taking a loan from loan sharks.

One of the biggest problems in our society is corruption... and this fiat system is so corrupted that we need something better, something more transparent that can grant more control over government officials and the ones who are in charge of spending tax money in general.

I need you to understand that cryptocurrency is just money on the Blockchain, it still posses all the quality of money excluding the fact that it isn't physical like fiats are. The average person still won't have access to the cashflow that you're taking about because even with cryptocurrency you still need collaterals to get access to loans (you still need money to get money). The only difference with cryptocurrency is that it becomes easier to get access to cash if you meet the criteria of the sites offering the service. Cryptocurrency platforms doesn't discriminate but you have to pass their kyc verification so if you weren't a qualified users to receive support of cash for your project you still won't receive it with cryptocurrency.


Cryptocurrency has limitations too, Bitcon doesn't have limitations as it's decentralized but some cryptocurrency that aren't decentralized can't promise you it won't have restrictions. The average man is at disadvantage at all scenario involving both fiats and cryptocurrency when it comes to getting financial help because both institutions will want to make profits so they'll only offer their service to people that can payback their money and their interest. The only difference is that cryptocurrency doesn't restrict their services to only the elite like fiats due but they both will prioritize who has more money.

Why there are really people who cant really be able to distinguished about those limitations or really just that simply trying to look on what are the things that it could do and whats not? It isnt really just that too hard on pointing out those things if you do really just have that kind of realistic approach towards it. Bitcoin or crypto doesnt really solve out that financial freedom on which we know that we do really still need to work hard our asses of so that we could be able to make or earn money. Trying out to invest which does basically needs up money for you to invest on then you could really be having that opportunity on earning too but as we do all know that in every investment, there would really really be an accompanied risks too. On this world, if you dont make yourself such actions or decisions then you wont really be finding yourself on such situation on which you are really that living on a non stressful life when it comes to finances, if you are really just that contented on what you are now then you wont really be basically be dealing up with things on which you dont really like to deal off with.

Cryptocurrency is a payment medium for services and like fiat, we also need to work to earn bitcoin. Gone are the days when people could mine bitcoin with their PC. These days getting bitcoin isn't as easy as before and an average man with no money can't have bitcoin. Decentralization is only about the ledger not being handled by anybody, not that anybody can access bitcoin. If not all humans would be rich today. Getting loans in bitcoin still requires collateral and trust. In the forum, a member must have proven to have a proven track record of trust and consistency to get loans. He doesn't need to explain what he'd do with the money. Defi projects also need collateral submitted first before approving any loan. Hence, money has limits on who can have it, based on trust. Nobody gives money to a stranger who can freely go away without returning the loan. So restrictions revolve around money; bitcoin. Only the rich can afford to buy bitcoin in large quantities.

The average person's imagination must be reasonable and unique to earn him bitcoin. Rendering substandard services wouldn't generate bitcoin for an average person, despite being imaginative. In recent times, the government has lent out money on different bases, especially for agricultural purposes. The only requirement is showing that you're a farmer. The only dispute with taking a loan is not having a substantial reason for what the money could be used for. Looking to build a hotel, the bank will easily hand out loans, once it's confirmed that you've got a large land. Delaying the payback frame the bank can easily take over the hotel; run or sell it to recover their money and make profits. Many loan proposals are being declined if the reason sounds fishy to the bank management.  Banks easily send loans to local businesses with the potential of succeeding. Don't know where Op got his insights, was it expected that loans will be sent out without being reviewed?

Life is unfair. That's a given. There are those who are lucky in the natural lottery they were born with a silver spoon in their mouth. Their success doesn't have to have a lot of obstacles. It's almost served to them on a silver platter. On other hand, there are also those whose success will have to be achieved through the most difficult of challenges and the roughest of waters.

This same reality is true even in the Bitcoin market. You're an early bird, the price rose to $10 from nothing, you decide to cash out because that's already money, and you won't risk having that money fall back to zero. On the other hand, Michael Saylor arrived late, bought a lot of coins at a relatively expensive price, held on to it despite bears, and made a lot of money. Some simply have advantages that others don't have.

Having capital or not having capital, in fact these two things are very closely related. Because it has become like a natural law. Not everyone can immediately have capital when they graduate from college. Not everyone who has skills also has capital. But all of that is normal, because we also live in this world. Each person has their own advantages and disadvantages. So basically, don't assume that people who work for other people don't have self-respect.

It is true that the currently prevailing banking system is corrupt and there is discrimination between the poor and the rich. This seems more clear in poor countries where the rich can access banking services and obtain loans and financial facilities with ease, unlike the poor.

The Crypto space gives more freedom and opportunities to the poor who do not have the capital to start their own investment. Here in Crypto, through learning and gaining knowledge, you can get a job and start your own investment.

But of course, this does not mean that it can be obtained easily or that you will become rich by working in Crypto, but at least you will achieve your financial freedom.

Everyone who is still alive in this world must have their own self-worth even though their work is very different for each person and the issue of capital is also the same, where each person can obtain it in varying ways through their own lives. There are those who get it through working for other people for a certain period of time and there are also those who only hope for an inheritance from their own parents and there are also those who get it through work in government agencies which can be passed straight away when their studies are finished.

So there are many types and ways to obtain capital to use for things desired by each person or ourselves. And one more thing, people who have certain skills can also get capital in their own way because certain skills can usually be rewarded with much better value in certain companies or in government agencies that need them.

What nonsense are you talking about? Any competent person can access capital, as long as you meet the agreed terms.

So whose fault is it here? Do you really understand what you are talking about? In the past, the tools supported us, and we had the right to use them, but in reality, the meaning of your contribution to the tool is not there, so don't be too demanding and consider yourself as the center. You need to accept the fact that if you are not capable, you will not receive anything from society, it is not natural that complex problems permeate society, equality is inherent. It's because people don't have enough ability to adapt and need to know how to accept their own mistakes instead of blaming them.

In short, your perception has many problems with this life, it's just that it doesn't satisfy you so you're not satisfied with it. Anyway, if you don't change this thinking, you will always be dissatisfied with other things. Remember that when you don't have a good opportunity, it means you don't deserve it.

Not sure what exactly you are trying to proof here. Banks won't lend you or give you money if they know you won't be able to return the money. No matter how much "skills" or "knowledge" you have, they won't take the risk. What if you fail to return the money despite having all those knowledge and experience? And yes, if they are giving you money, you have to pay them with interest. No reason for them to lend you free money.

That's not true. How do you have excess to "endless liquitiy and finances"? No one is going to give you free coins. How is crypto going to help you earn money? Also, even if someone does lend you money, they will ask for collaterals and also a high % interest in return.

Money does rule the world, but you also need to realize, consider that as elimination process for the smart people to figure out if they are really smart or not. You may consider yourself incredibly smart, but if you never understand about money at all, then people may not feel like you are worthy of investing into, you need to be the type of person that goes out and finds the required investment to do whatever they want to do, it's not always about finding a new thing or inventing something or writing a new thesis, it's about figuring out how you could make some returns from that and be paid or even just fund it.

This shows the world that you are not ignorant about money, which is the only thing that matters in this current world we live in unfortunately. If you are the greatest physicist of our time, better than Einstein could ever be, but you have absolutely no idea how money works, you will never be able to work on things those people worked on, money is much more important nowadays.

Being rich and having a lot of money is not just a matter of a wrong system or whatever. This is not about fiat or crypto. But this is about how we can adapt to the situations and circumstances in which we live now. And that doesn't mean that people who are good at thinking will be successful people. Because being successful doesn't just require smart thinking. But it also requires courage to act. it takes hard work and constant movement. Don't just glance at other people's work and keep complaining about your own situation. I prefer not to waste my time looking at other people. I prefer to focus on my own life and work. Because every second is precious. We have to be able to use it well, we have to learn everything well and we have to adapt well too. Only then will we begin to understand that it is not about fiat or crypto that can make us rich. But about how we can face all the things that are in front of us. And how we can take advantage of every thing that appears before us. If we know about crypto. then learn and take advantage of it. And if we know fiat. So understand the fiat system and make fiat come to us. This is not an easy matter. But if someone else can do it. then we should be able to do it. It's not easy but we have to keep trying much harder than before.

It will be much more difficult for small people to get a loan from any budget because they will never give us the opportunity to get a decent loan. Another issue is whether with loans we can develop our business to be more advanced with so much competition now. This is still a big problem for some people because apart from capital, skills are also needed to develop a business, including when we want to invest in Bitcoin, for example.

The small opportunities currently available make it difficult for people to develop their own potential, especially if they are faced with unstable financial problems because there are many people out there who do not have the opportunity to develop their own potential due to the limited number of basic problems.

We must be objective in saying that the credit system is a solution for many people and that they have begun to be successful thanks to a bank loan.

Now the dark side exists and will exist in any system, with this I am not making myself an ally of the traditional banking system, but there is no point in speaking badly, it can work better, the ideal would be for the two financial systems to remain, or at least have the opportunity to choose.

Yeah sometime it is like that were the governments organisational bodies would be acting so biased and inequality amongst the rich and the poor. The highily recognitions of the rich and educated people has brought lot of economical bridges with the fact that the government can not empower the poor and talented individuals.

Of course yes, just like one of the thread passed here that talks about "how money and ideals works together". There are individuals with lucrative and industrious skills but due to theri poor background they are unable to establish themselves and make their dreams of gifted ideals realistic and the government monetary resources is not willing to assist such a person and so he is likely to perish with his kills possesed skillful ideal.
While there are those who have the money but doesn't know how to productively utilize the opportunity because they are basically adamant to creativities to proffer incomes and of course enhance the demands of the people to managing risks and pressures.

I could understand by OP talking about how the poor are unable to meet up with the level of their educational dream due to financial sponsorships but the rich people are always encouraged by the government financial resources but all the poor could acquire is the personal skills of productivities which yet still requires to be financed but are ignored by the government.

Yeah... There are certain talents os skills someone could posseses and would require a minimum amount to capital to start it up and this has always been a problem to the poor masses.
This is one of the unique inventory system of Bitcoin technology in the sense that it doesn't consider individual financial statusco before one is liable to invest on.
It is an assertive assets in which it is not limited to a minimum and doesn't considers maximum rate of capital before anyone can invest on.
Naturally Bitcoin is an opened source of income that doesn't consider the academic requirements or individual financial portfolios before you can start investing on just like the government is biased amongst individual differences depriving the poor's of some promising opportunities while the riches are being embraced.

I hate to burst your bubble, but Binance's card will be discontinued in a few days, and their usage isn't trackless; you're not being monitored by the banks, but Crypto.com or Binance have all your personal details, and so do their card providers/issuers.
The OP needs to understand that money doesn't grow on trees, nor do cryptocurrencies come out of the ground like a potato. We idealize cryptocurrencies like they're a panacea to solve all our financial problems, but that couldn't be any further from the truth. The world we live in provides us with immense capabilities that people 20 years ago couldn't even imagine, yet the OP is claiming that the average person doesn't have access to capital, and cryptocurrencies are the only thing that can reverse that. Totally wrong from all aspects; you can do pretty much everything from the comfort of your own home while having access to medicine and comforts that in the past seemed like a scenario from a sci-fi movie, but yet, the OP says the exact opposite.

While it’s true that the average person can get access to crypto currencies quickly and without much restriction, I wouldn’t say that someone without financial background can get access to endless liquidity. Why would anybody lend money to a person he has no information about, if he could pay back that money? We need money to build up a crypto portfolio and in most cases that money would come from our job which is likely being paid in FIAT money. I agree with you the in capitalism the majority of people are not going to become wealthy, but so is the case in all the other economic system as well. In communism or a dictatorship, it’s only a lucky few people who hold the power that will become rich over time. The majority of people are just going to work all their lives and not become rich. The real question would be if there can be a system were everybody is rich or at least living a life without hardship. Theoretical it might be possible, but in the real world there will always be people trying to take advantage of others and accumulating all the money they can get their hands on.

great luck for those who are able to get loan capital quickly, I see that is their privilege and it is true what you say not everyone can get that.


It will never be easy to apply for a loan from a bank, they definitely need a good reputation to be able to issue loan capital to other people, and they will also definitely look at their borrowing history too, so the best way to get capital now is to build a good reputation first, by borrow small amounts periodically.

Correct, while there are certain aspects of the current societies we may not like, it is also undeniable that a great deal of benefits that just decades ago before seemed impossible now have become a reality, so we are moving in the right direction and bitcoin is part of that progress, however to think that bitcoin or any cryptocurrency can fix everything that is wrong with the financial system is a vision that is too simplistic and that is completely mistaken as well.

I don't understand how do you think that Cryptocurrency can make more people to have access to capital, currently we still need money a.k.a capital to buy Cryptocurrency. You might get free crypto by working on some stuff, but then again you will still need tools and required capital to get those tools. The lack of capital on some people that lead to poverty is a very complex problem that not even crypto alone can solve it.

And even that is not free money, after all if you are working for it and you are using your time, energy and skills to get those coins then that is just like any other job, so it is important that people keep their feet on the ground and that despite the great advantages bitcoin bring us that we do not try to make it more than what it is, since in part that is the reason why so many newbies want to become part of this market, as they believe they can strike rich with ease and they get disappointed when they find out this is not possible.

Just let them be, sooner or later they would really be able to realize things that this isnt how Bitcoin works or crypto's true essence when it comes or talks about its existence on which these noobs do mostly think about but on the time that they would really be experiencing or able to see things on how its done or on what the actions you would be needing to do then they would really be starting up to say that it was never been that true into those ideas that comes up into their mind earlier. The more time that we do spend ourselves here on this market then the more learnings you would make and this is where you would be realizing
on whats the real essence of cryptocurrencies real usage or relevance.

It cant solve out those global problems that we are experiencing on which inequality is never been that a solvable kind of problem. Crypto isnt really just that a magic internet money
or having those kind of features on which it could solve out those problems where OP is trying to attached things up.

The reality is that you don't need to be educated or informed  to work your way out of poverty and hardship.With reference to what is in circulation right now,you should able to figure out the right network because its relatively easy to that.
 There's no shortcut to achieve something;I mean your long term financial goals or lifestyle,Just take the right steps,do the right things.Just as my mate as stated here.
 It requires so much efforts,analytical,logical skills to address it.

At some point people have to take responsibility over their own lives, it is true that governments are not really giving us the best conditions in which we can develop our full potential, but at the same time we have no other option but to keep trying, as giving up means never improving our living conditions, and while this may be fine for those that are middle class already, for those that are poor and struggling everyday just to get enough to eat this is unacceptable.

Who should now be responsible for an average person in the society, is it the government or the people, maybe it's high time that we know what's going on and the right thing to do for ourselves and not what we expect others to do for us, we have to be responsible on ourselves, we need to create time to work and earn for a living, we have to stop the attitude of being not responsible and embrace the way we hustle for ourselves to make it in life.

It would really be on trial and error and its something that a certain individual would really be testing out whether it would really be working or not which it cant be known unless if they would really be trying it out
or wont really be doing any actions at all on which this is something that a very normal thing to be done by someone. Its true that it doesnt really need to be educated or having a degree for you to succeed in life
in terms of financial on which we've seen that some individuals who do able to enhance out their lives via doing those wise decisions and hardwork. It is really just that mattering or depending on which
path you would really be taking and you are the ones who would really be tending to look on what it would be.

Your own steps and actions would be the indication whether you would really be that progressive or would really be those someone whose really that being passive on which it would really be just that
depending on the things that you would really be doing.

Indeed, it would be better for us to find our own way to have capital flows that we can use for investment and trade, because if we expect too much from the government to help with capital flows for our own needs, I don't think this can be obtained easily, of course there are many requirements. which we must fulfill in order to get the flow of funds we need.

If we only expect it from the government while we don't try anything, I don't think we will be able to get it and it would be better if we could try on our own to find a job that can give us income and we can set aside that income to save and use it as capital that we will be able to use in investment.

Coming from a non-wealthy background, knowledge and hard work are our primary assets. Fortunately, the rise of cryptocurrency presents greater opportunities for financial growth compared to traditional avenues. However, mere hard work isn't enough. To secure a place in this system, we need to combine it with knowledge and strategic networking.

Banks can exist, because they make profits from their clients loans and also loaning money that are deposited by their clients. (Take money from X and loan it to Y and add interest)

To protect their loans, they require some kind of security and that is where most exclusion happens. (Most people do not have assets to put up for loans)

The system are not rigged, it just favors the people who are rich. (Example : Higher deposits gets the highest interest on their deposits)

Any business that are profit driven, will have the same business model.... if not, they will go bankrupt.

Well cryptocurrency flips the script on the traditional financial scene. No more begging banks for money. It's like an open party where anyone can join. You don't need a fancy degree or rich parents, just an internet connection. Forget working for the privileged few because in the crypto space, your ideas matter more than your family background. Sure, it's not without risks but it's a wild ride of opportunities waiting for those ready to dive in :)

I think most banks aims to be a help for "average" people when they need financial services. Yes, you need a lot of requirements when borrowing cash from a bank, but that's just it since they also need to make sure that you are capable of paying back the amount you're borrowing. And of course, there are people who still can't afford to get financial services from banks due to some reasons. Although cryptocurrency can be accessible for the people without the need of submitting such requirements, it's still risky to be involved especially if you're tight in budget. If you know the risks in crypto and you're knowledgeable, then it can be a good opportunity. But getting into crypto just because you don't have access to banks and without enough knowledge regarding it will be too risky.

Banks have less risk of losing money even if a person is less experienced bank officials often explain but the crypto space is very different. Here the advice of others may not be correct own knowledge and experience are most useful. If you understand the risks of the market there are many good opportunities here. Before investing research the market and proceed with risk banks are less risky.

A reason why we don't need to wait for the government to help but instead, help ourselves to find a way to have a better living. Because most of the government leaders don't see the needs of the people, they only see their own and personal interests while rejecting the majority. We remain poor if we rely on them but rich people become richer because the government will even help them more. Corruption has a bad influence on society and even good officials has been changed and infected.

Traditional systems often favor the privileged, making it tough for the average person to access capital. Cryptocurrency is a game-changer, leveling the playing field. It's empowering to see a system where anyone, regardless of background, can thrive without the usual restrictions and biases. It's time for a financial revolution and cryptocurrency can just be the tool that was needed for this revolution. Btw the financial companies and governments are already taking it as a threat to their financial control over the people.

Why do so many "average" people get left out if banks really aid them? Paradoxical, right? Proof of repayment capability is required, yet this hinders access to people who need these services most. The cycle maintains financial exclusion

Cryptocurrency is risky, especially for novices. Isn't it risky to keep financial empowerment gatekept by organizations with strict criteria? Ignorance - not cryptocurrency - is the actual peril. Financial literacy and crypto hazards should be stressed in the narrative. This makes knowledge a tool for liberation, not merely a luxury for the wealthy

The tricky thing about being a politician is that sometimes if you do something that will benefit the public, that could result with you not getting the votes, and you would have to do the thing that will not benefit them to get more votes.

Like take USA for example, no politician does the "free healthcare" stuff, it's literally like 5 lines of law, it would be cheaper than the private insurance they are paying right now, it would literally be cheaper, instead of paying 10k per year on your private insurance, you would pay 7k higher taxes and no insurance and you would benefit 3k and you would not pay a single dime for anything ever again. It works so well in all nations, but if any presidential candidate says that, they do not get elected.

Good crypto leads to good money You will get everything in crypto just need to know the right way to use it. It is rightly said that wealth is never easy to get without knowledge and hard work. The success of those who got rich from crypto did not come overnight. They worked hard and developed skills and knowledge to reach their goals. Today's world is changing rapidly and we have to innovate, learn and grow ourselves to keep up with this fast changing world. Risk must be taken Without risk there will be no opportunity in crypto.

It’s not almost impossible to get a loan from the bank. Perhaps you found it to be difficult as you didn’t meet the requirements and ultimately got denied. The bank is always  looking for opportunities to make money for themselves and loans is one option of raising funds for itself.
Seems like it’s now a trend that when a certain thing doesn’t work in your favor, it’s automatically rigged.



Don’t kid yourself. Cryptocurrency wouldn’t solve world hunger and bring about peace in the land. I wish it were so but it isn’t.
Always whining about things being rigged, you remind me of a certain politician.

It reminds me of people who call for revolution. The system is indeed rigged. It's just that we're not on top of this system that's why we can tell it's not fair. Average people will feel less opportunity for them. But world hunger is done deliberately because there is so much food in the world, it just doesn't go to their tables.

Cryptocurrency may help in finance and hedge this inflation, I think it could improve the lives of people. The adoption of crypto is still the lacking in society today.

We are living in the world which is having enough resources but peoples those are controlling don't want to give access to all because this will be end of their control and surely things could be gone against their views and system, so they are doing bad tactics which are creating more divisions and things are going from bad to worse which is surely favorable for them with more problems for the average peoples those are suffering for centuries.
In above posts few bad realities are already mentioned which are currently working for the all even developed countries common peoples are also badly suffering, but they are not well aware about this all because they are living under influence which are control by peoples those are taking good benefit from this all for years.

That's right, expecting too much from the government will not be able to help our needs completely, and to be able to meet our own needs, of course, we have to do it ourselves, including by working hard, especially at a young age. At a young age we should work hard because it is something that will determine us in the future or our own future, if their youth is only enjoyed by relaxing then the possibility of their future will not be good or less good.

It's true what you said, also when getting assistance from the government there are requirements that I myself have felt and in my opinion it is complicated even though the assistance is not much, not not appreciating assistance from the government, but the requirements are sometimes very difficult to do or fulfill. It's true what you said, instead of like that it's better to work hard and set aside a little money to save or invest. Therefore, we should work hard or work smart.

Believe it or not there actually is a reason for why the government seems to not give people the means to start their own business and once you find out what it is you’ll understand why people shouldn’t also be given money willy-nilly.

First off. Let's assume you live in a fictional country where people give you the benefit of the doubt. Let’s call that country crypto land for the sake of simplicity. In crypto land people are given money by the government once they pull out the “I’m gonna need the money so Ican start my own business and change my life” card. So much so that even scammers and addicts used this very phrase to dupe the government into giving them free drug money. Soon enough the country stopped giving a fuck and everyone stopped working and producing for the economy since their government could give them money anyway once they say the magic words. And so economy crashes. Crypto land is no more.

The other scenario is pretty much cut and dry. 90% of businesses established by small entrepreneurs die off due to the fierce competition in the market and sometimes human error. When they do go bankrupt the money that they were supposed to use for capital just goes back to the richest 1% fattening up their wallets even further. So governments and banking institutions made it a point to screen all the people that would take up a loan on them to make sure they’d use the money wisely and most effectively.

Those that have appeared on the Dragon's den or any the same shows like that. Honestly, they are even the one that's getting helped. It's not actually about the loan or shares that they're selling to these investors or dragons or sharks that they call.

It's about the opportunity that they're getting there being on the show as it has got millions of viewership worldwide and that's already a win for them. That's why some of them are just planning to go there and get the exposure they want and wouldn't take any offer from those investors.

And before going there, they've for sure thought about being humiliated or probably signed a cause about what potentially can happen to them with good or bad results.

couldnt agree more with this people seemed to forget that there are most certainly reason why access to capitals are always come with some qualification many people out there aren't responsible enough to be handed out some money for them start their own business instead they'd went stary from initial plan and got blinded by the capital they got without thinking about the consequences.
people need to realize that its not that average person don't have access to the capital and lets be honest after digital finance is a thing, access to capital despite small amount is easier than ever with all those finances creating various programs but its just that average person don't really qualify to be handed out big capital, to be handed out big capital someone need to build trust and that trust coming from the asset that they have other wise its called blind trust and I think thats fair enough, for those that willing to spent additional effort to gain recognition they deserved the access to capital since it means that they've shown their commitment.

This is something that the young simply do not get, when you are young you are as healthy and as energetic as you are going to be, but they believe due to their inexperience that this is always going to be the case and they are mistaken, so they need to take advantage of that energy and time they have to try to build something out of themselves, that way once they are old they will be able to reduce their workload and still be in a good position.

The banking system works on trust, it is really quite simple. Banks are companies, they make their profits from the gap between taking in deposits (which they may pay a certain reward on in the form of an interest rate) and being allowed to lend out a certain leveraged amount in the form of loans. They are not designed to give money away and have to do their due diligence on anyone who wants to borrow money, if they don't do it properly then you end up with a situation like the 2008 financial crisis. They have a regulator who is meant to keep order and check on things. Lots of people have wonderful ideas, but are unable to compose useful products and services that fill a niche at the right price, which is why so many people get turned down for bad concepts.

I think most young professionals were just enjoying the things that they can afford while they still have the energy to do so, it's not that because they lack in experience. Working too much while you're still young would make you miss some things you can't do when you're older. I'm quite sure young people knew they need to work hard, though they don't have any idea how stressful life could be when you are in the adulting phase, that you'd even lost track on your work-life balance. Also, when you get older being employed in company, I don't believe your workload are reducing. Yeah there are promotions, but higher position means additional responsibility, so i don't think work load will be reduced in that case.

It never was. What will we expect in this current society? For example, in education, do they teach you how to earn money or how to earn money? No, instead they implant in our minds that you will not get anywhere without a degree, which has some point because that is the requirement of the companies or what, but there are successful people, or people that can survive every day with just their talent and capability to earn money. Because that's what society or higher-class people want; we want to be slaves to money through working, and if you are comfortable working 8 hours daily and doing work beyond your pay, then it's on you, but for me, I will find a way to succeed in life and earn more than my salary, and that's through crypto currency and many more, you just have to emplore and work hard on your own benefits.

As young people who still do not have health problems, of course it is easier for them to do any work because they still have a body that is capable of doing anything according to their abilities to be able to earn income to save for when they are no longer able to work or are old. they can reduce their work and can enjoy the savings they have saved when they were young.

If young people cannot take advantage of their youth to develop skills for themselves, of course they have to work until they are old, of course this is very unfortunate because they did not prepare well for their youth so they have to bear it when they are old.

The system serves the ones on the top not the ones on the bottom. I guess it's hard to climb the ladder but it's possible and people are doing it in various ways. I guess we can say that the world is not fair and it can be a lot better place for all of us, but... it's a long story about why it's hard for many people to overcome their egos and treat all others equally.

It's possible to earn and make a profit in many ways. Crypto is great for many reasons, but like in the real world, if you don't play the right moves you will not earn anything. But if you know what you are doing and how to do some things then yes, you will make money wherever you are. It's a game like any other, and like in all games some people win and others lose... and never forget that many games are rigged, so be careful to not get into one.

definitely people have ways to become rich on their own not too much fixated on degree is one thing, but honestly seeing how the system works there's most certainly nothing wrong in getting that degree for the sake of opening up opportunities but I guess if people are lucky enough they can get rich on their own, crypto currency is inded one way to get rich even from airdrop alone people already earning huge money so its no wonder.
I personally have made quite the profit trading alone which I don't think with my current ability and skill i can earn from being employed.
but the perk of being employed is that we can be doing one thing working and investing or trading at the same time that if we don't realy have the ability to start up some entrepreneurship and business.
otherwise we might as well focused on business that give more money in the long term.

Well, when everyone is still young, of course that period is a fiery period, therefore, while we are young, we must be able to do things that are our desires, also with the future or old age so that we don't suffer. , with hard work at a young age it can be done, and I think at a young age what we have to fight is the feeling of laziness that exists within us, because many young people are reluctant to work or step out of the zone that they are already comfortable with because of other factors. laziness.

By working hard at a young age, it will produce good things for the future. You must also be able to manage your finances well, because preparing for the future is not just about thinking but must also be accompanied by real actions. Don't let us in old age or in the future still work hard because it's not the right time, when we are old, of course we should enjoy that time by relaxing and enjoying the results of hard work at a young age.

I still think it is better for those that are young to work hard on their youth and be frugal, will they miss some experiences if they do this? You can bet they will, however not everyone is keen on working until they are 60 or 70 and then drop dead a few years later, someone that was smart with their money early on and tried to maximize their income could easily retire at 50 or even 40 if they are smart, and then they will have a lot of time and health to enjoy the rest of their lives.

The average person lives life day to day, with little thought for the future or how to spend their money wisely. They sit around all evening watching TV, with little thought for improving themselves or developing new ways to be financially free, they spend $2000 to the latest iPhone every year to get an extra megapixel on their 50 megapixel camera, the put a sofa on finance for 5 years at 10% or buy the $100k car with $1k monthly payments each month - then wonder why they never get ahead. These people don't want or need your sympathy, they have the ability to reassess how they want to live at any time they choose, nor should they be given limitless borrowing ability for whatever miracle boredom cure they determine to spend their money on next.

It's not about being smart with their money or not, but some people prioritize having a work-life balance schedule. They don't want to work excessively and reach the age of 40-50 without having enjoyed their life. Many individuals aspire to fulfill their bucket list of traveling to various places before they grow old, as they believe they won't be able to enjoy such experiences in their old age.

This is what im trying to achieve on which i would really be able to retire at early age on which i could still be able to travel with my own family and wont really be that making myself having be tied up
with my day job for the rest of my life on which you are just basically be putting up all of your time in your day job and wont be able to cherish out your precious time with your family.
We do know that this isnt something that you could be able to attain if you wont really be doing any actions at all. This is why i do really have those steps on making some investment and making up some business
both here on crypto space and also into physical world on which you could really be able to make those steps if you do really have plans or make those wishes to be that realistic
but of course there's no way that you could assure success but at least we have tried our best on achieving something.

Let us accept the fact that money is very important because, without this, it also limits our actions and plans. However, this won't make us think that we are hopeless anymore, why not look for a job? A person who really wants to improve their financials will always find a way as they can't just stand there and wait for the miracle but instead, they will look for a job or any opportunities to earn money. The problem is that most of us have a wrong spending habit and even if we have a good earning we still end up broke because we don't know how to save and think about preparing for the future.

You have become such a crypto fanatic that your logic is not working properly, tell me how crypto can be a solution for those who do not have access to bank loans? Do you think crypto will automatically be owned by you when you download the wallet? everything still has to be owned with money, so if you can't access bank loans because you don't have collateral then there is no way you will benefit from crypto because it can be used as an alternative, even crypto is a risky thing, when you meet people who can be successful because of holding crypto I am sure there are more average people who actually experience losses because they are involved in crypto without adequate knowledge so they become targets of scam projects.
Crypto is just a type of digital currency that will help your online transactions and can be profitable if you have the right one because of the price increase and before getting it you have to risk money by buying it in the hope that there is profit to be enjoyed but being bankrupt is wide open.

It won't be impossible for you, that's for sure. You have an additional source of income besides your job, which is good. However, if you aim to retire early and spend more time with your family, having your own business might get you there faster than working an 8 or 9-hour job daily. The latter may take a lifetime to achieve your goal.

Working for someone else for 8 or 9 hours every day is actually not bad for those who are still unemployed and unable to run their own business through their lives. Because it can also be better than someone who doesn't work at all in their life and those who really need income for their living, but I think the option you gave is also a very good option. Because in the end, when everyone is no longer able to work for other people, they will also choose this option as their main job in life to make money.

The average person doesn't have the capital flow, but with education, he or she can achieve what they agonize about. It'll take time, but they can achieve it. With bitcoin, the risk is high, and the same can't be handled without good knowledge. Some people are lucky that they invest without proper understanding and reap the profit within a much shorter time period. Further, they utilize the profit in a better way. This doesn't take place with everyone, and in the past, bitcoin as a whole was affordable for everyone, but none were aware of it. Now it isn't possible for everyone, and the average person looking to get better through cryptocurrency investment can look for better altcoins in the market.

Life is all about in say information,the way the society is that why is hard for the average person to grow.but if the society can be informed well about a lot of things to succeed then things might go better.

Of course, I advised him that he could achieve his goal faster by building his own business, considering he already has a job that he plans to retire from in his 40s or 50s. For those who don't have a job or a business, having a job is usually the first step towards a better life, so it's not a bad idea to start there.

If you are someone who do have the plans on making yourself that having that progressive life then it would really be just that that normal that you would really be normal that you would really be
putting up some focus first on how you would really be able to make that start up on which it is really that true that you would be starting with having a job on which on this one you would really be
able to make yourself having that start up on having those funds, later on you would really be running up some business on trying out to expand or having those investment. Think about not with assured
profits or success on which we know that this isnt something that you could really be able to attain on sure manner.

This is why it would really be that depending on you on how you would really be having that kind of approach whether you would really be taking out such step or wont really be
doing anything at all and would really be just that contented on what you do have right now.

You're circling around a fundamental truth, yet you're missing the core! Starting with a job to gather funds is step one, sure. But let's get this straight: It's not just about hoarding cash. It's about leveraging what you've got. You talk about running a business or investing like it's a leap into the unknown. Guess what? It is. But that's the point

Success isn't served on a silver platter; it's wrestled out of the hands of failure. You mention risks as if they're roadblocks. Wrong. They're stepping stones. The real question you need to ask yourself isn't if you'll take that step, but when and how. You're not just saving money; you're saving for an opportunity. And if you're content with what you have, fine. But don't confuse contentment with complacency. The world doesn't reward those who stand still. Move, or be moved

Life is still not getting funny even with education because you won't have a job to even generate capital flow unless you want to take out loans, and when you do decide to take out loans, paying them back is another thing entirely. The hardship is just everywhere, and before average people are doing well, but even average people are struggling now and there isn't much of a difference. Now, everyone is just trying to survive, and people are looking for money to feed, and that will come before even having plans to invest.

I know investing in bitcoin is good but if the person is already complaining about this economy then how will the person cope with investing in bitcoin because if the person have invested in bitcoin then how will the person survive if not that the person have another means of making money. and making a good decision is wisdom because before i make any decision I have to make sure am completed planned out because I can buy and sell because I have a problem, that's not how to do business. I thinks it will better to get a job before starting any investment talk.

I don't quite understand your opinion as you keep repeating saying the same thing.

What do you mean by approach? Are you referring to my suggestion of transitioning from being an employee to starting your own business? If that's the case, I believe it's the only way to achieve a luxurious lifestyle. Working 8 hours a day as an employee won't allow you to live a luxurious life. Instead, you'll only be making your employer richer.

The fact that we are fed too much by the government is not good either. We live to survive and with the mind that we have actually to become more knowledgeable about something in the digitalization era like now actually very easy but the problem is when our lack of interest and too much laziness that we have makes things more complicated.

Its not wrong to expect all the information provided by the government so that citizens know a lot of information in order to be successful but in the end our efforts are not seen in this case so to get that of course we have to turn the brains we have to maximize the abilities contained in us.
Don't be too happy when you have to continue to be fed by the government on something because in the end that's what can make you complacent and continue to depend on the government which makes us unable to do anything without government assistance.

However, can the public respond to this information wisely? or will just swallow it, giving rise to a wrong perception of the information. because I feel quite doubtful that the public will be able to manage and understand the meaning of this information well. In this case, education is the main key in improving their standard of living, but it is very unfortunate that there are still some of them who take education for granted.


To be able to have an independent business, it seems quite good if we can let go of our dependence on other people, but of course this is not an easy thing to achieve. It could be that to reach a certain point we need quite a long time and we will experience several failures which could make our business mentality decline, or even choose to just give up and return as a worker. However, to be able to achieve independence both economically and financially, we must be able to get out of our comfort zone. and remain confident in every effort we make, if we encounter failure then carry out an evaluation to find out where our weaknesses are, so that later we will rise even stronger to be able to achieve the success we have always dreamed of.

As I see here, the issue consists in not having access to loans in the same manner wealthy individuals have, is it?

Instead of thinking how unfair it is, why not start looking for alternatives to overcome this disadvantage while playing the game of life? Moreover, to not have access to capital flow isn't that bad, since this way you are safe from getting into a lot of debt in case your plans go wrong.

If you are so skilled, you probably won't need access to capital flow, as you can start making money from zero, without accumulating debt and interest to be paid along the process. Of course there isn't a certain recipe for success in this world, and some working methods for oneself might not work for someone else. Anyway, you should pick an alternative and start working on it with full effort, good will and endurance.

One example is to educate yourself in a professional field to become a master on your career, so you can stand out as professional, raising the demand for your work inside the jobs market. This way you can still thrive, without necessarily having access to capital flow.

access to cash flow follows your career, average person can be going from rags to riches and instantly get access to capital what matters are collateral and trust.
building career and success from education can also do, it just matter of how success we can be doing something that we are deemed worthy enough by these capital owners.
but surely its gonna be slow and hard building that career, ive known plenty that tries to climb that ladder of raising their own financial situation and they failed miserably.
also the reason why there's restriction to whom can access the capital in the first place is because many abuse of loan, creditors learned that they should only entrust their capital with people with certain criteria.

That's the most important thing. To feel at ease with our actions, we need to have a passion for them and truly enjoy the process. Failure is an inevitable part of achieving success. Through experiencing failure, we can learn valuable lessons that we can apply to overcome future obstacles in our lives.