One of the biggest problem in our society is that average person don't have

[iv4n]

It's possible to loan some money in a bank (the sum depends on the situation), but that's just because banks are centralized businesses that can make those decisions.

It's possible if you have a job or some house (or other valuables) for a mortgage... without collateral, nobody is giving a significant amount. For example, in my country, you can get some bank loans up to a few thousand euros when you have a minimum salary, but what can you do with a few thousand euros? And with interest rates so high (over 11% annually) it's worse than taking a loan from loan sharks.

One of the biggest problems in our society is corruption... and this fiat system is so corrupted that we need something better, something more transparent that can grant more control over government officials and the ones who are in charge of spending tax money in general.

[1714722416]

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[CryptopreneurBrainboss]

If you have access to capital and money that's the key to keep you poor.
With cryptocurrency everybody can access to endless liquidity and finances and that's nice the average person without education or even financial background can earn money here without rigged rules or restrictions

I need you to understand that cryptocurrency is just money on the Blockchain, it still posses all the quality of money excluding the fact that it isn't physical like fiats are. The average person still won't have access to the cashflow that you're taking about because even with cryptocurrency you still need collaterals to get access to loans (you still need money to get money). The only difference with cryptocurrency is that it becomes easier to get access to cash if you meet the criteria of the sites offering the service. Cryptocurrency platforms doesn't discriminate but you have to pass their kyc verification so if you weren't a qualified users to receive support of cash for your project you still won't receive it with cryptocurrency.

Let's cut the long story short the system doesn't serve us the way we can be wealthy.
Cryptocurrency is here no restrictions no limits and only your imagination how much you can earn.

Cryptocurrency has limitations too, Bitcon doesn't have limitations as it's decentralized but some cryptocurrency that aren't decentralized can't promise you it won't have restrictions. The average man is at disadvantage at all scenario involving both fiats and cryptocurrency when it comes to getting financial help because both institutions will want to make profits so they'll only offer their service to people that can payback their money and their interest. The only difference is that cryptocurrency doesn't restrict their services to only the elite like fiats due but they both will prioritize who has more money.

[dunfida]

If you have access to capital and money that's the key to keep you poor.
With cryptocurrency everybody can access to endless liquidity and finances and that's nice the average person without education or even financial background can earn money here without rigged rules or restrictions

I need you to understand that cryptocurrency is just money on the Blockchain, it still posses all the quality of money excluding the fact that it isn't physical like fiats are. The average person still won't have access to the cashflow that you're taking about because even with cryptocurrency you still need collaterals to get access to loans (you still need money to get money). The only difference with cryptocurrency is that it becomes easier to get access to cash if you meet the criteria of the sites offering the service. Cryptocurrency platforms doesn't discriminate but you have to pass their kyc verification so if you weren't a qualified users to receive support of cash for your project you still won't receive it with cryptocurrency.

Let's cut the long story short the system doesn't serve us the way we can be wealthy.
Cryptocurrency is here no restrictions no limits and only your imagination how much you can earn.

Cryptocurrency has limitations too, Bitcon doesn't have limitations as it's decentralized but some cryptocurrency that aren't decentralized can't promise you it won't have restrictions. The average man is at disadvantage at all scenario involving both fiats and cryptocurrency when it comes to getting financial help because both institutions will want to make profits so they'll only offer their service to people that can payback their money and their interest. The only difference is that cryptocurrency doesn't restrict their services to only the elite like fiats due but they both will prioritize who has more money.

Why there are really people who cant really be able to distinguished about those limitations or really just that simply trying to look on what are the things that it could do and whats not? It isnt really just that too hard on pointing out those things if you do really just have that kind of realistic approach towards it. Bitcoin or crypto doesnt really solve out that financial freedom on which we know that we do really still need to work hard our asses of so that we could be able to make or earn money. Trying out to invest which does basically needs up money for you to invest on then you could really be having that opportunity on earning too but as we do all know that in every investment, there would really really be an accompanied risks too. On this world, if you dont make yourself such actions or decisions then you wont really be finding yourself on such situation on which you are really that living on a non stressful life when it comes to finances, if you are really just that contented on what you are now then you wont really be basically be dealing up with things on which you dont really like to deal off with.

[Accardo]

Cryptocurrency is here no restrictions no limits and only your imagination how much you can earn.

You still need money to have cryptocurrency so if you don't have money it's the same as you won't be able to have cryptocurrency, indeed there are other ways to have it other than by buying like in this forum following bounties, airdrops or some other way that generates income but that's not a common way to get crypto because not everyone has access to get it through this forum, so the way of income is to be able to buy crypto. So work to make money and use the money to buy crypto, especially Bitcoin, which has the opportunity to give you a profit because the price rises.

Cryptocurrency is a payment medium for services and like fiat, we also need to work to earn bitcoin. Gone are the days when people could mine bitcoin with their PC. These days getting bitcoin isn't as easy as before and an average man with no money can't have bitcoin. Decentralization is only about the ledger not being handled by anybody, not that anybody can access bitcoin. If not all humans would be rich today. Getting loans in bitcoin still requires collateral and trust. In the forum, a member must have proven to have a proven track record of trust and consistency to get loans. He doesn't need to explain what he'd do with the money. Defi projects also need collateral submitted first before approving any loan. Hence, money has limits on who can have it, based on trust. Nobody gives money to a stranger who can freely go away without returning the loan. So restrictions revolve around money; bitcoin. Only the rich can afford to buy bitcoin in large quantities.

The average person's imagination must be reasonable and unique to earn him bitcoin. Rendering substandard services wouldn't generate bitcoin for an average person, despite being imaginative. In recent times, the government has lent out money on different bases, especially for agricultural purposes. The only requirement is showing that you're a farmer. The only dispute with taking a loan is not having a substantial reason for what the money could be used for. Looking to build a hotel, the bank will easily hand out loans, once it's confirmed that you've got a large land. Delaying the payback frame the bank can easily take over the hotel; run or sell it to recover their money and make profits. Many loan proposals are being declined if the reason sounds fishy to the bank management.  Banks easily send loans to local businesses with the potential of succeeding. Don't know where Op got his insights, was it expected that loans will be sent out without being reviewed?

[Darker45]

The reality is that even in the crypto market the game isn't fair for everybody. The rules outside the crypto market are exactly the same rules within the crypto market. Crypto has no restrictions, yes. Anybody can have access to it, unlike with the banks. But how can we acquire Bitcoin, for example? Is there any way other than buying it or working for it? I'm afraid there's none. So, unfortunately, even in the crypto market, the rich and the powerful have the upper hand. Those who are born with a silver spoon in their mouth remain to have the undue advantage.

this is exactly why the best way to get out of poverty is through education and scholarship because that way we can build our way up from scratch, save all those money, and then invests, might seem very difficult but thats the truth, scholarship exists to give good talent what they deserve and we can be one of them through hardwork, which of course might not necessarily yield the expected results if we lack the required aptitude anyway.
therefore its always only very few people could get out of the circle of poverty.

Life is unfair. That's a given. There are those who are lucky in the natural lottery they were born with a silver spoon in their mouth. Their success doesn't have to have a lot of obstacles. It's almost served to them on a silver platter. On other hand, there are also those whose success will have to be achieved through the most difficult of challenges and the roughest of waters.

This same reality is true even in the Bitcoin market. You're an early bird, the price rose to $10 from nothing, you decide to cash out because that's already money, and you won't risk having that money fall back to zero. On the other hand, Michael Saylor arrived late, bought a lot of coins at a relatively expensive price, held on to it despite bears, and made a lot of money. Some simply have advantages that others don't have.

[Qiubell5]

Having capital or not having capital, in fact these two things are very closely related. Because it has become like a natural law. Not everyone can immediately have capital when they graduate from college. Not everyone who has skills also has capital. But all of that is normal, because we also live in this world. Each person has their own advantages and disadvantages. So basically, don't assume that people who work for other people don't have self-respect.

[yhiaali3]

It is true that the currently prevailing banking system is corrupt and there is discrimination between the poor and the rich. This seems more clear in poor countries where the rich can access banking services and obtain loans and financial facilities with ease, unlike the poor.

The Crypto space gives more freedom and opportunities to the poor who do not have the capital to start their own investment. Here in Crypto, through learning and gaining knowledge, you can get a job and start your own investment.

But of course, this does not mean that it can be obtained easily or that you will become rich by working in Crypto, but at least you will achieve your financial freedom.

[wmaurik]

Having capital or not having capital, in fact these two things are very closely related. Because it has become like a natural law. Not everyone can immediately have capital when they graduate from college. Not everyone who has skills also has capital. But all of that is normal, because we also live in this world. Each person has their own advantages and disadvantages. So basically, don't assume that people who work for other people don't have self-respect.

Everyone who is still alive in this world must have their own self-worth even though their work is very different for each person and the issue of capital is also the same, where each person can obtain it in varying ways through their own lives. There are those who get it through working for other people for a certain period of time and there are also those who only hope for an inheritance from their own parents and there are also those who get it through work in government agencies which can be passed straight away when their studies are finished.

So there are many types and ways to obtain capital to use for things desired by each person or ourselves. And one more thing, people who have certain skills can also get capital in their own way because certain skills can usually be rewarded with much better value in certain companies or in government agencies that need them.

[bluebit25]

Average person don't have access to capital flow.

What nonsense are you talking about? Any competent person can access capital, as long as you meet the agreed terms.

And cryptocurrency should be working that way like the average person so everybody can have access to capital and make wealthy themselfes and family.
Now If you go to the bank to ask money even If they see you have good skills good knowledge they still don't give you If you not meet the criteria of requirements.
But to meet with those requirements it's allmost impossible. (The game is rigged)
And even If you get the funds you pay back with high % you end up just working for those who got money it's humilation but all they have done is just they been born into right family the upper class to get good education so they can be privileged and If you meet with them and talk many of them  they are not genius at all but what they have in common is that they want to get profit from someone else hard work and they can do that only because they are the very few people who got access to capital and most of the people don't.

So whose fault is it here? Do you really understand what you are talking about? In the past, the tools supported us, and we had the right to use them, but in reality, the meaning of your contribution to the tool is not there, so don't be too demanding and consider yourself as the center. You need to accept the fact that if you are not capable, you will not receive anything from society, it is not natural that complex problems permeate society, equality is inherent. It's because people don't have enough ability to adapt and need to know how to accept their own mistakes instead of blaming them.

Let's cut the long story short the system doesn't serve us the way we can be wealthy.
Cryptocurrency is here no restrictions no limits and only your imagination how much you can earn.

In short, your perception has many problems with this life, it's just that it doesn't satisfy you so you're not satisfied with it. Anyway, if you don't change this thinking, you will always be dissatisfied with other things. Remember that when you don't have a good opportunity, it means you don't deserve it.

[adzino]

Average person don't have access to capital flow.
And cryptocurrency should be working that way like the average person so everybody can have access to capital and make wealthy themselfes and family.
Now If you go to the bank to ask money even If they see you have good skills good knowledge they still don't give you If you not meet the criteria of requirements.
But to meet with those requirements it's allmost impossible. (The game is rigged)
And even If you get the funds you pay back with high % you end up just working for those who got money it's humilation but all they have done is just they been born into right family the upper class to get good education so they can be privileged and If you meet with them and talk many of them  they are not genius at all but what they have in common is that they want to get profit from someone else hard work and they can do that only because they are the very few people who got access to capital and most of the people don't.

I happened to watch "dragon den" show i see that people there they acting like big hedge funds does it so they just looking for people who want to be working for them for just little money what they offering so all those talented people will do the hard work and top on that they agree to get humilated on tv and then they will be working for capitalists, it's always easy to do business If you have access to capital and money that's the key to keep you poor.
With cryptocurrency everybody can access to endless liquity and finances and that's nice the average person without education or even financial background can earn money here without rigged rules or restrictions.

Let's cut the long story short the system doesn't serve us the way we can be wealthy.
Cryptocurrency is here no restrictions no limits and only your imagination how much you can earn.

Not sure what exactly you are trying to proof here. Banks won't lend you or give you money if they know you won't be able to return the money. No matter how much "skills" or "knowledge" you have, they won't take the risk. What if you fail to return the money despite having all those knowledge and experience? And yes, if they are giving you money, you have to pay them with interest. No reason for them to lend you free money.

-snip-
With cryptocurrency everybody can access to endless liquity and finances and that's nice the average person without education or even financial background can earn money here without rigged rules or restrictions.
-snip-

That's not true. How do you have excess to "endless liquitiy and finances"? No one is going to give you free coins. How is crypto going to help you earn money? Also, even if someone does lend you money, they will ask for collaterals and also a high % interest in return.

[justdimin]

what’s really sad is that even the smartest ones are forced to work instead of study even with a scholarship school is expensive and needs money for projects or other things like that some people say that once you are earning it’s hard to go back to studying and if someone is poor they most likely will be needing to support their family hence why even with skills and knowledge, someone will still have a hard time getting out of poverty

Money does rule the world, but you also need to realize, consider that as elimination process for the smart people to figure out if they are really smart or not. You may consider yourself incredibly smart, but if you never understand about money at all, then people may not feel like you are worthy of investing into, you need to be the type of person that goes out and finds the required investment to do whatever they want to do, it's not always about finding a new thing or inventing something or writing a new thesis, it's about figuring out how you could make some returns from that and be paid or even just fund it.

This shows the world that you are not ignorant about money, which is the only thing that matters in this current world we live in unfortunately. If you are the greatest physicist of our time, better than Einstein could ever be, but you have absolutely no idea how money works, you will never be able to work on things those people worked on, money is much more important nowadays.

[Uruhara]

Being rich and having a lot of money is not just a matter of a wrong system or whatever. This is not about fiat or crypto. But this is about how we can adapt to the situations and circumstances in which we live now. And that doesn't mean that people who are good at thinking will be successful people. Because being successful doesn't just require smart thinking. But it also requires courage to act. it takes hard work and constant movement. Don't just glance at other people's work and keep complaining about your own situation. I prefer not to waste my time looking at other people. I prefer to focus on my own life and work. Because every second is precious. We have to be able to use it well, we have to learn everything well and we have to adapt well too. Only then will we begin to understand that it is not about fiat or crypto that can make us rich. But about how we can face all the things that are in front of us. And how we can take advantage of every thing that appears before us. If we know about crypto. then learn and take advantage of it. And if we know fiat. So understand the fiat system and make fiat come to us. This is not an easy matter. But if someone else can do it. then we should be able to do it. It's not easy but we have to keep trying much harder than before.

[lizarder]

Everyone who is still alive in this world must have their own self-worth even though their work is very different for each person and the issue of capital is also the same, where each person can obtain it in varying ways through their own lives. There are those who get it through working for other people for a certain period of time and there are also those who only hope for an inheritance from their own parents and there are also those who get it through work in government agencies which can be passed straight away when their studies are finished.

So there are many types and ways to obtain capital to use for things desired by each person or ourselves. And one more thing, people who have certain skills can also get capital in their own way because certain skills can usually be rewarded with much better value in certain companies or in government agencies that need them.

It will be much more difficult for small people to get a loan from any budget because they will never give us the opportunity to get a decent loan. Another issue is whether with loans we can develop our business to be more advanced with so much competition now. This is still a big problem for some people because apart from capital, skills are also needed to develop a business, including when we want to invest in Bitcoin, for example.

The small opportunities currently available make it difficult for people to develop their own potential, especially if they are faced with unstable financial problems because there are many people out there who do not have the opportunity to develop their own potential due to the limited number of basic problems.

[famososMuertos]

We must be objective in saying that the credit system is a solution for many people and that they have begun to be successful thanks to a bank loan.

Now the dark side exists and will exist in any system, with this I am not making myself an ally of the traditional banking system, but there is no point in speaking badly, it can work better, the ideal would be for the two financial systems to remain, or at least have the opportunity to choose.

[EluguHcman]

Yeah sometime it is like that were the governments organisational bodies would be acting so biased and inequality amongst the rich and the poor. The highily recognitions of the rich and educated people has brought lot of economical bridges with the fact that the government can not empower the poor and talented individuals.

Of course yes, just like one of the thread passed here that talks about "how money and ideals works together". There are individuals with lucrative and industrious skills but due to theri poor background they are unable to establish themselves and make their dreams of gifted ideals realistic and the government monetary resources is not willing to assist such a person and so he is likely to perish with his kills possesed skillful ideal.
While there are those who have the money but doesn't know how to productively utilize the opportunity because they are basically adamant to creativities to proffer incomes and of course enhance the demands of the people to managing risks and pressures.

I could understand by OP talking about how the poor are unable to meet up with the level of their educational dream due to financial sponsorships but the rich people are always encouraged by the government financial resources but all the poor could acquire is the personal skills of productivities which yet still requires to be financed but are ignored by the government.

Yeah... There are certain talents os skills someone could posseses and would require a minimum amount to capital to start it up and this has always been a problem to the poor masses.
This is one of the unique inventory system of Bitcoin technology in the sense that it doesn't consider individual financial statusco before one is liable to invest on.
It is an assertive assets in which it is not limited to a minimum and doesn't considers maximum rate of capital before anyone can invest on.
Naturally Bitcoin is an opened source of income that doesn't consider the academic requirements or individual financial portfolios before you can start investing on just like the government is biased amongst individual differences depriving the poor's of some promising opportunities while the riches are being embraced.

[Ultegra134]

we don't care i have BINANCE debit card i make nice cash back and Banks not Even needed If i can cash out with binance card all over the world to pay online and contctles payments.
Crypto.com debit card Also good.

I hate to burst your bubble, but Binance's card will be discontinued in a few days, and their usage isn't trackless; you're not being monitored by the banks, but Crypto.com or Binance have all your personal details, and so do their card providers/issuers.

The entire OP is bullshit.

We are living in the time in history when access to capital is easiest for the ordinary citizen. Compare today with the Middle Ages, for example. And here you have the OP telling us a crap story based on victim mentality.

But what are we going to explain to him if he starts from such a distorted view of reality? Let's not explain to him that the average citizen is richer than a king of the Middle Ages because he has many more goods and services he uses (comfortable bed, air conditioning, state-of-the-art health care, heating, cheap flights, car, etc.), the only difference in favor of the King being that of the subjects who worked for him.

The OP needs to understand that money doesn't grow on trees, nor do cryptocurrencies come out of the ground like a potato. We idealize cryptocurrencies like they're a panacea to solve all our financial problems, but that couldn't be any further from the truth. The world we live in provides us with immense capabilities that people 20 years ago couldn't even imagine, yet the OP is claiming that the average person doesn't have access to capital, and cryptocurrencies are the only thing that can reverse that. Totally wrong from all aspects; you can do pretty much everything from the comfort of your own home while having access to medicine and comforts that in the past seemed like a scenario from a sci-fi movie, but yet, the OP says the exact opposite.

[Mauser]

With cryptocurrency everybody can access to endless liquity and finances and that's nice the average person without education or even financial background can earn money here without rigged rules or restrictions.

Let's cut the long story short the system doesn't serve us the way we can be wealthy.
Cryptocurrency is here no restrictions no limits and only your imagination how much you can earn.

While it’s true that the average person can get access to crypto currencies quickly and without much restriction, I wouldn’t say that someone without financial background can get access to endless liquidity. Why would anybody lend money to a person he has no information about, if he could pay back that money? We need money to build up a crypto portfolio and in most cases that money would come from our job which is likely being paid in FIAT money. I agree with you the in capitalism the majority of people are not going to become wealthy, but so is the case in all the other economic system as well. In communism or a dictatorship, it’s only a lucky few people who hold the power that will become rich over time. The majority of people are just going to work all their lives and not become rich. The real question would be if there can be a system were everybody is rich or at least living a life without hardship. Theoretical it might be possible, but in the real world there will always be people trying to take advantage of others and accumulating all the money they can get their hands on.

[Renampun]

Average person don't have access to capital flow.
And cryptocurrency should be working that way like the average person so everybody can have access to capital and make wealthy themselfes and family.

great luck for those who are able to get loan capital quickly, I see that is their privilege and it is true what you say not everyone can get that.

Now If you go to the bank to ask money even If they see you have good skills good knowledge they still don't give you If you not meet the criteria of requirements.
But to meet with those requirements it's allmost impossible. (The game is rigged)
And even If you get the funds you pay back with high % you end up just working for those who got money it's humilation but all they have done is just they been born into right family the upper class to get good education so they can be privileged and If you meet with them and talk many of them  they are not genius at all but what they have in common is that they want to get profit from someone else hard work and they can do that only because they are the very few people who got access to capital and most of the people don't.
...

It will never be easy to apply for a loan from a bank, they definitely need a good reputation to be able to issue loan capital to other people, and they will also definitely look at their borrowing history too, so the best way to get capital now is to build a good reputation first, by borrow small amounts periodically.

[Silberman]

The OP needs to understand that money doesn't grow on trees, nor do cryptocurrencies come out of the ground like a potato. We idealize cryptocurrencies like they're a panacea to solve all our financial problems, but that couldn't be any further from the truth. The world we live in provides us with immense capabilities that people 20 years ago couldn't even imagine, yet the OP is claiming that the average person doesn't have access to capital, and cryptocurrencies are the only thing that can reverse that. Totally wrong from all aspects; you can do pretty much everything from the comfort of your own home while having access to medicine and comforts that in the past seemed like a scenario from a sci-fi movie, but yet, the OP says the exact opposite.

Correct, while there are certain aspects of the current societies we may not like, it is also undeniable that a great deal of benefits that just decades ago before seemed impossible now have become a reality, so we are moving in the right direction and bitcoin is part of that progress, however to think that bitcoin or any cryptocurrency can fix everything that is wrong with the financial system is a vision that is too simplistic and that is completely mistaken as well.

[icalical]

Average person don't have access to capital flow.
And cryptocurrency should be working that way like the average person so everybody can have access to capital and make wealthy themselfes and family.

I don't understand how do you think that Cryptocurrency can make more people to have access to capital, currently we still need money a.k.a capital to buy Cryptocurrency. You might get free crypto by working on some stuff, but then again you will still need tools and required capital to get those tools. The lack of capital on some people that lead to poverty is a very complex problem that not even crypto alone can solve it.