I get your point, but it's not as easy as it sounds. This may be someone who barely makes enough to take care of his family, so where will the money for saving and investing come from?
On the other hand, he may be someone who makes an adequate amount of money, but an idea of others is what he wants. If he makes a fairly good amount and is unable to take care of his family with that, then the problem is on him.

He needs to reevaluate his decisions and make sure he's not spending the money recklessly, or at the very least without planning.
Two people with same amount of responsibilities can make the same amount of money each month, at the end of the month, one is without debt, while the other is deep  in a massive debt.

At what level of education should machine learning and AI be introduced?
I believe the teaching curriculum should be improved and I feel it has been improved to an extent, the problem is some countries have refused to develop (no offense).
Forcing little kids to learn complex AI text is not the way forward, besides not everybody has an interest in things like that. I don't believe the world has gotten to a stage where you can't live without advanced tech, it would definitely get there, but it's not there yet.
So what should happen from my point is view is giving young kids kind of an introduction. Keep their minds open and let them choose when they get older.

I don't think demo trading has actually helped anybody learn to trade.
A couple of years back I tried forex trading with a demo account and it felt like I was learning because I was making profits, but when I started trading live, I lost all my money. I think that's part of the reason that discouraged me from foreign exchange.
What I find most annoying about demo trading is how easy it is to trade and make a profit. All this is to make sure you trade on that platform.

I think it's very wrong of you to blame a person's insecurities on someone else. In his post, he didn't say his wife pressures him to do anything. He might be the one most likely putting himself under a lot of pressure. You do not know his wife or the kind of person she is.
When a man can't provide for his family the way he wants, it eats him up. It doesn't matter if the family is contented or not, he just keeps feeling like he's not man enough or he's not doing enough.

You have no idea the kind of person his wife is. You don't even know if she is ready to live happily with him, you just assumed it's all her fault that he thinks little of himself.
I'm not saying she's a good wife, neither am I saying she's a bad wife, but based on the information provided his wife has nothing to do with it.

Besides, he asked what he can do to make money, not point fingers at the reason he feels miserable. How are you sure his wife and kid are not the only reasons keeping him alive right now? Maybe they mean the world to him and without them, the world wouldn't have been worth living in.

Every investment is risky. There is not a single investment out there that comes without a risk. If anybody brings an asset to you and tells you it's risk-free then you shouldn't entertain him further Maybe a risk-free investment will surface sometime in the future, but every investment carries risk right now.
Some investments might be risker than the order, but they all come with their own risk.

This is why we need to have an understanding of whatever we are investing in.
I cant just get up today and invest in gold without understanding how the goal market works, then I'll start crying when the investments fail. Even people that understand the system do make losses, and talk more of people who don't understand it.

Aside from these investments, the same can be applied to the businesses we run too. Some people just go into a business because others are making money from it, even though they don't have an understanding of the business. That kind of business has been wired to fail.

Many times last season Arsenal came from behind to win their games. There were times when they were even two goals down yet they still found a way to win. Arsenal of last season had a winning mentality. They played each game like their lives depends on it till they started dropping points due to injury and fatigue.
If they succeed in getting quality players to add to their squad they would be a powerful force next season.

Only Man City and Liverpool are the threat Arsenal face next season. Arsenal and Newcastle will have a better season than Manchester United.

I don't feel sorry for Kane because it doesn't seem like he really wants to leave Tottenham. If he actually wanted to leave he wouldn't have signed a new deal when Manchester City was interested in him. Even if Tottenham refused to sell, if he actually wanted to leave he could have just seen out that contract, but instead he signed another long-term contract that kept him at the club till now.

There was a time when Kane for 100 million euros would have been a perfect price but right now, not so much. Kane is still very good, among the best strikers in the world right now, and has a lot that his peers lack, but paying 100 million for a 29-year-old player that has a year left in his contract is not a very good investment.
He may come to your club and after 3 years of top form begins to depreciate. On the other hand, he might come and give you 5 years of top football. It's a gamble, a gamble I would be willing to take for a player like Kane.

In my country, the government came in and began to increase taxes from all angles. Introducing different kinds of payments citizens must make in other to keep doing certain things. Electricity tariffs and the prices of other forms of utility bills have been increased.
A ridiculous increase in petrol prices has led to the increased cost of transportation. There was always inflation but the increase in price in one thing has led to the other (you know the domino effect things have on each other).
So no matter how much money you make, you will still be affected. The poor suffer the most, but the rich are also very affected too.

It doesn't mean you can't make money in these conditions, but it has just gotten harder.
I am pessimistic about my country because with the way things are it's going to get a whole lot worst, but that doesn't mean I'm also pessimistic about myself. I am very optimistic about myself and my business I know I can get better financially and otherwise, but the reality of it is that my country is in a mess and the fuckers handling it are benefiting from that mess, so it won't be fixed anytime soon.

I kind of disagree with this.
Bitcoin was not advertised, but you can't deny the impact social media has had on Bitcoin.
Most people on this forum were never introduced to Bitcoin offline. Most, including me, first heard about Bitcoin from social media.
People saw the need to use Bitcoin and unknowingly started advertising it by talking about it. A lot of this "talking" was done on social media.
Two truths can co-exist; Bitcoin became popular because it was an innovation that provided a solution, also social media helped in the spread of Bitcoin.

This is also not entirely true. If this were true, multinational corporations won't invest millions of dollars in marketing alone.
No matter how good your service or product might be, you might still need to market it properly or else it will get nowhere.
The biggest companies in the world still advertise their products and services.
You can't use the exception of Bitcoin and a few other things to generalize this.
Please don't take that same energy to your business because you would most likely fail. companies like Nike and Google still investing heavily in marketing should tell you all you need to know.

This is the problem.
I think it's better for your regret to be "I should have waited" than "I should have just bought it at $31k"
If he buys now and the price drops, he just needs patience for it to go back up. But if he doesn't buy and the price doesn't go down, he'll end up buying at a higher price.
There is no wrong time to buy Bitcoin. We know that the dip is the best time to buy, but that doesn't mean it's the only time to buy or that buying when the price is up is wrong.

I do not agree that Mess would be forgotten since he has moved to the MLS. Maybe that's what he wants, but I doubt he's going to get it. So many people idolize Messi and he will never be forgotten even if he stops playing football today. Messi joining the MLS may not open doors to other players from Europe as it is in the Arabian league, but that is because the MLS doesn't have the kind of money the Arab league has to spend on players.
If we are, to be honest, The Arabian teams are not using Ronaldo joining thing league as a bargaining chip, their money talks.


The quality of football in the MLS is definitely better than the quality of football in Saudi. It's not debatable.
The MLS has been mainstream for a while. The money might make the Saudi league popular but it won't necessarily increase the quality of football there, The South American leagues have a very high ceiling when it involves the quality of football but they don't have that much money.

The divisibility nature of Bitcoin makes it possible for anybody to own Bitcoin.
Even if Bitcoin gets to $1 million/1BTC, anybody would still be able to own Bitcoin. If it's $30 you have, you can use that to buy $30 worth of Bitcoin. An upper hand Bitcoin has over other investments like Gold, Real estate, and stock,  is that you don't need to break the bank to own Bitcoin.
One goal for Bitcoin is adoption, and adoption is not only when lots of people begin to own Bitcoin, it's also when you can use Bitcoin for payment in any part of the world you are in and at any time. So there is no way this goal can be achieved if only a selected few can hold Bitcoin in the future.

I don't think people do it to show off. Most people that invest without having an understanding of Bitcoin just want to make a profit, which is good because that is the whole idea of investing, but it's not right to just dive into something without understanding at least the basics of that thing.
Most of these guys don't just want to miss out on an opportunity. It's why people easily fall for shitcoin scams and Ponzi schemes. When a person is too eager and desperate to make quick money, they'll most likely fall into the wrong hands.

 
Actually, it depends.
People borrow to start up businesses. A business can be seen as a form of investment.
There are crypto traders who have people invest with them. They collect money from people, trade the money, and give the investors their share of the profit. A Very risky business, I don't advise it. 
Personally (and this is not financial advice in any way), I think it is only okay to borrow for an investment when you have in-depth knowledge of that particular investment, with some experience. And even as you borrow, make sure it's something that you'll be able to land on your feet if things go wrong.

If I must choose I'll choose experience. I'm not choosing experience just because the fellow has the experience, but because he is "mostly still relevant"  and because he has a "strong reputation". You don't have a strong reputation if you don't know what you are doing.

Being hot with new strategies isn't a bad thing, that is why I wouldn't like to separate the two. New strategies dominate markets and industries.
New ideas are often seen as a threat to the old and working ones, but that's not always the case. Just as Bitcoin is seen as a threat to fiat, it doesn't have to be so.
W should know that the world will leave in is dynamic and new innovations come out all the time, so instead of fighting them and getting left behind, we should try to see the advantages of these innovations to know if it's an innovation that can last the test of time and see how much better it would make our lives, business, economy if we adopt it.

You can't blame him and he should not blame himself. Do you have any ideas and businesses the biggest investors in the world have missed out on? You don't expect him to invest in every idea that comes his way. Worst of all, a business he doesn't understand.
Now people might only look at how much he would have gained if he had invested, but these same people would have called him stupid for investing in a business idea he's not really familiar with.

Not everybody should go around following their instinct in matters like this, so they follow the normal business model. For you to use your instincts then you have to be someone that has a good business instinct.  

I still don't buy the idea that you should inconvenience yourself at all times for your family. You should help them any way you can but I feel your money should be first for yourself.
Personally, I feel there are people that you owe, like people that have always been there for you.
I'm not saying I can't inconvenience myself for my family members, but it shouldn't be like an obligation. It's not my duty. If I want to, I can help but if I don't want to, then nobody should hold it against me, because at the end of the day, you have to look out for yourself.

Why has no club shown real interest in Arda Guler?
He should be among the hottest prospect in the market right now. Arsenal, Liverpool, Manchester United, Barcelona, Madrid, and Sevilla all want him. All these clubs are interested, but none of them has taken a bold step to go after him.
As a player I have watched a couple of times for Fenebache, that release clause of 18 million euros is a giveaway price.
Guler can play as an attacking midfielder and also as a right winger. He has a Bernardo Silva profile. He can dribble effortlessly, crease spaces and chances and he can also score.
He has chosen Sevilla which is a pretty good choice for a player that is still developing, but it would be a big mistake for these big clubs to let him go to Sevilla because, in a couple of years, he may cost around 80 to 100 million.

One of the obstacles to his signature is the amount his agent wants as a commission. They have asked for about 20 million. It's a ridiculous price but if a club is actually very interested they can come to some arrangement. Besides 38 million for an 18-year-old star like Guler is not bad business.

In Pep's Man City, I don't think there's a player that is too important. I don't think there is a player that without him the team won't be able to compete. Not De Bryune, not Halland, and whosoever else. These players are good, very good we know but the glue of that team is Pep Guardiola.
We saw how De Bryune was injured for almost half a season one time and Gunduga stepped up and Man City won the league without De Bruyne.
In the current team, when Halland is not around, or not performing, Alvarez steps in.
Pep is most likely going to lose players and B. Silva this summer, he has already lost Gundugan, but 25 matches into the coming season he would be at the top of the English Premier League table

I'm still not convinced with the players Arsenal has bought so far, Timber is good but I don't trust Kai Havertz that much. I Hope Arteta can work a little bit of magic on him because he was good at Leverkusen but since he moved to Chelsea he has not been that good. I don't know how Arteta wants to deploy him next season but I hope it works.
Arsenal should have looked for a natural center forward instead.
Aside from the defensive midfielder position that they might have covered with Declan Rice. they still need a central midfield. They missed out on Gundungan who would have been a perfect player for them so they need another player like Gundugan before the transfer window closes.

Very true. It would be very unwise to sell all of your assets and put everything into another asset.
This is why they say to invest what you can afford to lose. We have to invest wisely.
In the OP's case, he has a lot of land and he didn't sell everything. He said he has others. I see it as a pretty good investment to try and diversify his investment.
It is a very bad idea to use everything you have for investment because in as much as we should take risks, we should take calculated risks. A risk that if things go wrong, we can have something to fall back to.