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1201  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 09, 2023, 09:11:01 PM
Arsenal will fail to win that game, and at least that's what I implied in my mind about Arsenal's next match.
I could be very wrong about this, but Brentford are a tough team to beat so far due to their success in keeping form. The most likely result is a draw, but whatever it is is still hard to predict because Arsenal certainly won't give up too easily to get back on their feet after the defeat to Everton.
Brentford is a pretty good team and have been in a very good form but, Brentford vs Arsenal, I don't think Brentford makes that match. Arteta might have lost his last game against Everton but, I don't think that would be enough to put them off mentally from there winning ways. Good enough Manchester City wasn't able to take advantage of Arsenal's lost game to close in on the point gap and Arteta is more than ever determined to keep it that way.
You can tell how furious he was after they lost that game against Everton and that's what his got to work on when they face Brentford.

Brentford is indeed one of the clubs that continues to show fairly good consistency at the moment. even Brentford has only 4 defeats from 21 matches. But Arsenal's strength is much better this season. Arsenal also only have 4 defeats from 20 matches. And of course Arsenal have more wins. I think Arsenal will win the game against Brentford. perhaps the worst result is a draw. but I will believe in Arsenal's advantage.
1202  Other / Beginners & Help / Re: do not invest in crypto from loans. on: February 08, 2023, 03:01:09 PM
You have to realize that the money from the loan is not yours, but when the initial plans don't go as expected, the risk will be yours. It is not recommended to invest in Cryptocurrency using borrowed money, cycles of investors who dare to descend into the crypto market with borrowed money very rarely end in profits. Apart from having to pay interest to the lender, investments with borrowed money are very likely to suffer multiple losses.


so true. crypto even has a very high risk. and if someone invests in crypto with borrowed money then i think he has doubled the risk taken. even I doubted whether he would still have peace of mind. investing with borrowed money will actually make it easier for someone to feel panicked. and panic in investing can be fatal. then it is appropriate for us to avoid borrowing money to invest.
1203  Economy / Economics / Re: Is taking a loan/debt addicted ? on: February 08, 2023, 02:53:54 PM
It all depends on the circumstances. Taking out a loan can also be a good way to invest in a business opportunity or an investment that would offer long term benefits. There are several risks to consider when taking out a loan from the bank. If you are unable to make your timely payments, you would then default on your loan and that would obviously come with some additional problems.
A loan is only useful when taken out for a good cause. In this case, a good cause is something that would bring in huge profits later on.

well, there are many reasons and purposes for someone to decide to take a loan. some are caused by compulsion and some are caused by seeing opportunities to get bigger profits by using bigger capital. so taking out a loan was an option at that time. But yeah everyone should know the risks that will be taken. and must be able to measure our own financial condition. whether we will be able to pay installments every month or not. because it is true that if we fail to pay installments then other problems will arise. and it will worsen the economic condition of the borrower.
1204  Economy / Economics / Re: Saving is Wasting? on: February 08, 2023, 02:44:17 PM
Maybe now you feel you are spending a lot of money on education. but believe me one day the results of the education will bring more money to you. One of the best investments is in education. so I hope you just have to focus more on the education you are currently living. but if your economy is doing well and you have a lot of money left over then investing in something else is worth a try. because after all we need to invest in all aspects both in science and other things. but if your economy is quite limited then focusing more on your current education is better.
1205  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: February 08, 2023, 02:34:27 PM
Milan's condition is quite difficult with their current weak defense.
Tottenham is clearly one of the favorites in their current condition and I think they are the ones who will qualify for the next phase in this round.
Milan will host the first leg, but with their current condition, even though they are playing at home, I am personally quite skeptical of them, especially if they still can't improve their performance in midfield and defense.
Milan does look unconvincing at this time. even in the last 7 matches Milan has actually suffered more defeats which is quite surprising even from teams that are considered weak. Stefano Pioli as Milan coach is currently receiving a lot of criticism. But I personally see that there are other problems in the Milan camp that we don't know about. because after all Milan had improved their performance. even long enough to be ranked 2 in Serie A. but lately Milan has been disappointing in every game. I think the midfield and front line also need a lot of improvement at the moment.
1206  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 08, 2023, 02:13:50 PM
from the start of the season until now Leeds has not shown any improvement. in fact it has been a long time since Leeds got a win in the Premier league. Leeds' last victory was against Bournemouth in Week 15. and since then Leeds have not won again. and tomorrow Leeds must prepare to face MU which is currently in a condition that is getting better. MU early in the season was not very consistent. but in the second half of the season after the World Cup break. we see very good change in Team MU lately. So of course in tomorrow's game MU will be favourites.

the difference in strength between Manchester United and Leeds United is indeed quite clear. So surely many people will favor Manchester United in this match. Manchester United has had 13 wins from a total of 21 matches. while Leeds United only has 4 wins from a total of 20 matches this season. and of course Manchester United who will host tomorrow's game will make Manchester United play better. so I predict there will be 2 more goals in that match.
1207  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: February 07, 2023, 02:01:48 PM

I think even though Milan are playing quite badly in the domestic league, when they are in the UCL competition it will definitely be very different from what has been seen so far. And I think Spurs have to be wary of Milan in the first leg, because of course Milan have lost hope of competing with Napoli in the domestic league but they still have a chance in the UCL, so they will play it out in that.
I agree, even with Tottenham beating Man City and Ac Milan's bad form, I'm definitely betting on Ac milan in this one, it's very true that things are different from. a league to a trophy like the champions league, and I can definitely see Ac milan going through Tottenham in their battle, I know a lot of people will look at their forms and go with Tottenham so I'm going against their prediction here.

yeah you could be right. but if we look at Milan's last match against Inter Milan then I think we can see clearly how bad AC Milan was in that match. they don't get many chances. even Milan didn't even have a shot that was directed directly at Inter Milan's goal in that match. but I still see the possibility that Ac Milan will play well when they face Tottenham in the top 16 later. But I'm not sure which team will win the game yet.
1208  Economy / Economics / Re: Social media, now looking more for business than for socializing. on: February 07, 2023, 01:52:27 PM
We as users of social media today are of course often annoyed because there are many accounts that use social media for selling, now top trends on many social media are also used for selling, of course it's only natural to use social media for business, but if you use keywords or trending topics is something we don't like.

because the increasing number of social media users is what makes traders see good potential in social media. so that we are now accustomed to the many social media accounts that are specifically made for trading or doing business. indeed sometimes we are a little disturbed by spam messages from people who promote their products non-stop. but we have to get used to it. because the presence of traders on social media sometimes helps those of us who are also looking for certain products.
1209  Economy / Economics / Re: Does a side job/business improve your finanical stability ? on: February 07, 2023, 01:45:13 PM
You will be bored if your life does not have a job. whatever work you do should give you a percentage of side income either for your living needs or you save it for your future savings.

I myself work as a casual daily labourer, but it's a bit difficult for me to save money in the real world because I don't have a steady job. lucky for those of you who have qualified work, for example working in a government agency or working in a company, you can definitely get a pretty good income every month.

actually at this time it's not only freelance daily workers who have difficulty saving in the real world. but many people who work in other industries such as permanent employees in a factory complain about the same thing. because the problem is that inflation is currently increasing without us realizing it. an increase in the price of basic needs not accompanied by an increase in income/salary is the main problem in this regard. even people's purchasing power has weakened slightly. I hope a recession doesn't really happen.
1210  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 07, 2023, 01:39:14 PM

Throughout the game and this season, Liverpool's performance has decreased greatly, there have been serious mistakes made by the team that have caused Liverpool's performance to drop drastically, one of which is the departure of Sadio Mane who left the team which greatly affected the team's performance, even though there were several quality star players Liverpool's performance still seemed to decline. and deeply affected by the player's departure from Senegal.

I think it's difficult for Liverpool this season, because of the bad results they have achieved, it is very likely that they will find it difficult to face other big teams and including the meeting with Real Madrid, Jurgen Klopp really needs to find a new strategy at least to strengthen the team, even now quality players like Nunez being at Liverpool and still not doing well in team form.

even though Liverpool have players who are quite high quality. But somehow the team's performance continues to decline at this time. even though Liverpool must prepare for the Champions League. although Real Madrid, who will be the opponents in the round of 16 later, are also experiencing a decline in their form. but Real Madrid, the decline in performance experienced by Real Madrid was not as bad as Liverpool. Jürgen Klopp must be able to find a better strategy before matches in the Champions League take place.
1211  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: February 07, 2023, 01:32:56 PM

Real Madrid is currently underperforming and if they continue with this trend they might end up not winning any trophies. It is important to note that Barcelona is not the only good team in La Liga. You didn't watch the match and saw how Mallorca rattle them. Vinícius Júnior always had two Mallorca players such as Pablo Maffeo and Antonio Raillo on him. It was massive defense and a massive attack from the start to the end by Javier Aguirre's side. La Liga has other nineteen unpredictable teams that are competing for these three trophies. So there are all possibilities that Real Madrid can go trophyless this season. The team's attack needs more sharpness and power.

I'm pretty sure Real Madrid will be back at their best. because they also have to prepare for the matches in the last 16 in the Champions League. Although Real Madrid seems quite lucky. because Liverpool, who will be against Real Madrid in the Champions League, are currently in equally bad performance. maybe even worse than Real Madrid. yes, the teams in LaLiga are currently giving surprises. different from the first half of the season. we can guess the outcome of the match quite easily. but nowadays every game is a little bit difficult to predict. because teams that were considered weak were slowly starting to show that they were also quite strong and could not be underestimated.
1212  Alternate cryptocurrencies / Altcoin Discussion / Re: How to profit from altcoins collapses? on: February 05, 2023, 01:46:41 PM
Is it possible to profit from collapses of altcoins? Do you have any ideas how to?

to be honest I have no idea about this. I didn't even think about it all this time. because I think nothing can be expected from an altcoin that has completely collapsed. An altcoin that doesn't have an ongoing project means that it has no potential in it. but there is an altcoin that collapsed but did not completely collapse, namely Terra Luna Classic (LUNC). but LUNC didn't collapse completely as some people are even speculating on it. because basically they are still active in burning fees. that's what i heard. but still there is no promising potential in it other than a speculation.
1213  Bitcoin / Bitcoin Discussion / Re: Why bitcoiners are not friendly physical? on: February 05, 2023, 01:39:57 PM
I was very happy  to joined bitcointalk. org November 7 2020, but I came to discovered one thing in the community that is making me wondering, if bitcoiners don't trust themselves by seeing themselves face to face like the way church members or Muslim members love themselves by seeing themselves face to face after the service. Going to three years now, am trying to see some of the bitcoiners in my area to discuss with them how to join hands together to promote Bitcoin in the society but they said they prefer discussing it online than see each other physical.
Are they ashame to be a bitcoiners? or they are among the people that think Bitcoin is a scam?
Why Bitcoin users are afraid of see each other physical?

because it's a matter of anonymity. but I think not all of them are like that. even I and my workers have casual discussions about crypto and bitcoin every day. we even gave each other quite useful information. But yeah, to spread it directly with foreigners, I think it's quite difficult. but at least the people around me have been more open about bitcoin related discussions. but we never had a special meeting about bitcoin. but when we met and chatted, unconsciously our chat flowed into chat about bitcoin. but I'd rather just be a good listener.
1214  Economy / Economics / Re: Is taking a loan/debt addicted ? on: February 05, 2023, 01:29:31 PM
Once a person is in debt and can pay it off, this will make him think that debt is an easy thing, many people are stuck with debt so they have to look for other sources of debt, of course this is the wrong thinking because debt will make us only think about settling debts, immediately leave the habit of debt because this will get us in trouble.
there are several conditions or reasons that make people take out a loan. there is a reason for being forced. such as meeting the necessities of life which are increasingly difficult to fulfill due to inflation which makes the price of daily needs increase. so that the monthly salary that was originally sufficient becomes insufficient. and well this one condition seems to happen a lot today. And they are forced to take the loan. and they may even forget that if their current condition is very difficult to even make ends meet for them. so when they take out a loan maybe they will be helped at the beginning. but then they will find it even more difficult because after taking a loan their income will be divided into two, namely to pay loan bills and to meet daily needs. and obviously this will make it difficult for them to escape debt bondage. and conditions like this are very prone to making people return to take another loan. we must avoid loans at all costs. because after being involved it is not easy for us to get out of debt bondage.
1215  Economy / Economics / Re: Keeping money and keeping bitcoins? are they similar? on: February 04, 2023, 09:03:14 AM
At least people who are used to and disciplined in saving money will have good discipline in collecting bitcoins and holding them. But saving money and saving bitcoins are certainly two different things. Money is prone to be affected by inflation and its value can decrease over time. But bitcoin has high risks and high opportunities if stored for the long term. Money will not grow if you save it. but Bitcoin has the potential to grow in value if stored long term. although of course the risk is also great when holding bitcoin.
1216  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 04, 2023, 08:58:15 AM
The new players did not have a big impact on the match. well too many golden opportunities wasted. in the 80th minute Chelsea had a pretty good chance. But yeah again these opportunities failed to become a goal. And I think being held to a draw at home is a very bad thing for Chelsea's own reputation. because even with quite dominant ball possession it didn't produce many opportunities. even kicks that go straight to goal only happen a few times. It looks like Graham Potter still needs time to make better strategies and adjustments. especially for attack and midfield.

This game shouldn't be used as a yardstick to determine the impact of the new signings. This team still needs more time to blend and I am sure that Chelsea would become a formidable team after few matches. I am confident that Graham Potter is competent and capable of managing the team to greater heights.

Fulham was a good side and in that match , they dominated the midfield because Chelsea was lacking in that area. But we shouldn't neglect the fact that Chelsea had many clear goal scoring opportunities that was lost. To a large extent, thier attack is now formidable. I am predicting that the changes in the Chelsea team would also be effective in the Champions League.

well maybe what you say is true. And indeed I also have hope that Graham Potter will be able to bring good changes to Chelsea in the future. Chelsea has 1 more game before competing in the Champions League. and West Ham will be Chelsea's opponents before their Champions League match against Dortmund. And I hope Chelsea will be better in the game against West Ham.
1217  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: February 04, 2023, 08:49:34 AM
I hope Osasuna can win this match. Even though Espanyol was the host. But I don't expect too much from Espanyol's performance this season. although lately Espanyol looks better. But I still hope that Osasuna can win this match because I remember that in the last 5 meetings between the two teams, Osasuna won 3 times and drew 2 times. which means Espanyol have never gotten a win against Osasuna in the last 5 meetings. but if you look at Espanyol's match when they beat Real Betis, it means that Espanyol also has a pretty high chance of winning this time. but still, Espanyol has not maintained their consistency because in the match against Almeria, Espanyol suffered a crushing defeat.
1218  Economy / Gambling discussion / Re: Saudi Professional League 2022/2023 on: February 04, 2023, 08:32:26 AM
in the next fight at least Al-Nassr will face an opponent who is not too strong, namely Al-Wehda. and it is hoped that Al-Nassr will be able to get full points in this fight. But not only Al-Nassr who has an easy enough opponent in the next match. but it seems that Al-Shabab will also be able to get full points back in the match against Al-Batin. and the chances of victory for al-Shabab vs Al-Batin even seem to be far greater than the chances of victory for Al-Nassr vs Al-Wehda. because Al-Batin has never even tasted victory this season.
1219  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 04, 2023, 08:21:15 AM
Chelsea was not able to convert lots of chances to the goal. Havertz has been getting so many chances but his positioning is really bad. I think that Chelsea could win the match against Fulham. The ball passessions are owned by Chelsea. Chelsea didn't have good executor who can convert the chances into the goal. So many unlucky moments happened with Chelsea during the match against Fulham. I don't even know what's happening with the club.
It seems like the chemistry between the players has not yet build. BTW we shall give more time for chelsea players to adapt to the situation in EPL.
Chelsea main problem is their center forward, but the funny this is Potter prefer to sign a new player to replace other position.

Enzo Fernandez already make many chances by his accurate long passes, but Havertz can't maximize the chances, either he doesn't know the right timing to shoot or he's too late to take a decision. If you look on Mudryk performance in this matches, it's really a big joke since he's almost useless and doesn't do anything. He just keep running and pass the ball, but he don't know what he need to do after that.

The new players did not have a big impact on the match. well too many golden opportunities wasted. in the 80th minute Chelsea had a pretty good chance. But yeah again these opportunities failed to become a goal. And I think being held to a draw at home is a very bad thing for Chelsea's own reputation. because even with quite dominant ball possession it didn't produce many opportunities. even kicks that go straight to goal only happen a few times. It looks like Graham Potter still needs time to make better strategies and adjustments. especially for attack and midfield.
1220  Other / Beginners & Help / Re: do not invest in crypto from loans. on: February 03, 2023, 07:43:05 PM
Making borrowed money to invest in altcoins that have a very high risk is the most reckless thing that beginners do. those who do so are those who cannot control their own greed. and well it seems they don't understand the risks they are taking. they should at least understand what they are doing. they forget that investing can only be done when we really have more money or leftover money from our daily needs. not even just to invest in crypto. investing in other sectors must also have the same concept, namely using the remaining money after all our needs are met. and using borrowed money will certainly put the person under mental pressure. and i hope we all just have to invest the cold money. so that our mentality remains healthy.
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