Same with @Call_Me_Guru it seems
apart from Confession and a short Poem there's nothing else he made because pictures are just a sweetener in this case lol

Seeking knowledge is indeed a good thing, but if it is only limited to seeking knowledge without any action it will only be a theory and theory is nothing more than that.
What you said is quite good because indeed knowledge is one aspect that is quite important but only with knowledge alone it is not enough for now.
There need to be several other factors to support the knowledge to succeed, one of which is to dare to try and try hard in the experiment.
We are not wrong to seek knowledge but when we only focus on finding as many theories as we have but do not want to try something new and put effort into it we will not have more knowledge called experience.
Theory basically will not always be the same as the reality that will be faced so you need to realize the knowledge you have with some things that must be done to support your life.

Actually it is quite realized because looking at the current conditions Galtier must also have little respect for some big players and indeed for now even though Galtier is a pretty good coach but in my opinion he is not suitable for his position at PSG at least in this case his qualifications are lacking so seeing from the luxurious squad then indirectly he is also unable to do that especially there are some great players and have more authority like Mbappe here.
Now if PSG continue to apply things like this and they don't reflect on their mistakes then I think they shouldn't expect too much from the Champions League because regardless of anything it can't be obtained even with a luxurious squad but when the coach doesn't have more qualifications then forever they will only be in the Champions League but can't do much there.

It's pretty cute and I really like the design
Even though in this case, the impact will actually not be big but I think with a small action in paying attention to the needs in saving as well (Piggy Bank) I think it can really be used as a good thing in this case. At least for some people who don't know and are given that they can become more aware that bitcoin does exist who knows later they can find out more about this.
You are doing very well friend I like the action you are doing in this case.

I quite agree in this case because even though in this case their squad is luxurious with the contents of several big players who have triumphed or are currently pursuing their careers, it is clear that age is still a problem in this case.
Their attacking trio is good but the midfield even though it is filled with some players who are actually quite good like Vitinha and Verrati for example but that clearly does not change the situation because their midfield is still not able to maximize in this case.
On the other hand for the defensive line I also agree, age does not lie in this case because indeed seeing from the speed of some young attackers or wingers whose average quality of running is quite good is a little difficult to balance with defenders like Sergio who is already approaching the end.

The monotony of Galtier's schemes actually I think is a problem too in the end because of course this is seen when the schemes they do are mostly the same even though we consider it the best technique with the strengths we have but with that monotony so their attacks or strategies in the match are easier to read.

In the end Dortmund's mentality was still not up to it and they had to give up after one more step to the trophy which makes it a bit regrettable but it is in this case because it can be said that this is a rare opportunity considering that very rarely opportunities like this but they squandered the opportunities they had.
Even so, it still makes a difference this season because it's still quite exciting to see the Bundesliga race go to the end like this.



The multi I did confidently in the end didn't live up to my expectations as Dortmund won the game and took the trophy away from Bayern's longtime dominance in the Bundesliga.

Now anything is possible but these three teams will have to be really serious if they want to achieve good results. Currently 9th-placed Brentford is only 2 points adrift of Aston Villa but Manchester City is definitely not an easy opponent to face.
I am revising my previous statement because Tottenham will face Leeds in their last match and this can make them bounce back from their 2 consecutive defeats so Aston Villa must really try to make Brighton lose points in this match.

Because indeed when we want something good then the planning from the beginning must also be good at least that's what I think and when I have more left over then there is nothing wrong with budgeting like this because indeed this can also clarify how much your capital is for investment in the end and of course with that we can know whether what we invested really produces or not.

Although there will certainly be some other views on this but it depends on the perspective of course considering that in this case I think this is the best way for me, rather than indeed I spend more money just for needs and hedon for my lifestyle then I prefer to set aside it as an investment budget.


This is the important point because when equalizing the reserve funds and being used as a whole in investment, indirectly when there is an unexpected need, we will be overwhelmed again by taking the budget from another place. at least by separating things like this I can be more comfortable with the investment that I do because it will not be disturbed when there is an urgent need that requires spending money because the reserve funds that we save are still in place and waiting to be used.

Now the EPL is completely settled in my opinion for next season on who will enter the Champions League and Europa League.
The last match seems to focus only on who will be in the Conference legaue because looking at the current points conditions 3 clubs Aston Villa, Tottenham and Brentford still have a chance for that.
For Brentford and Brighton they will still face difficult matches in the last match because for Brentford they will face City and Aston Villa must struggle with Brighron. Tottenham is still a little better because the opponent is Leeds but indeed with the condition of 3 consecutive defeats this is also actually risky for them.
On the other hand it is also possible to see who will eventually have to be relegated now because the points from Everton, Leeds and Leicester are still too close.

Here's the point. We cannot just sit idly by and surrender to the conditions in life which are actually quite scary to go through, so this requires careful preparation to be able to survive there and with conditions like these, action to change oneself in a better direction is clearly very necessary and one of the the way to make this happen is to plan from the start what we want in the future because even though we don't know what the future will be like, at least with good planning we can determine what our own future

Agree with this because moving and doing things in a more positive direction, of course it would be better than just being silent and doing nothing because this is tantamount to surrendering to existing circumstances. whatever there.
Even though there really isn't a guarantee that can really be confirmed in bitcoin, by looking at the progress of the current bitcoin potential, of course it's much more interesting than just doing nothing. I prefer to try things like this because it is my belief that this will lead to something good for me in the future. there is no definite guarantee that it is a risk that must be taken because regardless of any form of action there will definitely be a risk and we must go through that risk if we really have confidence in bitcoin.

I prefer to say it's the money from the little bit we have each month.
Because with it I become more able to manage finances because it can be one of the budgets that can be prepared from the results of our income every month. I originally did that by reserving money from the unexpected budget to invest but increasingly I am becoming more and more liberated because I think that unexpected money like that is still quite needed even though in the end when a few months are not used it returns to savings and investment but it becomes erratic in the financial records that I have so in this case I try to change some strategies here.
I set aside about 10 to 15 percent of my total income every month just for the investment budget, the rest I divide for my savings, unexpected needs and daily needs so that with that I become a little more open and transparent about the amount of investment that I put in every month and of course this is quite important at least for me.

What makes the difference for them in this case Manchester United, especially Ten Hag, is brave in taking risks because seeing from their problems, especially when it comes to Ronaldo, Ten Hag actually took actions that I actually think are brave even by arguing with Ronaldo but the results are quite good for both parties at this time.
As for Chelsea, Todd really made the wrong decision and it wasn't just once. Too hasty in changing coaches and too ambitious in recruiting some young players at fantastic prices actually made them worse in the end.

Chelsea played quite well in terms of possession but after that I think there was nothing else interesting from Chelesea because their possession was really useless when there were many gaps that could not be closed when counterattack.

In terms of Chelsea players, they are actually very qualified, especially for some of the young players they bought this season, it's just that in terms of mental conditions they are really disturbed. Their performance does not show an increase in terms of statistics because it tends to be stagnant and actually looks increasingly declining which of course makes this disturbing in my opinion.
They are very difficult to rise with their current condition which makes this complicated for Chelsea.
As for Manchester United, they don't have much change actually, it's just that with Chelsea's conditions like that they actually look very interesting with good passes from midfield and I like when the figures of Anthony, Garnacho and Sancho are indeed one of the young players who are quite good for now successfully messing up the left and right sides of Chelsea.

Regardless of their current condition disappointment had to happen from the start and in this game there is nothing to regret because of course Manchester United's win is a certainty I think even though I was a little surprised by the score and by the fragile Chelsea defense in this game .
On the other hand, I really like how Manchester United worked in this match, I don't know if Chelsea were really bad in their game or indeed Manchester United already had real anticipation about their finishing problems, which is clear in this case, they are a little different from before, especially indeed to take advantage of the opportunities that are owned.

Of course, such things must be in the plan because regardless of anything we will not know what the future holds for us so in this case of course there must be some that we need to think about further.
Money management is not only about how we live with our finances well and save or invest because life is not that simple. Unexpected events can still happen regardless of anything.
We will not know how our health conditions are, we will not know what will happen to the infrastructure we have such as a car or house that could have to be repaired or maybe on the other hand our family has a sudden desire to go traveling, of course things like this are included in the condition of unexpected needs.
So in this case, as people who really want good financial management, we obviously have to prepare it from the beginning so that when it is not used at the end of the month, for example, we can set aside again what we do from other plans such as for savings or maybe investment.

When something like this is not done from the start and only prioritizes investment, indirectly, although I do not prohibit this, in my opinion it is wrong because when unexpected needs arise, we will be confused about where the money comes from to handle it, which makes the initial plan clearly disrupted.

I have said before that there is no problem with borrowing as long as they know the risks involved in making monthly payments and they can do that, then it is not wrong, it is just that in this case our dependence must be reduced.
When we borrow once and are successful in repaying it, even when we don't need a loan, our brains will be persuaded to do so under the assumption that the previous loan was also well repaid.
This will increasingly become a dependency which in the end will be detrimental to myself I think.
So although borrowing is not wrong, it is important to know that if there is no real use in borrowing then such things should not be done.

This is my first time celebrating Pizza day because last year I only knew about it but never celebrated it because it's quite an important moment to remember

Some of their core players leaving like Cucurella, Trossard and a few others have not hindered them this season and in fact this is like a moment of awakening for them.
Honestly at the start of the season when they lost a few players and their form faltered a bit then I thought it was over for Brighton but they continued to make some changes and Zerbi has really been a good replacement for Potter.
But with the current conditions it looks like they have to try to hold on to their players a little bit because we know that Mac Alister and Caicedo are now also quite attractive to big clubs at the moment. 1 point is very good for them because regardless of anything with this result they should also be grateful because for the Manchester City squad regardless of the reserve or core I think the comparison is not too far away and still as scary and good they can achieve this result.

Right After 12 consecutive wins they finally ended their winning streak even though it was only a draw but indeed this is very good to stop.
It's just that as you said this is a little late but indeed in this case Manchester City is also still very difficult to compete with other clubs with the current composition of players.

Well, regardless of anything, this condition is actually a difficult choice for your friend, but in my opinion, things like this can trigger a desire to change.
Gamblers are indeed very difficult to change, but in this case when his wife also takes part in it and doesn't just order him to gamble, it will be even better because it can be used as moral support for your friends.
However, when someone doesn't want to lose something then they have to be prepared to lose something else, gambling can't be completely eliminated but in this case I think with threats like this even though it might not have an effect on some people but if your friend really loves his wife then it will greatly affect the change at least gambling with big money will be a little more reduced.

Now apart from Manchester City maybe it's Brighton who gets congratulated on their slick achievement this season.
With today's draw against Manchester City it has been confirmed that they will progress to the Europa League next season and it is a very good achievement for Zerbi in his first season at Brighton as coach. In addition, this is the first time they are in the Europa League and of course this makes the fans proud because they have finally reached this position. I was actually a bit doubtful at the start of the season because apart from their coach leaving a lot of their core players left but Brighton have exceeded my expectations this season.

Well, in this case at least you already have a target and of course it's still very good to do. but of course with the condition of human nature with our dissatisfaction with something, I think you can still continue with ambition if you really want to.
You can do that target for the start but when it's achieved, then what? Life still goes on and we still have to keep writing history for ourselves so there needs to be a new target for that. Even though greed is not very good, of course there are new targets to be achieved when your old targets are exceeded so that with that we can reconsider for the next step.
I also didn't want to go too far at first because my focus was only on buying a little and focusing on my savings but after that I realized and now I'm trying to want more and for that I still DCA again and again for now while watching conditions also for utilization when the price is below for my current goals.