I've never heard about garlicoin before, is your exchange only or mostly support garlucoin to bitcoin?

The most important thing to build an exchange is 'how to gain trust?' in order to attract people to use the exchange. If you can provide some information such as where the headquarter located and who is the owner, it will be good as a start.

Bitcoin can reach $50K obviously, whether in this year or in the next year, it just time matter. But, the most important thing to achieve it is bitcoin nodes should be upgraded to afford mass adoption, people will dump bitcoin at a higher price due to bitcoin has lost its usability appeal and most people treat it as a speculative object. That's how bitcoin futures work, traders will sell bitcoin to manipulate the market, especially at the current price after huge correction which allows them to buy more bitcoin and dump it at the end of the contract,

Bitcoin price has crashed since January whether you want to admit it or not. Bitcoin has reached the new ATH over $20K and look at current price $7700. It may continue to fall below $5000 as The People’s Bank of China (PBOC) and the Hong Kong Monetary Authority (HKMA) has planned to crack down all things related to cryptocurrency.
https://coinidol.com/china-hong-kong-to-ban-cryptocurrencies/

It's a new news as coin idol had written the date.
It's just time matter until this plan realized which mean the storm does not end yet. Bitcoin price will fall again, maybe to $4000-$5000.
Unless people don't want to sell theirs as this happened before. Every exchanges, miners, crypto-related business have to move out of the country.

Why it may not help much? This is what we have been waiting since a long time.
There are hundred of thousands or even millions of transactions going through exchanges everyday, if Coinbase customers can deposit-withdraw bitcoin using segwit address, it means a lot, we know the advantages of segwit. If most exchanges will apply segwit as well, there won't be a huge backlog on mempool, waiting to be processed one by one. That's why bitcoin price corrected after reach the peak, high fees.

Indeed, do not start a business using the funds from a loan that has an interest rate such as a bank, etc.
However, the most important thing to note if you want to start a business is not the capital but your capability to sell the products or offer the services, in this case, how to attract people. There are many businesses that you can start without a big amount of money, it's determined by yourself.

It's not a real service but Ponzi scheme, without any real mining activity it's just a scam.
Even for some cloud mining sites which has equipments can be unprofitable due to current market price, miners have to use what they have left in their pockets to pay the electricity bills.

Scalability? Ask it to core developers and miners whether they will agree on a specific scale solution.
Adoption? Ask it to the government, whether there will be regulations to legalize cryptocurrency or at least let people trade it.

Yes, both of it are important for bitcoin development as digital currency. But, scalability always cause a drama in consensus to achieve an agreement to resolve the problem.

Do not burden yourself with debt, buy cryptocurrencies using cash instead of credit card.
UK bank LLoyds doesn't want to help to defray the expenses of the customers in order to buy in the dip, there is no strange act here, totally normal.
Lack of financial knowledge will lead people to an endless debt for the rest of their life.

And what is the most profitable (cryptonote algorithm) right now? You should mention it in the first place instead of saying "you can mine different cryptocurrencies".
Don't you think the electricity costs for a CPU is higher than what it can generate? if 1000 or 10000 people sign in and let their CPU involved, you will get higher profit but not for the participants who just have 1 CPU.

Bitcoin corrected after reach the peak, back to the current (normal) price imo, simply because bitcoin nodes still not ready for the higher price.
The snowball effect, correction > fud news about ban cryptocurrency trading/exchanges > bitcoin futures contract expired = newbies panic sell and traders cash out.
We can't have 960 sats/byte fees for a transaction. 150 satoshis/byte is better, even you can pay a lower fee but it will be confirmed within 20 minutes.

Both of it, LTC and ETH. Just divide your funds like 80% in ETH and 20% in LTC.
Why?
Because of the potential of ETH as the smart contract for most projects based on ERC-20 as we know ETH price could reach higher rate in percentage than LTC.

He asked about ETH or LTC, recommend XLM or XRP is irrelevant to the topic.
Did you join deeponion's campaign or just quote the signature for every post that you've made?

I'm okay with the current price, a major correction is required some time to give an opportunity for everyone who wants to buy bitcoin at a cheaper rate.
It's a normal thing as bitcoin ever worth less than $1 but increases over time due to the demand. Since bitcoin price pumped significantly, it almost impossible to send bitcoin if you don't pay a high fee which is annoying and now you can send $1000 with $0.5 fee
However, mining business requires profits from bitcoin price, if it doesn't increase, then mining won't profitable for miners as they have purchased the equipment and all the hardware at the high price, it will take a long time to achieve ROI.

I won't recommend Yobit at all, to many scam accusations against this exchange. If you are okay with the risk and don't mind to lose the funds, then try it.
Anyway, you can earn 10% profit even 100% profit in trading in a day, but not daily. There are a lot of coins in the market which can rise more than 100% within a day, but you have to aware and sell it at the right time. If you are not an experienced trader, just buy some potential coins today as most coins in discount right now, waiting for a week or a month and you may get over 150% profit.

It's been a long time since the first time I've heard about lightning network and yes it's a  good thing if we can transact faster and just pay a low fee, especially for daily transactions or applied by exchanges (but exchanges maybe don't want it due to they want anything to maximize their income).
But the lightning network still not implemented or core developers thinks it is not ready? or it will going through all the drama such as Segwit did. don't know about it.

No, cex.io is not a scam although it's facing withdrawal issue at the moment, it's not just you, there are a lot of customers complain about it.
You can try contacting CEX account to verify your withdrawal.
This problem caused by their payment partner though
you can read this;

I expect more than just your thought without explanation, just random guess.
Don't you see most coins are in bloodbath right now? it's because bitcoin get corrected, everytime bitcoin price fall down, every coins in the market will follow it.
Now, imagine if bitcoin does not has a future, none of the altcoins will have it either. Like always mentioned; if bitcoin fail, altcoins will follow it to the grave.

It just launched less than 24 hours and you expect it to the moon? most people will dump it if it happens.
LUN price may increase over time due to its usability on the platform, it's better than instantly increase within a day.
you can read this;
In the early stages, Lunyr will serve as the go-to resource for reliable, easy-to-read and unbiased information about current and upcoming crypto projects. Once we grow a solid community of readers, we will aim to expand into other domains of knowledge including but not limited to innovative, bleeding edge topics in Finance, Law, Investment, Science, and Technology

Once Lunyr becomes a solid community, more topics are included which mean more contributors, writers, and readers. You can imagine how much the value of LUN at that time, it takes time though.

Gain 5% profit from day trading is possible but it's impossible to get 5% every day which means 150% profit per month. You need more than just trade ethereum to achieve it. Unless ethereum price rises more than 50% within a month.
Considering current price and downtrend of most coins, it's not easy to get profits from day trading. I prefer to buy in the dip and hold it for weeks until it's profitable to sell eth, but don't just rely on an altcoin since there are many other coins that will generate bigger profit for you such as xlm, waves or lisk.

Corrected from $20,000 to $10,000 considered as bubble get bursting, even though it just a half.
a half? For big investors, it's ridiculous as they have lost 50% of their investment in 1-2 months.
Most people who entered the market when bitcoin reach the ATH feels the same thing. If bitcoin price suddenly increases significantly within a few days (again) surely it will fall faster than the rise.