The situation in the country I live is complex. Global warming is causing desertification in some areas and flooding in other areas. Due to the increase in land aridity, most herdsmen are migrating to agricultural lands thereby destroying farmlands. This has led to armed conflict between these herders and farmers. This conflict has led to the destruction of lives and fertile agricultural lands. With so many farmers losing their lands the supply of crops has reduced leading to an increase in the prices of food.

In the southern area of the country agricultural lands is been destroyed by flooding caused by overflowing rivers caused by high rainfall.

The main issue is that the government has shut the borders of our country to check the inflow of food items in a bid to encourage local production. This has led to a high cost of food. But we are expecting that the price of food will reduce because the new government is proposing to open the border of the country.

These terms of service are too bulky and many people don't like reading long information. But these terms are important and should determine the choice to either use or shun such a service. Some crypto firms sometimes change these terms of service without fully informing clients. So it has become necessary to read these terms of service periodically to be abreast with these fraudulent changes. I have seen people that believe that thier funds in centralized exchanges are insured by deposit insurance firms, so they can get a refund, this is indeed laughable.

But OP you started the same thread a few weeks ago. How do I find a Client that paid for A Job and Disappeared?. Is it still the same client?

Anyway, our life activities are not predictable. Maybe something happens to the client because nobody will want to waste such amount of money. Maybe health challenges or other uncertainties might be the reason for his disappearance. Maybe he can just show up at any time so ensure that you are through with the job.

Your counsel is good but he said the person is not a member of the forum which means he might not be located in the forum. But it will be difficult to locate the owner except if he had posted the address on any platform.

It is very unfortunate Snr. Member mvdheuvel1983 that you are undergoing this hard time. Emergency funds could be your living expenses for three or six months. Selling of assets will be considered after your emergency funds have started running out and you have no option. Emergency funds are not investments, they are to be spent.  But if you have less than one month of emergency funds, you should start considering disposing of your assets.

Keeping emergency funds in bitcoin can be a good option because Bitcoin can be easily sold and it is a hedge against inflation. I know it has its own risk attached to it but keeping money in fiat is a disaster in my location. Inflation will make it worthless. These days bank fixed deposits are becoming obsolete especially among the youth because they prefer to keep it in cryptocurrencies.

The rules of the forum are very important and you will find them almost everywhere in the forum. These laws are not codified in a single document but they can be found in different posts in this forum. They are usually the pinned posts you see at the top of every section. Meta and Reputation also contain different case examples of the application of these laws. Also, avoid scam projects or never engage in fraudulent activities. Don't plagiarize and didn't you chatGPT or other bots to make posts, they can lead to your ban from the forum. If you intend to learn about Bitcoin and others, you will find this forum very useful.

It has been speculated that Kyle Walker and Joao Cancelo might leave Manchester season. Pep Guardiola who is a big fan of the Morrocan defender wants to bring him to Etihad. It will be very expensive to bring Achraf because he has a contract with PSG till 2026. It also looks like Mancity aisready to splash some good cash on the 24 years old, world cup semifinalists. The Morrocan defender will be a perfect match for a team like City. Playing for City will be every player's dream because of the quality of the coach and players. The team has even started preparing for next season's campaign with quality signings. The club is one of the teams that still have the potency of winning the champions league next season. If I may suggest, if Hakimi wants to win the champions league let him move to City because Real Madrid will find it difficult to win the trophy this season unless they attract more quality players.

Many people might have asked the same question many years ago. Some even inquired about who will buy Bitcoin at even $3, but today we are projecting the price to get to $100k. There are may die-hard bitcoin believers that a convinced that the price will keep increasing with time. If bitcoin piece gets to $100k I am not sure that it will fall below $50k during the next bearish market. And in the next bull run, it is also possible that it will exceed the former $100k benchmark.

The demand and supply of Bitcoin will also play an important role in how high the price will go. If Bitcoin becomes widely adopted by different nations the demand for it will go up which will lead to an increase in price. The future price of bitcoin is unpredictable because many factors can contribute to the rise or fall of its worth.

It is important to take good care of our health because without good health we are poor. All the points you explain are very important because focusing on making money without proper health care can lead to sickness or even death. When one dies other people will enjoy the money he left behind. Eating healthy food, proper exercise, periodic health check, adequate sleep and rest, etc. are very important. Investing what you can afford to lose is another important piece of advice from Bitcoin investors to avoid sicknesses such as high blood pressure.

I want to also add that we should avoid unhealthy lifestyles. Everything should be done in moderation. Some people drink too much coffee or alcohol, while others are addicted smokers. These lifestyles can lead to serious help problems. It is important to abstain and avoid substances that harm our bodies. It is good to keep our investment or Bitcoin safe but it is far more important to live a healthy life.

President Ruto feels that the World Bank and IMF have not been fair to developing nations. He alleged that developing nations pay more interest for loans they receive from these organizations than developed nations. He frowned at the situation where developing nations almost spend most of their revenue on debt servicing. So his general view was that these world lending bodies can not be trusted because they are not fair to developing nations.

So when the world agreed to set up a green bank that will be financed by levies on ships and other industrial activities that contributes to greenhouse gases, Ruto quickly suggested that a separate bank should be founded to collect, keep and administer the funds, showing his distrust for IMF and World bank. He wants a new green bank that will be void of Western influence. It has been estimated that this green bank could generate up to $60bn from levies and other sources of revenue and Ruto wants this new bank to be fair in the distribution of loans to nations to enable them to tackle climate change.

Looking closely at these accusations against World Bank and IMF, it is wrong for poor nations to be paying higher debt than financially prosperous nations. African nations get these strangling loans because these lending organizations are controlled by richer nations. This strategy is designed to make these nations poorer and make them slaves to developed nations. If IMF and World Bank want developing nations to become financially stable, then interest on loans should be fair or even lower.

But I have a question for Ruto and other African leaders. Can they account for the loans they collect from these international banks? It has been alleged that most of the funds they borrow end up in the private pocket of these presidents and their cronies. African leaders should be sincere to their citizens. Instead of investing these funds in infrastructure, the borrowed money will be siphoned through overblown budgets and fake or substandard projects. IMF and others might have treated developing nations badly but African leaders also have to be blamed.

There is always a need to be optimistic but when all the economic indicators point to the fact that recession is around the corner, one will always lose hope. But so far the economy of my country is not doing badly because expected our local currency to lose value but it is getting stronger.

I am very optimistic that it will not go beyond Ukraine and Russia because the consequences will be devastating. The entire Europe will be in chaos and it will affect the world. If the economic effect of the war between these two countries was devastating what will happen if the war escalated to other parts of the world? I am believing that the war will end this year.

I believe that bitcoin will hit six digits in the future but I don't know when. I might not know the comprehensive purpose of these institutional investors but anything positive that can make bitcoin price rise is welcomed.

I believe that the government of my country will lift the restrictions placed on Bitcoin transactions. I am optimistic that my country will be one of the bitcoin hubs in my continent and people will be given freedom to use either fiat or bitcoin. Nobody will be forced to use a currency he doesn't want to use.

Anybody that gets drunk in a casino is not a responsible alcohol user and that's his fault. I like visiting offline casinos because of the fun it gives. If you want to get the best sports analysis and predictions go to an offline casino. Hanging out with friends to watch a match is entertainment you can't get in online casinos. The atmosphere is always filled with excitement and fun. Getting drunk can make a gambler lose control and maybe over gamble but it is better not to get drunk.

Selling drinks can be a means of additional income for the casino but I doubt if it is a strategy for gamblers to gamble above their limits when they get drunk. I see it as side entertainment to make gamblers feel relaxed and enjoy their stay in the casino. Sometimes winners can declare that everyone should have some bottles of beer The shout of goal, the celebration, and sometimes hugs in the casino while watching games are second to none.

It was a victory for Coinbase because the court granted their prayer. Their plea was that the court should halt the proceeding of California district court civil cases because they bypassed the standard legal process a client should follow to seek redress. The standard was that the customer will seek the position of arbitration before he would seek redress in a law court. Coinbase informed the client to go to the standard arbitration as stated in the terms of service but they moved faster than their shadow.

Some of these clients and government officials see infringement as an avenue to ripe off crypto businesses. California district court hands are tied for now because they will have to wait for the outcome of the arbitration before they go ahead with the legal action. The matter might be settled by arbitration or the case will continue in California district court. This case shows the importance of the terms of service of any organisation.

You have done well to incorporate Bitcoin into your business payment systems. This could be a medium to attract more customers to your business and on the other hand increase bitcoin awareness in your area. There might be network issues using bank transactions but Bitcoin is more reliable. The privacy and unrestricted transaction limit is also an advantage of using it in your business. 

Small business owners shouldn't consider using Bitcoin for receiving payments for petty goods. The transaction cost will be too much that a fiat transaction would be preferable. Most of these small business owners are not aware of the lightning network, while others feel it is a bit complicated to use. Using Bitcoin for transactions will favour big businesses. The transaction fee is indeed a major impediment to the use of Bitcoin as a legal tender. For now, using it as an investment is the best option for people like me.

You are welcome to the forum and I hope you will enjoy your second coming to the forum. I even wished I have known this forum for a long time because I use to feel that I lost some opportunities. But I am glad you are back to contribute your quota because you have a wealth of experience.

He can come in any form he wants as much as he is not going against the forum rules. I have come across so many stories about accounts in the forum and it won't take time the real intention of the person will be revealed. If his intention is to start a new life in the forum with a new account, I think he is not breaking any rules of the forum. But you are right to be sceptical Cantsay because the amount of newbie account that introduces themselves as old members are increasing. Like this on I have been gone for a while and the dates are almost similar 2016.

In my country, the community that hosts power plants are given free electricity. They are compensated for the risk of living in such a risky and polluted environment and they signed some agreement with the company before free lands were issued to build the plants. Also, some communities where oil and gas are drilled enjoy a free power supply. These oil and gas firms use gas turbines and the community is connected to the grid.  But I know that Federal government facilities such as schools and other agencies pay electricity bills. But because it is the government that pays the bills some people illegally use the free electricity to do their personal business which is not proper. This is energy theft and can attract a sentence of five years and not more than seven years imprisonment in my country. Some bitcoin enthusiasts in my region were suggesting that mining activities should be started in these areas but the problem is that the power is not constant and reliable. Relying on the government or free power sources in my country for mining activity will lead to loss.   

1,432.93 BTC at $37.8 million will not affect the price of Bitcoin significantly. So there is no need to panic about this awakening and the move of funds. The owner has his reason for moving it and it might not be that he is selling.  I am more concerned about this holder's profit from keeping his funds. He invested $280,000 and is collecting $37.8 million in ten years. I have never come across any legal business that can give this kind of profit. The most important thing is to keep your coins safe because Bitcoin will always rise.

It's not a bad idea to teach people about bitcoin but no law mandates you to do it. You can tell people about the currency if you have the opportunity and sometimes you can decide to keep your knowledge to yourself. For me, I am mandated to dispel every false interpretation or misconception about Bitcoin. If someone wants to generalize that bitcoin is the same as other cryptocurrencies, I will immediately counter such belief and educate the person about bitcoin. There is no way a person will equate Bitcoin with other coins because they are not the same. Even today I reoriented my neighbor about investing in Bitcoin because he is seeing the sector as a Ponzi scheme. I had to take time to differentiate between the bitcoin space and others. And I was glad he got the point and his old belief was dropped.

Bitcoin talk is a community where members learn and share ideas about Bitcoin and others. The rules of the forum cover your activities within the forum. Your activities outside the forum are your business because the forum promotes privacy.

Every collateral options you listed are invalid in this forum. I doubt if you will be able to get a loan using the mentioned collaterals in this forum. The next issue might be your reputation because your activities in the forum matter a lot. How will you feel if someone just knock on your door one morning and you don't even know the person and the first thing he asks from you is a loan without any valid collateral? You will not give the person the loan because you rarely know him. Nobody will give a loan to a stranger in this forum. After all, you might disappear without paying the loan because you have nothing to lose. You reputation in the forum can be collateral and as you can see you dont have it for now.

Without financial education, you will not be able to create wealth. So you need financial education for you to be able to invest and make a profit. I accept your decision to avoid luxury because it can lead to a waste of funds. I also think  I will take the $ 1 million but I will not make use of it until I have acquired enough knowledge about the area I want to invest in. And after the education, I will not invest all the funds because I can lose all. I will invest some part of the money and check if the business is lucrative or not. After some time I will have to decide to continue or to move to another business. But by all means this money must be invested and not wasted.

Your prediction that cryptocurrencies can double the money might not be realistic. This is because it is not certain that your investment will appreciate. The price of cryptocurrencies is not predictable so we have to invest with caution. That $1milion can reduce to $500,000 in a few days if invested in the crypto industry.

Unfriendly government policies are part of the impediment to bitcoin adoption but it is not the reason why many people don't have bank accounts. The unbanked population lives in rural areas and they are either poor or lack basic knowledge about financial transactions. The rural communities lack basic facilities that would make banking operations smooth. Many of these banks prefer to stay in urban areas because most of these rural dwellers are low-income earners. So even if Bitcoin is legalized other major factors will limit the adoption of bitcoin.

To open a bank account sometimes is complex and it could discourage people from opening accounts. The simplicity of opening a Bitcoin wallet without any form of documentation and KYC could serve as an attraction to people to join the Bitcoin space. Learning the basics of a Bitcoin transaction is not a big deal. Anybody familiar with online bank transactions will easily learn how to receive and send Bitcoin. But there is also a need for new Bitcoin adopters to learn about keeping their coins safe.