It’s all good Manager Royse. Don’t stress, Your health is priority. Take good care of yourself.
Happy holidays..

Yeah, I wouldn’t bother to add to the list of explanations differentiating between cryptocurrency and bitcoin. And I’m confident that with these explanations, your question is answered.
I just want to quickly point out that among all the numerous coins that is grouped as cryptocurrencies, bitcoin reigns supreme and should be what you should be focused on now. All other alternate coins are as risky as they come and is better left alone.
While learning more about bitcoin, I think it’s noteworthy to stress the point that exchanges are never safe to keep and store your bitcoins.

I think it’s never too late and besides, it’s better late than never right?
The OP created this thread on the 24th and you seeing it on the 28th and having spent a whole lot already is no fault of anyone but yourself. The month of January is no doubt a busy month filled with bills and preparations and plans for a variety of things. And for a lot of families, after spending a considerable amount of money during the festive period, money would be real tight.

I think a better topic head should be to avoid falling into financial ruin ever cause of reckless spending. Cause someone could run into financial ruin at any time and not just during the Christmas holidays.

The world of football is in mourning as Edson Arantes do Nascimento, popularly known as Pele, one of the greatest footballers of all time has finally passed on at 82 years of age after a fight with cancer.

https://twitter.com/pele/status/1608543008332615682?s=46&t=rUSul4y1YgmGW6weXQCNtA
That’s a post on his official twitter handle announcing his passing away.

You could also read more here.
https://www.cnbc.com/2022/12/29/pel-brazilian-soccer-star-dies-at-age-82.html

Pele won three world cups with his first World Cup at just 17 years old. Being the only and youngest player to win three world cups, he’s definitely a legend.

Brazil president elect pours in his tribute saying there would never be a no.10 like him.
https://twitter.com/lulaoficial/status/1608560073047158784?s=46&t=rF4alkvsq0c4DOvHTxDjRA

Welcome to the forum! You indicated you’re willing to get educated on here hopefully about bitcoin more than all other alt coins out there. You’ve arrived at the right place for this forum would give an answer to any of your questions so ask away… I would suggest you take your time to familiarize yourself with the forum, the boards and sub boards. You will see there is a whole lot to read.

For your stay on here to be uneventful, you must know there are various things members generally frown at and oppose. These things add up to form an unofficial rule that’s regulating the forum and keeping things sane and in check.
These are the unofficial rules of the forum. https://bitcointalk.org/index.php?topic=703657.0 

I would suggest you take your time and read through the threads already posted. You would most likely find answers to most if not all of your questions you may have in mind. If you’re really willing to get educated on here, then premium education you would get I assure you.

I wouldn’t exactly express any rage for the year 2022. The year, like every other year had its ups and downs and I would like to always look on the bright side.
What I have especially learned this year is not to put and leave your funds into any exchanges as we’ve seen exchanges come out all strong and later fold up taking peoples money along with them. Sadly this year, people learnt the hard way about exchanges with the demise of FTX. Hopefully, that would be the wake up call some people desperately need.

We’re now in the 31th minute and still no action in the form of a goal yet. Manchester City is favored to win the match as Leeds United would likely not stand a chance to win the game against the superior Manchester City. Hopefully, there’s still some time left in the first half of the game to see some action.
I actually don’t see Leeds winning the game but I’ve been wrong before and I may be wrong today though highly unlikely. Manchester City is on top of the game and the obvious stronger of the two. If the first half doesn’t present any goal, the second half would be more exciting and would definitely give us a more needed goal to get the game going.

You mentioned and implied that a government is irresponsible if it issues a large amount of its currency to buy bitcoin. I don’t think that could be classified as being irresponsible. People, corporations put their funds into different investments that they feel would bring in profits either in the short or long run.
Inflation is rising slowly and if a government prints more money in order to service its international debts and “fight inflation”, then they’re being highly irresponsible. Printing more money to service debts would only create more problems for the country and definitely increase the inflation rate that they say they want to fight to reduce.

In a business, It’s always nice and advantageous in my opinion to have various means of receiving payment for services rendered from customers. The more the merrier right? You’ll be giving a wide variety of people the opportunity to be able to pay with whatever means they’re comfortable with.
A small business that would be able to accept payment methods including accepting payment in bitcoin would, in my opinion help grow the business as people that are willing to pay with their preferred means(eg. Bitcoin) would be attracted to the business cause of its acceptance of bitcoin as a payment method.

When there is a downtrend in the price of bitcoin or any alt coin, that is the best time to buy more. But an individual could only buy more bitcoin when there is extra income available. For someone that has a single source of income, it would be extremely difficult to be patient and to wait for the market to recover and bounce back to reap any reward from it.
When an individual has an extra source of income, only then could you comfortably accumulate and hold your bitcoins when the market is down till when the market bounces back and rises. You wouldn’t have to convert your satoshi to fiat to pay for bills or anything of the sort.

I must admit, for some, doing your online shopping isn’t always ideal. Some folks like to see and feel and somewhat inspect whatever they’re purchasing.
Shopping online could make an unrestrained person spend more than necessary as you use minimal effort in shopping. You could see things you never bargained for and would click away adding irrelevant things to your cart. I think having some sort of discipline when spending money is valuable.
And yes, giving someone a list and having them shop for you would help limit or curb our excessive spending habits.

Yeah, these matches would be a must watch. It would be great to watch Barcelona play and I would love to watch them play as well as Real Madrid. I think Barcelona is more likely to win their match against Valladolid as they’ve got great and some young players also.
I think Lewandoski could still prove to be a valuable asset to Barcelona and help the club to score more goals and win matches. It would be a great game to watch as well as Real Madrids.

Manchester United is in top form and their gameplay is constantly improving. With some of its players freshly coming back from playing in the World Cup, top notch experience has been gained hence the improved performance of the club. Hopefully, they would continue in their winning ways and go into and stay in the enviable top four spot on the premier league table.
With the exit of Ronaldo from the club, I was still confident that Manchester United would not really miss him and would continue to play great football even without him on the squad. With their recent game, they’re starting to prove me right. Great game for Manchester United

With decimals, 1.000 is still the same as 1.00000000000. One bitcoin is still one bitcoin. I think It doesn’t matter the numbers of zero attached after the decimal point. And I don’t see two decimals being in the same figures (eg. 1.231.907). 1.000 is the same as 1 with a million zeros after the decimal. It’s still 1.
There are 21 million bitcoin available in the world today and the addition of decimals, no matter how many, would not increase nor decrease the amount of bitcoin left.

It’s not really a difficult question. The bottom line here is all about trust which you clearly do not have for your spouse. I think trust is very essential before going into a marriage agreement with your spouse. How could you live with someone presumably for the rest of your mortal life without having trust in the person? That’s crazy.
I think having a spouse that you could trust enough to share your seed phrase is important and no big deal. It all depends on the trust levels in the relationship.
Don’t assume that cause the person is a female, she won’t be knowledgeable about bitcoin. I’ve met a lot of crypto enthusiasts who are females.

Yes, the poorer you get, Thor more vulnerable an individual is to accidents and all that. The individual is struggling to stay afloat and can barely afford groceries and utility bills. They live paycheck to paycheck and can barely afford to have any savings. All these would certainly have an effect on the individuals mentally. He barely has enough to eat so he would most likely not want to listen to anything that would entail him parting away with his funds. I understand and would excuse that behavior. Financial education along with entrepreneurship and skill acquisition is very important now as it was then.

Arsenal were indeed losing at the beginning of the first half and into the half time. But in my opinion, Arsenal were the dominant team in the game as they pressed West Ham throughout the first half of the game but ended up with no goals for their effort.
The second half started with a buzz and goals started pouring in. Arsenal increased the pressure on the game and was rewarded with enough goals to go ahead and win the game. With Arsenals gameplay, it isn’t surprising that they won the game comfortably.

If you have got little or no self control when going shopping anywhere, then you should get someone to do the shopping for you in order to curb excessive spending. I can understand spending more than expected when going shopping as things that aren’t exactly needed or important at the moment would look attractive to the eyes and you’ll end up buying it. That’s why you have to have moderation in everything including your spending habits.
You could also shop online and add to your cart exactly what you need. I think that could help in curbing your excessive spending habits.

Arsenal is really on top of the game and really pressing against their opponents. West Ham is currently winning the game agents Arsenal by a goal. The half time is around the corner and while Arsenal is currently playing superbly and pressing their opponents, they’re currently trailing the game.

Arsenal would probably and hopefully bounce back in the second half and probably score goals to go ahead and win the game. They’re currently playing really well. The premier league is back and getting more exciting

Human wants are insatiable and very numerous. Humans can’t just be satisfied and would always want more. And that’s why we should always have some sort of savings that should be kept aside for emergencies.
I also believe discipline in the manner an individual spends matters a lot also. Someone must be disciplined in order to minimize the way money is spent. If an individual is disciplined in the way he spends, then and only then would there would be room for savings to commence.