Ada bebrapa faktor utama Kenapa mengembangkan digital rupiah ini lama, yang pertama karena mandatnya undang-undang bahwa bank Indonesia adalah satu-satunya lembaga yang berwenang menerbitkan mata uang di Indonesia. Bank Indonesia melayani kebutuhan masyarakat juga bertransformasi melihat Apa yang dibutuhkan masyarakat di era digital jadi ini merupakan publik bertransformasi pengedaran uang. Sehingga dalam rangka menghadapi perkembangan ekonomi keuangan digital yang semakin terdesentralisasi ini.
dan selanjutnya juga mempersiapkan infrastruktur pembayaran yang lintas negara menghadapi perdagangan dan keuangan internasional di era digital. jadi berangkat dari hal tersebut konfigurasi digital rupiah di bangun dengan tujuan sebagai digital rupiah, sebagai alat pembayaran digital yang sah di NKRI. Jadi memang masih banyak yang perlu di siapkan. Saya pikir tidak usah terlalu terburu-buru perkuat saja dulu sistem keamanan nya, karena orang bisa jatuh miskin dalam hitungan menit karena namanya teknologi pasti akan ada banyak celah yang di manfaatkan oleh para hacker.
Undang-undang tentang CBDC telah masuk dalam rancangan tentang pengembangan dan penguatan sektor keuangan (RUU P2SK) dan Presiden juga telah mengesahkan undang-undang ini, itu artinya CBDC sendiri telah di setarakan dengan rupiah kertas, rupiah logam, dan rupiah digital. Sehingga untuk implementasi dapat mengacu pada undangan sebelumnya dengan penerapan yang memiliki kesetaraan kedudukan hukum yang berlaku [1]. Namun sejauh ini memang belum berjalan dengan baik karena ada beberapa faktor yang harus dipertimbangkan dalam menjalankan CBDC. Infrastruktur inilah yang dipandang perlu di perluas, sehingga tidak terdapat kendala saat CBDC benar-benar berjalan dan harusnya memang tidak diburu karena membutuhkan beberapa dukungan terhadap transaksi lintas negara maupun lokal, tetapi untuk masalah hacker saya kira hubungannya tidak perlu dikait-kaitkan, karena tanpa CBDC juga masih banyak kasus penipuan dan kehilangan uang bagi masyarakat awam. Oleh sebab itu edukasi dan memberikan pemahaman juga merupakan hal yang penting dilakukan, sehingga masyarakat mengetahui cara menghindari resiko tersebut. [2] sumber 1. https://www.kemenkeu.go.id/informasi-publik/publikasi/siaran-pers/Presiden-Sahkan-RUU-P2SK2. https://www.bi.go.id/id/publikasi/ruang-media/cerita-bi/Pages/Rupiah-Digital-Uang-Masa-Depan-Kita.aspx |
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Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...
Human nature is of course inseparable from the desire to achieve all of that, because in essence humans have lust and it is natural for a human being to want to pursue that perfection. Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.
Each of us needs a decent life, health, welfare and education, but not all of us have the opportunity to achieve such a direction in life. If today we don't prepare for something carefully, then to achieve all of that is difficult for us to achieve, to make life better we must be able to manage finances properly, by investing and saving to prepare for everything we need. Spending money on something that is useful is far better than forcing something that is not an urgent need, a frugal lifestyle and using enough money at this time is so important, given the uncertain economic conditions. |
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Bitcoin price is recovering, and it is possible that bitcoin will continue to move higher, but if you can hold until the next bull season, even if bitcoin hits $45k, then it is a reasonable price to buy. Assuming bitcoin hits $100k in the next bull season and with a buy price of $45k, you'll still have a double profit, which isn't a bad profit.
I started accumulating in early 2022, and I will continue accumulating bitcoin regardless of the price this year. Because I will only sell bitcoin when it hits $100k or more.
Even though I see bitcoin price movements getting better this year, it looks like the correction process will definitely come back to the market for the next few months. As I said before, that at any price we can take a chance, but we have to set a long-term pattern for an investment strategy, even though this looks difficult for people who don't have big capital. That means you are one of the typical people who invest in the long term, we think this is a good pattern for you to apply, because producing maximum profits in the long term will be far more promising. |
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I think they have alternative solutions to sign up players to the first team even though they are in financial trouble. Yes, maybe it's not as easy as it sounds, but a team like Barcelona is likely to get good treatment from La Liga. I'm sure it is, we'll see.
The solution is to sell players who have a large salary in their squad, so that these restrictions can be offset and Gavi can be re-registered, because for other solutions there seems to be no way Barcelona can do it. Barcelona and Real Madrid are the favorites to win their respective matches, I believe it will be easy for both of them. So I don't expect any significant changes in today's standings, but if it's Barcelona then the difference of 15 points is only temporary until Real Madrid plays their match.
Exactly what we expected and Barcelona looked stunning by beating Elche 4-0. Lewandowski performed very well in this match and he also managed to score two goals and one assist. Barcelona will prepare to face El Clasiko in leg 2 of the Copa Del Rey later, with no busy match schedule giving them more time to prepare for the match. |
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Am not about to give up hope, so should you.
•What ways have you exercised hope after setbacks or failure?
•What lessons can we learn from your experience?
There is no need to give up on the conditions that befell several cases as you mentioned, in the business world there will be failures and people will lose confidence, but many others will arise, this is a basic law that we can never avoid. Some of the cases that have occurred will be important lessons, that we need to look further at altcoins or any exchange for security and risks that we need to avoid. Do a little research and find as many sources of support as possible before you get involved. But however you need to do research before making a decision, no one can guarantee the strength of the investment you are making, if you don't choose one of the best that has ever existed and I'm sure you understand what I mean? |
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This has to be the cruelest of Theymos' april fools. He had me going for a while; trying (and repeatedly failing) to collect 24 coins to post in this thread. Then I noticed the "Post" button isn't greyed out.  It's a good thing, because this morning it's asking me for 82 coins.  Likewise for me, this has been done dozens of times but nothing worked after trying it, I feel like hiring a PowerGlove to help me through this, but I guess for now he is so busy for more important things.  Finally decided to keep pressing the "Post" button even though I haven't finished anything yet and will try again when my heart is more enthusiastic. |
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Banks can not loan you above their security measures. I went to bank to access a loan of $2,300 and they ask me what's my securities collateral to back up my loan reguest. And I said my school certs. The bank agent said such amount required housing, land or multi investment documents not just certification. So that's mean education do not have the real value but properties does.
Financial institutions are very conical in dealings with others. They can beg to bring money for them to use it and build estates, mortgage and occupy landed properties but they will screw you before given you a loan.
I don't know which area you live in, but in my country there are loans sourced from banks for civil servants (CPNS), you only need an appointment letter to access these loans, banks have the qualifications to issue loans to anyone, without documents as collateral reinforcement of course they will not provide loans. That is why loans are not easy to get, unless you try to take a loan outside the bank, but the risk is much greater because the return will refer to the multiple of taking, avoiding loans is much better and even if you really need one. |
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In my 24 hours the lowest point of bitcoin was $27,650 and now it has jumped again to $28,377 this is a small stability correction that has happened a lot lately but it looks like it is unlikely that $30,000 will be a benchmark for March because today is the last day to see bitcoin movement but at least April's price could be even better and a $30,000 resistance could occur.
Yeah that's right of course the bitcoin price doesn't want to go faster so I can accumulate more to be honest of course with the price still low say $30,000 I'll do it to accumulate it but if the pumping happens then I stay in a more positive situation.
But I don't think we're going to be far from another correction and it's always been a slow bitcoin move.
For now bitcoin has shown good accumulation towards recovery stage and hope for this month will be the point of reaching higher next month, if $30,000 can maintain April price and chances for price to come will be much more stable, I still think to the price will be more positive this month and even a small correction will still affect the market. Time to add some buying, to maximize the investment we're running and look forward to next year being the next ATH milestone and if this cycle does happen then I believe mid to late year bitcoin will look greener in the market. |
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Barcelona had bad days recently and that's mostly because of the bad financial situation they have, they are going to sell Gavi soon because of his salary and other young players like Fati have the same situation which can have a negative effect on Barcelona's atmosphere. but on the other hand in Real Madrid can't use Mendy for this El classic because he got injured, I guess this Elcalssi can be more interesting than the last three games we saw.
Financial conditions make it difficult for Barcelona to bring in new players next season, especially Gavi who cannot be registered with the senior team due to the salary restrictions they are currently facing in La Liga and even if Gavi has to leave Barcelona, it is not because they sold him but Gavi has a status free transfers. Barcelona will face Elche and Real Madrid will face Real Valladolid this week, although this is not a difficult match for both of them, I think they need points, so Barcelona and Real Madrid have to play more solidly. El Clasico is only a few days away, so it's too early for us to discuss. |
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From the look of things bitcoin price will not come up soon, I guess is better to hold on till when it will show strong signal before putting in money again to escape losses and people who their investment is long over due are already victims of the Price dropping. We should try to be careful this period that bitcoin has not direction. Imagine a friend investment $2000 but what is currently left in his wallet is $400, and the deep is still bearing down the nuds.
Wait a minute! I'm still trying to understand correctly what you mean about investing in bitcoin. Your friend started investing with $2000 and has $400 left in his wallet. How could this happen, if the investment assumptions he made were based on authorized capital, did he panic and sell when the bitcoins were under capitalized. if this assumption is correct, then actually it is not bitcoin that is experiencing a bad period, but your friends who do not understand bitcoin investment patterns. During the correction period, your friend can be patient and not sell bitcoins, so he doesn't have to feel the loss like you mentioned. That is why it is important that before investing anyone should study the pattern. Hold on, but if you must buy now be wise to use spare income.
Bitcoin can be bought under any conditions, but you have to apply a long-term strategy to make a profit, but if you choose a short-term period, then you must be able to see opportunities when making purchases. |
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Do you see the recent increase bitcoin has come up with. I believe this is good sign that bitcoin will pump this year, we are still in the third month, looking at the middle of the year, something will surely bulls up. When I open my wallet I was surprise of the price from $23000 to $26000 that's cool for those who buys recently.
What did you think about the price? Will it pump soon
Of course bitcoin has improved this year, even more stable in price above $25,000 to $28,000, although a small correction has also been seen in recent months, but as far as estimates go and I think it will be below the $30,000 price stability level for the month. For this year bitcoin will experience an accumulation point towards recovery, but do not know how far the price will bring bitcoin in a more positive direction and if pumping does occur, I hope it is more stable and not too fast towards the highest price, so that the chance of reaching ATH next year is a little bit open. |
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Ya karena mereka mengurangi peredaran uang kertas logam dialihkan ke CBDC. Walapun mungkin saja secara nilai jumlahnya sama tapi karena penggunanya belum bisa menggunakan itu atau masih banyak yang bergantung pada uang kertas sehingga terjadi kekurangan. Saya belum memahami sepenuhnya untuk indonesia, tapi saya pikir BI akan tetap mempertimbangkan laju sirkulasi uang meskipun menerbitkan uang digital paada akhirnya mereka tetap mencetak uang kertas logam tapi pada waktu tertentu mereka akan memulai mengurangi peredaran fiat dialihkan ke digital. IMO
Itu sebabnya saya mengatakan ada perbedaan kondisi yang di alami oleh Nigeria pada saat kebijakan pemerintah mencoba mengurangi peredaran uang kertas dan terlalu cepat memaksakan ke CBDC. Yang kita tau negara tersebut jauh lebih miskin dari kita Indonesia dan bahkan teknologi masih belum cukup mendukung perkembangan yang terlalu dipaksakan oleh kebijakan disana, sehingga masyarakat belum siap menerima konsekuensi dari kebijakan yang diberlakukan secara cepat. Secara umum kita tetap akan mendukung langkah pemerintah untuk menerbitkan CBDC, akan tetapi tidak dipaksakan secara cepat proses perjalanannya, sehingga perlu adanya edukasi terlebih dahulu terhadap CBDC, paling tidak ketika itu benar-benar di jalankan, masyarakat kita di Indonesia tidak terkejut seperti yang terjadi di negara Nigeria. Sirkulasi juga harus dipertimbangkan oleh pemerintah, sehingga kelangkaan uang fiat tidak terjadi selama pemberlakuan CBDC dan sebenarnya saya juga belum mendapatkan rumus bagaimana format yang akan dilakukan oleh pemerintah kita. |
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I almost didn't see the other team because the discussion is focus on Barcelona
Real Madrid also have a home match on the same day against Valladolid, will Madrid play as usual?
Because Real Madrid will be prepare for the UCL, I want to see will Madrid make new history in the Champions League again
Barcelona have been surprising the last few weeks, starting from the conditions they face regarding player salary restrictions and Gavi's recent condition which has not found a bright spot. This week Barcelona will travel to Elche headquarters while Real Madrid will host Real Valladolid at home. Overall, the two matches are not very interesting to discuss, because the opponents they face are not strong enough to face them. So that full points are an almost easy result for them to get, especially as the opponents facing Barcelona are at the bottom of the relegation zone standings, 12 points remain for Real Madrid to catch Barcelona and this is a difficult job for Ancelotti and Barcelona's chances of securing the title this season are much greater compared to Real Madrid. |
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As 2023 is going to be a tremendous year, and the elite are working towards the new world order whereby new digital currency will be introduced.
Which new digital currency are you referring to? If it's a meme coin, then I think almost every month these coins are released, but we never know how the process will go, because most of them will become trash. If it's a CBDC, then I don't think it has anything to do with coins or even bitcoin altogether which have been more popular in the crypto space, because they are centralized and a product of government. If btc happens not to be part of that agenda, so will investing into btc against 2024 a wise decision?
You can think about the decision to invest with several important aspects, one of which is the strength of the coin and its fundamentals. Bitcoin has provided evidence of its journey, even though the market is experiencing a severe correction, a wise decision to invest in bitcoin is clearly better than taking opportunities in other coins, because most of us already know bitcoin can provide far more maximum profits. |
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Iya selain pemalsuan uang, sebenernya alasan lain yang mendorong Bank Indonesia membuat Rupiah Digital itu untuk memperkuat ekosistem mata uang digital di Indonesia. Hal tersebut ditujukan untuk menjaga kestabilan sistem keuangan dari penggunaan mata uang digital yang tidak dapat diawasi. Jadi secara tidak langsung memang ini respon pemerintah atas crypto currency dan bitcoin yang penggunanya tidak ter awasi oleh pemerintah.
Terlepas bagaimana konsep Rupiah Digital dan respon pemerintah terhadap crypto atau bitcoin itu sendiri, namun pada dasarnya CBDC berbeda dari cryptocurrency dan lebih jauh CBDC akan di fungsikan sebagai alat pembayaran yang sah di negara kita dengan beberapa aturan yang di sepakati. Lebih tepatnya CBDC merupakan produk pemerintah yang memiliki konsep kontrol penuh dari sistem terpusat (Pemerintah/Bank). Selain peredaran uang palsu tentu menekan biaya percetakan dan pencucian uang juga. Jadi sepertinya nanti integrasi uang digital ini bisa juga menjadi solusi masalah korupsi para pegawai negara.
Barusan saja baca dicointelegraph, Nigeria yang telah memiliki memiliki eNaira uang digital mengalami kekurangan pasokan mata uang tunai karena bank sentral mendenom uang menjadi pecahan lebih besar. Mereka telah menggunakan CBDC 18 bulan. Itu menyebabkan warga disana secara tidak langsung dipaksa untuk menggunakan eNaira. Jumlah transaksi dan dompet CBDC meningkat drastis akibat masalah ini.
Untuk solusi kecil mungkin benar bahwa kehadiran CBDC akan sedikit menekan peredaran uang palsu dan itulah mengapa pemerintah mencari format bagus dalam penerapannya. Akan tetapi untuk membandingkan Nigeria dan Negara kita terhadap mata uang digital akan jauh berbeda, ada masalah lain yang sedang dihadapi oleh Nigeria terkait kekurangan pasokan uang tunai, sementara negara kita tidak memiliki masalah tersebut saat ini. Hadirnya CBDC tidak akan pernah mempengaruhi mata uang fiat (Rp) menurut saya, hanya saja CBDC merupakan solusi lain bagi orang yang akan memanfaatkannya dan Masyarakat kita di Indonesia juga tidak mungkin sepenuhnya beralih ke CBDC karena beberapa pertimbangan, meskipun konsep ini merupakan produk yang dilindungi oleh pemerintah. |
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As a trader or investor if you can be able to have self control over greedy then a bigger problem has been solved which reduced loss in the market. Greed will only make one to think every profits is still small to go with and trying to make more profit will only end up in losing everything. Greed and lack of patience this are the things that makes trading to be very terrible for some people. It is very important to learn to accept every profits we have no matter how small it is.
A trader must definitely avoid greed in investing, making more profits must have an understanding of the investments being carried out, otherwise greed will bring people to loss because they continue to be forced by lust in relation to trader. Trying to make a profit must have a strategy in investing, people cannot rely on luck and this is not the nature of investing, the rest is greed will make everything disappear and get out of control of the investment we are living. |
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I have really undermine the price of bitcoin this time considering when I buy at a high price I can't even look at my capital twice because if sometimes I should just stop checking anythiny relating to bitcoin especially internet. What's your take on the price?
What high price do you mean? because the period after ATH the price of bitcoin tends to decrease and in my opinion bitcoin can be bought under any conditions because it is a long-term investment, so the buying period can be maintained with a long-term pattern. If you don't understand how to invest, then you should try to take chances when the price drops and learn the correct investment techniques, so that there is no big panic when bitcoin is corrected. Unless you intend to trade short term and I think if you intend to trade short term it is not possible to buy bitcoins on a rising price, for this month there has been rapid progress for the bitcoin price and the positive trend is likely to continue into the next month. |
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I am till surprised that Bitcoin failed to react much when CZ got sued, it is amazing that Bitcoin breaks the 28k level too, now I am left with wonders, thinking about what possible move the government is going to take on Bitcoin, because with the way things are going now it seems like crypto is no more reacting to bad news, crypto space have gotten used to the whole idea of FUD to bring down the market.
Usually Bitcoin tends to be negative after experiencing some bad events caused by FUD news and the US market will always be marked by some bad announcements that will occur to Bitcoin if the SEC starts to react to something, even though this event cannot be classified. Looks like Bitcoin is a little accustomed to FUD or SEC shocks now, because at this time there has not been a negative reaction in the Bitcoin market. For the CZ case will always be in problems by them, as long as he has not received the punishment as they expect and there are times when leaving the AS market and switching to other markets is much better, in order to avoid all accusations. |
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This period do not encourage trading or investment but at the same time when price is down is good opportunity to buy cheap and when its explode you will gain it. Nothing is lost in bitcoin, those holding for long now are the great benefactors but if you buy this period is more safer.
Always profitable to hold Bitcoin in the long run and most people will definitely take advantage of low price conditions to make purchases. But there is no need to wait for the right time to buy half of Bitcoin, because you can use sats on purchases by compensating the money you have on the amount you can. If I have money now, I would buy half of bitcoin because in next three months it will double the current price. This is real because it always occur this way after 5 years remember in 2011 and 2017 from the market charts and caps. And this year will break more even.
It's good for you to do, but not because of the consideration that bitoin will double in the next three months, but the opportunity to see opportunities and take advantage of Bitcoin conditions to reach a new price in the following year. So that the investment we run can provide maximum benefits and also do not forget to consider the risks that will be produced from investment. |
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