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1921  Other / Beginners & Help / Re: Does anyone still stores their crypto in any exchange on: June 12, 2023, 08:09:37 PM
You know exchanges are flooded with newbies every minute of the day. So one can not really really but my intuition tells me there are lots of newbies who are inundated with happenings around the exchange. They have no ideas and as such do not mind and bother to know. These are the people that falls for these exchange bonus of holding their assets to gain more. Since the newbies have no idea, they would opt for it thinking it is safe there but unknown to them that is the worst decision one can take here without putting into consideration any possibility of the exchange being attacked by hackers.
As for me, I barely leave my assets with third parties. I am knowledgeable enough to know what is happening within the Crypto space so I would not be that ignorant to stay aloof.
What I do advise newbies under me is to make sure they protect their assets so they do not wake up to hearing stories that touches the heart. There are lots of self custodial wallets out there one can make use of in storing their assets and funds so why not go for them. Transaction fee for withdrawal should not scare you if you really want to protect yourself from any unforseen circumstances.
1922  Other / Beginners & Help / Re: Is there anyone else who shares the same sentiments? on: June 12, 2023, 07:56:18 PM
OP I think you should know this. Bitcoin has been in existence years before the inception of  binance exchange so I see no way an attack on binance would affect bitcoin. Years back bitcoin faced attacks much stronger than this which almost everyone thought it would be difficult bit it sprang up very fast and stronger than it used to be. I think you should do your research properly so you could know more about the happenings around bitcoin years before now. Binance experiencing any form of attack does not in any ways affect bitcoin. How about that of the BRC20 attack are you still hearing about it again?
Bitcoin has stood the test of time and definitely there is nothing anybody could do to go against it anymore. The more the perceived attack on bitcoin, the higher it goes and the more popular it becomes.
1923  Bitcoin / Hardware wallets / Re: How do I secure my wallet on: June 12, 2023, 11:19:30 AM
From your comment, I know you have been able to anticipate all about Bitcoin, and gaining much knowledge was a fast move by you which is highly recommended. It is nice you are taking advantage of the current market situation to acquire more bitcoin and holding them for a long term would definitely bring you profit in return not to talk of when halving is just around the corner.
You can actually acquire your Bitcoin assets from a centralized exchange but it is not advisable to leave your assets there as there is no guarantee of your asset safety as it has been proven beyond doubt with respect to activities ongoing relating to the hacking of major notable and well-recognized exchanges around the world hence this notable statement "not your keys, not your coin".
Always do well to transfer your coin to your self-custodial wallet after purchase or daily trading so as not to be taken unawares.
Transferring to your self-custodial wallet is not just enough mind links you click and download from random sites and emails. At least these precautionary measures would keep your wallet and assets safe.
1924  Economy / Speculation / Re: Take advantage of the price fall. on: June 12, 2023, 10:58:16 AM
To your friend, the best thing to do now is hold for a long term because that is the only solution to his or her predicament in the current situation. This is amongst the reasons why you are advised to use what you can afford to loss or better still using your spare cash which would not bother you if the price of bitcoin goes otherwise. One thing you should always note and have in mind is that crypto market is very much volatile and unstable in the sense that anything can happen at anytime. What it takes is your alertness and your intuition to know the next move and what to do.
to your friend, this could be a good advantage to hold for a long term because bitcoin halving is around the corner and price increase to all time high is always the next trend.

The market is down which would give room for more investors to bag now s this is a good market advantage and it should be fully utilized by bitcoin enthusiasts.
1925  Bitcoin / Bitcoin Discussion / Re: Can They Find A Way to Do It To Bitcoin? on: June 12, 2023, 09:36:48 AM
I do not think miners would be that dumb to allow the government to have their way into their activities. Miners know what the government stands for so there would be every means for them to resist any authoritative control over them as that has been the sole target of the government to control every sector of crypto.

Nevertheless, controlling Bitcoin by the government is not that feasible. Satoshi knew all these hence the reason he had to make it decentralized as it was the sole reason for developing the Bitcoin chain. Giving the people control over the financial economy was the war between Bitcoin and the government which has culminated in many actions and inactions meted out perceived opposing centralized exchanges and they seem unlucky falling for the government. Although the government had its way into the centralized exchange and made it its puppet in controlling the flows of assets and funds, knowing the identity of account holders, and also dictating activities for them but I for sure know those noncustodial wallet owners are not known and can not be cajoled by the government to go or do their wish.

The government cannot take their ill activities on centralized exchange to self-custodial wallet owners.
1926  Economy / Speculation / Re: Opportunity to buy on: June 12, 2023, 09:13:08 AM
I think your point is clear. You know this is the exact area investors really need to look at as it is with bitcoin investment and possibly others as well. Some investors go into business or buy bitcoin with a mindset of holding for a short term which is not in the right way. This is as a result that they put in money for which they hope on to generate more income within a short period which goes against the normal understanding of investing with funds you could afford to loose or investing with a spare cash which would not bother you if anything happens.

Another thing is time of investing for instance bitcoin price is currently down compared to the last all time high. If one would be able to take advantage of this opportunity to bagging more bitcoin for a long time, it would be of good benefits not to talk of when halving is right at the corner.
Everyone must set a standard of ability to make investments and everyone must also know the right time to accumulate purchases. We are not saying that investing in bitcoins in the short term is not good, but it requires additional capital when people are trying to take big profits and also have to see the market moment as accurately as possible in buying or selling it. Capital is the first thing to pay attention to when making short-term choices and it is also important that accurate analysis with all the possibilities that must be known so that if everything is done correctly the possibility of getting big profits is very open.

Whereas if people try to set long-term investment standards, many accumulated purchases can be utilized, so that the opportunity to collect bitcoins also has a long duration according to the capital they have. Even though our capital is small we can still buy it using DCA and for me bitcoin is a long term investment that has considerable potential. Buy and Hold is still a great area to make a lot of profit.

It is ultimate that one should be able to set a standard for themselves before trading or investing in anything they deem fit or worth the investment. This cuts across all business divide irrespective of the nature of the business. As you have said pertaining to investment timing, there lies the problem in investment. Not everyone has that foresight of knowing the right time to go into investing in a business. As it is in bitcoin, Some end up making loss as a result of their timing and these are the people that spread bad mouth about bitcoin as a result of their woes they had encounter in the course of wrong time investment. They have no idea how the system works and have failed to conduct their due diligence before investing. Since they heard it and just reading about it they feel it is just to get in at anytime but however, if they have it in mind for a long term investment, then I think that would not be an issue as they could wait for it and take profit when it is due.
I stand with buying and holding for a long term as the case maybe.
1927  Economy / Economics / Re: Why do people stay poor? on: June 11, 2023, 02:03:22 PM
Poverty is a part of life, just like wealth, poverty will continue to exist, various efforts made by the state will not be able to make all its citizens rich, if we live in a developed country like the USA or Europe, the poor are also easy to see, this is certainly not mistake, but poverty is something that rich people can get many benefits in life.
it's all not the fault of the government of a country but it all comes back to each other and back again basically human beings are different and diverse so that some are rich and some are poor.
but if someone wants to be rich then it is not impossible that it will happen even for the poor if he wants to be rich then he will be able to make it happen, but all of that is not easy it takes a long process and struggle to get it.
Poverty is not entirely the government's fault, but they have some responsibility for it. If you live in a country where there is corruption, the currency depreciates, and the government only cares about itself and neglects its people. Even if you work hard to death, you will never get out of poverty. It can be said that the environment also plays an extremely important role in the wealth or poverty of people.

Truly the government have there own roles to play in every society it governs. Sometimes the government also have their own issues too. In tackling poverty, the government as institution can help reduce poverty by creation of job opportunities through civil service commission, industries, agencies etc that can take in workers in other to reduce the rate of poverty and unemployment in the various societies but as an individual one needs to be productive and creative so as to be self employed rather than waiting for the government to create employment opportunities before one can be gainfully employed to be able to survive. This makes me curious and I asked what if the government is incapacitated to carrying out any recruitment exercise what will be the outcome?  Wouldn't they look out for a better and legit way to survive. Will they keep waiting for the government always?

The government has their own share but shouldn't be the main factor of bringing jobs, it's the people who need to locate the legal ways of surviving in life, you can extend your capabilities by learning things that can give you a decent day job or a good side hustle or you can establish small business that will allow you to survive.

I see your point in terms of government help, but you can't rely on it in my opinion as the government can corrupt the budget and leave their citizens hanging and waiting for any projects in this kind of situation.

You are right mate irrespective of the government lapses too we should learn to call a spade a Spade. The government though have a big role to play when it comes to creating job opportunities such as the civil service commission atleast this is a major employment scheme to get government secretariat occupied with work force to produce tangible results but the issue of corruption has eaten deep into the system. They have turn the system to man know man to get things sorted out for themselves and families.

Looking at the other way round, unemployed citizens or individuals should do well to learn or acquire skills which would help them get occupied pending when there is mass recruitment by the government. Getting a skill helps cusion ones economic challenges because it would help one get a lively source of income and dependent of any body or the government.

As you have said, one should not necessarily wait for the government to do everything. One step ahead puts you in the right direction.
1928  Economy / Services / Re: [OPEN] whirlwind.money | Redefining Mixing | Signature Campaign ~Up to $150/week on: June 11, 2023, 12:59:28 PM
Round 10 Payments have been sent out to your notes!


Thank you all for another great week, keep it up! Smiley

And thank you @John Abraham, I've been a bit sick with either a nasty cold or a mild flu over the last week so my time online has been a bit sporadic while trying to recover quickly. Apologies for the delays with this message!

We may still consider applications from prominent members or previous CM participants and as such this campaign is still considered OPEN.

So sorry about your health Manager Hhampuz. It is good you take good care of your health so that you do not break down in the course of rendering services.  Your health is very much important because because it is only when one is in good form one can be able to deliver. I wish you speedy recovery sir.

Take good care Sir.
1929  Economy / Gambling / Re: Profit By Betting on Losing Teams on: June 10, 2023, 06:01:55 PM
Attention required! Cloudflare:



Am I the only one being redirected to this page when I try to follow OP's link? I usually use a VPN to connect everywhere and I hardly ever have problems of any kind, is the private network the problem here or maybe another reason?

As per the strategy itself, we all know that there is no 100% safe betting system, not even 50%, son don't be fool. As OP correctly stated, we are used to bet for winning teams because it is more fun or Idk why but that's true, and this is just a reminder that there are other ways to bet as well.
To the best of my knowledge, blocked IPs gives this response when ever you load the network, restricted countries also have the same response whenever you do the same too. Possibly your account is blocked from accessing that  website. I think your
IP and accountt with the casino is been flagged or so otherwise I see no reason Why you should be having such response loading the web page. Try using another system to load the page and see what happens.
1930  Economy / Services / Re: [CFNP] Yo!Mix Bitcoin Mixer Signature Campaign| Reward up to $130/w | GREEN ZONE on: June 10, 2023, 06:20:38 AM

Hi Royse777.

Thank you but I was accepted in another campaign so I would like to announce it to you and give my spot to another member.

Code:
Nheer
Please update your signature and avatar before end of today (UTC) and make a post with your total number of posts count.
Welcome aboard to Yo!Mix Signature Campaign.

For now, we are CFNP.

Cheers,
Thank you Royse777 for the chance, I really appreciate. However, I apologize as I have already been accepted into another campaign. If at all possible, please substitute another member for me.

Many thanks, I look forward to our future collaboration.

From the looks, you guys had long been accepted into a campaign before now, what you should have done was to withdraw or cancel your application immediately after that if you had no plans to joining another campaign instead of giving Mr Royse777 another stress of going through the long list of application to accepting another applicant if he deems it fit to run the new week and also making the camping short of  active spots.

Bonus well received Sir Royse777.

Thanks.
1931  Economy / Reputation / Re: Proxy3200 possible scammer on: June 09, 2023, 10:49:14 PM
PROFILE =>Personal Message Options => disable, Allow newbies to send you PMs =>change profile

That would be a good thing. Because most of the spamming is done through newbie accounts
Problem will be, you will miss to communicate with legit users who are newbie but need your help. The type of PM OP received are very common on the forum and you do not need to be an expert to understand what they want from these PMs. Just delete it or report it to the admin or ignore.

Don't need to make it a big deal.
It is not a big deal but taking precautionary measures is very important.  I have had this experience of this similar thing in the past so my posting it here was just to  let the platform know. I do not really know if other people have received this type of message from this particular profile but atleast people who have seen this post are now aware of this profile and the unsolicited spam messages the account profile sends spamming members privacy.
Although it is on the safe side I take precautionary measures to safeguard my account and reputation but that shouldn't be a thing to worry about.
1932  Economy / Economics / Re: Why do people stay poor? on: June 09, 2023, 09:50:31 PM
Poverty is a part of life, just like wealth, poverty will continue to exist, various efforts made by the state will not be able to make all its citizens rich, if we live in a developed country like the USA or Europe, the poor are also easy to see, this is certainly not mistake, but poverty is something that rich people can get many benefits in life.
it's all not the fault of the government of a country but it all comes back to each other and back again basically human beings are different and diverse so that some are rich and some are poor.
but if someone wants to be rich then it is not impossible that it will happen even for the poor if he wants to be rich then he will be able to make it happen, but all of that is not easy it takes a long process and struggle to get it.
Poverty is not entirely the government's fault, but they have some responsibility for it. If you live in a country where there is corruption, the currency depreciates, and the government only cares about itself and neglects its people. Even if you work hard to death, you will never get out of poverty. It can be said that the environment also plays an extremely important role in the wealth or poverty of people.

Truly the government have there own roles to play in every society it governs. Sometimes the government also have their own issues too. In tackling poverty, the government as institution can help reduce poverty by creation of job opportunities through civil service commission, industries, agencies etc that can take in workers in other to reduce the rate of poverty and unemployment in the various societies but as an individual one needs to be productive and creative so as to be self employed rather than waiting for the government to create employment opportunities before one can be gainfully employed to be able to survive. This makes me curious and I asked what if the government is incapacitated to carrying out any recruitment exercise what will be the outcome?  Wouldn't they look out for a better and legit way to survive. Will they keep waiting for the government always?
1933  Local / Nigeria (Naija) / Re: Guys, What's up with one of us (nelson4lov)? on: June 09, 2023, 04:02:19 PM
OP you really do well to raise this topic. I like as we dey run the  local board like this one show say we dey united here and the cooperation dey show wella.  E for good say we dey relate very well out side this platform make we for dey jolly for ourselves  and to dey roll good tidings for ourselves. Some of our padi men dem wey dey here  dey try well base on who dem be as dem dey show love to our fellow brothers and sisters for this ama.

As our brother Charles-Tim don cap say him dey gidibam, we all agree to the fact say him talk na true. We pray make Baba GOD continue to dey bless and protect us all as we dey do our doings and dey waka our paroll. Amen.
1934  Economy / Gambling / Re: lucky block casino locked my account for no reason demanding kyc funds lost on: June 09, 2023, 01:15:38 PM
As for me - i don`t see anything strange in this situation. The casino can ask gambler KYC any moment. Most often we see it when the gambler withdraw his money. I several times said that i don`t like this situation but i`m sure that you can find it in the ToS. And if you refused KYC - they considered you a cheater and ban account.

This was exactly the mistake OP made which paved way for the casino to assume he is a cheater and further banning his account. KYC is what casino always demand for which OP should have known and still get prepared for so as not to allow them have a reason to get his account permanently blocked or suspended.

Casino sometimes can be very funny. It might be that they likely had no kyc as a T&C or ToS before now but for the fact that they got a bait, they would secretly and hurriedly change it to get at OP as they have no one's permission to update their ToS at any time.
1935  Economy / Scam Accusations / Re: Maverickgames takes money away. on: June 09, 2023, 12:49:29 PM
I am still wondering till this moment why a casino would act that way to declining your request to making full withdrawal of your wins. What were they thinking at first. Even after submitting your full documents and you had to submit two for them to make their choice d also going as far as accepting a live video call to verify if truly you are the one.
OP from all you have said I have no doubt anymore of your stand but I think this casino are intentional doing this and if it is true to go by, they lost their credibility here.
1936  Bitcoin / Bitcoin Discussion / Re: Early coins movement ? on: June 09, 2023, 10:54:08 AM
Did satoshi came back to spend his coins ? A very early miner or an early OTC buyer decided to take profits...
I don't think Satoshi came back, maybe some person found his forgotten wallets, or came to know that he/she has the BTC in his wallets but this possibility can not be applied here as i can see wallet was taking transaction till May, 2021. So i think the owner was aware of this wallet and do know the potential of BTC but question is why he didn't book any profits back in 2021 when BTCwas ATH and why he transfered the funds now. I hope he is not wishing to sell hem now, or maybe he wants to moe them to another safe place who knows. There could be many if.

I think new generation investors should learn from this as it can be a good teacher or point to learn from. Atbthe early stage these investors bought or mined and kept for a longer time believing their investment to pay back after a long time and here this particular investor took profit not just profit but a good amount of money for holding a long time.
OP your points are quite alright maybe a good follow up might reveal more to the wallet activities.
You are totally right about getting lesson from this wallet's owner. But still, many investors can't do the same as this wallet owner did Like no output in the last 13 years. Only money going in. Like he was a miner back then and not now. And I don't have a rough idea about how much it cost back then in mining l, but i do know he must have another way of earning money from where he face the expenses of mining. Point is, holding do pay off and make people rich but this person would be more rich when BTC was at ATH, well maybe as i said earlier he must have some other plans. I am wondering if he keep them hold more and sell even close to new ATH then he will make more than enough money (haha i know money is never enough)
Money is never enough mate as everyone would want to make more money even  you too would want more money to your account. It is very challenging to stay without falling back to your investment as a means of back up just as this wallet holder did for years without touching his bitcoin assets. I believe the holder had some other things that got him or her engaged without falling back to their bitcoin assets. This really paid off greatly as the profits realized from holding for a long time was sumptuous to go by.  Indeed if everyone could learn from this wallet holder who hold for a very long time, I think it would help alot and possibly give a boost in bitcoin price because it would result to scarcity when there are more than a million holding for a longer time.
1937  Other / Meta / Re: 2023 Ban appeal status on: June 09, 2023, 10:14:27 AM
...
Lastly, I checked the list you have made op. I am surprised to see that a legend earned 1 merit which I think is a typographical error and needs to be corrected otherwise it will be misunderstood by members who are not clear about this.

It is not a typo, because the column is titled as Earned merit. Merit system was not from the beginning of a forum and when it was implemented users with achieved ranks got airdropped merits to keep their ranks. So this user's got 1000 airdropped merits when the system was implemented and then he earned just 1 merit from other users.

By the way, if we talk about this table, what about sumangs ban appeal? It is strange that not all appeals are here.

Thank you for the observation sir. I had no idea it happened that way years back but based on my existence on this platform I thought OP did not calculate or possibly missed it somewhere so I had to call OP attention to it for correction. As you have said, I am just knowing or hearing it for the first time that merits was airdropped based on forum rank achievement then. Now I get it clear why OP did that and it seems that was the only efforts that account has made in getting merits  since their existence here.
It is nice you mentioned that Sir. Thank you once again.
1938  Bitcoin / Bitcoin Discussion / Re: Self custody will always win on: June 09, 2023, 09:42:32 AM

As a matter of fact, decentralized exchanges should be as good as centralized exchanges, and many people will start using them. One of my friends told me that he thinks that centralized exchanges are better for trading, so he will never abandon a Dex to deal with it.

No one is saying that decentralized exchanges are bad, we have to admit that they still cannot compare to the utilities and variety of services centralized exchanges provide. We enter the market not only to invest and hold, but there are many other ways for us to make profits, and most of those services and methods are provided by CEXs. For trading alone, DEXs cannot offer many trading pairs, and high transaction fees are a big obstacle for traders. While CEXs are providing these features very well, it is very difficult to discontinue or remove CEXs.

Exactly! Investors and holders will not be holding their coins into CEXs if there is no need for them to retain their coins in that particular platform as I don't think that people especially big hodlers don't know the risks of holding various coins in CEXs. We should understand that there are always an advantages and disadvantages about CEXs and DEXs, moreover, people have their own reasons why they prefer DEXs over CEXs or vice versa.

I have a question, if DEX is really as good as many people are saying, why do most people still use CEX, even big whales, if they want to sell their bitcoins, they also move bitcoins to the CEXs and no DEX use? I'm not saying DEXs are bad, but Cex is clearly dominating and I think there's a reason for everything. Even investors are using CExs, it's confusing.

You should not be confused mate. You using any of the exchange depends on your comfort and satisfaction derive from the exchange.  You should know that CEX and DEX have different features although some would say DEX is ok to go with but also remember that there are some good at CEX.
DEX as I know mostly is for fast swapping of Crypto assets without much wasting of time. Using Dex, your assets and funds are still under your custody and there are no third party to take charge of it but a self custodial wallet access to transact compared to CEX where you would need to transfer your assets to their custody and do your transaction being monitored and charged high for withdrawal  fee two ways. CEX  platform could allow you trade and monitor trends and charts as the trading goes on
In all, self custodial wallet is absolutely the best form of Crypto storage. There are no third parties here but only you is the sole custodian of your assets which makes it more safe and secured.
Remember; " not your keys,not your coin"
1939  Economy / Gambling / Re: Crashino.com Provably Fair Crash Games, Casino and Sportsbook ✌ on: June 09, 2023, 09:20:22 AM
100% agree with you.
made a withdraw request yesterday and its been over 24h now and still not approved or anything...
And the support isnt even replying today...
And the amount was only 50 USD.
This is not the first time someone saying their support is not answering. I have seen a similar complaint before against Crashino.com. I am not sure why you don't prioritize this as the most important thing for a casino. At first, Taking 24 Hours a withdrawal from a crypto casino is like a nightmare. People use crypto casinos because of the speed of the transaction. They are saying they take 24 hours. But when they take more than that and their support does not answer. Imagine how frustrating this could be. Moreover, I don't think all their live support agents are fluent in English. They take ages to reply. They answer each question every five minutes. Look like they translate what are you saying and then write their answer and translate it again.
Yikes, mate! What a digital roller coaster ride you seem to be on! It's quite a pickle, that a platform championing the speed of cryptocurrency transactions is stuck in the slow lane. Frankly, it's as if they're missing the whole point of using crypto in the first place!

Crypto casinos have to recognize that their raison d'etre - speed and convenience - cannot be compromised. What's the use of quick betting if you're twiddling your thumbs during the withdrawal process?

Also, not having a competent customer service is just bad form. It's like serving a great dinner, but leaving the dishes for the guests to wash. Good support should be the backbone of any online platform, especially when it comes to financial transactions. Maybe Crashino.com is using Google Translate instead of hiring fluent English speakers - quite the plot twist, isn't it?

Absolutely correct mate. Your ideology is really a good point but I wonder why they could jeopardize with their customer care service when they know fully well that it is an aspect of the casino that aids in building up the casino without much stress.
Every customer care has its role to play when it comes to customer relations, the way you attend to your customer determines if they would come back demanding or requesting for your services again. That is why it is good to have a competent person to handle such position so as to be lively when engaging with customers and not using of bots because if customers discovers that they are interacting with bots, they feel taken for granted and would be skeptical of such organization because there is every possibility that they might abscond with customers funds. And another issue with using bots is that there would hardly be any organic conversation between both parties and when it happens that money is involved, customers might likely pull out from such organization and term them a joke.
1940  Economy / Economics / Re: Should you save, when you are wealthy? on: June 09, 2023, 08:47:26 AM
You arent wealthy unless you save, however you cant save plain cash as its losing value often.   But to have savings is generally going to include stocks and bonds beyond plain cash I think is fair.  Some say their house is their savings I dont disagree with that though variety is required, a few would say a house is a liability not savings but depends how you play it as you can improve a house which is a form of self improvement I think in the same category as savings imo.
A house can go two way, it can be a liability or an asset, it all depends on the purpose of the house, a house where you live with your family is likely more of a liability because you would have to continue overtime spend money to keep the house in a good shape, as well fix many parts that's are dilapidating due to aging..

But on the other hand, an apartment used solely for business, like a shopping complex, a shopping mall, apartments leased out/rented out for monthly or yearly income, is no doubt an asset because it is a major source of income to its owner..

This is what I think concerning a house either being an asset or a liability.


It is wise that one invest their wealth in something meaningful to generate more wealth or income if you may like and to talk of using a house as a means of savings, I would agree with you that it can go in two ways just as you have stated.

If one builds a house and calls it a savings then u would not argue with the fact that one built a living house because some people sees that as evidence of their wealth and therefore would want something to show for it which a house is not a bad option and in the long run, the house can still be sold out to get money from it which might likely not be same figure one used in building it to finish together with the maintenance costs but the truth is that the house saved for you some cash which was recovered through the sales.

Another is building a house for commercial purpose which I see as a direct investment to generate income or wealth if you may like. This could be in form of hotels, estates, apartments etc which one can use to generate income annually which is not a bad idea to go with.

So therefore, your idea of a house being a liability or an asset can be justified.
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