Hi, there are multiple service providers and exchanges that provides multiple cashing methods like transfer to bank account and debit cards, most famous is Coinbase.com and cryptopay.me

I'm glad to answer any other questions on my post
https://bitcointalk.org/index.php?topic=2690517.0

Hi All, I've come across BTC and Crypto currency world very recently I consider myself a newbie too. However, over the past year I've learned a lot about Blockchain, Cryptocurrency, Mining, ... and I'm still educating myself everyday. I'm more than glad to share my knowledge with you, just ask your questions and I'll gladly answer it or even research the answer if I don't have it at hand  .. This is my way of giving back to the community. Its totally free of charge, you don't have to pay anything to get an answer to your question, and donating doesn't prioritize questions.

You can also Join my Telegram channel to ask and interact with me here

Donations are welcome to support the cause and not mandatory
BTC: 12BkTbnMt9VG8TEhqWbfGFsA2DT4frvSCY
ETH: 0x1F145FCA3EDb1728512611A31A933baA5B7Fb13f
LTC: LcAf3dsqtWAMB4JJBHs7gEQgTY3TLW2Peb
Dash: XhDizuphWjfY2R9z2ck88EuDPuaCf4UTxe

There are quite some pools out there that would mine the most profitable coin and exchange it to BTC for you. namely: NiceHash, MiningPoolHub, zpool, and HashRefinery.. However, out of all these NiceHash seems to be the most profitable (Other pools doesn't seem to have as many contributors); If you want your payouts in BTC thats the best option, if you're gonna spend your payouts frequently that could be tricky now especially ridiculously high transaction fees for Bitcoin network. So if you have already another coin in mind that you want to invest in and it can be mined using GPU then go for mining this specific coin... If you want ROI on your H/W then Saving up BTC payouts from NiceHash mining and cashing profits every month or so would have more short term returns.

Good to mention that NiceHash are also working on paying miners in other Cryptos than Bitcoin, which is event better because it addresses the high transaction fees issue from Bitcoin.

If you're only holding Bitcoins then Electrum seems to be the best desktop option.. other good player if you want to hold other Altcoins along with Bitcoin then try Exodus.. one small advise is to keep most of your crypto assets either in a Desktop wallet or a H/W wallet. Online wallets are vulnerable to hacking, and even worse; sometimes you don't own your wallet private key as the case with Coinbase

Indeed cloud mining could be risky, but after all its wise to invest in the crypto world with money you can afford to lose, whether its a risk of a scam could mining contract, or even the cryptocurrency market crashed and the so-called bubble "burst" having said that: if you're willing to take the risk with money you can afford to lose (and equally chance of big returns) then cloud mining is much easier than buying & maintaining ASIC miners. You can also setup a GPU miner and rent it out in return of Bitcoin revenue which is kind of somewhere in the middle. I'm actually doing both; I'm using a couple of cloud mining services that provides constant payouts in BTC and also running a small mining rig that also gives me small portion of BTC every day.. If you're interested I can refer you to the cloud mining services I'm using.