But that is fine.  Why not just go through their processes and provide the necessary evidence to get your refund?  Threatening them does not help your cause.

I am normally suspicious with those going public with lawsuits.  In some countries, this is illegal!  You are reporting on the issue before any judgment has been passed.  This could surely interfere with the outcome of your case and therefore jeopardises it.

Your legal team would have advised you of these basics, so what can one logically assume:  This is unnecessary FUD by someone that has been hurt!  Come back with results not accusations ...

You are better contacting them on their Live Customer Support.  I always find them to be quick and very useful!

I don't mean to burst your bubble, but all these people are easily recognisable in the official chat.  They mostly have the same name (or some derivative of) in the official chat.  They have all mostly been around from the early ICO days.  I generally do hate confrontation, but you really are a topic in itself over there, so I can see why they all came over to argue against what you say.

It's entertaining to a point, but I do genuinely want to know your story.  Have you invested in this project and been burned?

I have never questioned the resources they have or what a company with those resources can actually achieve and THEY have never steered from their original plan.  They could have raised a billion, but that is kind of irrelevant.  The majority of money raised is for loaning out!

I am not here to argue with you mate, but you need to understand that there are many that do actually show support for this project.  You cant label them as paid shillers or staff or stupid just because they share an opposing view to you.  You still haven't confirmed if you are an active investor or someone that has been burned.  I think it's unfair that everyone is ganging up on you, but I can understand why.  You really are not helping yourself.  We have all made logical judgment calls on whether this project has legs, believe it can be a success in the long run and willing to give them the time they need.  You cant bash the project, just because it has not played out like you expected in your mind.  It is not your company!

I can only reiterate what has been said by all of us.  This is one of the largest ICOs in history and is under supervision of government regulators … By calling Bankera scam artists, you are essentially calling the regulators scam artists … Come on man!  Just think things through.  I am happy to debate this like grown men.

Genius! Lol

This perfectly sums the situation up!  We all want the business to be run differently and a lot of the things they do can be frustrating, but it is their company and they can run it as they so wish.  We can point out the flaws, but they are not obliged to listen.  We just have to exercise some patience and show some faith that they are doing the right thing.

I really am getting annoyed with people that call this a scam without any proof whatsoever.  I find it funny how someone posts a link to a story which is over a year old and involves the central bank investigating the ICO.  Do you honestly believe after one year, they would allow this company to continue operating if they found any misappropriating funds or activities that go against the public's interest.  Come on!  They need to be more logical and less a sore loser!

Really?  I hear this word thrown around … Where is your evidence?  I invested in this project from the start and have had my roller coaster journey with them.  Finally they are starting to release products and you come up with this dumb accusation.

You are in no position to play judge, juror or god, so if you're unhappy, do us a favour and leave the project so we at least stand a chance going forward!

Have faith mate.  We need to remember that this is one of the largest ICOs with a large community, so you will have a large number of people that are not happy.  The probability of a project being called a scam because a large number of people complain is quite high.  I am frustrated with how the business is being run, but there is no proof that this is a scam.  I choose to not go down the route of being negative as it achieves nothing.  They have now released the loans, pretty much on schedule, so we should give them some credit.  When cards are back in operation they will have a functioning business again … Its happening, but just slowly ...

I am only guessing here, but I am sure you would have a loan agreement with Bankera, but obviously they would need to confirm.

YES!  YES!  The very thing I've been waiting for.  Congratulations guys …

That literally makes no sense. Lol

I think this is the problem though.  I don't feel that this is a scam, but I can understand why people would believe it is.  I really do think that this is a company run by young people who may have a fantastic idea, but are learning to run a business as the project moves forward.

I think the majority of us have lost a lot of money, so have pretty much bookmarked this investment at zero.  I dont think anyone is going to unwind their position and crystallise their loss.  Instead, we hold and hope.  After all it was always dubbed a long term project, so I am happy to give them the time to launch some products and reassess.

I think that was a good move mate.  Of course it doesn't help, but channel your anger better.  I know the frustration.  It hurts me as well, but we need to be careful when getting emotional.

I understand all that, but to put a price on someone's head and say 'dead or alive' can be construed as inciting violence.  He is a human like all of us and if he has done wrong, then the appropriate authorities will take care of it.  I am merely saying that in today's fucked up world, where saying the wrong thing gets you punished, it would be wise to think it through.

By the way, this is not me having a go at you, I am just trying to offer some friendly advice.

Mate, just some friendly advice.  By all means, air your views, but do you really think it's smart to publish explicit threats like that in todays day and age?  If I were you, I would remove this.  Of course I understand your anger, as we are all in the same boat, but this is childish and potentially dangerous.

Stable coin my arse!  These fools are building an info harvesting coin … I would never trust them.  They have enough information about you from Facebook alone and this will literally complete the puzzle.  They will have EVERY spending habit of yours to the penny which is useful information to sell on to others … Fuck them!

This is exactly what I am talking about.  We cannot prove/verify anything, so we can only work with the facts we have in front of us.  They probably have only spent Eur 200k so far, but that is fine by me.  As already stated, the money raised during the ICO will be mainly used for their loans service.  We will appreciate the power of these funds when the loans business is operational!  It's not rocket science … The more money they have, they more money they can deploy … Or put another way, the less money they spend, the more money they can deploy!

Look, obviously I dont know your personal journey with Bankera, but I do think you are being unfair.  You are making allegations that have no basis.  We have all been hit hard with this journey so I can understand why you may be angry, but personally attacking people is really not the smartest way to go about it.  If this truly is a scam, then the market will eventually find them out and the authorities will deal with them (not you).  However, if you can allow yourself to be a little more open minded, what if this is a genuine business that needs time to release its projects as per their road map?  You really will look foolish if this starts to perform as expected when they deliver as per their road map.  You need to give them a chance!