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21  Economy / Lending / Re: Offering Loans - 5%/Month on: December 08, 2014, 10:41:37 AM
Yes, he's an idiot and sadly this forum is not well moderated, especially the marketplace section is a hell...
No, I'm sorry, I can't give more than 12.6% a year.

Too bad then, there are investments around that are a lot less risky than this kind of private lending (es. corporate/sovereign bonds)
My last offer is 30%/year or 2.5% month. If this is not acceptable for you then I'm sorry but you may want to look elsewhere.

By the way, I readed your OP more carefully and I'm not going to send you the collateral but the collateral goes to a trusted escrow and stays there (collateral can still be raised)
If you lend me 10 BTC I'm not going to send 13 BTC to you risking you run away with 3 BTC profit while you didn't provide collateral  Wink

Of course! I wrote: "Escrow: escrow is welcome if he/she is willing to comply with my rules". I understand the fear of a collateral scam and have absolutely no problem with escrow as long as the margin call rule can be enforced by him/her
22  Economy / Lending / Re: Offering Loans - 5%/Month on: December 08, 2014, 10:03:53 AM
https://bitcointalk.org/index.php?topic=884267.0

it's a lower interest rate but fully collaterized at all time and you can chose the duration and amount

Hi, I feel your pain for that idiot RiverboatBTC trolling your post, moderators should really take care of him.

I can't accept 1% month though, it is too low given BTC fluctuations. We can settle for a 4% I guess.
23  Economy / Lending / Re: Offering Loans - 5%/Month on: December 05, 2014, 04:44:52 PM
up!
24  Economy / Securities / Re: Where would you IPO? on: December 05, 2014, 07:44:48 AM
There are no trusted centralized solutions at the moment.

A simple Google search will counter your arguments as usual  Smiley
25  Economy / Securities / Re: Where would you IPO? on: December 04, 2014, 07:33:52 AM
Colored coins/Counterparty, we need to stop using all these centralized solutions  Smiley

I'm in total agreement. Do you guys know when someone will have a full-on solution for this usable by my mum?

If you can solve that problem you'll make some serious Coins

Or lose half of them.... decentralized scam risk is extremely high, if you let "mum users" get in you expose them to enormous risk. Better stick with trusted centralized solutions.
26  Economy / Scam Accusations / Re: >> WARNING: COINSORTIUM and ARDEVA SCAM >> Identity theft on: November 30, 2014, 05:25:41 PM
Vouch for RiverBoatBTC, he found someone for me even outside of US!
Great job!

If you any question about Coinsortium or Ardeva feel free to ask. We are not discussing this scammer/fudder activities on this thread, just legit businesses.
27  Economy / Scam Accusations / Re: >> WARNING: COINSORTIUM and ARDEVA SCAM >> Identity theft on: November 30, 2014, 05:19:36 PM
Bunch people will disagree with you, it can be done. You just suck.

Haters gonna hate.
You are getting from funny to beat 'up (verbally of course) to annoying. Sorry, but I have to deal with serious people with legit tickets and not with some random deluded Joe who spreads FUD with no proof.

Now get the last word in with one of your typical comments and let's be done with it.
28  Economy / Scam Accusations / Re: >> WARNING: COINSORTIUM and ARDEVA SCAM >> Identity theft on: November 30, 2014, 05:10:33 PM
Then your service is worthless.... what  good does it do if some sends you 100% fake documents that you can not verify?

Cannot be done.
Get real, man up, show proof and stop spreading FUD... you are indeed worth your reputation.
29  Economy / Scam Accusations / Re: >> WARNING: COINSORTIUM and ARDEVA SCAM >> Identity theft on: November 30, 2014, 04:54:32 PM
QBOND owner Steven Swanson is A CONVICTED FELON and you gave him a good rating..... FIX IT lol

First: Coinsortium is not Ardeva.
Second: the score you see is directly proportional to the amount of information you provide and its quality. Period. A professional stock exchange like us CANNOT make judgements or advertise anything listed. It is illegal in our jurisdiction.

Users are able to do their due diligence thanks to Ardeva and decide if the investment is worth their money or not. We do not provide investment advice.

I am not extorting you but I am not going to work for free either.

Get real.
30  Economy / Scam Accusations / Re: >> WARNING: COINSORTIUM and ARDEVA SCAM >> Identity theft on: November 30, 2014, 03:40:45 PM
No I am showing you have a exploit you fail to see or change.... Its like telling a bank you have a whole in your wall and you need to patch it.

Sure, point the hole and we will fix it. So far you only said "you have a hole... somewhere" with no actual proof or anything. We are used to people like you trying to attack to extort some kind of benefit... everyone got rebuffed  Smiley


Get real, man up and show proof.
31  Economy / Securities / Re: Where would you IPO? on: November 18, 2014, 04:29:04 PM
You should be careful filing an IPO with any unregistered exchange.

That too! But SEC registration is.... costly.
32  Economy / Securities / Re: Where would you IPO? on: November 18, 2014, 02:52:15 PM
You should be very careful with decentralized exchanges like NXT AE or Counterparty as the securities owners are perfectly unkown and for the most case untraceable.
33  Economy / Service Announcements / Re: [ANN] Coinsortium - Cryptocurrency Stock Exchange - Free Cryptostocks Migration! on: November 11, 2014, 07:22:50 AM
I certify I myself am not going to take your coins LOL. This is exactly what is wrong with Ardeva they have no real way to check, how can you take a company serious that lists it self and gives it self a top rating  Roll Eyes. They should have a Advisory that tells people they rated them self.

I am not going to argue with you again on this matter, given your reputation and your previous behaviour it is pretty clear that your only intent is to annoy people.
Other users are welcome to ask questions.
34  Economy / Lending / Re: Moderator please close on: November 09, 2014, 09:23:20 AM
Okay, as you wish.

Offer is closed. No further comments required. Look for serious advice elsewhere
35  Economy / Lending / Re: Offer closed pending review on: November 09, 2014, 07:51:15 AM
Your points may be understandable to a degree, but not reasonable if you consider both sides of the deal.

The issue I am addressing is that there is not only severe volatility in the markets, but also severe manipulation, outright fraudulent practices that makes the normal 'market' rules almost void in realistic terms.

Not pertinent with the issue as I am about to explain in the next comment.

The fundamental issue of fair practice and balance in these deals must take such circumstantial conditions into account before considering what is legitimate and fair to both sides make the contract. In this case, the market situation makes the liquidation of collateral in case of its value drop (temporary or otherwise) an extremely risk for the one handing out the collateral. If the lender takes that into account, it is not hard to see how this deal can be made more fair if you discount the arbitrary liquidation as an option. There are risks and rewards at play, both decided at split second sometimes.

No one mentioned arbitrary liquidation but you.
Since this kind of deals usually uses an escrow (and it is fair to use one if the BORROWER is willing to pay his fees) rules are set at the beginning of the loan. Nothing is left to the arbitration of one party. On the opposite side by forbidding liquidation in case of value drop you introduce a risk factor which is, of course, inacceptable to the serious investor.

If btc value drops to a third of itself from the time when I start the loan while the collateral increases in price above that, do I somehow have the right to demand that the lender send the extra amount be sent?

Of course you do.

It's too bad some people simply cannot see past their juvenile understanding of how negotiations work <additional hormone rage comments>

I understand that talking like this may provide some relief but do you really think that this will make things change? Three users have already called you on this practice, this approach defies every logic in the margin trading market. Professional services like BitFinex which, your words: "operate in these manipulative and volatile market" use EXACTLY the approach we are describing here.

Also maybe your should control the war setting on your keyboard before posting.
ME, Eisenhower34 and another user express the same concept, so if my understanding of the issue at hand is juvenile so is theirs.  Calling others juvenile when you are into crypto business for less than a year is.... well, insert appropriate term here.  Roll Eyes
36  Economy / Lending / :D on: November 08, 2014, 10:11:49 PM
Like I said before your condition that the collateral will not be sold in the event that it's value drops below a certain point essentially makes this a loan that is secured by nothing more then your reputation

Again I am not sure what you are trying to argue here. I don't want to accuse you of anything but it somewhat looks like you are trying to use "fancy" words in order to make yourself look more qualified to give your loan credibility.
37  Economy / Lending / Re: Offer closed on: November 08, 2014, 07:29:39 PM
You forget that crypto currency scene and its volatility creates a condition that essentially destroys the traditional framework for these deals - a separate idea is needed to accurately adjust to is nature and draw up a contract that is essentially fair for both sides. Your opinion that this is a margin loan is incorrect by the fact that you must consider the exact environment in which you can apply such definitions with some reason.

False, no counter arguement provided as it is impossible Smiley

You also forgot to mention the reward as well as risk that is both eliminated when I give out the collateral - I am myself forfeiting a chance to profit if the collateral goes above certain levels in the volatile market for a quick x2 or x3 if that happens, as it often does in crypto markets.

Easily solvable using professional approach at collateral and margins.

I will only be able to get my collateral back if the escrow sees that I made my repayment on time - and the lender is assured of collateral disbursement through 3rd party escrow, an essential option which was somehow strangely rejected by some 'legitimate' people on these forums Cheesy

If undisclosed ( Huh ) collateral become worthless you profit and lender is fucked

Your points are valid only if you consider the profit and advantage of the lender and not the other party - and crypto currency environment as I said does not allow the traditional definitions of these contracts to be applied accurately due to the very different nature of its current 'markets'.

False, shows inexperience or attempted manipulation. These markets are no different from volatile ones fiat based.

As I said, I try to reach the fairest deal possible within the given framework. I'd say, if the loaner party is willing to risk forfeiting profits from the largely volatile markets with the absolute basic consideration that collateral is not returned until full payment is made, then the lender can accept both the risk and reward of the markets as well. This is a negotiable contract and trade, and balance is essential.

False, shows inexperience or attempted manipulation. This approach puts you above the lender in case you do not honor the deal, and you aren't to be trusted

Scram, whore Cheesy

Make me. Envy me. You are as powerless as a spent candle.

Offer is closed. No further comments required.
38  Economy / Lending / Re: Offering Loans - 5%/Month on: November 08, 2014, 07:25:28 PM
Killerloop only gives loans if you have collateral.

 Wink
39  Economy / Service Announcements / Re: [ANN] Coinsortium - Cryptocurrency Stock Exchange - Free Cryptostocks Migration! on: November 08, 2014, 07:18:47 PM
I'm just curious, if the consortium owners have also passed the Ardeva ID verification by themselves. Couldn't find this on your website.

Sure, here it is: https://ardeva.com/profile/50df909d-1d9d-4923-ae35-1724c580a91f

You can take it from the COINS security on Coinsortium.
40  Economy / Lending / Re: Medium Loan Request - 10-15% Interest, 30-45 days, Collateral and Escrow on: November 08, 2014, 06:45:22 PM
He know this very well my friend. But it is way easier to shift the risk on the lender instead of taking it for yourself Smiley
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