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21  Economy / Services / Re: Looking for a designer to customize Bootstrap theme on: February 19, 2013, 05:47:46 AM
Expect to pay 10BTC or more... no one will do all that work for 25 bucks.

Why not just buy a template from wrapbootstrap or something?  They even accept BTC as payment.
22  Bitcoin / Pools / Re: [18 GH/s] Hashrack.com - Realtime stats/Decntrlzd/Giveaway/PPLNS/ASIC Ready/API on: February 17, 2013, 07:12:51 PM
Awesome, you guys have hit about 3.5 million shares!

I'm going to jump on the bus to hopefully help you guys finish your first round.

If anyone else wants to hop pools for the next couple of days to help us finish our first round, that would be awesome!

Thanks!  I know I don't really do this to make money, it's only a fun hobby... seeing what I can get out of my hardware, and killing time in the forums... but with more people, maybe we'll get a block sooner... well, that's if BTCGuild allows anyone else to get some.  Wink  User 67117   is at 3,047.37 GH/s now!!

WOW
23  Other / Off-topic / Re: Question for the php-heads... on: February 12, 2013, 04:58:30 AM
Herodes has it right...


if(gmp_cmp("$balance", "0")) {

This will run if $balance is > 0

 } else {

This runs if it is 0 or less than.  

 }

So you would have

Code:
function sync_to_litecoin($uid)
{
    $litecoin = connect_litecoin();
    $balance = $litecoin->getbalance($uid, 6);
    $query = "
        UPDATE purses
        SET amount = amount + '$balance'
        WHERE uid='$uid' AND type='LTC';
    ";
    do_query($query);
    if (gmp_cmp($balance, '0')) {
        $litecoin->move($uid, '', $balance);
        $query = "
            INSERT INTO requests (req_type, uid, amount, curr_type)
            VALUES ('DEPOS', '$uid', '$balance', 'LTC');
        ";
        do_query($query);
    }
}
24  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 10, 2013, 07:59:27 PM
I just connected my eBay, but it doesn't show anyone anything, other than I connected to eBay... were does it show my stats to others?

Now you have 5 positive reviews that came from Ebay.

You have an ebay badge at your user page and in any listing you may have.


Hmm, my eBay rating is 583, 100%, Member since: 21-Dec-00 in Canada.



Yes, and your number of unique positive feedbacks is 5.

The Ebay score will be added soon.



Gotacha.  I thought that was what was coming from eBay connection... you said 5 positive reviews came from eBay, not sure what that means, but I'll keep watching my account.  Seeing how my numbers are affected, helps me determine how others are generated, since we can't actually see the connections.
25  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 10, 2013, 07:42:45 PM
I just connected my eBay, but it doesn't show anyone anything, other than I connected to eBay... were does it show my stats to others?

Now you have 5 positive reviews that came from Ebay.

You have an ebay badge at your user page and in any listing you may have.


Hmm, my eBay rating is 583, 100%, Member since: 21-Dec-00 in Canada.

26  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 10, 2013, 06:39:20 PM
I just connected my eBay, but it doesn't show anyone anything, other than I connected to eBay... were does it show my stats to others?
27  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 08, 2013, 04:51:21 PM
+1 a Security Feature!

Eventually, the scammers will run out of phones, facebook pages and linked in accounts to authorize their bogus accounts with, or it will become too much of a bother, and they will just wither away.



All 3 can be created at will for a few cents worth of effort.

Even a phone to SMS to?  I guess it's easier than I thought.

28  Economy / Service Discussion / Re: BFL added tax on: February 08, 2013, 04:50:12 PM
If they have a presence in your state, you're required to pay taxes.

1. They are either scamming you for taxes.
2. FPGA days they didn't collect taxes, nor pay them, or they realized when they paid taxes they fucked up and ate the % they should have collected.
3. They have a presence in your state.
Just tried from Canada. They are adding a "tax" worth $112 on a Single. Looks like your option 1, unless Kansas (or Wyoming?) changed their tax code.

The only way they can charge you tax, is if they are doing your duty and remitting HST.  Otherwise, they are just cash grabbing from you, as you'll have to pay Duty and GST anyone once it hits the border.

At my business we sell to the USA Daily, and do not charge them taxes.  We charge HST/GST based on the ordering province for all national orders.
29  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 08, 2013, 01:34:37 PM
+1 a Security Feature!

Eventually, the scammers will run out of phones, facebook pages and linked in accounts to authorize their bogus accounts with, or it will become too much of a bother, and they will just wither away.

30  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 08, 2013, 03:00:11 AM
Tulkas here is an idea:

Darkko (https://btcjam.com/users/903), for example has outstanding loans.  However, he also is a lender himself (https://btcjam.com/listings/1458), so if he has a balance of anything on his account, he cannot withdrawal any coin, while he is overdue on his own loans.

For example, he has 10BTC loaned to Galwaysteve which he did on Jan 31, 2013.  One day later his account was overdue on his 12BTC loan.. so he probably just shifted the money within his account that he received from his funding to fund another loan.  So no biggie, that's fine.

Now that he is overdue on his account, he should not be able to move any BTC back to his wallet, or to another loan.   He should be required to clean his slate first.  Doesn't stop anyone with no money in their account, but does 'somewhat' allow for a cushion for the site to play with, to credit back lenders.

What do you think?

Not sure about that, imagine if your mobile operator had the power to move money from your account to pay overdue bills?

You're not moving anything.. you only disallow someone to withdraw 'their' funds to their wallet, or fund a loan to another member (which could be their second account), until their account is in good standing.

Now that doesn't stop fraud, but does give the site a way to help protect lenders. 

Of course people will just game the system, but they are doing that now, so I don't see how it would hurt.
31  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 08, 2013, 01:25:05 AM
Tulkas, any thoughts on my idea posted a few posts up?

32  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 06, 2013, 07:14:50 PM
Tulkas here is an idea:

Darkko (https://btcjam.com/users/903), for example has outstanding loans.  However, he also is a lender himself (https://btcjam.com/listings/1458), so if he has a balance of anything on his account, he cannot withdrawal any coin, while he is overdue on his own loans.

For example, he has 10BTC loaned to Galwaysteve which he did on Jan 31, 2013.  One day later his account was overdue on his 12BTC loan.. so he probably just shifted the money within his account that he received from his funding to fund another loan.  So no biggie, that's fine.

Now that he is overdue on his account, he should not be able to move any BTC back to his wallet, or to another loan.   He should be required to clean his slate first.  Doesn't stop anyone with no money in their account, but does 'somewhat' allow for a cushion for the site to play with, to credit back lenders.

What do you think?
33  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 06, 2013, 01:42:31 AM

Not a stakeholder but made enough bitcoins off the site that I am good. I am replying to you cause you should like the biggest idiot ever, and you obviously have no idea of how P2P loaning works so yea I am going to reply to you and show you how your being a moron LOL That would lead me to you who I think is being a troll, cause you have no idea what you are talking about.

I'll ignore your grammar and assume English is not your first language.  Oh, while I'm at it, I'll just ignore your userid.. there that solves a lot of problems.

Tulkas, I apologize for taking your thread off course.  I look forward to your continued improvement of BTCJam, and hope that my suggestions can help.
34  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 06, 2013, 01:15:49 AM

It is really ok, that your jealous that we can pick loans and you can't with your little 4 btcs. Just own it and move on to something else cause your trolling yet it aint working LOL

Not sure why you're even replying to my posts.  Tulkas has been replying to people with real suggestions/comments, and making changes when necessary to improve the site.  I have no idea who you are, or if you're even a stakeholder in BTCJam... I assume you're not though. 

Which would lead me to think.. who is the troll?
35  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 06, 2013, 12:57:24 AM
LOL you shut up a lot of people, since everyone thought I was the only one that makes money on this site, but see smart people know how to invest there money and rake it in.

Doesn't show that he has made a cent. All it shows is that he has 177BTC as a liability, which could at some point become overdue.  The 222 paid, could have been the same 1BTC lend out and paid back over and over again *however I doubt it is.

Looking at this screen, the alias has not been shown... I suspect it's someone who has loaned a lot of money on one or two large loans... but again, hard to say with that little bit of information.
36  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 06, 2013, 12:16:17 AM

Cover that 21% of loss, and I bet the improvements will come a lot faster.  At this point, you put 100% of the risk on the lender, with absolutely no risk to the site, or borrower.  The borrower can default, open a new account... the site never loses, as you could just say we have scammy borrowers (at a rate of 20-some-odd percent).

I'm sure there are good borrowers on the site, but currently there are too many deadbeats.

Not that I ever had much BTC on your site, I think 4BTC at the most, which I considered would be a gamble anyway, but I think you'll scare off new investors, or not keep investors for very long with the high rate of non-payments.

These are just my opinion.

The borrower defaults and then can't open another verified account. The improvements are underway.


Since Facebook, phone and Linkedin are all automated, there is nothing stopping them from opening another account under another alias....  As long as they can pass those tests... and there are no penalties to them even if they do default, as no one can know their details.

I'm glad you're doing more to make the system safer for lenders... 
37  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 05, 2013, 09:32:38 PM

So the rate of BTC lost to delinquents is actually more like 25.71%.   2065.20 of 8081.83 in total loans has not been paid back.  So it is a significant rate of non-payment, or $41,300(USD) give or take.

Now if that 2065 includes the interest as well, then yes you would be more like 78.3% .. which in itself is not impressive.


No, the repayment rate is 78.3%, as the time passes the defaults will add up but so will the payments.

We are working towards improvement, the early Prosper repayment rate (first two years) was bellow 60%.

 

Cover that 21% of loss, and I bet the improvements will come a lot faster.  At this point, you put 100% of the risk on the lender, with absolutely no risk to the site, or borrower.  The borrower can default, open a new account... the site never loses, as you could just say we have scammy borrowers (at a rate of 20-some-odd percent).

I'm sure there are good borrowers on the site, but currently there are too many deadbeats.

Not that I ever had much BTC on your site, I think 4BTC at the most, which I considered would be a gamble anyway, but I think you'll scare off new investors, or not keep investors for very long with the high rate of non-payments.

These are just my opinion.
38  Bitcoin / Pools / Re: [18 GH/s] Hashrack.com - Realtime stats/Decntrlzd/Giveaway/PPLNS/ASIC Ready/API on: February 04, 2013, 07:57:44 PM
I just disabled some features, we are benchmarking and tuning the server, i let you know once we finish this task.

Was a long day with a lot of movement, after long hours watching the logs and statistics, I saw that the server was failing, going down every half / 1 hour, fortunately we found the problem, a matter of fine-tuning of mysql, apparently everything is working like a charm, so thank you very much to the miners who continued mining, while we did the tests and the necessary changes!

Keep mining!

Great work pkarc!  Can you explain what stales are and how they come about?

Stales
Stale shares are the shares that were sent after a block was already solved(by the bitcoin mining network). Occurs when you find a share and submit it to the mining pool after the pool has already moved on to the next block. Stale share = Invalid share.

Okay... so the number that we have, is that normal?
39  Economy / Service Announcements / Re: [ANN] BTCJam - Peer to Peer Bitcoin Lending on: February 04, 2013, 06:58:34 PM

This is the current data on the site:

Loans: 511
Total payments: 2390
Payments late: 540
Fully repaid loans: 272

Repayment rate: 77.4%


So what is the value in BTC for the fully repaid loans vs. the late payments? 


I'm glad you asked, the repayment rate in BTC is higher.

This is good because it demonstrates exactly why the service is so useful. Trusted members tend to receive more money, and they pay back.


Loans: BTC 8081.83
Total payments: BTC 9527.39
Payments late: BTC 2065.20
Fully repaid loans: 272

Repayment rate: 78.32%


So the rate of BTC lost to delinquents is actually more like 25.71%.   2065.20 of 8081.83 in total loans has not been paid back.  So it is a significant rate of non-payment, or $41,300(USD) give or take.

Now if that 2065 includes the interest as well, then yes you would be more like 78.3% .. which in itself is not impressive.
40  Bitcoin / Mining / Re: How Long Will it Take to Solve a Block at 17.6 GHash/s? on: February 04, 2013, 04:18:04 PM
So basically if we want this pool to succeed we're going to need more people, because while it won't make it 100% that we will find a winning hash faster, we would at least have a higher probability of hitting one faster.

Correct.  Your chances of hitting the lottery is the exact same, no matter what combination of numbers you play.  Play more numbers, you have a better chance.

So with more people guessing the hash, the better chance you have of finding it.  It could happen on the first try, or the billionth try... really no way to know... AND remember you're competing with everyone else, so if you don't find it before someone else does, the whole thing resets and everyone starts looking for a new hash.

So it's all in the luck of the draw.
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