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2041  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 12, 2015, 11:43:18 PM

If you have some reading time, this article is informative and I think the points should be kept in mind when you are choosing to invest in particular digital currency.  


"6 traits successful entrepreneurs share"

1. They're persistent
2. They're adaptive
3. They're risk takers
4. They're imaginative doers
5. They're confident
6. They're trustworthy

Full article: http://www.cnn.com/2015/03/11/tech/traits-successful-entrepreneurs/index.html

Great article, everyone should read it to get a rough idea what the DNotes team goes through on a daily bases. Nothing in that write-up is over stated. In our case it takes even more. DNotes is managed as a business but cannot be controlled as a business because no body legally owns it as an entity. This is hugely challenging. I don't believe that I can pull it off if I were 20 years younger. That, in my opinion, is one of the main reasons why our industry has such a high rate of failures.

+ 7. Extremely knowledgeable of the industry. 8. Highly skilled in every aspect of the business.
9. Clear vision of the future 10. Loaded with winning strategies 11. Highly skilled in flawless strategic execution. ( I am sure I can come up with more ...) But that is the vaule of DNotes. We are a rare breed. Hard to find and tough to beat.
2042  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 12, 2015, 05:01:23 PM
It seems to me there is a misconception of about reversible transactions. Fiat itself isn't reversible, nor are transactions inherently reversible. If you deal only in cash, you may only ask the person who you gave the cash to refund it. What makes a transaction refundable is banks and third party involvement. We simply need a new system of handling transaction disputes. This is what Bitrated is attempting to do.

How Bitrated Wants to Put the Trust Back in Bitcoin

...

Unlike credit cards – or other traditional payment methods – bitcoin's transactions are final by design, with almost no recourse for consumers in cases of fraud.

This, in addition to the semi-anonymity afforded by the digital currency, has led some to question how participants in a bitcoin transaction can be trusted.

...

http://www.coindesk.com/how-bitrated-is-aiming-to-put-trust-back-in-bitcoin/


Here's another one worth reading. Keep your eye on these guys, they are moving in the right direction. Quickly...

https://www.cryptocoinsnews.com/exclusive-bitcoin-interview-igot-co-founder-taking-merchant-rebittance-markets/


I am very cautious on this one.
2043  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 12, 2015, 01:46:49 PM


Hi all!

I have an extremely busy schedule today working on CryptoMoms press release and others. DNotes is building a lot of momentum that may not become apparent until next year. Please do your best to support this forum so that I can focus on the bigger projects that are of critical importance in taking DNotes to the next level. Thank you all for your support and dedications.


2044  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 12, 2015, 04:42:54 AM
Entirely satisfactory discourse on mining.

Did I miss a mention of developing Dnotes' merchant network?

My Mob uses the term 'altruistic miners' -- what RJF termed 'hobbyists.' That is, they bear (at least in the interim . . . ) economic dis-benefit.

And so do those who use crypto-currencies as currencies. IMHO, each community must work to shunt its crypto from the speculative to the 'transactional' volume stage.

IndiaMikeZulu prides itself on biting the bullet on this one. I personally ('Mr. Transactional') buy/have bought with cryptos petrol, groceries, printing services, chicken wings, fresh fruit, computer parts, bullion, and cold beer.

Last week, I swapped $50 worth of Dnotes for groceries. (That person has no wallet yet. She is an 'IMZ passenger.' IMZ holds $1000s in 'passenger' coin. Gotta shunt the project along . . . )

Mark (IndiaMikeZulu), Australia




That is very creative. Well I was able pay my two grandsons with DNotes last summer to do some garden work. The older one wanted the DNotes sent to his account at Allcoins and the younger one wanted the DNotes kept in the Family and Friends account. LOL. I am going to rename it to "passenger" coin.
2045  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 12, 2015, 03:21:55 AM

I'm not sure if this has already been posted, but it's pretty interesting for anyone who hasn't seen it.


"Bitcoin Created More Jobs Than the U.S. Gov't in 2014"

Jobs & Industries That Never Existed Before

Bitcoin and other cryptocurrencies created an estimated 250,000 jobs during 2014. None of these positions existed before 2009 according to Tamer Sameeh of LazyNews (and this list is only partial):

Script and Multisig developers
Java cryptocurrency developers
Microtransaction engineers
UX/UI crypto designers of user-only security protocols
Bitcoin and cryptocurrency crowdfunding planners and consultants
Cryptocurrency journalists
Cryptocurrency traders
Cryptocurrency technical analysts
ASIC chip designers
Bitcoin gambling website operators
Mining pool administrators  
Cryptocurrency escrow agents
Cryptocurrency Exchange-Traded Fund (ETF) operators
Bitcoin fraud detection consultants
Cryptocurrency ATM designers
Virtual currency exchange arbitrators
Federated open transactions’ server operators

full article - http://cointelegraph.com/news/113486/bitcoin-created-more-jobs-than-the-us-govt-in-2014

This is worth repeating. I have seen it a number of times and in different places. It may be hard to believe it at first glance. I firmly believe that as an industry worldwide, the job and wealth creation will be  massive.

We will not see another opportunity of such massive magnitude in our generation again. This is one of the reasons that we are so committed to make CryptoMoms a priority and launch our family of CRISPs so that everyone worldwide can participate and get on board early for potential high returns for the long term.

DNotes supporters have been making serious attempts and being very generous in gifting DNotes to a large number of people in hope that many more will benefits. We realize that a lot of people do not have the financial means to even start a small savings account. Our CRISP For Students is specifically designed with that in mind. Students can open a Savings account and be an owner of DNotes instantly without  having to pay for it in getting started.

It is important for you all to know that we are using our hard earned dollars to buy DNotes everyday so that we can continue to give some away. This is done out of very strong conviction that we want to be a positive impact to as many people as possible. We all can be proud of the fact that as a community, DNotes has consistently done a lot of things that others won't do. DNotes has an amazing team that has been my inspiration everyday. I am looking forward to the day when DNotes alone is creating more new jobs than the Government. Let us make it happen.
2046  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 11, 2015, 07:25:42 PM

Also, and this is my opinion only, the DNotes I mine go straight to my wallet or DNotesVault. I don't sell any to pay the bills as it is my opinion that DNotes will be far too valuable in the future to spend or sell now, it would be loosing money to me.

I think that many miners are missing the long term picture. If you are mining and selling a coin at USD $0.01 and that coin appreciates to $1.00 in four or 5 years, you have done yourself a series disservice with the coins sold early. As long as you can pay the bills without selling mined coins, I would say hold them all. And this goes back to the first part, choosing the right investment coins in the first place. Good choices make profitable investments, period.


RJF, firstly, I agree.

I know you are pretty well versed when it comes to mining. If someone were to ask you about buying equipment today, would you recommend mining over buying the coins directly?

There are two parts to my answer. Why is the person considering mining over buying?

1. If you are NOT a hobbyist with a serious interest in computers in general, I would say buy your coins. It is no longer possible to amass a serious amount of DNotes buy mining unless you have more than 100 MH/s to dedicate. 40 MHs/ per day, every day, will get you about 50,000 NOTE per year. That's a lot of electricity and time spent keeping the miners going. Not to mention tying up a decent computer for that time period. Initial outlay varies but, a used ZUES X6 40 MH/s SCRIPT ASIC will cost around 350 to 400 USD (ebay). Not too hard to take but, that same 400 dollars will buy you about 40,000 NOTE at todays price. (around  0.00004550) So, after figuring in power cost (not going to place a figure here, varies too much but, several USD a day), upkeep, and lost PC usage, it really makes more sense to buy your DNotes.

2. On the other hand, if you ARE a hobbyist, you will ignore all those downsides mentioned above, cobble something together, and mine for the fun of it with profit secondary. In that case, mine away, it's fun and technically interesting. And, you get the bonus of accumulating something that will have real value in a few years.

So, there is no hard and fast answer to your question other than this:

Mine for fun and possibly a large future return if you know what your doing. Or, buy as an investment if you don't want to be bothered by all the technical stuff. And the third option, which is my strategy, DO BOTH!

PS: I am not a proponent of using a PC for other tasks while mining. It is best to dedicate a machine for the purpose even with external ASICs.

BTW: My answer strictly applies to DNotes. I would not even consider mining Bitcoin, my SHA stuff costs hundreds to run per month and the return is no longer there.




That is an A+ answer, RJF. I would not have responded that way without your qualifying statement, "My answer strictly applies to DNotes". There are no sure things in investment, but you pick the one that you have the highest level of confidence that will succeed; in this case wildly successful. That being the case, it is not a matter of daily profit and loss, but a disciplined investment for the long term payoff.

In this case, it makes sense to treat this like you are investing in your own business. It is fun, challenging, frustrating, yet rewarding. Smart investors and entrepreneurs wait for the ultimate long term payoff by picking the best in class. Being right in their selections far more often than being wrong is how they made their millions; a few of them billions. Mining and dumping is a poor business proposition. You might use all you money and play the game of "Heads I win. Tails you lose." with me.  You lose every time.


2047  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 11, 2015, 03:11:07 PM
This is a must read article. There are very good reasons why some people are consistently successful. They don't depend on good fortune. They have the vision and they bet on it for the long term; a minimum of five years.

There is no sure thing in the investment world but there are many smart guiding principals. Take time to do your home work. Be totally objective and pick the top 10%. If you are correct, pick two to three from this group that you believe are the best in class. Invest in them for the long term. Keep investing more on a regular bases. Stay informed and adjust your investment accordingly.


KIM LACHANCE SHANDROW
ENTREPRENEUR STAF
APRIL 10, 2015

Why Billionaire Investor Reid Hoffman Is Betting Big on Bitcoin

"he's able to see the next big thing before most of us even know what it is"

"What is most interesting about Bitcoin to you? What attracts you to it?
Once I started really digging into it, I came to realize that there are three aspects to Bitcoin that are interwoven and Bitcoin is most interesting because of them. They are: One, it’s an asset, like digital gold 2.0. Two, it’s a currency in as much as currency is like the digital app that allows you to begin to transact and trade. And, three, it’s also a platform where you can build financial and other products on top of it. These attributes all bound together are what convinced me that there’s a certainty that there will be at least one global cryptocurrency and that there’s a good argument that it’s Bitcoin, or that Bitcoin is one of them, if not THE one. And, if Bitcoin isn’t that global cryptocurrency, than something else will be."

"I invest only in long-term trends. When I invest, I think, “What is the way the world should be and is this investment part of that end? Is this plan the best plan for that to happen?” So that’s minimum five years. When it comes to Bitcoin, that’s the framework that I think about it in."

"Honestly, I don’t even check the price."

Most mass adoption of technology doesn’t just go do something just because it’s cool. When you get mass adoption, it’s because it’s serving a need.


It's easy to see why this guy is so successful.  I've condensed the article to my favorite points only, which coincidentally are similar to the style of DNotes. Smiley

Just a clarifying note:  The definition of an asset is an item of ownership having exchange value, items of ownership convertible into cash, cash itself, notes, securities, property available for the payment of debts, etc.  This makes any cryptocurrency that still has value and is exchangeable, an asset.  The asset backed cryptocurrency rage right now, doesn't make them any more of an asset.


Chase, that is a helpful way of understanding what is Bitcoin, Digital Currency or DNotes in the simplest terms that is easy for a layperson to understand. It is a valuable asset that can increase or decrease in value. Its current asset valuable is easily divisible and can be converted into goods, services, or other assets.

At this infancy stage, like an infant, most of it capabilities are not yet developed or perfected.  The baby just learned to sit up; it will then learn to crawl, walk and run. DNotes just started learning to walk. There are very strategic reasons why we are not trying to run yet. If you believe that this baby is unique, with a very promising future, now is the time to be a part of the family. Once the baby reached maturity and started running, you may have already missed too much of the distance to catch up. This is just a different prospective.

2048  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 11, 2015, 02:05:15 PM
From CryptoMoms Form:
Worth reading.

Quote from: wiser on Today at 12:00:04 AM

I've done a fair amount of speculating on coins and have done well on some, not so well on others. Unless you want to devote all your time to it, it's best to look for a coin that has a strong development team and solid plan from the beginning.

If you look at the BitcoinTalk announcement thread for the coin, look at how many posts are in the thread relative to how long the coin has been out. Post count isn't the be all end all and it can be inflated with useless or troll posts, but generally if the coin only has a few pages of posts, that's a pretty good indication of lack of interest, in which case you should view it as a short term thing.

Coins that are willing to take longer to launch and build up support, coins that are willing to run an advertising campaign... those ones are more interesting for long term. Some examples of coins that I think might be good long term coins are of course D-notes (D-Notes has it all--almost), New Economy Movement's XEM (it took close to a year to launch and platform built from scratch was extensively tested before launch), NeuCoin which has yet to launch looks interesting--they have an ad campaign. Aricoin is also an interesting one. The coin exists but they haven't completely launched yet, and rather than have a big launch they are trying to introduce it gradually.

Another thing I look for is a creative vision for the currency itself, particularly a roadmap for making the currency successful. There are actually a lot of steps to this process and some developers have not given it much thought at all, while others have a good plan. If some sort of roadmap proposal isn't volunteered in the announcement thread I'll ask for it, and if it's not forthcoming, I've learned to hold off.

I own a few scrypt miners and while it can be fun to mine a new coin and sell it at a profit, that doesn't last long. Very quickly the net hash rate catches up to bring the coin to about the same profitability level as Litecoin. At this point, the reason to keep mining the coin or buy the coin is a strong solid belief that the coin will be worth more in the future (whatever "worth more" means to you). I view D-Notes as that kind of coin. When I mine it I do sell some especially if the price enjoys an upswing like it did last month to pay the mining bill, but I also make sure to set aside a significant portion of the coins I mine to "savings," i.e., the D-Notes vault.

That brings up another thing to look for in alt coins: it really helps if the coin has value added to it, like things besides the coin itself. With D-Notes, we have the D-Notes vault and this forum. With XEM, you essentially have a brand new platform and algorithm which is an improvement over what's currently out there, with Devcoin you have the Devtome and the open source work, just to name a few examples.

Finally, a number of alt coins have an algorithm called Proof of Stake, which means that if you have a significant balance in your wallet and leave the wallet open to "stake" you will gain more coins, which can then be sold, accumulated, or what have you. If you tend to leave your computer on all the time anyway, that can be a good way to get some extra off your initial coin purchase. The coin does have to be a good one, though. Coins with some form of proof of stake are SEED, XEM, NXT, to name just a few. D-Notes is not proof of stake but it does have the D-Notes vault retirement section which allows you to earn interest if you're willing to tie your coins up. The AllCoin exchange recently implemented "interests" where it will pay you 0.01% per day for each coin you have on deposit if you have a sufficient balance (which isn't too high). That allows you to "earn" on your BTC and altcoins even if you're just holding onto them. The catch is you have to log in to the exchange every day and push the "interests" button for each coin to get it--it's not automatic.

Anyway, that's what goes through my mind when I'm looking for new coins to "invest" in. Please don't buy any coin just based on the examples I used or the recommendations I made. You all have to do your own homework

Quote from Dyna:

Hi Wiser. I just want you to know that I enjoyed reading your article. Excellent write-up and great recommendations. I wish I have time to add to your comments. Instead I am going to repost it on DNotes Forum. Great job and thanks.
2049  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 11, 2015, 04:14:56 AM
Indeed, associating meetups with Tupperware parties is . . . sub-optimal.

However, although it is clumsy and time-consuming and frustrating, physical meetups, where you can buy and sell a pinch of crypto, where you can help newcomers set up a wallet, where they can see coin arrive in that wallet, where you can trade bullion, where you can buy or sell products, where you can answer questions, where you associate cryptos with people . . .

doubleplusgood!

Mark (IndiaMikeZulu), Australia

That takes an amazing amount of dedication and patience. But that is what our industry needs a lot more of. Good things don't come by easy.
2050  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 11, 2015, 12:45:08 AM
This is a must read article. There are very good reasons why some people are consistently successful. They don't depend on good fortune. They have the vision and they bet on it for the long term; a minimum of five years.

There is no sure thing in the investment world but there are many smart guiding principals. Take time to do your home work. Be totally objective and pick the top 10%. If you are correct, pick two to three from this group that you believe are the best in class. Invest in them for the long term. Keep investing more on a regular bases. Stay informed and adjust your investment accordingly.


KIM LACHANCE SHANDROW
ENTREPRENEUR STAF
APRIL 10, 2015

Why Billionaire Investor Reid Hoffman Is Betting Big on Bitcoin

Reid Hoffman has an expert eye for promising tech startups. The LinkedIn chairman and co-founder's early stakes in Facebook, Airbnb and Dropbox prove he's able to see the next big thing before most of us even know what it is -- and it’s paid off for him time and again.

These days, the so-called “startup whisperer” is placing his bets on Bitcoin. As a full-time partner at venture capital firm Greylock Partners, he claims his primary focus is to invest in “world-class entrepreneurs with new categories of ideas with the possibility of massive scale.” One of those entrepreneurs is Wences Casares, co-founder ofXapo, an ambitious, Palo Alto, Calif.-based Bitcoin wallet and storage startup. With Hoffman leading the charge, Greylock invested $20 million in Xapo last year.
 
“Bitcoin has the potential to be a massively disruptive technology,” Hoffman wrote in a post announcing the investment last July. “It is the leading digital currency and it’s growing fast.”

Related: LinkedIn's Reid Hoffman: Success Tips From Silicon Valley

Then, in November -- a month before Bloomberg declared Bitcoin the worst-performing currency of 2014 -- he announced a hefty personal stake in Bitcoin that he brokered, a $21 million investment intoBlockstream. The Montreal-based startup aims toimprove upon Bitcoin’s blockchain backbone, the shared public ledger upon which the virtual currency’s entire network relies.

We caught up with the father of online professional networking recently to find out why he’s betting big on Bitcoin and why he thinks the controversial cryptocurrency is here to stay. What follows are portions of that interview, edited for clarity and brevity.

Related: Why This Internet Pioneer Thinks Bitcoin Has the Power to Break the Cycle of Poverty

When did Bitcoin first pique your curiosity and when did you become a believer?

I first got into it after speaking with Wences Casares, who I refer to as Patient Zero for Bitcoin in Silicon Valley. Patient Zero is the first infection of a viral contagion.

I’d been paying attention to Bitcoin because a couple of other people that Wences had talked with, like Katana Capital founder Charlie Songhurst, had also talked to me about it and said that it was very important. No one had made the argument in a way that stuck yet, but it made me curious. I started to really think about it, so I sought out Wences in the summer of 2013. We had a fairly thorough conversation. He articulated very strong positive theories about Bitcoin and I began to feel empowered.

Related: IBM Looking at Adopting Bitcoin Technology for Major Currencies

What is most interesting about Bitcoin to you? What attracts you to it?
Once I started really digging into it, I came to realize that there are three aspects to Bitcoin that are interwoven and Bitcoin is most interesting because of them. They are: One, it’s an asset, like digital gold 2.0. Two, it’s a currency in as much as currency is like the digital app that allows you to begin to transact and trade. And, three, it’s also a platform where you can build financial and other products on top of it. These attributes all bound together are what convinced me that there’s a certainty that there will be at least one global cryptocurrency and that there’s a good argument that it’s Bitcoin, or that Bitcoin is one of them, if not THE one. And, if Bitcoin isn’t that global cryptocurrency, than something else will be.

I think that a global cryptocurrency that is an asset, a currency and a platform, is pretty essential for good progress in what we can do when it comes to building products and services, banking the unbanked in the third world and creating effective commerce across borders, among other things.

Related: 'Days Felt Like Years': What Morgan Spurlock Found When He Tried to Survive on Bitcoin for a Week

You’ve said that you’re not concerned with the day-to-day price of Bitcoin, that you’re more focused on the long-game outlook of your Bitcoin investments. Why?

My investment philosophy is very much long-term. I don’t do any small trades, like, “Oh, I’ll own this for a year and then I’ll sell it.” I invest only in long-term trends. That’s part of the reason I’m a venture investor. When I invested in Airbnb, when it was totally a new and random thing, most people said, “No way, no one’s gonna’ have strangers over at their house to rent a room, etc.” I saw it differently.
When I invest, I think, “What is the way the world should be and is this investment part of that end? Is this plan the best plan for that to happen?” So that’s minimum five years. When it comes to Bitcoin, that’s the framework that I think about it in.

Why do you think the price of Bitcoin has diminished so much since late 2013, when it soared above $1,000?

I think that the price drop has gotten lost in asset speculation. A lot of people were like, “Oh, my God, I gotta’ get in now!” They thought it was a get rich quick scheme. Obviously the run up was driven by speculation. Speculation tends to be very volatile to, “Oh, my God, it’s headed down now. Oh, get out quick.” Speculators are not long-term buyers. Speculators are cash in on the upswing and know when to get off the boat.

Honestly, I don’t even check the price. I don’t even know what it is right now. I would guess it’s around $200-ish. Once it went down to $200, it’s actually not been that volatile since. The volatility decreased after that big drop and it’s now coming to a point where it’s at the current clearing price.

Related: How a Teenage Entrepreneur Built a Startup on Bitcoin Riches

What are the biggest challenges holding Bitcoin back from mass adoption?

There aren’t enough use cases that make it easy enough to transact in Bitcoin yet. It has to be easy to use and reliably fulfill people’s needs. Most of the places a digital asset is needed very badly are not places like the U.S., where I can sit with my dollars in the bank. It’s more like Argentina or Ukraine or Russia. Those areas still have to get to the point where it’s useful.

Once you get the asset store working in those locations, you have to figure out where people want to transact in Bitcoin. Is it cross-border transactions? Is it other types of transactions that are unique and difficult to do?

While it’s cool that Overstock will accept Bitcoin, a lot of people in the U.S. have credit cards and can buy from Overstock with them, so they don’t need to get Bitcoin in order to buy from Overstock. Most mass adoption of technology doesn’t just go do something just because it’s cool. When you get mass adoption, it’s because it’s serving a need.

Related: Winklevoss Twins: Bitcoin Is Like a 'Child Taking Its First Steps' But Will One Day Win the Finance Marathon

What is your advice to those considering investing in the Bitcoin space?
Roughly speaking, it’s very much like a venture investment. What I tell people who are angel investors investing in it, even though I think that the likelihood that Bitcoin will go to zero is very low, I say don’t invest in something you’re not willing to lose, or lose a good portion of. Now, for portfolio management, like if you have $10,000 and you invest $500, that’s usually kind of an unsafe side bet.

If you’re interested in Bitcoin, if you believe it’s part of how you think the world should be, the way the world will eventually end up going towards and you want to participate in that, then it might be for you. Or, if you’re in some place where you have no real, good asset value store and you’re uncertain about the banks, you’re uncertain about the government currency, then Bitcoin can provide a useful asset store for you.
http://www.entrepreneur.com/article/244859
2051  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 07:19:30 PM
maybe add any web link in QR format, just for scan with android or ios or whatever XD


¡ Its the future, not must write addresses to see it !
                               Grin

http://keremerkan.net/qr-code-and-2d-code-generator/


Oh right! Good call.
All, please take a look at the flyer and provide your comments.

https://dnotesvault.com/crispforstudentsflyer2.png

Looks good. To the point with good introduction explaining what it is.

Good. If there are no further comments on it, I think we will run with that. If anyone who goes to school here would print it out and leave it on their local boards and community rooms, that would be helpful.

I really like this idea and the flyer looks great.  

Question #1 - Is the CRISP For Students initial target market University and College students only?  I think it may be taken advantage of at the high school level - just a thought.

Question #2 - Do you think it is a good idea to post this flyer in places where students' parents, grandparents, etc might see it and take an address for the student?

"Is the CRISP For Students initial target market University and College students only?  I think it may be taken advantage of at the high school level - just a thought."
Absolutely, k-8 is probably better off in the CRISP for Kids, though high school students still apply. High school, colleges, universities are a good fit for the CRISP for Students program.

"Do you think it is a good idea to post this flyer in places where students' parents, grandparents, etc might see it and take an address for the student?"
Certainly, it's not coming to mind what those places might be. Would you give us an idea of places you were thinking?


Honestly, post it anywhere it will be seen by responsible people. The only reason I said college is that my oldest daughter is about to graduate from University of Maryland so she has easy access and knows where to make us visible. She is also alumni at College of Southern Maryland and will post there too. Next year she will be attending Law School in New Mexico and I'll bet she will post it there as well!

If I had kids in K/8 I could work that angle as well but, that was some time ago!

PS: She will be taking pics of the postings to verify it was done.



!00% in agreement with RJF. Any students, anywhere and everywhere. The specific focus on Colleges and universities is that they are more aware of Bitcoin and more likely to organize special interest groups and invite speakers. For your children, our target should be more focused on the parents and grand parents. Our family of CRISPs are designed to cover everyone "from the unborn to the super rich" Why the super rich" They can be the donors to charities and scholarship funds. DNotes is strategically positioned for the very long term. That is why are strategies are so different. Once enough people are converted to our  camp, we will start to dominate and be very hard for others to replicate.
2052  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 04:06:11 PM
I like DNotes and traiding  Smiley
Small giveaway (YOBITcodes) only for 50 newbies here https://twitter.com/CatLove54851437/status/586538664198537216

Welcome to DNotes, correhidor. Thanks for the Tweeter give away. Every effort to help DNotes build better awareness will go a long way for DNotes to be successful. DNotes is one of the safer coins for day trading but don't forget to save some for the long term. That is where the potential for high return is. Our business model calls for building a solid foundation before expanding rapidly. Central to our success is a stable trustworthy currency, but it must be based on a solid track record of at least a couple of years for professional investors to take us seriously. In the mean time, we are making every attempt to build a solid foundation with the most important part of our ecosystem; the DNotesVault for easy and secure storage with 100% guarantee, our family of CRISPs for everyone worldwide to participate, and CryptoMoms to encourage women's participation while serving as a currency neutral site for our industry peers to promote their products and services for free.
2053  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 02:04:29 PM
Good read:

http://americasmarkets.usatoday.com/2015/04/09/jp-morgan-warns-silicon-valley-is-coming/

Yes Mr Dimon, we are at your door....  The next move is yours.


Great insights. We aren't quite that close yet, but we are certainly on our way.
2054  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 01:57:14 PM
Already now on Ebay too I have been seeing people accept also UTOKENS, another up and coming digital currency sp yes it is already happening, maybe we will see Dnotes being accepted there too soon..

Centralized and regulated coin
Retro site design
"World Group" with a gmail address as contact
MLM style network
Promises guaranteed profit

Must be legit...

In exchange for your vids here's an other one  Roll Eyes:
https://www.youtube.com/watch?v=cIasr2AiyZ0

just quote of any brother, not like to waste my time. less my bitcoins.

"Must be legit.." Being legit .. is a rare breed in the cryptocurrency world. Be careful. That video is sick and sad but it does convey a strong message. Few successes in business come by easy. It takes a great deal of hard work, patience and tenacity. DNotes does not believe in quick and easy money. We are firmly committed to the long term. It does get loney and frustrating sometime. But that is why we will be successful while so many are failing. Keep up with the good work.
2055  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 12:57:32 PM
This Breaking News is worth noting. This is another piece of solid evidence that within another 3 to 5 years digital currency will be accepted by the mainstream. Typical of early adoption; it is not perfect or pretty. But someone got to get it going. The way it is done through the Paypal system is neither efficient nor cost effective.

For the love of Bitcoin or to those who are fortunate enough to be in the position where money is no object, it is certainly cool. Go for it. But that should not be the ultimate goal in making digital currency to be truly superior to fiat currency. We believe that for it to happen, there must be a stable trustworthy digital currency that can truly be spent as a medium of exchange between two parties without the necessary cost burden of an intermediary. That is what DNotes is striving for. It is a long lonely journey, but that is the best pathway to be true to our mission. Otherwise we might as well stay in the same old camp and be contented with the outdated costly credit/debit card system. It has been useful and convenient. Change is never easy. Most people rather remain in their comfort zone, despite having the cost of having to endure the some pain and suffering.


BREAKING: PAYPAL MERCHANTS CAN NOW ACCEPT BITCOIN

 Justin OConnell  10/04/2015  Announcements, Bitcoin Business, News 4 Comments


In a long SEC filing from today, PayPal states that its merchants can now begin accepting Bitcoin. As the original text to the filing reads:

A merchant can typically open a standard PayPal account and begin accepting payments through PayPal within a few minutes. Most online or mobile merchants can onboard quickly and are not required to invest in new or specialized hardware. Our Payments Platform supports growth with a variety of value-added services designed to help businesses of all sizes manage their cash flow, invoice clients, pay bills, and reduce the need for merchants to receive and store sensitive customer financial information. For our standard service, we do not charge merchants setup or recurring fees. A merchant can also integrate with Braintree to begin accepting payments with credit or debit cards, PayPal, Venmo, digital currencies such as Bitcoin, or other payment solutions with a single integration.

In September 2014, PayPal announced it would accept Bitcoin via integration with Braintree, and the same month announced partnerships with Coinbase, BitPay and GoCoin. Via the PayPal Payment’s Hub merchants could use customizable APIs to integrate Bitcoin into their shops for digital goods. At the time, it released a video hinting at Bitcoin integration.


eBay CEO John Donahoe said in 2014 that Bitcoin would play an “important role” in eBay’s plans before the two companies agreed to a split due to a changing digital payment’s landscape.

 
“PayPal is playing the role of the intermediary, but the cost will be left up to the merchant and the payment processor,” said Scott Ellison, PayPal’s senior director of competitive intelligence and corporate strategy, at the time of the original announcement.

The digital payments firm will split from its former parent company, eBay, Inc., effective at the end of 2015. As eBay writes of the split in the filing:

…The commerce and payments landscape is rapidly changing, and each business faces different competitive opportunities and challenges. Consequently, in September 2014 the board decided to separate the businesses. As independent companies, we expect eBay and PayPal will be sharper and stronger, and more focused and competitive as leading, standalone companies in their respective markets. eBay and PayPal also will benefit from additional flexibility and agility to pursue new market and partnership opportunities.

Whether or not PayPal will pursue a more aggressive Bitcoin policy has yet to be seen.  In 2014, weighing in already on Bitcoin currency regulations, the company told the Australian Senate:

“While the currency itself should not be regulated, and transactions by individual users without the assistance of the intermediaries should not be regulated, companies that provide a financial service for digital currency transmission, for issuance or sale of digital currency, or for exchange with other currencies such as the Australian Dollar, should be regulated in a manner similar to the existing regulations that apply to other payment services… Those regulations, however, should be adapted to recognize the specific details of how different digital currencies work, particularly ‘decentralized’ digital currencies that are not controlled by a specific issuer.”

Updated: April 10, 2015 at 8:22 am CET.

https://www.cryptocoinsnews.com/breaking-paypal-merchants-can-now-accept-bitcoin/


2056  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 11:27:34 AM
I have often tried to describe Bitcoin as the next greatest technology revolution since the Internet and that it will bring about massive wealth and job creation. Unfortunately, most people do not have a cue as to what it means; neither do they know that the Internet has indeed been a engine of massive job and wealth creation. How massive? Try hundreds of million of jobs and hundreds of billions of new wealth. Here is one I have not heard of  and it is being acquired for $1.5 Billion. Like most startups, it began with a humble mission: “Initially the site started in 1995 as a way for founder Lynda Weinman to teach web publishing to students at an art college in Ojai, Calif. Now the Carpinteria, Calif.-based company teaches over 6,800 online courses to over 5.4 million individual and business customers, and made $140 million in revenue in 2014”.  

It has taken twenty years to be worth $1.5 Billion and their mission is limited in a fairly confined area. In contrast, DNotes is positioned to be the Digital Currency of the Future on a global scale with missions to solve multiple global problems and turn them into global opportunities. We do know that DNotes is worth $1.2 million today or 1.2 cents per DNotes according to CoinmarketCap. How much could it be worth in 20 years?

We do not know. What I do know is that to fully exploit this rare opportunity, we must position DNotes with a solid foundation and be uniquely different than our industry peers. It is not how fast we get to accomplish our missions but how certain that we will accomplish them. Could DNotes be worth $1.5 billion one day?


EdTech Wants to Connect: LinkedIn Buys Online Education Platform Lynda for $1.5 Billion

Karis Hustad - Staff writer
04/09/15 @3:59pm in Tech


Need to learn Spanish, HTML code, or InDesign? Soon, you can take a course on LinkedIn.
The Mountain View, Calif.-based company announced it is acquiring lynda.com, an educational website that produces instructional videos on business, technology, and creative skills. The deal, worth $1.5 billion, indicates a growing financial interest in edtech, and marks a step by LinkedIn to be a source for more than just professional social networking.

lynda.com is a subscription-based service that offers customers online courses and video tutorials. Starting at $25 per month for full access to the site's library, users can learn everything from building a Wordpress website to learning Italian.

Initially the site started in 1995 as a way for founder Lynda Weinman to teach web publishing to students at an art college in Ojai, Calif. Now the Carpinteria, Calif.-based company teaches over 6,800 online courses to over 5.4 million individual and business customers, and made $140 million in revenue in 2014. In January, the company announced it raised over $186 million from venture capitalists and investors-- the biggest round of edtech financing to date.

What's even better than $186 million in funding? A $1.5 billion acquisition. The deal, which will be finalized by next quarter and is LinkedIn's biggest acquisitions to date, is 52 percent cash and 48 percent stock, with "most" lynda.com employees transferred over to LinkedIn, according to a release. No word yet on whether it will affect offices in Chicago, where LinkedIn has over 280 mostly sales and marketing employees.

Weinman said she sees the move to LinkedIn as opening up a new range of customers to the benefits self-motivated learning.

"LinkedIn has nearly 350 million members, all of whom potentially benefit from self-paced study of new skills," she wrote in a LinkedIn post announcing the acquisition. "Jeff Weiner, CEO of LinkedIn, and I both believe that the skills gap is one of the leading social issues of our time — technology changes fast and people need to keep their skills up to date."

What does this mean for LinkedIn? A step beyond the traditional social network. Ryan Rolansky, head of content products at LinkedIn, points out in a blog post that future job seekers could check what skills are needed in a job description, or most desired in a geographic area, and immediately take a course through lynda.com's video library on LinkedIn to gain that skill. Weiner sees skill-building as a natural partner to networking.

"When I look at lynda.com’s platform, I see a best-in-class collection of high-quality, premium content that is focused on professional skills — hundreds of thousands of videos, comprising thousands of full courses — that make it possible for anybody to easily and effectively acquire a skill needed to get their first job, get a promotion, land a business deal or advance their career," he wrote in a post on LinkedIn.

http://chicagoinno.streetwise.co/2015/04/09/linkedin-lynda-social-networking-site-buys-education-platform/?utm_source=newsletter&utm_medium=dd&utm_campaign=2015_04_10&ak=60b850f382f9ac6e30f0340f72814830ed072b65
2057  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 03:40:53 AM
Thanks, Grandmama. We have a great team here. It is a little easier to work hard when it is rewarding to know that we are providing opportunities that are beneficial to others.
2058  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 10, 2015, 02:01:37 AM
Quietly reading.

Mark

Hi Mark. Thanks for your continued support. Among various projects that have been keeping me busy, I have been spending some time studing various exchanges. Do you happen to know Igot exchange located in Australia? You can PM me if that is more appropriate. Thanks.
2059  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 09, 2015, 04:21:36 PM
CCN just published a very long interview with Andreas Antonopoulos, a rising star in the Bitcoin space. He is the author of “Mastering Bitcoin” and a popular industry speaker. He is also the CTO of a newly launched start-up “Third Key Solutions” founded by Ms Pamela Morgan, whom I greatly respect for her knowledge of Bitcoin technology and legal issues as a practicing attorney. I have the privilege of communicating with her a number of times. She is also a popular speaker.

I posted these comments:

This is an excellent article and very well written. A must read for anyone in the Bitcoin space and others who are still wondering if Bitcoin is indeed the greatest technology revolution since the Internet.

Being the pioneer, Bitcoin as a digital currency has its pitfalls, most of which are the results of the lack of good business practices and inherent human greed. As a cutting edge innovation, using peer to peer distributed ledger and consensus technologies, it is among the most innovative in our generation. As a global payment network system, it is far superior to the outdated costly credit and debit card payment network, saddled with identity theft and credit card fraud.

Bitcoin Blockchain will continue will continue to provide massive business opportunities and immense job growth and wealth creation. In our hyperconnected world that may have over 5 billion smart phones with enormous computing power by the year 2020, the ability to send money in the form of digital currency and any digital property in minutes, anywhere, between two parties without the participation and oversight of any central authority will have world changing implications resulting in a quantum shift of power and wealth. It will be extremely disruptive with many winners and losers. Stay informed and be on the winning side.


*************************************




A CCN EXCLUSIVE – ANDREAS ANTONOPOULOS: THE INTERVIEW
 Evander Smart
 
 08/04/2015
 
 https://www.cryptocoinsnews.com/ccn-exclusive-andreas-antonopoulos-interview/

A few quotes:

“…  we’re seeing so much innovation that is focused on making Bitcoin easier to use, more secure, more adaptable, and more flexible.”

“…, Bitcoin has only gotten better, and better by orders of magnitude. The traditional financial services industry is basically stagnant, using 1950’s technology for most things. No innovation, no competition, it’s stagnant! Even things like Apple Pay are running on top of the same failed credit-card based, identity-laden, easy-to-steal, easy-to-compromise technology. There’s no innovation there. Bitcoin is the invention of radio, and Apple Pay is taking smoke signals and adding colored smoke signals! ….”

“…. Andreas Antonopoulos: “We are seeing the final plays of central banking. Central banking, itself, and national currencies are in a state of deep crisis right now. Most of the world’s economies are rapidly retrenching. We have this illusion of growth, but look at the middle class, and you’ll see growth is an illusion. All of these issues are going to come to a head, maybe not in the next year or two, but these issues will resolve themselves one way or another.”….”

Evander Smart: What’s going to happen with Canada and Australia and their acceptance of Bitcoin? You’ve spoken to their national Senators. Where will they end up? Will they make their own version of Bitcoin?

Andreas Antonopoulos: “That (making a national digital currency) would be a waste of time. They won’t make decentralized currencies, only centralized digital currencies, which is pretty much where we are today. Most currencies are digital today. I don’t think it matters what national governments think of Bitcoin. Governmental acceptance is only relevant to the local companies trying to innovate and create jobs. They won’t affect the digital decentralized currencies as a whole. They might slow them down a bit, but these currencies run outside of the control of any single country.” ............
2060  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: April 09, 2015, 12:14:09 PM
As a part of our PR campaign to build awareness for DNotes and its ecosystem we are testing an aggressive Tweeter campaign starting today. If the test is sufficiently successful we will continue with increased intensity till the end of the year.

Here is a sneak peek of our Twitter campaign:


DNotes twitter profile info:

World's first digital currency savings plans for retirees, kids, students and everyday people sponsored by DNotes ($NOTE). Cryptocurrency with unique long term vision.

- There will also be a pinned tweet on DNotes twitter profile that will have a lot of retweets and favorites to show that DNotes is a cryptocurrency with a large community.

DNotes twitter account will auto PM new followers with message and link to http://dnotesvault.com

DNotes twitter account will auto favorite tweets that contain #bitcoin every day to help gain more followers

There will also be a giveaway of 10 DNotes to whoever follows DNotes on twitter. This giveaway will run on altcointalk but also be promoted on bitcointalk

Competition tweets (to be promoted on bitcointalk and altcointalk they will run for 2 weeks):

Long term #cryptocurrency #savings plans 100% deposit guarantee → http://dnotesvault.com RT this tweet NOW for chance to win 2000 #Dnotes!

World's first #student #cryptocurrency #savings plans → http://dnotesvault.com/crisp-for-students.php  RT this NOW for chance to win 2000 #DNotes! #debt

Did you know the #DNotes team has over 20 years experience in #disruptive #tech and #entrepreneurship ? http://finance.yahoo.com/news/digital-currency-student-debt-solutions-094800790.html

Did you know #DNotes co-founder Alan? http://articles.chicagotribune.com/1993-05-20/business/9305200013_1_pen-based-dauphin-technology-risc-system
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