More prediction about the crypto market is strong but we can see a bear market before the end of 2021 and will be recovered in 2022, so before starting bear market, we should secure our funds in USDT or any other stable coin otherwise will suffer a huge loss if the bear market will start.
According to your prediction the bear market will come before the end of 2021 and will be recovered in 2022. If the bear market recovers in 2022, we will not be so worried about converting our funds to USDT or other stablecoin.
However, I think the bear market will not recover so soon if once it started. We have to wait at least 2 years.