actually, if we look at the stats on tokendata.io it seems that token price of projects with enormous hard cap is going eventually down, and with little hard cap is usually going up
Yeah, that's cool! in addition, it's very cool that the project collected not so much and not so far from the soft cap, which means that the tokens on the exchange will notably jump
on the other hand, the bank means some kind of reporting and dependence, which contradicts blockchain system.
nevertheless today only a banks can legally administrate the money and literally all the economy are depends on that banks. So thats why they have to invest new technologies into their systems.