This is a solution for mainstream US consumers, but not really geared towards the rest of us, unfortunately.
Why US only ? because of bank account or what
Maybe in few months, they will include other countries.
Is it not the beginning, I have been in contact with circle and yes they are going to expand into the global market.
Game changer being an online wallet/app on your smartphone insured against theft and loss that everyday consumers can use when at the shop paying for goods and services, just like your credit card or online bank account
is there anything else out there with this added security as opposed to a bitcoin wallet app on your phone that is not insured
It's still a centralized wallet right? They have the private keys?
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i'm in love with coin ! 
