Crypto currency can not be stable in nature. It is not regulated by central banks as national money, and its price is the ratio between demand and supply. Demand and supply are never permanent. Therefore, there can not be a stable crypto currency with a more or less stable price.

As for using bitcoin more as a currency and not as a method for investment, such use will be possible when bitcoin can be used functionally with fast transactions and low commission fees, as well as with the corresponding developed infrastructure, when bitcoin can be paid at any outlet .

I think that you do not really understand the work of banks and their possible relationship with bitcoin. Crypto-currency banks are not scary. It can not replace the work of banks. The banks have their own specific tasks and functions. First of all, it is the servicing of the country's economy, its financing and credit and financial activities. Crypto currency will not be able to carry out this work, which means that banks have nothing to fear from it. The state will always support the banking system in the case of conflicts between banks and the crypto currency, because the state can not exist without banks either. Now bankers are simply afraid of crypto-currencies, as it takes customers away from banks and bankers partially lose their profits. However, the banking system as a whole is not dangerous.

It is the greater volatility of bitcoins and, in general, the crypto currency, which is one of the main obstacles to the rapid advancement of bitcoins and legalization by states. It is because of the large volatility, when bitcoin sharply increases in price, that some states saw in this the signs of a financial bubble and began to be wary of it, and even recommended their citizens not to invest in the crypto currency, because this represents a significant risk.

The volatility of bitcoin can further cause a panic, which could lead to a significant drop in the price of bitcoin.

If the exchange is registered in the US and is located on its territory, then, most likely, that such data about its customers with operations of a more certain boundary amount the exchange sends to the government. By the way, recently I read about the US and read that the government obliged exchanges and exchangers to provide such data. However, if the exchanges are not in the jurisdiction of the United States, then they do not have to do this. That is, everything depends on the country in which the stock exchange is located.

How can you talk about the most promising coin among all the altcoys, that it is fraud? Ethereum performs a lot of good functions and, above all, it produces more than 90 percent of the ICO on its platform. Transactions with ethereum are carried out more than half of the total, even with bitcoin transactions are conducted somewhere in 33 percent. Many believe that the nearest replacement for bitcoin in case of any problems is ethereum and this is quite true.

Bitcoin does not represent a direct threat to the existence of banks. Banks existed and will exist in any situation with a crypto currency. Bitcoin just takes their customers from banks and profits. Therefore, the bankers are nervous and try to distract the population from the crypto currency, sending them sometimes by mail information that the investment in the crypto currency has a certain risk and recommending not to deal with crypto currency. Also, bankers sometimes make more serious provocations, organizing in the mass media the release of false negative information about the crypto currency.
Banks themselves as an indispensable attribute of any state will always exist, as long as the state itself exists.

It's too early to say that bitcoin has failed as money. Recently, it is really less used as a means of payment, but this is due to its accumulated and long-outstanding deficiencies, namely the suspension of transactions and the high cost of commission fees. However, after the release of a new version of Bitcoin on February 26 with the full support of SegWit, the situation has improved significantly and now there are practically no complaints about it. In addition, since September, it is also planned to introduce a network of lightning, which can also significantly improve the situation in this regard. So let's hope that the situation with the use of bitcoin as a currency will change and soon we will be able to use it to make everyday purchases.

In the crypto currency market, there is room for all coins, both centralized and decentralized. If you evaluate the ripple coin, it is very necessary and useful for the banking sector of the economy and, despite its shortcomings, has the right to exist. A special place in the centralized crypto currency is occupied by national centralized digital coins, such as Venezuela Petro, and it is still difficult to give estimates, since such a crypto currency exists not so long ago. We must allow you to walk together with centralized and decentralized coins, in order to see in practice the need for some, and the uselessness of others. Let the market give them an assessment and everything happens naturally.

We just experienced such a reduction in the price of bitcoin, when in December of last year it increased in price to twenty thousand dollars, and then it dropped to almost six thousand dollars. The reduction was not even by 50, but by 70 percent. Only this month after this fall, bitcoin, at last, begins to recover at the previous price.
Apparently, such a drop in the crypto-currency market will occur in the future. Moreover, with an increase in the price of bitcoin, the amplitude of its price fluctuations will only increase, and consequently, the size of such a drop in quantitative terms will be very large.
This behavior of bitcoin will give a chance for investors and traders to make good money.

If such a disaster is not too large in size and caused destruction, then in the zone of such a disaster and the surrounding area should be observed an increase in the rate of the crypto currency. This was noticed during the aggravation of relations between North Korea, on the one hand, and South Korea and the United States, on the other.
However, if the disaster turns out to be truly global and will cover all the continents, the rate of the crypto currency may either fall substantially or be depreciated altogether and become usable, since mankind can be thrown back in its development much backward. In addition, due to such a global disaster, the Internet can simply disappear and all satellites fall. Then mankind can forget about crypto-currency in general.

If any body is considered regulatory, it should have the authority to regulate it. Therefore, any regulatory body should be centralized, that is, its decisions must be mandatory for execution. However, regulating bodies can be not only state bodies, but also public organizations, associations of citizens. In this regard, regulators, for example, for the ICO, can be not only government agencies, but also public organizations.

Your conclusions about the fact that if the data in the blockchein block-chain are unchanged, and the European Union has adopted the norm in protection of the personal data of citizens who already have the right to demand the destruction of data about themselves, this will affect the blockchein technology so much that it can be banned , are not true. In the block-chain blockchein on contains information about the personal data of citizens, so this argument is incorrect. The European Union, on the contrary, is very positive about blockchein technology and is going to use it in its practice.

We can assume that if bitcoin is not banned in your country of residence, then it is legitimate. In most countries there is a rule fixed in civil codes that if a transaction is not directly prohibited, then it is legal, that is, there is a presumption of legitimacy of transactions. From this it follows that if bitcoin and other crypto currency are not yet legalized in your country, they should be considered void.

This information is already outdated. A religious study is published, which gives the conclusion that the crypto currency is in compliance with the norms of the Sharia. This conclusion is coordinated with the Mufti. Therefore, we can assume that the crypto currency is no longer banned in Islam. The market of crypto-currency, in this connection, may at least partially be replenished with 1.6 billion people professing Islam.

I am absolutely sure that such deposits in bitcoin will not be in state banks, I think that such services will not be available in commercial banks. The price of bitcoin is very volatile and unpredictable. Banks do not play such games. They need a one hundred percent guarantee that such a project will be profitable, and in this case bitcoin can not give such a guarantee. Perhaps in the future will be offered other options for deposits and loans in bitcoin. Something similar is already trying to carry out the XOV campaign, organizing for this a new bank through the ICO.

I would like to hear what exactly is in the ICO and how the Commission on Securities of Australia will regulate it. While all this is at the level of general conversations without any specific data. Earlier, the intention to regulate the ICO process was announced in France, Russia and Japan. However, this is also at the level of talking.

I do not know where these numbers are from the possible cost of bitcoin at 700 000 dollars, but so far this is from the realm of unrealizable fiction. I think that to such a cost, bitcoin will never rise at all, given the events of the past four months.
Also it is not clear what is justified the assertion that bitcoin will replace gold. Bitcoin can not replace gold at all. These are completely different in nature things. Gold has always existed and will exist, and will always be in good demand.

We can not just compare bitcoin and gold. These are completely different in nature things with their own separate tasks and functions. They have only a general similarity in the sense that both carry out the function of storing value. In the rest they are different. Gold is the subject of an eternal source of value and will remain so until its reserves on earth are limited. If in future people find large reserves of gold in the bowels of the earth, or bring it to Earth after the exploration of outer space, then gold will either significantly fall in price, or generally depreciate. In all other cases, it is a constant source of value. As for bitcoin, it is a product of digital technologies. If these technologies disappear, then the crypto currency will disappear. Therefore, it is more temporary than gold. The conclusion is obvious. Bitcoin can be chosen as a source of great profit now, but in the global perspective, it loses.

Investing in ICO projects and participating in them as generosity campaigns can take place in different ways, depending on what you are going to do with the tokens received. If you are going to sell them and get a quick profit, you can invest in projects that will have a good starting point with a high level of declared initial cost. The sale of such tokens as soon as they appear on exchanges and exchangers, will yield a good profit, and the token will then go down in value.

If you want to hold coins for a long time and expect a profit from them in the future, then the ICO projects need to choose the appropriate ones. First of all, they should have their own good idea, an excellent plan for its implementation and a team of professionals. ICO should create a good and high-quality product that would be in constant demand and be sought after. Tokens of such a project will increase in price over time.

Now it is still difficult to say anything unequivocally. Just the next two months and will show how far the bitcoin can go in its price. I do not think that during these two months it will grow strongly in price. Most likely, its movements will turn out to be zigzag, with minor ups and downs. In many ways, the bitcoin course will continue to depend on news information and on whether large batches of bitcoins will be ejected to the crypto-currency market for sale. In addition, the course of bitcoin will be largely provided by the measures taken by individual states to legalize the crypto currency. After all, this process should take massive proportions this year.