You have an insurance company that guarantees your crypto loans?  And they consider a $25 payment from the borrower enough to deem him "trustworthy?"  More information about this insurance company, please.

Another question; who holds the collateral?

@bbc.reporter, sorry about the spoiler.

What a crazy weekend.  The Saints and the Pats are one and done?  Wouldn't have guessed that in a million years.

What about the hit Clowney put on Wentz?  I thought that should have been flagged, not that it would made any difference.  I knew the Eagles were done as soon as I saw Wentz heading to the locker room. 

The AFC south is a tougher division than we've been giving them credit for, two AFC south teams move on the divisional round.  The NFC is down the west and the north.

For my next round of wrong predictions:  All the home teams move on to the conference round.

Confirmed, thank you.

I know from experience that finding good tenants is hard.  Unless you are repeatedly late or you're a bad tenant I would expect your landlord to be flexible with a late payment.  Especially this time of year.

Are you frequently late to pay your rent?  Do you raise ferrets in the master bedroom?

[/assumptions]

I suppose that's acceptable.



Not specified, and not important in my opinion.  The posts can be from anytime during 2019.



Not a disqualifier, in my opinion.

What part of California are you in?

According to the screenshot he sent me, you asked him to pay a "so called liquidity amount" of $25 upfront.  It looks like this was received from your email address that you posted here.  How do you explain that?

You can send me a private message, I don't have newbies blocked. 

If you have a screenshot you can post it here also.  The forum won't display it as an image due to your rank, but the link will be available.

Wow, congratulations to the Vikings, no one gave them a chance.  They move on to visit the 49ers next weekend, the Eagles and Seagulls play for an opportunity at Lambeau Field.


I think it was minor.  If he didn't catch it they likely would have called defensive pass interference. 

Did you ask someone to pay upfront fees for a loan?

What's all this about admin and email addresses?  You're being phished, it seems you've already shared your email address with a scammer.  Some one is trying to scam you, be very careful.

As for your loan request; you should disclose what you plan to use as collateral, or no one will take you seriously.

And don't share your personal identification with anyone.  None of the legitimate lenders here will require it, and only a scammer will ask you for it.

[Archive]

I agree he should.  I can remove the rank-up stipulation.  This is a celebration of new members that are good for the forum so I think this one should be included.

First nomination, thanks V8s.



Ironically, I was just looking for one of your posts so I could nominate you.  Now I'm not so sure.  

Their current rank isn't important as long as they were newbies some time during 2019.  They could be Jr. Members or higher at this point; again that's not important.

It's football season in America.  Real football; men's football; gridiron, pigskins, goalposts, and hard-hitting, corn-fed Americans.  One of the big things the NFL does this time of year is celebrate the accomplishments of the year's new players, who are affectionately refereed to as rookies.

It got me thinking about our forum, and how we receive rookies newbies.  I know most newbies here can be annoying and troublesome, but certainly not all of them.  So I want to have a competition to select, acknowledge, and celebrate the newbies that are here to participate in and contribute to our community.

Of course, I'll need the help of more established members to select the nominees.  One of the reasons I want to do this is get to know some of the newbies with whom I have not interacted.  

This thread will be for nominations, I'll accept nominations for one week until Super Bowl Sunday.  I'll lock this thread exactly 168 hours after posting it, then I'll open a new thread with a poll listing all the nominees.  The polling thread will be used to vote for the nominees and, and the nominee with the most votes will be selected as 2019's Newbie of the Year.  The voting thread will also be open for voting for one week.  

What does the newbie win?  Nothing at the moment, but we can discuss that.  Just the recognition might be helpful, and possibly lead to earning some merits for some of the better posts made.  I don't know if monetizing the competition is such a good idea, but again we can debate that.  I don't want to volunteer Theymos for any more work than he already has, but maybe this is worthy of a "Newbie of the Year" badge.

Here are the rules:

1. You must be a Full Member or higher to suggest a nominee.
2. Don't nominate your own alts, or an account you suspect is an alt of another established member.
3. Nominate as many accounts as you want.
4. Post the username and user ID of the nominee.
5. Include a quote of one of the nominee's "meritable" posts and a short explanation why he deserves the nomination.
6. The nominee must have been a newbie on or after Jan 01, 2019, and promoted to Jr. Member by Dec 31, 2019.
7. Have fun.

We can also discuss the rules, and make changes as the week goes on.

---

---

Current Nominees:

gentleman2019
efialtis
geophphreigh
icy3
PopoJeff
Ratimov
zasad@
Rikafip

Retracted:
PrimeNumber7

Denied:
The-Devil

That's a great chart, very informative.  Can you please add a row at the bottom with the averages for each rank?

By my calculations Legendary members receive 24.39% of all merit.  That's quite a lot if you consider there are 7 ranks, and Legendary is the minority.  Of course there are a lot of factors that feed into this statistic.

Other interesting notables;
Sr. and Full members tend to merit Hero members more than any other group, including their own.
Newbies tend to merit Legendary members more than any other group. 

It's turning out to be quite an exciting game, though.  Man, I thought Josh Allen was going to lose it for his team in the fourth quarter.  Back to back sacks, then that attempted lateral, wtf?  Looks like the Texans are marching now.  Wow, that play to the 10, Deshaun Watson just turned into a magician.  

I'm looking forward to the Patriots game, I'm expecting that to be the best game of the weekend.

Very cool.  Mainstream adoption is nigh indeed.  But, what's Coindeal?  I've never heard of them, I hope it isn't a scam, lol. 

I was looking forward to watching this match, the Wolves have been fun to watch this season.  But I found no FA Cup TV coverage in my location.  American sports TV is all about the NFL Playoffs this weekend.

I ran across an auction in the collectibles board this morning and I found it curious.  The seller is directing all funds to an organisation working to free Ross Ulbricht.

Ulbricht, aka altoid was suspected of being the founder and owner of the darknet site The Silk Road. He was sentenced to two consecutive life terms, plus 40 years without parole.  There's very little chance that he'll ever be a free man again.  The charges for which he was convicted are money laundering, computer hacking, and narcotics trafficking.  Appeals have been filed, but were unsuccessful.

The prosecution attempted to also charge him with conspiracy to commit murder.  One charge of six was filed, but dismissed by the court.  The other charges were never filed.  During some reading I was doing this morning I came across this article from Wired Magazine that chronicles the (alleged) transcripts of DRP's conversation with username Redandwhite.  If the transcripts are accurate, that's pretty damning evidence.

My questions to all of you who are familiar with the story; do you think he deserved the sentence he received?  Do you believe he was set-up?  Do you think he actually tried to hire Hell's Angels to assassinate his adversaries?

I wasn't around in those days, but I find the story fascinating.  I would especially love to hear from those of you who were around, and had interaction with altoid. 

I'll take this range: 10501-10550

Thank you, Happy New Year, and good luck to all.

That's the first thing that came to my mind, they're bots refreshing and scraping the forum for all the new posts so they can more accurately mimic the forum.  Nonetheless, it's pretty odd that newbies, a little over two years old have the most time on the forum.

@GazetaBitcoin, good find.