The regulators did not meet expectations for ETF. Therefore, people are a bit disappointed. This topic is heavily speculated. Nevertheless, the fall is not that big.
Much has been said about this. Experts of the cryptocurrency market spoke a lot about this. I think that banks will use bitcoin similarly to gold. But not payments.
All these statements about the prohibition of bitcoin have no basis. There have never been official statements about the ban. There were only statements about regulation.
In any case, there should be an investment strategy. Bitcoin may not hold out to the expected price. It is necessary to take risks into account. Diversification is needed.