You have not mentioned if there is a long term investment or short term one. Either one, as a safe investment my choices are Ether and NEO. And my favorite risky investments are Oyster and EncryptGen - I do see them as high risk but also high reward.

Vitalik Buterin never lost confidence in Ethereum or crypto since he clearly is still actively involved in, the above quote probably has been taken completely out of context. Why should we assume Vitalik underestimates the tech he created?

I do think there is a market for instant loans secured by Bitcoins and the demand for such service will grow over time. Does Moneto is similar to Nexo (as far as I see, Nexo offer instant crypto overdrafts).

The right move is stop trading when you are over 50% lose on your trades because if you trade six different tokens at the time, it seems you don`t poses the right skills for trading. The only excuse is if Bitcoin is rallying and because of that the whole alts market is down - in this situation, you have to wait for BTC to stabilize and the alts will recover.

Bitcoin is $11,880 right now, so this bullish rally makes me think everything is possible. Let`s wait and see where it goes, it might as well go down in a couple of days. Tom Lee seems very prudent compared with the guy from CNBC who predicted $50,000 EOY.

I`m not quite a fan of Ripple so I currently don`t own any, but as a Ledger Nano S owner I`ve noticed that it can also store XRP. And I highly recommend it! Whether you choose it or not (I suppose there are also other hardware wallets who support XRP), you should seriously think twice about storing your coins on any exchange.

Since you like so much this exchange, you should consider support them by buying some of their own tokens - Binanace (BNB). Some other best alt coins to buy right now on Binance: Ethereum, Enigma (ENG), NULS, Quantstamp (QSP). Not listed on Binance, but might worth to take a look at Oyster Pearl (PRL), EncrypGen (DNA) or even much lower market cap Accelerator Network (ACC).

It`s very interesting, right now on the same page of Altcoin Discussion is the another Ripple thread called: "Trying to understand hate for Ripple" (https://bitcointalk.org/index.php?topic=2966798.0). Maybe the Ripple`s real mooning will occur after it will convince the majority of crypto enthusiasts that it is indeed a true crypto currency...

Looks like Token Store (it`s the first time I hear about it) is the only exchange where you can buy ERC20 $15K worth today - but the question is WHY?!?   I see you are a newbie on the forum, but still... If you don`t know the project and the team behind it you shouldn`t even CONSIDER investing $15K in any token!

Is it worth the risk to give your personal data to some new/unknown companies?!?  I thought ICO`s are using this Know Your Customer thing just because there are big amounts involved and because they need to restrict the US and Chinese citizens. But requiring KYC for some $20 bounty tokens seems crazy for me. I understand that they must comply to local regulators, but there will be always some countries where crypto rules won`t be so strict - so I`ll try to involve myself into the projects from those countries.

You`re definitely a NEO enthusiast - having as much NEO (70% of your portfolio) - and you still talk about it "as the Chinese Ethereum"... I think this syntagm is generally used by the people who wants to mock NEO, not to praise it  

I like both NEO and Ethereum and I plan to hold both of them for a long time. I guess it`s a good time to buy NEO (now BTC is rising and alts are a little down, as usual).

Long term, Ethereum is a good investment, but nobody knows what its price will be at the end of the year and what is the perfect time to buy it. The price of Ethereum started to rise these days, so looks like it`s not a good idea to buy now because it might dip (or not)... also, if you think it was priced almost $1,400 less than a month ago, this $936 looks like a bargain today  

Apart of people who do day trading, I think the ones who sell their altcoins so soon are newcomers. They come full of hopes, expecting to get rich fast and put their money in all kinds of shticoins with nothing else than a catchy name or a shinny whitepaper. Then they panic when experience the first time sudden drop of the price or hear some FUD news. Patience is the key in crypto, my rule is never sell at a loss unless I have a good reason to do it.

As far as I see, the consensus seem to be "dump immediately". Indeed, most of the people sell their airdropped tokens as soon as they receive them, so the price will drop regardless how good the project is. Nobody seems to care about the project, the team... Yeah, I know it`s free money, but I don`t know if it worth the time to hunt the airdrops, to complete the tasks, to register and then to sell the tokens for a few dollars. I prefer to wait and, if I like the project, to even buy some of the dumped tokens. Also, I try to avoid airdrops who are clearly pump and dump projects.

Au contraire my friend - the "Bitcoin" name itself probably worth something, that`s the reason many coins use it. When I heard about this particular coin using the "Bitcoin" name I assumed BTW is another shitcoin created on the Ethereum platform. But I documented myself about it and the project is interesting, it has its own blockchain and quite a large community. I just don`t like at all the "Bitcoin" name... For the moment it is listed only on some obscure exchanges, but I think it will have a good price after it will be traded on a more established exchange.

I see you made a poll, but I think the better question is: "Will you use the new MyCrypto wallet or will stick to MyEtherWallet?". Because right now is hard to say which one is better since we didn`t have time to familiarize with the new one. Personally, I`ll continue using MEW, I don`t see any reason to try something else since I`m also using a hardware wallet. Also, I don`t like the way this internal team split happened, MyCrypto changed MEW`s Twitter account generating confusion (as expected, many people said it was hacked or at least to avoid using MEW for a while, so I lost valuable time trying to understand what`s going on).

Yes, there will be a snapshot taken on the Ethereum network and there is no action to be done as a holder as long as we keep the PRL`s in our private wallet. Also, there are plans to work with the exchanges, but so far no agreement was made to get them directly into the exchange account - anyway, there is plenty of time for everybody to prepare since they will send the new Shell tokens at the beginning of March, after the 10 Million token burn from dev wallet will be carried through.

PRL is an utility token, it will be used to pay for anonymous and decentralized storage and we can say it is undervalued right now because it will be pegged to minimum 64 GB of storage for a year and that means the token is supposed to worth about $8 (afaik, 100 GB a year on Dropbox is $12, on Google Drive costs $24, on MEGA is $30, on Storj is $11,5 and on SIA is $2.4).

Also, PRL has more than a shinny white paper: they recently opened their testnet A for public (for uploading files on IOTA`s tangle) and I tested it myself (successfully uploaded and retrieved a file - for a limited time, everyone can do this for free, for info check their reddit or telegram group), end of this month will be testnet B (for monetizing web content) and in April Oyster should release the mainnet.

There is a reflection on the coin, the most visible one is in its price which dropped 16% (satoshi). Also, don`t forget the fact that right now almost 13% of the total supply of NANO is in the hands of the hacker and we can only speculate about his further plans. I empathize with the people who lost large sums on Bitgrail and I hope they will get some compensation from NANO dev team funds (the amount is huge, I presume they can`t afford to compensate 100%), after all they promoted this unknown exchange (I never heard about it until I saw RaiBlocks markets on CoinMarketCap). The community have faith in the tech, but right now I sense mixed feelings about the team because there are so many people affected and they feel like devs should support them somehow.

The answer to this question actually resides from the reason for acquiring those coins... it is supposed we buy some coins because we love the project behind them and we believe their price will increase over time, right? During this dip, most of the coins dropped their value more then Ethereum, so it seems not a good idea to sell them right now.