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41  Other / Beginners & Help / Re: With is the minimum post require to earn a merit on: June 11, 2024, 09:37:26 PM
So far and from my understanding no minimal and maximal post required to earn merits and if you post something that is helpful to community you would see merits coming like flood to your profile,as a matter of fact a single post can possibly earn you up to 100 merits depending on creativity and useful you information could be. The thing is most of the topic created by newbie are the topics already created but just that they always reform it make it looks like another post or I will say there is always a particular methods mostly used by some newbie to earn merits and since lots of people knows giving out merits to similar post could be very hard.
Yes, there’s no minimum or maximum post needed in the forum in order to earn merits. Earning merits does not matter on the quantity of the post, but rather on the quality itself. If you are only able to make a single post and yet that post becomes very relevant and useful for majority of the members, in no time you will receive series of merits. That looks very easy to achieve but actually when you are not a good and quality poster, you will find it the hardest.
42  Economy / Economics / Re: Is it still possible to retire early? on: June 11, 2024, 08:51:57 PM
It depends on one's wishes and financial status. If one feels that he has enough money to live a comfortable life after retirement, he can retire early. Not everyone has the same financial status and backup. Again if working  Someone can establish a successful business but he should not have a problem to retire from his job. Many people live only by their job and in their case, early retirement will be like a kind of curse.

I agree with you, some people choose to retire early when they're financially stable while some wait till they are being told  is time, in some situation some people delay their retirement age like pushing it forward instead of following the main date to retire, everyone has his or her reasons. Where you said "early retirement will be like a kind of curse" I don't feel it is, some people retire early base on health issues or family issues too. Some of us work just to use that monthly pay to sustain ourselves while we wait for our investment to settle before thinking of retiring why because many don't like working under anyone even the government.
Working may not be everyone’s choice but in order to earn a living and survive everyday, one is force to get a job and work. However, in every individual, there’s always a retirement that we should certainly prepare and be ready for it simply because that event is unstoppable.

 Lucky are those who have been into investments early and find their success because they have the means to retire early without worrying in their finances, while those who have none but only rely from the income of their jobs, I can see retiring would be too hard for them.
43  Bitcoin / Bitcoin Discussion / Re: How many Bitcoins do you own or have you collected until now? on: June 11, 2024, 02:07:29 PM
Yes, personally I also have the same condition. I keep very few assets due to many factors, and of course that makes me regret it. Most of us are probably too quickly satisfied with the price of bitcoin. Even though we are very sure that the price of bitcoin can become very high, sometimes an urgent need makes someone have to sell the bitcoin that they are holding for the long term, especially if at that time we feel that the price of bitcoin has become very high.
There is no need to regret it when you sell your BTC, there are certain situations in which you have to sell your coins because you need fiat to solve some problems in real life. You can always accumulate BTC again, as long you have a good source of income or good skills, so you're either going to buy or earn it.  Needless to say that BTC is also a currency, so spending it should never be ruled out of our books.
As long as you sell for a good cause, then there’s no room for regrets. Regrets are only for those who keep missing opportunities to invest in bitcoin, not because they don’t have sufficient funds, but because they don’t have enough faith in bitcoin.

My goal is to also earn a good amount of bitcoin in the long run, that’s why I really work hard to earn a living and to sustain my bitcoin investment. Although there might be some inevitable circumstances that will push us to sell, and that’s okay, as long as you never stop buying and hodling bitcoin whenever you’re capable to do it.
44  Economy / Gambling discussion / Re: 2022–23 PBA Commissioner's Cup on: June 11, 2024, 12:56:12 PM
You guys ready for game 4?

SMB is still at -5.5 despite losing 2 games in the last 3 games. I think Meralco will again easily cover the handicap or could even win again.

the last 3 games, although SMB won 1 game but they were not able to cover the spread, so I think there's no reason to go against the trend as it's all Meralco is the winning bet. Also, they have adjusted the total a bit, from 190 in the last 3 games now already at 187.5, so I think we are still gonna see an under in total here.
45  Economy / Gambling discussion / Re: 2024 NBA Season on: June 11, 2024, 12:05:44 PM
The crazy thing is that the Mavericks are the favorites to win game 3… In not sure home court advantage can make up for the shortcomings we’ve been witnessing.

Yeah I don't think they should be favored here.  Boston has too many weapons and even with Luka playing well they can't seem to figure out how to slow them down.  Games have been hitting the under but if Boston wants to turn it up they can.  I think they have just been dictating the pace.  We could legitimately see a sweep here.

It's true that the Celtics have so many weapons but there could be a shock when they get to Dallas. Boston may have swept the Indiana Pacers but that is a close fight in the Pacers home without Haliburton in Game 3. I think they are getting the odds by using this. Somehow, the Celtics can be a bit rattled when they are playing on the road and that's the chance for the Mavs star duo to take advantage of their home crowd helping them out.

I am not going to stop here anymore. I bet for the Mavs on the first game and the second so I guess might as well continue it. I don't believe they will be swept by the Celtics. There's something missing in their plays and I think Jason Kidd will work it out.

This is the best time to bet on Dallas as they'll likely gonna win this game.  The spread is -2 for Dallas, that could easily be covered if they'll win this game. I like Dallas to shock Boston too, they should have a blowout win here so they'll be more confident in game 4 which is very important to even the series. Though the first 2 games was boring, I feel that this series is going to be long, Dallas in 7.
46  Economy / Gambling discussion / Re: NBA 2023-2024 betting on: June 08, 2024, 11:04:40 AM
Thanks for the shot chart. Now it's easy to see where the shots are coming from. So, the key for Dallas to win is to limit the 3-point shooting of the Celtics. I think they have played against a good 3-point shooting team, which is the OKC, and they beat them, so I have no doubt they'll find a solution on how to win in game 2. Fans surely got bored in game 1, particularly the Dallas fans. Smiley

In my sportsbook, Dallas is 1.96 at +6.5, and the total is 214.5, pretty much the same as in game 1. If the Celtics continue to shoot at a high percentage and Dallas finds a way to score as well, then the play here is over 214.5.
47  Economy / Gambling discussion / Re: 2022–23 PBA Commissioner's Cup on: June 08, 2024, 08:35:14 AM
Bolts quickly made their own run and now change the tempo of the game, still early but Bolts is now in the lead if this momentum continue then we might see Bolts taking another control, though it can be a play for bettors and how analysis will take place, for SMB fans this is the best timing but for Meralco backer it's now another risk for taking this period betting for either ML or Handicap. It's anyone's game as both teams are really fighting for position, Bolts to have a a twice advantage while SMB to even and reset the series to the best of 5 games.

Good luck mga kabayan! same with you, I want my team to win but I'm not betting no available funds for now.

Wrong call. Smiley

SMB really can't dominate  the Bolts, they are struggling early but just got lucky to end with a win, that's because of the Marcio's 3 point shot that gave them a 1 point lead. If that didn't sink, it could be 0-2 for them.

Not happy despite SMB wins because the spread was not covered, but that's fine, the series is now tied at 1-1, maybe next time I'll hit it right. By the way, the last 2 games went under, this is a very physical game so far, so I wouldn't be surprise if either team won't be able to score 100 points.

Yeah, I was thinking SMB would have a blowout win in game 2 but they are really having trouble finding their offense. Marcio saved them, that's the story, because if there was no clutch shooting by him, SMB would be in big trouble. From what I've seen so far, it seems like Meralco has a better chance of winning the series, I mean JMF could not dominate the paint, and the SMB's outside shooting aren't so effective.

After game 2, my interest has shifted to Meralco and I'll be betting on them in game 3.
48  Economy / Gambling discussion / Re: 2024 NBA Season on: June 08, 2024, 07:41:56 AM
Last night the Boston Celtics won the first game and took a 1-0 lead in the series.

I didn't think Dallas would end with such a big difference, I even thought they would win.
Doncic fought alone yesterday, I think, Kyri was bad last night, he couldn't support the team. Players like this are very important in these kinds of games, if you can't get support from them, you always have a high chance of losing.
Most of us thought that they're going to win against the Celtics but no.
In the series, yes, but in game 1, I think most of us think the Celtics will win as they are the heavy favorite to win.
Usually, odds are based on the perception of the bettors, that's why I said most of us believe the Celtics will win, however, it's different from the betting points handicap as Dallas had more bettors on that.

When players are in a bad shape and didn't have a great performance especially their main players, this would end up badly for the team.

I think most teams should really develop each and everyone from the bench, those that they can rely on. Not mostly to the rookies but there are exceptional ones.

They really need some help out there.

It's not that they are in bad shape, it's about the strategy of the game where the Celtics had a better one, but comes game 2, expect a big adjustment as Dallas will now allow they'll loss via blowout again.
49  Economy / Gambling discussion / Re: Which are you more attracted to: -10 (favorite) or +10 (underdog)? on: June 08, 2024, 05:09:17 AM
I think it also depends on the teams that are playing. If I see that -10 is achievable more than 50% of the time, then that should be the right bet. We don't have to dig into the statistics of both teams if we are already familiar with them, since it's just one league and it's easier to familiarize.

However, from a general perspective, I think +10 is very attractive. Personally, as far as I remember, I have more losses when taking high handicaps on the underdog than high spreads on the favorites, so I'd choose -10.
50  Economy / Gambling discussion / Re: Israil Madrimov vs Terrence Crawford on: June 07, 2024, 12:31:00 PM
Odds for this fight though hasn't move a bit, Madrimov is still a huge underdog at 5:1. I think the odds is about right, although he had a good record, but I don't see him getting a upset here against Crawford. And we might see Terence becoming a world champion again, this time at 154 lbs.

I share the same sentiment. Crawford is just too flashy and dominant, and I can only see him controlling the fight. If Terence becomes a champion in this division, he might aim to unify the titles again. Hopefully, if Spence also becomes a champion, they can have a rematch here. I'm sure promoters would be eager to stage another fight between them, as they already have a rivalry that can easily attract fans. We might even call it "unfinished business," even though Crawford clearly dominated Spence in their previous bout. But in a new division, we might see a different result.

Possible, that could be his next aim, and make another record if he can unify at 154 lbs as he had done it at 140 lbs and 147 lbs. So in this era, he could be one of the best fighter that we have seen, he has cemented his legacy with that big win against Spence.

But if he really want to put all arguments are rest, yeah, unifying again will be great for him. It could be very challenging though as there are a lot of good boxers in this division with his arch nemesis, Errol Spence, and then Tim Tzsyu and Fundora.

He already beat Spence, so he has a higher chance of beating him again.

The thing is, if Spence beats Fundora, that would be like beating Tszyu as well. Among the champions, Spence would then be ranked number one. For now, we just need to see if Spence can become a champion again, so they can prepare for a possible rematch in a unification match. This would still be a big fight, as it's a championship fight like the last time they met.
51  Economy / Gambling discussion / Re: What about low odds in sports betting? on: June 07, 2024, 11:27:28 AM
It does not mean that if it works for a certain person, it will also work for you. There's more to it than just spotting low odds and taking them. You need to be familiar with the game or league you are gambling on so you'll not end up making mistakes like thinking you have the value, but in fact, it doesn't. Would you believe that sometimes bookmakers overvalue or undervalue certain odds? If so, then you need to be aware of what they are doing so you can choose the odds that you believe are the real ones.

Think of it this way: if you are just betting on low odds, let's say 1.30, your three consecutive wins, which would result in 0.90, could easily be lost by just one mistake.
52  Economy / Gambling discussion / Re: Can someone take gambling as a source of income to he/she life? on: June 07, 2024, 08:46:32 AM
If you can earn consistently through gambling, you can take gambling as a source of income.
You need to run a casino in order to achieve that, be the banker rather than the gambler.
However, there are people who are smart in gambling, like they know how to use their skills and become profitable in gambling that are based on skills, like sports betting for instance.

If you can't earn consistently or mostly loss through gambling, you can't take gambling as a source of income.

It would be stupid if someone can earn consistently through gambling, but still asking whether gambling can be as a source of income and listen to most people who can't earn from gambling...

Sometimes we are delusional, we tend to believe that gambling is what we called "easy money", despite the fact that we haven't proven anything yet. people say it's a recipe for disaster, well, I can't argue with that.
53  Economy / Gambling discussion / Re: 2022–23 PBA Commissioner's Cup on: June 07, 2024, 07:11:09 AM
The line for Game 2 is up. Those who believe that SMB will bounce back to even the series can get them at -5.5 now. They had a good lead in Game 1 with 7 points, so I think a great strategy is to bet on them to cover the spread in the first half. If they don't cover in the first half, you can double down in the second half. There's no way SMB will go down 0-2 against the Meralco Bolts.

As for the total scoring, if SMB is dictating the game, it should easily go over. So, my prediction for Game 2 is to bet on the team total over for SMB and the combined total over for both teams.
There's a little movement on the point spread, as you posted, it was -5.5 but now it's already -7.5 for a 1.90 odds. Still over 4 hours before game 2, I'm gonna observe this, if the spread keeps rising, I'm gonna hammer the SMB here to win and cover. As to the total, it's the same as in game 2 at 190.5, if SMB gonna win, this should go over 190.5, but on the other hand, it's also possible that it will be a scoring game if SMB will fully dominate the Meralco Bolts.



So the -5.5 is already a steal now as SMB is looking to even the series. They scored only 86 points, that was their lowest this season IMO, and I think it will not happen again tonight. SMB only attempted 72 which is quite low compared to their previous games.

If we look back to their previous games when they swept the ROS, here are the statistics.

game 1  91 attempts
game 2  93 attempts
game 3  85 attempts
game 4 86 attempts

I am seeing an over for SMB team total here, it's currently over 97.5.



And PBA is now live in youtube. - https://www.youtube.com/watch?v=QyXuRjiG1gE
54  Bitcoin / Bitcoin Discussion / Re: Exposure to bitcoin at young age on: June 06, 2024, 09:59:37 PM
I have also nothing against teaching children about cryptocurrency and everything about it, but I am against parents willing to fulfil their unfulfilled dreams through children. Majority want to introduce cryptocurrency to kids, because they wish their kids to turn into early investors and hope that kids will become rich. Imho we should not program kids that money is everything in this world and their lifegoal is to get rich. Parents must teach kids to be kind and happiness.
If you’re not into greed and wealth, you will definitely teach your children to be kind and be happy in simple life instead. However, I cannot also blame these parents why they are in a hurry to train their kids to invest, maybe because they don’t want them to experience the same poverty that they have been living since birth. So as much as possible, they want to give their kids the best life they can have, even if it means putting a pressure to their kids to learn investing even at an immature minds. I understand this kind of parents but for me, it’s just that their kind of mindset won’t work for young kids.
55  Economy / Economics / Re: Things to avoid when you earn a lot or become rich on: June 06, 2024, 09:26:50 PM
The most difficult thing is when you can earn more money but still live like when you were still earning little, that's why people who earn a lot will start to change their lives because they want more, especially if their life cycle also changes so that they are now friends with other people. -people with the same economic level end up spending the same as what they earn, sometimes even more, for example by going into debt because they think their income will be sufficient to pay their debts even though they are starting to have difficulty paying. If you earn more then start investing and investing is not to make you rich so you can go on a spree but to make your life calmer.
People’s mindset when they start to earn big, they will also tend to level up their way of living. I believe a lot of us have seen or experienced it. That’s why instead of seeing ourselves in consistent progress, we end up experiencing pullbacks because of the wrong perspective we have.

Changes are needed and are definitely inevitable, but it should be on the right lead wherein we will continue to grow more and progress, and not on in every progress we gained, we also increase our expenses and debt that will eventually pull us back not to easily reach our target.
56  Economy / Gambling discussion / Re: Israil Madrimov vs Terrence Crawford on: June 06, 2024, 01:21:44 PM
Odds for this fight though hasn't move a bit, Madrimov is still a huge underdog at 5:1. I think the odds is about right, although he had a good record, but I don't see him getting a upset here against Crawford. And we might see Terence becoming a world champion again, this time at 154 lbs.

I share the same sentiment. Crawford is just too flashy and dominant, and I can only see him controlling the fight. If Terence becomes a champion in this division, he might aim to unify the titles again. Hopefully, if Spence also becomes a champion, they can have a rematch here. I'm sure promoters would be eager to stage another fight between them, as they already have a rivalry that can easily attract fans. We might even call it "unfinished business," even though Crawford clearly dominated Spence in their previous bout. But in a new division, we might see a different result.
57  Economy / Gambling discussion / Re: 2022–23 PBA Commissioner's Cup on: June 06, 2024, 11:24:50 AM
The line for Game 2 is up. Those who believe that SMB will bounce back to even the series can get them at -5.5 now. They had a good lead in Game 1 with 7 points, so I think a great strategy is to bet on them to cover the spread in the first half. If they don't cover in the first half, you can double down in the second half. There's no way SMB will go down 0-2 against the Meralco Bolts.

As for the total scoring, if SMB is dictating the game, it should easily go over. So, my prediction for Game 2 is to bet on the team total over for SMB and the combined total over for both teams.
58  Local / Pamilihan / Re: NBA - Dallas vs Boston (NBA Finals) Guess and win! on: June 06, 2024, 10:39:55 AM
@Maslate, Sponsor ako ng 3000 php para sa user na makakahula ng exact score at MVP. Note ang reward ay para exact prediction meaning void ang reward na ito if ever walang makakahula ng exact prediction.


Mukhang maganda rin ito kabayan, add ko nalang sa OP.. Medyo mahirap, pero baka may swerte sa atin makakuha ng Php 3,000 na reward mo.

Sa mga contestant, pwede kayong mag participate sa larong ito, edit nyu lang ang prediction ninyo basta before game 1 ha.

Sa mga hindi pa nakasali, may time pa, post na kayo. Good luck pala sa inyong lahat.  Smiley
59  Economy / Speculation / Re: Will Bitcoin Always Be in an Uptrend? on: June 05, 2024, 10:06:41 PM
To answer the question in the OP "Will Bitcoin Always Be in an Uptrend?":
It's not guaranteed in any way.

But there's high probability it will. There's no guarantees you will wake up tomorrow, or that there will not be a world war, but we operate on probability.
Since fiat money is constantly being printed and undergoes high inflation, while bitcoin's inflation is already low and will continue to drop, we can safely assume that bitcoin will go up in price against fiat money, so it will go up forever.

Quote
But the demand is not guaranteed and could go down for various reasons, i.e. people get bored and will move to other types of investments,

People don't go into other investments because they're bored with the current ones. If the investment keeps being profitable you need to find something more profitable to move. Boredom has nothing to it.
Bitcoin has clearly its own flaws in the market, simply because of its volatile nature. One who cannot sustain its volatility that makes price unpredictable, might leave bitcoin and resort into other investments. But one thing I’ve noticed, those who leave and fail on their supposed to be profitable investment are finding its way back to invest again in bitcoin, something that bitcoin makes it more unique that people keep coming back to invest in it despite of its flaws and imperfections.
60  Other / Beginners & Help / Re: child board like this will help newbies so much. on: June 05, 2024, 09:38:23 PM
Actually as a beginner I think is advisable to start from beginners and help board, Moreover as a newbie I think that's the best place to start up with. However with the help of beginners and help board you will be thought about the steps to take when making any investment, and also the things you need to avoid as a newbie. However as a newbie there are so many things to learn from the beginners and help board that will guide you, so that should in case you  visit other board you won't find it difficult to make post.

Beginners and help board is very helpful for the newcomers joining the forum newly. and it is the best board for newcomer to start learning in the forum, as it will be very helpful for beginners and also find the forum easily and accessible. Furthermore, most of the forum rules and regulation are all in the beginners section of the forum. So you can see that starting in this board is very crucial for a newbie.

 And also any question of a newcomer as long as it is not a technical question it get discussed here. furthermore before a newbie proceed in the forum the rules and regulations is compulsory for them to know and it will be very easy for them to operate in the forum.
Beginners and help board definitely serves its purpose. If these newbies will consistently visit this board, I’m sure they will learn easily in the forum and will gain those crucial information in a short time that they need to know so they will never mess up in the forum. While those other boards are certainly useful than the other, but if you are still starting to explore in the forum, then focus more on this beginners section.
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