The fees climbing up when the network is crowded is like the nature of blockchain and if Libra is about to use blockchain aswell they will definitely face the same problem. it is not like paypal that is a centralized company basically all the transaction doesn't need hash power and no need confirmation aswell blockchain is different to that and I think that's what you lose when you are expecting something decentralized. Crypto is indeed quite behind in term of remmitances but there are plenty of cryptos out there that can be used for remmitances and still fast anyway. About Libra, it's not even released yet so we can only wait.

The certainty usually comes after the funding phase ended and at that time you will know the true intention of every developers out there. Always check whether they are following the roadmap and try to deliver what they have promised since early days when they are about to start the funding whether it is through ICO or IEO regardless if the intention of developers are good they will definitely try to get in touch to the community as much as he can while also clarifying some of the question presented by the community.
Otherwise a coin with garbage team usually left or give no response after the funding phase ended because they are showing their true color. However those criteria above could be invalidated only if the coin is performing very well. Otherwise that'd be such a disaster for the side of investors if the coin fail or even worse gets delisted after few moments.

Can't say all some of the IEO that are hosted by those popular exchanges as a trap or even worse a scam. Some of them indeed making people dissapointed by not achieveing the expected result or in other word it is underpeforming but atleast they still delivers what they promised even though sometimes it took so many times to get done, I'm not trying to justify all those IEO though if they fail then they fail but most of the IEO that are hosted by third rate exchange that are uknown even by some crypto seniors usually turns out as a scam and make an exit scam while pretending that they are running out of funds, the question is if they really running out of funds are their roadmap and planning is somehow broken from the start. If I could take that into conclusion that means the developers is incapable of executing the project even if the money given were enormous.

Definitely, even some are thinking that a crypto is legit just because the developers say so while the return that is promised is just simply too dreamy.
Some people are just really bad at judging project making these scam garbage project always appear to target them. maybe that kind of people should just back out from investing or even from any kind of investment program because they are easy target for scamming so that there won't any  complaint anymore regarding crypto. when those people are complaining it will also add a negative perception toward crypto even though all that responsible of that problem is the project that he just invested and got scammed on.

Even backup plan can't save Libra from losing the money that actually should be there if the parnet didnt decide to back out from investing into Libra due to the regulation backlash.
I think libra is just too premature and they really need to settle the regulation first before ven releasing it to the public. it seems that Facebook is not really anticipating all these problems back then when they first announcing Libra to be released on public.

Huge company doesn't mean they can just continue like that, a stable coin usually need a huge funding to reserve and if facebook is about to do that themselves I don't think the coin will be as big as if the partner is still willingly to invest into this coin.
The news about all these partners dropping out or withdrawing themselves from the project itself is already a huge bad news for the future of the project and you can still think about how the loss of money will definitely affect the project.

How it is a good sign if the government itself want to ban bitcoin or trying to forbid the citizens from using bitcoin even if people there want to use bitcoin which means adoption but if they don't have a way to buy one that means the adoption is as good as nothing.
a country like china is always expected to ban everything that didn't align to their political agenda and bitcoin could potentially threatening their economy by making the money coming out from china and furthermore it is decentralized which no government have a control over it.
It is indeed such a waste of potential considering that china is a big country and the people there I'm pretty sure is interested on using bitcoin, some major miners back then coming from china if im not mistaken.

Being heavily monitored is definitely the fate of this Libra coin this coin is released by a big company and such a thing is really to be expected.
But, it seems that Libra coin is far from the release. If this coin could released maybe it will make cryptocurrencies amainstream among the citizens but it's quite the opposite, facebook itself seem having a serious regulation backlash if facebook can't get trough the court libra will surely become just a dream.

To be more accurate, IEO exist simply because people are tired of getting scammed through unreliable ICO therefore an exchange sees the opportunity of providing IEO (basically ICO with few extra safety steps) and make some profit. If it's to be compared IEO will always be superior it have the liquidation, listed immediately after the funding is done and have been verified its legalities by the exchange. It's such a no brainer that if IEO could best ICO simply because it's an upgraded version of ICO and STO is not that different from ICO anyway but atleast it's kinda a little better than ICO in my honest opinion.

Why should bitcoin got increased its price in the first place if it's only an exchange got their license  approved in a certain country. some of US citizens as I know have been using bitcoin since long ago and there's no banning just stricter rules that not any exchange without license could get the userbase from there it's a country with big and strong economy after all.
Although it's a good news but I guess it's just an ordinary news because there are some exchanges that has already legally registered in the US not a surprise here. However, having an additional option is always welcomed.

Some people are having self conflict against KYC is simply because they are afraid of their ID being leaked when there is a security breach and that's totally understandable. You only have one ID and if that's leaked that could potentially ruined your life forever, not being paranoid but that's the reality. However  if we can't do against it since it's the rules or regulation released by the government atleast the government should provide a reliable third party for KYC verification so that people will stop worrying about their ID being sold in the deepweb.
Even a simple data like a chat conversation could get facebook into the court so why wouldn't this kind of risky verification?

The more he submit his KYC verification to all those websites the bigger the chance his data is leaked somewhere else in the internet. Maybe submitting data to an exchange that is already regulation under the government is safe more specifically if the exchange has never done anything wrong with their business but submitting kyc for an airdrop I mean for real? even the developer themselves are looking to make an easy money through airdrop there's a really huge chance that they are doing the aidrop just to gather data as much as they can and sell it off in the darknet. People just really need to be aware, their data is as valuable as gold nowaday.

Well you can't extinguish a fire by adding some more fuel it's as expected if the government is more harsh to the protesters it will definitely grew bigger.
I've heard some of hongkong's rich people also leaving the country to migrate into some of europe country by investing there and get some kind of permanent residence but I guess bitcoin is also one of the option when it comes to saving money. i can personally justify it if the danger of chaotic economy is near.

as I know project trying to gather the funds using ICO is to realize or make an execution to their idea and thus resulting in a working product, maybe some of the projects out there are already having a working product even before the ICO being announced but it's still not right to judge a project as a fraud just because of not having a working product while the sole purpose of creating an ICO is to gather fund.
Maybe it's better to judge them by whether they are following their roadmap or not, although there are some other factors aswell.

even if I don't spend money with bitcoin I could still avoid taxes you know when we are reporting or filing our tax we are just being asked about how much money we get and therefore the obligation to pay certain amount of money for taxes will be given to you but the government doesn't really know how much we get aren't they? it's all the self consciousness of the people again. Even if I could avoid taxes but I never would because I just want to contribute to the country by paying taxes and there's nothing wrong with that. Even many countries right now already trying to implement a new way of taxation for people using crypto while also already concluding bitcoin as one of taxes object.

Also usually third world countries tend to follow the decision of first world countries and that could mean even more problem will be coming to Libra. Even by the withdrawal of all the major investors from Libra could be a huge backlash that could potentially cancel this project.
I'm not expecting anything from this project anyway, it won't even benefit the crypto community even at the slightest but just the hype that could make crypto well known other than that there's literally nothing and also it's centralized.

Maybe making crypto that is adopted by the masses is just simply a wishful thinking considering all these regulation even a big company like facebook could literally do nothing.

Purchasing a hardware wallet is not really a feasible solution if you got a limited money otherwise it's still worth it but it seems that people will never stop putting their money in the exchange for a long time because they think this is the most convenient way to save the money while in reality it's the best way to lose your money when the security breach happens.
All the news about exchange being hacked and can't provide reimbursement seems have gone to nothing because people are just too ignorant and careless to realize that it's their money that is at stake.

Definitely understandable and not refusing to submit your ID is your right aswell. Data is now the new gold and so many people or companies are trying to gather as much data as they can and your govt ID, passports and many more is as equal. However if it's a big exchange like binance i can somehow tolerate. However if it is an unknown company that demands my ID I will definitely not give it out because that's just too dangerous.
as I've seen so many company that are based on technology always got some sort of data leak and that's really a huge loss for the customers even my data was once leaked over darknet. If there's an option not to submit, I will definitely not submit my ID carelessly.

Not exactly banned tho in hongkong they are just making the rules a lot stricter than ever because they have no control over the situation in the crypto market. as I've seen there are plenty of developers residing there therefore it will kinda be hard for the local government to ban some of their source of income I guess which is the funding through some sort of ICO or IEO but in china it seems that bitcoin just have no hope there.
However if bitcoin is being used to launder money of hongkong's citizens that'd be a bad news imagine what will all those government says about bitcoin when the war comes to an end.

Not really, even Libra is cancelled it won't even bother me as it is basically the same as other existing centralized crypto like all those stablecoins alright? the difference is only because Libra issued by massive corporation that has a really huge capitalization and therefore making people feeling excited about it while it's actually just repeating the same cycle that already existed.
It seems that if France and Germany really agree to block libra, visa and mastercards which thinking about reconsidering the decision of investing into Libra might back out.