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421  Economy / Games and rounds / OWNR Wallet Game: How I Met Crypto. Tell us a story and win some BTC for it! on: February 18, 2020, 11:01:10 AM
We’d love to hear how and when you bumped into crypto for the first time!

Was it preordained by the sphere you work in? Were you looking for an alternative way of investing? Was it love from the first sight? Or maybe you were dreaded by the C-word?

We want to hear all the stories and award three authors with $30 in bitcoin!



The contest is held on Twitter, Facebook and Instagram.

More details can be found in this Medium post



Main Bitcointalk thread to learn more about the project: https://bitcointalk.org/index.php?topic=5145162.0
422  Other / Meta / Re: Where can I post a contest not related to alts (so not bounty indeed)? on: February 10, 2020, 12:06:31 PM
Thanks all for helping! Smiley

 I think I've figured it out: we are paying in Bitcoin indeed, so I'll give it a try in marketplace -> gambling -> games & rounds
423  Other / Meta / Re: Where can I post a contest not related to alts (so not bounty indeed)? on: February 07, 2020, 02:40:04 PM
From your blog, it says
Quote
Tell us your story and win $30 in BTC!

You are not paying in altcoin but in bitcoin. With that, I think you can post it in the Services board (https://bitcointalk.org/index.php?board=52.0) Maybe you can change the follow, upvote and share requirement to be safe. Just make it optional since the main goal of the giveaway is the story that the participants will share on how they met crypto.

Just my opinion though. Wait for the mod to answer.


Thanks so much! Will wait for the mod too, if don't hear from them, will give it a try!
424  Other / Meta / Where can I post a contest not related to alts (so not bounty indeed)? on: February 07, 2020, 02:24:08 PM
Hi folks!

Checked the Altcoins > Bounties thread rules and came to conclusion that our 10 day contest won't be allowed there as a 'low effort' one. We are not an ICO, but a cryptocurrency wallet and would love to get some traction while giving some crypto for a good story  Wink
So in fact all one needs to do in our contest is follow, share and comment a single post.

Is there a thread where we can post it? Checked Bitcointalk rules and threads and looks like I failed to find it  Cry

Please advise.
425  Economy / Service Announcements / Re: OWNR wallet on: February 04, 2020, 02:29:08 PM
Quote

The interface of OWNR wallet is excellent, but I want to notice that the KYC process did not get more advanced. Why don't you add a bank statement to the proof of address point? Not everybody has a correspondence, let alone utility bill at the place of registration

We've actually updated it some time ago and expanded the list of documents we accept as PoA, feel free to check

Well okay, but what about comfort login to the account? In the mobile app this is not very visible

If you click on the coin, then choose Purchase, there's a side menu with sign in / sign up option.

426  Bitcoin / Wallet software / Re: ownrwallet on: February 04, 2020, 12:30:29 PM
As I suspected, it's pretty much just a "rubber stamp" exercise and doesn't really mean much in the grand scheme of things... seems somewhat akin to these websites that promote the fact they have SSL certificates to try and look more legit... not necessarily a bad thing that, in this case at least, they will have supposedly provided some information to authorities, but it doesn't actually provide much in the way of "protection" really.

Hopefully their fees/rates become a bit more reasonable... seems like both the margins and transaction fees are quite high. Undecided




The website is targeted at a vast audience, not professional community. At least at this point, when we are working on basic functionality.
So mentioning SSL and licenses sounds clearer than writing we are a non-custodial wallet.

As for rates: we are still looking for a optimal business model and ways of making them lower.
427  Bitcoin / Wallet software / Re: ownrwallet on: February 04, 2020, 12:27:27 PM
I must say that I have not seen more stupid name for wallet than this - OWNR. What kind of bad branding is this?
KYC is probably mandatory and for sure it is not open source code.
I will skip it.




KYC is mandatory for any entity selling crypto for fiat for amounts starting with $50. At least if this entity is legitimate.
It's not connected to open source / closed source.
428  Bitcoin / Wallet software / Re: ownrwallet on: February 04, 2020, 12:24:14 PM
I have installed and it looks good and does what it says it does at least on the android version. Will it pull me away from my current multicoin wallet. Probably not, but that is because I have been using the old one for a while and I am used it.

I would have no issues doing a signature / wearing a signature for it.

You are going to get a lot of it's closed source don't use it comments.
With that being said, --> in my opinion<-- for trivial amounts it's not important closed vs open source for a mobile wallet.
I have gotten a lot of heat over time for saying this, and have started threads about it.

Would I store life altering amounts of crypto in it. No.
Would I store a nice vacation amounts of crypto in it. No.
Would I store enough crypto for a quick weekend away. Probably.

But that's my threshold, yours might be different.

So 8 out of 10 for doing it. 9.5 out of 10 if you feel you can ignore the closed source is evil people.

-Dave



Hi Dave. Thanks for sharing your thoughts here.

Although I understand that open source is generally more trusted than closed source in professional community, I can explain our position on this. This is not to convince someone or prove that closed source is good or better: everyone is free to decide, so it's just our vision

1. Generally, open source projects show the 'facade': they rarely show backend (if show it at all). At least our devs haven't seen any examples of an open source with backend.  This is quite explicable though taking into account competition in this industry, possible issues with intellectual property and so on.

2. We are not going to stay closed forever Smiley We are planning to share some code when we move closer to our vision of this wallet, with all the functionality we'd like to implement. But yes, only some code -- we will hardly break the system and show backend. I've mentioned why above.
429  Bitcoin / Wallet software / Re: ownrwallet on: February 04, 2020, 12:09:41 PM
Hi. Just wanted to address as many questions as possible.

Quote
But this is the bit that concerns me:
OWNR WALLET is a private limited company based in Estonia.
Not sure what legal recourse one would have regarding a company based in Estonia? Huh

Also, the wallet has a limited number of countries that they are able to conduct fiat->crypto transactions with: https://ownrwallet.freshdesk.com/support/solutions/articles/44001816455

1. What's wrong with Estonia?  Smiley No, let me put it a bit different way which also answers the question about a limited number of countries: if you are based in Estonia, you can process payments for Europe and countries where there are no restrictions as to crypto-fiat operations. To process such operations in other countries like the USA, for instance, you've got to get a license in a particular country. Which takes time and efforts. So that's why currently only a limited number of countries for purchase is supported: we launched fiat-to-crypto exchange several months ago only.
Yet all the other options (send, receive, store, exchange) are available in any country but for high-risk countries we do not work with (mentioned in Terms).

Quote
Additionally, the fees seem quite excessive... and a little vague:
Transaction Fees
The User agrees to pay OWNR the Transaction fee for each completed order. The fee makes $7 per order, regardless of the amount. We may also charge some percent of the transaction amount, which varies depending on the region and asset price volatility.

2.This is for purchase with fiat only, correct Smiley And the fee may vary depending on the country indeed.


Quote
Noting of course that this for "fiat" transactions (not simply moving crypto in or out)

3.It's in Purchase crypto section.But I think we should put it clearer. For sending/receiving we don't charge any fees, you just pay a network fee.



430  Economy / Service Announcements / Re: OWNR wallet on: January 27, 2020, 05:54:50 PM
OWNR Wallet website redesigned

This winter is going to be rich in redesign updates! We are excited to let you know that we’ve rolled out ownrwallet.com website with clearer UI logic and enhanced interface which is now aligned with the design of mobile and desktop applications.

Visit https://ownrwallet.com to check it!





431  Economy / Service Announcements / Re: OWNR wallet on: January 27, 2020, 05:49:44 PM
Are you planning to add trc network support?

Not in the foreseeable future. However, if there's demand for it, we'll consider adding Smiley Thanks for bringing this to our attention
432  Economy / Service Announcements / Re: OWNR wallet on: January 27, 2020, 05:43:57 PM
Still can't understand is it possible buying usdt just on ownr?

If you mean buying USDT directly through OWNR Wallet app or website, not Bitfinex, - not yet.
433  Economy / Service Announcements / Re: OWNR wallet on: January 20, 2020, 11:21:01 AM
What about the 2020 roadmap? Will there be features for developers soon? Still, I would like to see testnet for more coins and advanced functionality for existing coins.

We'll consider publishing it. Sounds like a good idea.
What do you mean by advanced functionality here?
434  Economy / Service Announcements / Re: OWNR wallet on: January 09, 2020, 02:37:29 PM
Quote

The interface of OWNR wallet is excellent, but I want to notice that the KYC process did not get more advanced. Why don't you add a bank statement to the proof of address point? Not everybody has a correspondence, let alone utility bill at the place of registration

We've actually updated it some time ago and expanded the list of documents we accept as PoA, feel free to check
435  Economy / Service Announcements / Re: OWNR wallet on: December 26, 2019, 10:40:13 AM
UPDATE: The redesigned Android app has hit the store, too.

Please force your app update in Google Play if it didn't start automatically.





We’ve taken on board your feedback and transformed it into a new, streamlined user interface.
Check out the latest 1.0.21 version for iOS and enjoy smoother and simpler cryptocurrency experience.





436  Economy / Service Announcements / Re: OWNR wallet on: December 26, 2019, 10:32:58 AM
What profits will receive the usual customers from this partnership? Better exchange rates?

Ease of buying USDT by card. Speaking of rates, with USDT's volatility close to none and peg to USD, that's not the point
437  Economy / Service Announcements / Re: OWNR wallet on: December 23, 2019, 08:45:31 PM



We’ve taken on board your feedback and transformed it into a new, streamlined user interface.
Check out the latest 1.0.21 version for iOS and enjoy smoother and simpler cryptocurrency experience.





438  Economy / Service Announcements / Re: OWNR wallet on: December 20, 2019, 10:26:00 PM



We are excited to let you know that we have partnered with Bitfinex — one of the world’s leading cryptocurrency exchanges.

From now on, Bitfinex’s customers will be able to purchase USDT via OWNR, just in a few clicks.

If you are a verified customer of Bitfinex, check out the new, seamless experience of purchasing Tether with credit and debit cards.





439  Economy / Service Announcements / Re: OWNR wallet on: December 17, 2019, 08:51:16 PM
You are talking about user-friendly but you have a lot of not so obvious features. Forced address allocation and asset autodiscovery are not so easy to understand things. I think that you guys need to make everything simpler. Any kind of tips/app tutorial will be a great intro for people who want to just buy crypto

Ease of use doesn't mean denying advanced features. Those who want basic options like buying crypto / sending / exchanging  don't need to care about the details like address allocation or autodiscovery. Video tutorials would be a great thing though, thanks
440  Economy / Service Announcements / Re: OWNR wallet on: December 12, 2019, 04:53:39 PM
Will there be EOS and XMR listed any time soon?
Imo they're vital

Most likely in QI 2020
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