Online shopping is the future, we will see more and more physical stores closing in the future and only the major brands survive. But online shopping will dominate them all eventually. People like to be lazy, so getting the struff shipped straight to your door will be the main delivery eventually. The corona pandemic is just accelerating the issue. The real problem I see here is that with you don't get any sales person looking after you when shopping online. All the research need to be done by yourself so you can choose between different products with the same characteristics. Just choosing based on price is not always the best solution.

I agree, there are still plenty of generations out there who love to use cash. My grandparents always used cash. Using electronic payments is just in there nature. For young people today it's common to only pay by card. I would assume that until the z generation is in retirement we will see companies and stores accepting cash. In my country its still mandatory for business to accept small denomination coins.

A chicken vegetable soup is the best for me. It's super healthy not fat and perfect against why cold. I usually just eat soup in the winter against colds and to strengthen my immune system. My special incredient is adding chilli's to make a bit spicy.

I am totally with you, we as the gamblers and users of such casinos need to unite and only reward trusted casinos who have been around for a long time. The forum here is doing a good job on sorting out the bad from the good casinos. Reviews from trusted members are more and more important and should be flagged if they find a casinos ripping of their players. It's just not fair for anyone if the game is rigged and we can't win out money back. There shouldn't be any chance anymore for rigged games to be around if we would all check the trustworthiness before gambling. Personally I stick to casinos who have been around for years with a good track record.

We have at the moment the 2020 World Series of Poker Online running with a lot of players from USA, but the company ggpoker is based in Curaçao. I think USA should start changing their laws to accept online casinos be based in their country too. It would give the players and gamblers a lot of more security if the company would be based within USA. In case of lawsuits people are just much more familiar with USA law than some smaller offshore countries. I would appreciate if all countries would be more open towards online gambling and casinos. Better to regulate it and profit of the tax revenues than to ouright ban it.

The problem with online regulation is that all countries would need to work together. As long as countries keep doing their taxation and regulation for online casinos only on a national level, we will see casinos just exploiting countries. It's very easy in todays times to move the headquarter of a company abroad. We need all major countries to work together on a fair regulation for online casinos. This would increase security for gamblers and also help governments to control the market.

I agree, social distancing is quite easy to enforce. Everyone should follow the rules. I believe that if all people would have done social distancing we could have contained the corona virus much better. Just looking at the big public gatherings at the beginning of the pandemic and mass infections from these events, we could have contained corona much better at the start. But then again people didn't really believe in the beginning.

One other feature I really enjoy in Discord are the music bots. You get free music all the time from playlist - it's like spotify just included in Discord. And you don't need any premium version - it's all free and without ads. I can recommend Discord for anyone.

I don't think the banks are the problem at the moment. Bailing out Wall street again at the moment doesn't seem very likely. We probably will see more support for real economy rather than for financial services. The problem is that demand and consumption dropped in the real economy. People are losing their jobs and have less money to spend, the ones that still have a job and get a regular paycheck rather save then spend their money. Didn't most banks in 2008 paid back there bailout money? I think the government even made profits on some of the loans.

I wish corona number would go down again. I am still afraid to go for a real vacation. So fart I only took 1 week this year and still saving the rest of my vacation.

Most of my free time I just spend on riding my bike, reading, and playing poker.

I would like to a open a real life business too myself. But not sure if 20k would be really enough. I have been saving for a long time, most of it in either stocks or crypto. I think diversification is the key here. Not sure if I should be switching some of the money into commodities or maybe a real estate fund. Both area where on the rise strongly on the last month but should hold their value if the crisis continues.

I agree, there are many bad apples in ICO. Personally I am much more cautious now and try to not go for the ICO directly anymore. It's better in my opinion to wait a few weeks and see how actively the altcoins are traded after their launch. What is the point to be part of a big ICO just to see all people running for the exit afterwards.
There can still be a lot of value in ICO but I think the due diligence needs to be very good and I just don't always have the time for that. Always better to make your own research than just following other people.

This is basically it. Taking out a mortgage usually means to have obligations for the next 20 years. When you being paid in Fiat but want to get a loan in crypto currencies, you are running a huge FX risk. Imagine the bitcoin price goes up 200% in the next 10 years. Your monthly loan payments would skyrocket. Sure it go the other way round, but do honestly expect the bitcoin price to drop in the long run? I would advise against such risks if you are not being paid in cryptos.
If your salary is in cryptos then of course you are in much better position if you take out a loan in FIAT and repay with cryptos, as prices are expected to rise in the long run.

I think this is the main reason why in any combat sport where you are allowed to hit the head have to wear a mouth piece. The risk of getting a seizure and just biting down on your tongue is just to big. Just look at the many knock out videos where people completely paralyse for a few seconds. Imagining them biting down on their tongue you would be able to save the tongue. The teeth are definitely also important but could more easily be saved at a later stage. Having new teeth is not so severe as losing your tongue. You wouldn't be able to speak or taste anything anymore.

This sounds nice, but how much can you actually save with that? Would it be enough to run your PC or TV? Or maybe the lights? Did you check it? I mean you will need to make an investment first into all that equipment, which will cost a lot of money probably. Don't get me wrong, exercise is very important. But if you spend all your day at home and then exercise at home too it's not so good for your mind. It would be much better if you go outside to get fresh air while running. Plus working out outside of your home is free.

I am not so familiar with Valorant yet, only played a little and definitely still a beginner and didn't bet yet. I used to play CSGO a lot and did some betting during the majors. Always tried to focus on LAN games with my favourite teams. In CSGO I usually bet for Keys or Skins later and managed to get 2 knifes when I got really lucky.
Are you betting for Fiat currency or cryptos? With a nice sign up bonus I might give it a try this weekend.

The article is very interesting. I definitely belong to the second group, as do most on this forum I assume. Always good to hear that more companies move into crypto currencies. I think that more and more companies will eventually realise that just relying on Fiat is not the way to go. In the long run this is just another factor for bitcoins to go up as most countries will keep continuing to expand their monetary base and government debt.

I agree, how can people argue against banning TikTok. No one knows for sure how close the ties to the communist party are. How we guarantee that our data is not stored in China? Also, don't forget that WhatsApp and Instagram is banned in China. Why should chinese Apps be allowed outside of China, if they ban western technology? Unban foreign technology first, than we can talk about accepting chinese Apps. But they would never do that because they wouldn't be apply to control the information being displayed. This is just another form of censorships we need to stick up against.

The last few big crisis we saw over the past 20 years where are financial crisis (tech stock crisis, bank crisis, European sovereign crisis) they all were involving the financial sector. Which made crypto currencies so attractive as they are decentralised and an alternative to the big banks. The corona pandemic is very different unfortunately as it affects everybody immediately and is kit abstract as in the past. We all see the immediate effects of wearing masks, closed public places and social distancing. I don't think that decentralisation is the answer to the current crisis. If people are left alone with corona they don't follow any rules anymore. Without the government and strict rules on travelling and having big meetings like sport events, the virus would have spread so much faster.

First of all find a topic that interests you, where you could make something interesting for others to watch. I would recommend you to make a viable channel that will grow over time. Many people on youtube just try to upload vidoes from other people and profit of it, until they get hit by youtube or the owner of the videos and lose all rights to make money of it.
If you are into history and documentaries I would recommend make a channel with new content about the past. I see a lot of demand about such topics on youtube. Once you have some viewers you will profit from the youtube Ads in your video, additionally you can ask for support from your viewers via Patreon and on top of that I would recommend looking for a sponsor if you have a consistent numbers of viewers per month.
Don't get me wrong, this will be hard work to make a big channel, but it's a good time to start.