If you look at how long the bitcoin wallet has been missing, I think OP's words are very correct. As you can imagine, this person's wallet/hard disk was lost in 2013, and until now in 2023 the hard disk has not been found. So if the hard disk ends up in a landfill, there are many possibilities that could happen. It's like the hard disk is damaged and its shape is no longer intact, because it was crushed by the existing rubbish. Or someone has found the hard disk and perhaps kept the hard disk. So in essence, looking at all these factors, the chances of finding a hard disk containing his Bitcoin wallet are very, very small.

But in reality, Howell has not given up looking for the hard disk containing his bitcoin assets. Because I can understand this, because you can imagine, if the bitcoins were not lost and sold when the bitcoin price reached ATH several years ago. Of course James Howel was already a very rich man. However, this really failed and James might have to end up daydreaming and would definitely be haunted by the shadow of his success if the bitcoins he had were not lost. So, in my personal opinion, the best way to do it right now is to release those lost bitcoins.

Even though the reality is bitter, a way out still needs to be taken.
Because don't let James get sick and that would be more dangerous than losing bitcoin.

With the amount of money that has been spent by several clubs in the Saudi Arabian league, I think this amount is still not enough to satisfy the Saudi Arabian League clubs, let alone the four clubs that dominate the transfer market (Al Ahli, Al Nassr, Al Hilal, and Al Ittihad). These four clubs and perhaps other clubs most likely still have very big targets in the transfer market. Even though this summer's transfer market is over. However, in my personal opinion, the summer transfer market that has just finished is just a warm-up for the Saudi Arabian League clubs. Because they will definitely see the response from the public or football supporters in the world. Whether the results are satisfactory or not. And now the results have been proven, the name of the Saudi pro league is increasingly prominent in the eyes of the world.

So my prediction is that in the transfer market next season, clubs in the Saudi Arabian League will be even hotter and will spend more money to attract great players from clubs in Europe.

And regarding returns, I think the clubs in the Saudi Arabian league are probably very confident that the sacrifices made will not be in vain. Or maybe the big changes made by clubs from Saudi Arabia are the first step to raising the level of football in the Saudi Arabian league. So the issue of returns may be a later matter.

Because logically, if the Saudi Arabian league becomes more popular, surely more sponsors and donors will come.

You need to know that of every member who decides to join this forum, I am sure the majority have the same intention. Namely learning about bitcoin and learning about cryptocurrency, by discussing with fellow members on this BTT forum. Basically, all members, including me, definitely have thoughts or intentions like that. Because this is definitely the fundamental thought of every member when joining here.

However, each member sometimes has different reasons before intending to join this BTT forum. Such as experiencing losses due to being deceived by one of the crypto projects, or being recommended by someone. So basically every member who joins this forum is looking for information and solutions to problems related to trading or investing in bitcoin/crypto.

And this BTT forum is used as a means to dig up information for all investors or people who want to invest in cryptocurrencies. So in conclusion, your intentions, the intentions of the majority of members in this forum, and my personal intentions have the same intentions when deciding to join this BTT forum.

What the OP said is very true. Because what are called influencers or advertisers in the cryptocurrency sector, they only encourage the interest of fans or everyone to be able to enter and buy into the crypto projects they advertise.

So for that reason, we as investors or cryptocurrency users, have to be smarter in filtering out things that smell like advertising from these influencers. Such as carrying out independent analysis first before trusting or buying crypto advertised by influencers. Because it seems like people who experience losses due to the cryptocurrencies advertised by these influencers, it's because they didn't do an analysis of the crypto first. In essence, they only believe in one thing, namely that even a big star (influencer) bought the cryptocurrency. That's why people like that become victims. Because they only look at popularity and don't do independent analysis.

But even so, not all influencers have bad results regarding the crypto assets they advertise to many people. Because when I saw an argument on a site, it was written there that many influencers actually invest in cryptocurrencies.

Source: https://www.ajmarketing.io/post/17-best-crypto-influencers-to-follow

I don't know whether this data is true or false, but it seems to me. Ordinary people like us are also interested in the potential of cryptocurrencies. So an influencer won't be much different. Moreover, influencers have a lot of money that can be used as capital. So most likely, influencers also don't want to miss out on wasting the potential of cryptocurrency.

And my conclusion, in order to avoid cryptocurrency scams that might be spread by influencers. Fill our minds with adequate knowledge about crypto. Because if that's the case, we can differentiate and most likely know whether the cryptocurrency advertised by the influencer has potential or not.

If you want to start learning more about Bitcoin, you can start right now. Because after I saw your posting history, and when you were registered on this forum, it seems like you already have a good basis to start studying Bitcoin and investing in it. The date you registered on this forum is more than a year old, so I'm sure you basically understand a little about Bitcoin. Because even if you enter this forum, you only struggle with bounties. But usually, people like you, to some extent, already understand Bitcoin. So I think, to learn about bitcoin, you really just have to keep doing it. No need to repeat and start all over again. Because basically the crypto world doesn't have many or striking differences. Maybe the difference lies only in the cryptocurrency itself.

As is the case with wallets, chances are you already understand a little about this, because even if you take part in the bounty, you definitely need something called a wallet. So therefore, your path to learning Bitcoin, I don't think will be too difficult.

But if you want to learn about Bitcoin from the very basics, and also about its history, you can read about it on this site

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https://www.investopedia.com/terms/b/bitcoin.asp#:~:text=Bitcoin%20(BTC)%20is%20a%20cryptocurrency,party%20involvement%20in%20financial%20transactions.

You need to know that everyone has a different mindset and different responsiveness. So when you just tell people about Bitcoin, there will definitely be people who are curious and then look for information independently or ask you further questions, and there are also people who respond in a normal way, because they don't have any curiosity. Now for people who respond mediocrely, these people need to be given more understanding, because maybe their ability to grasp thoughts doesn't respond very quickly.

So in essence, if you want to spread bitcoin to your friends or relatives, my advice is that first you have to be an example for them. Because in my personal opinion, people will tend to be interested more quickly if they see live examples. Just like in bitcoin investment too, if you can be successful and successful with your bitcoin investment, I'm sure your friends or relatives will definitely have their own curiosity, and without having to bother telling them about bitcoin.

Yes, you are right. In several countries, the population or more precisely the birth rate is decreasing. If this continues, in a few decades, the human population will most likely decrease, and the workforce will also decrease. For this reason, problems like this must be resolved quickly.
And in my opinion, there are actually many reasons for the population decline that is occurring in several countries. One of the most common is the implementation of a family planning system. Well, nowadays this factor is widely used by several countries, one of which is my country. In fact, if this rule is implemented for a long time, the result will definitely have an impact on reducing the population or birth rate.

The second factor, currently women's roles are almost the same as men's. In this modern era, many women do not want to be inferior to men, one of which is in the field of work or career. Well, the cause of this women's revolution, ultimately caused many women to marry at a slightly older age. So logically it can be seen that at a fairly old age, fertility and readiness to take care of children will definitely not be as good as at a young age. Given this, most couples who marry at a fairly old age are likely to only be able to take care of one child, and may also decide not to have children.

The third factor is financial. In Japan, even though it is a developed country, quite a few young people there decide not to get married.
There are many reasons why young people in Japan decide this, but the most basic one is financial.

Source: https://www.google.com/amp/s/www.liputan6.com/amp/4634900/terkuak-ini-7-alasan-senomor-orang-jepang-besar-meoleh-untuk-melajang

So with this problem, it is certain that the population and birth rate in Japan will definitely decrease.

But for now, it seems like all countries are not having big problems because of this population decline. But if this problem continues, and is not resolved, the consequences will definitely be felt decades from now.

Welcome to the BTT forum. If OP really wants to learn and look for information related to the crypto world, OP is in the right place. Because this forum can be said to be a forum for people who are/will invest or trade crypto. So you could say this BTT forum is a place for crypto investors to discuss. So if OP has questions or problems related to the crypto realm, don't hesitate to ask them in this forum. But before that, make sure first to read the rules listed on this forum.

• Beginners - Read before posting

Then to the question of how to make money on this forum. OP can take part in a signature campaign or crypto giveaway. However, both of these have certain conditions to be able to participate in them. So my suggestion, now OP should focus on increasing knowledge and knowledge about the crypto world. Because if OP can contribute well to this forum, and OP understands everything in this forum, I'm sure OP will definitely get income.
So the point is that the OP must be able to prioritize seeking knowledge first, don't be immediately tempted to get immediate income.

And to be able to get good knowledge in this forum, OP only needs to diligently read posts in this forum, the arguments that OP needs and discuss with members in this forum.

I will start here with the calculations.
The apartment OP wants to buy is $130k and you pool your $500 for a month.

If it's just $500 x 12 months you'll get $6000. So over a year you can collect $6000 dollars to accumulate into crypto assets. So my suggestion is that you can accumulate $4500 for bitcoin, and the rest you can accumulate for altcoins, such as ETH, BNB, Matic, Solana, or ADA. In fact, if it were me personally, I would definitely accumulate 95% or even 100% of the money in bitcoin. Because as we know, Bitcoin will face a halving cycle next year, and it is very likely that a bull run market will arrive. So the possibility of price increases and potential profits is greater.

But if you are not sure about the advice I gave, you can use 50% of your money for BTC, and 50% for altcoins that you are interested in investing in. And you need to know, that your journey to be able to buy an apartment through investing in crypto is not a short time. It will definitely take a long time to achieve your dream.
So stay enthusiastic and stay patient.

Some of the points you provide are quite relevant to the real situation in trading. But a few points too, in my opinion, are very ineffective for controlling emotions when trading crypto.
Then in my personal opinion, to be able to control emotions when transacting in the crypto market. Actually there are many factors that can make our emotions stable. One of which is:

• Experience
By having deep experience in trading crypto every day, such as gaining experience when experiencing losses caused by various things. So in my opinion mentally and psychologically, people who have experienced this will definitely have a stronger mentality and be able to control their emotions better.

• Knowledge
This is very basic stuff. Just try to do some research, that traders with less knowledge have a greater potential for not being able to control their emotions when transacting in the crypto market.

• Use cold capital (money)
And finally, it is this factor that plays a very important role, to be able to control emotions more when trading crypto, namely using cold capital. Why does this have such a big impact? Because if trading and capital use hot money. There will definitely be some feelings that haunt you while trading. This is anxiety, fear and restlessness. I'm sure it must be there. Even though I've never used hot money as trading capital, chances are the feeling will definitely emerge.

Crypto traders are definitely people who have decided, or are interested in trading in crypto. What is certain is that the person must be prepared for all the consequences/risks.

Broadly speaking, I invest and trade in bitcoin and some altcoins (crypto). But most of my money is invested in bitcoin, which I earmark as my long-term investment asset. And the rest of my money is spread into several altcoins (crypto), which are intended for short-term and medium-term trading.

I personally don't use too many crypto trading techniques. But I only use the DCA technique, which in my opinion is more than enough to make my crypto trading continue to grow.

Of course, I use both techniques. Because in my opinion the two techniques are very important and must exist with each other. And not only these two techniques, I also use sentimental analysis to see emotional market movements.

For now I only use binance. Because binance is the best crypto exchange in the world and also has a huge trading volume. And besides that, binance also has a good reputation.

Basically, I definitely can't. Because the exchange is a place for cryptocurrencies to be bought and sold.

However, this is possible by using P2P directly, without intermediaries such as exchanges, and by sending crypto from wallet to wallet.

In trading, especially in crypto market trading, it is certain that profits and losses always go hand in hand with each other. Because that's the basis of trading, not always profitable and also not always losing. But behind all that, there are several factors that can influence trading in cryptocurrencies, so that the potential for experiencing losses will be greater. One of them is greed, carelessness, lack of knowledge, and lack of consistency. So in my personal opinion, these factors may dominate, causing many traders in the crypto market to experience losses. So in my personal opinion, these factors may dominate, causing many traders in the crypto market to experience losses. And the core of all that must be caused by a sense of rush to get profit or wealth.

In my personal opinion, changing the initial plan in crypto trading can indeed have an unfavorable impact on the final trading results. Because logically, for example, if we change the initial plan in the middle of trading. Certainly all analysis will start from zero again. But even so, changing plans doesn't always end badly. Because it is possible that the initial trading plan that was prepared and planned, after thinking it over again, is not good, so changing plans or changing strategies, of course, is not a big problem.

Because basically, in crypto trading, we should not behave too monotonously. But we must continue to look for new ways and new innovations, so that the results of trading in crypto can be maximized.

Actually, I don't really care about the behavior of the gamblers around me, whether they are friends or neighbors. Because I myself very rarely visit all of them. But the most annoying thing is, sometimes one of them often borrows money from me, saying he lost at gambling. At times like that the person who borrowed the money is very good, but when he doesn't have any problems and his life is fine, maybe because his gambling is profitable. He always looks arrogant and even always indifferent to me. So with that, I became a little annoyed and angry at that person. It actually doesn't matter if he acts like that, but the problem is, he has two faces. Because when that person is in need, he meets me, and when he is happy, he is always arrogant towards me.

I don't know what the problem is, but what is clear is that people like that don't have a sense of gratitude or at least maintain their good manners.
So that's the attitude or behavior of the gamblers around me that I don't like. Do any of your friends experience something similar like me?

Everyone must have different wishes about this. But if I personally would prefer to use the budget money to finance education. Because for me having a higher education is very important. Because I believe, by using the money to finance education. Other things, such as houses, apartments, land or investment assets, I can most likely get. Because by having a higher education, scientifically, understanding and action will definitely be more directed.

Apart from that, I think I will have more chances to be accepted quickly in a company when looking for work. Although in reality, finding work is not easy, even for people who have higher education. But at least the knowledge that has been studied in
universities/schools will still exist and will not disappear. So basically I have nothing to lose.

Because in my view, finishing school to university, the main goal is not just to find work easily. But in essence is about knowledge that is very valuable. Because with this knowledge, you will definitely be able to do many things. By having knowledge and education, at least morals or morals will be better.

And why can I choose education? The thing is, several years ago I finished college, after that I had a job, and that's where I started to have capital. Although the capital I have is not that big. But so the result is that now I have investment assets such as bitcoin (crypto) and gold, and now I have also started a business, although it is not very big. So with the evidence from my real life, basically having a good education is very important to start everything.

That's right. Because it cannot be denied that a bank, for example in one country, does have many branches. What is certain will require employees in each of these branches. But even so, as far as I know the jobs created by banking are very small/little. Because even though there are quite a lot of branches, the number of people who need work (aka unemployed) is much greater. So, in my personal opinion, banking cannot be said to open up many job opportunities. Even from my personal experience, when I look at job vacancies in my country via the web, I never see job vacancies in banks. So I think it is quite clear that banking does not make a big contribution in creating jobs.

And regarding banks and their employees who always pay taxes. This is very normal, because when living in a country that has a taxation system, everyone is also obliged to pay taxes.

I think traditional banking will remain superior to CBDC. Because even though CBDC was created to advance digital-based financial systems, if humanity still really needs fiat currency in physical form like now, then traditional banking will definitely still exist and will not be pushed aside by CBDC. .

Because when you think about it, why do CBDC and traditional banking have to compete. Even though both are owned by the government of the same country. However, the difference is only in the running system, and in terms of objectives, it will definitely remain the same. So basically why do traditional banking and CBDC compete with each other?

The points mentioned by the OP are indeed very true and these are indeed facts. Maybe that indicates that the development of the crypto world and the existence of crypto currency are indeed very relevant for everyone. Because there are so many very useful aspects of cryptocurrency. So, now people are looking at cryptocurrency as a solution to a problem, as a way to make money and as an alternative solution to problems for the financial system. Therefore, cryptocurrency names are getting bigger and new enthusiasts are popping up every year. So you could say, the development of crypto currency is currently moving in a positive direction. Because as the OP wrote in the thread, cryptocurrencies have many uses and are very multi-purpose by nature. So sooner or later people will realize this and most likely there will be more and more crypto currency users in the world.

The year 2030, from the current year, is roughly 7 years away. This means that there are 7 years for crypto currency to be able to further develop its wings, so that it can be more attractive to many people. So in my personal opinion, most likely in 2030, the name cryptocurrency will be much bigger than it is now. Because now the era has advanced to an era of greater modernization, and this will definitely make cryptocurrencies even more profitable. So i can conclude that by 2030 cryptocurrencies will most likely dominate the financial sector. Because in 2030 the digital era will definitely be more advanced and bigger than now.

But with a note, that the development of crypto currency does not have big obstacles. Like the many scams, or the stock market crash. Because if that happens, surely the public's view of crypto currency will be a little unfavorable.

Ronaldo is indeed a big star in the world of football. So it cannot be denied that when he is on the field, Ronaldo is a great player with truly stunning skills. Ronaldo is also someone who is an attraction for most people. But even so, to achieve perfect abilities, Ronaldo still needs adequate teammates and compensates for them. So that way, Al Nassr can't just rely on CR7 to be able to win every match. Because on a field, it contains 11 players who must work together with each other to create a good game and be able to win matches. So, if al Nassr only relied on one person, namely CR7, I think even though he is really great, this effort will not succeed. Moreover, until other players feel left out, I don't think there will be harmony within the team. Which results in the team's performance decreasing.

Then about M. wrong. I think his decision to stay at Liverpool was the right decision. Because M is wrong at Liverpool is still a starter and is always a great goalscorer. So basically M Salah is very comfortable at Liverpool. How could it not be, he has been at Liverpool since 2017. Plus he still has two seasons remaining on his contract with Liverpool.

It's definitely very important. Because privacy does not need to look at beginners or seniors, but privacy is within the scope of all people and all levels, especially in the field of crypto investment, what is certain is that privacy is very important to maintain. Because when we start to join in investing or trading cryptocurrencies. We definitely have to always secure the assets we have so that they are always safe and always maintained. So it is only natural that all investors in crypto must maintain their own privacy.

And this includes beginners too. Because even though they are beginners, there are quite a few who already have a lot of crypto assets. That's why privacy is very mandatory to maintain, even for beginners. In fact, in my personal opinion, it is beginners who should protect their privacy more, because beginners in crypto are more vulnerable to fraud, which can result in their identity being hacked by these fraudsters. So in conclusion, what is called privacy cannot be underestimated or only has to be guarded by some people. Because basically privacy in the crypto realm is very important, because it contains very important information, such as assets.
So investors in crypto, whether senior or beginner, must be more careful in choosing an exchange and wallet to store crypto assets.

My advice, if you really continue to accumulate the money you have every week/month in bitcoin assets, it's better to just keep doing that. Because if you withdraw the bitcoin assets that you have into your wallet, especially if the amount of assets is not too large, it will actually be quite detrimental to you. Examples like this. As you said, that you always accumulate your money every month $ 50. means taken the average point if two months you have earned $ 100. That way, once every two months, you withdraw the $100 bitcoin assets into your wallet, at a cost of $14.

This means that in a year, you can withdraw bitcoin assets into your personal wallet, if you average it out, that can be 6 withdrawals. That way, you also mean paying the withdrawal fee for 6 times. Then if the monthly withdrawal fees are added, it amounts to $ 84, and the bitcoin assets you collect for a year total $ 516. So you could say that the bitcoin assets that you have collected over the course of a year, are taken approximately during the two months that you have accumulated money, for withdrawal fees. So my suggestion is that it is better to withdraw the Bitcoin assets that you already have, at least every 6 months or once a year. So the withdrawal fee will be less, compared to withdrawing once every 2 months.

But that's just a suggestion, because basically it's quite risky, if you keep storing bitcoin assets on a centralized exchange. So it is indeed safer if you store bitcoin assets in a personal wallet. So it all depends on your decision.

Yes, you are absolutely right OP. Having thoughts like that (wanting to get rich quickly) in bitcoin investment is not justified. Because in reality investing in bitcoin is not that easy. Because all investors who have been successful from investing in Bitcoin, it takes a lot of time, a lot of learning and a lot of seriousness. Because if don't do all that, logically will definitely be vulnerable to losses. That's why the thought of wanting to get rich quickly, when want to invest in bitcoin, needs to be eliminated. It doesn't mean you don't want to be rich, but at least look at the process first and learn the science first. Because if you want to get something instant it is very difficult, especially in the realm of investment like in bitcoin.

Regarding fiat, as far as I know, the money in the account book basically continues to decrease every month. Because with every bank, there will definitely be fees that have to be paid every month, and these fees are usually always taken from the balance of money in the account. Not to mention the issue of inflation and currency depreciation, so in essence fiat currency always has price movements, but not too big and there are always costs if for example you keep your money in the bank.

Yes of course that's true. Because, for example, if you invest in Bitcoin, and get rich easily. Of course, everyone who has invested in Bitcoin has become a rich man.
But in reality it's not like that.

Because in conclusion, to get maximum results when investing in Bitcoin, there are stages. Like studying it first-then after that prepare the capital-after that go straight to the stock exchange-create a personal wallet (non Custodian)- and only after that always analyze and see the movements of the bitcoin market.
Even though this does not guarantee that you will be able to benefit, at least if you run all of these options, there is greater potential for profit.