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OP, it doesn't matter whether you're the best student or the worst. Knowledge and understanding come in various forms, including moral, academic, social, financial, and spiritual knowledge, etc. Someone may excel academically but struggle in creating and managing a business. Success isn't solely dependent on academic achievement. it relies on an individual's knowledge across various the various forms listed above.
Yes, one can be both financially and academically sound, excelling in whatever they do. This is a blessing for some while others worked hard for it.
At one point, I approached my lecturer regarding an examination issue, and he scolded me harshly. He pointed out that many of our parents are successful business owners, while he spends his days teaching and addressing our concerns. I don't feel sorry for him because he chose this path due to his academic strengths, not being a business person. However, his salary seems insufficient for him and doesn't meet his needs.
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I realize it is difficult but ask yourself again. This is not a very difficult thing in terms of earning but how do we collect it little by little from our work salary that we set aside. If we want to get large capital quickly of course it will be difficult. learn to start frugality and save for the future.
Saving and arranging capital isn't a problem for people who earn well, have their businesses, and aren't employed and earn a minimum wage which is barely enough for them to complete the monthly expenses of their household. Such people sometimes have to borrow money to complete the expenses for the whole month and then worry about repaying that debt with whatever they earn or maybe get some bonus once or twice a year or something. So, for someone to be able to get capital, they must either have a high-paying job, a personal business that earns good revenue, or more than one income sources so that they can spend money on their personal expenditures and still have money left behind that they can save for their capital. Still, even if you have a high paying job but the demands from your family and relatives are also high and expensive, then it’s still hard to save for your investment capital. However, if you have the discipline and determination to save, of course you will really find ways to save. I guess what works for me here is to have another source of income that pays also well, not just one but even two if you can. With that, there’s always high chances to save for your investment capital. And even if it won’t work in the beginning, you will never easily panic because you only invest your spare money, not actually the salary from your main source of income. Quite reasonable with your statement my friend, sometimes it is true that when we already have a high enough salary or income then usually our expenses are also high, which is why sometimes everything always runs in balance. Of course, as you said that if their expenses are like that it will still be very difficult for them to do good money management even though they have a high enough income especially they probably won't have money left over from their expenses to allocate to some investments or to open a business. Honestly, I think it is quite difficult if their condition is like that to be able to save or collect capital for business, although yes there are always several other ways, but maybe it can still be, as you said, the only way is just by adding another job that they can do in between their main job, although maybe the income from a part-time job is not too big but it will be very valuable to increase your finances or mean to fulfill what you want such as saving or investing. So the point is that there will always be a way if you have the determination and willpower, and I hope that if you have managed to get a budget for investment I hope you use the best planning and management in your investment so that everything can run well. Live according only into your means and not too much with your wants and its true and it do usually happens on which on the time that our salary had become that big then it would really be that normal or really that typical that we are already that we do also increase or step up on the standards that we do live on which we are really that trying out to enhance as well. This is why even if we do have plans on trying out to have some savings but due to those excess spendings or expenses then we do really fail on doing so and this is something that we should really be avoiding because if we dont really be that mindful about our expenses then we do really go overdropped and this is something that we must avoid or else then you would really be ending up on having no savings. We do know that once we do have savings, we arent only having that emergency fund but also we could really be also having that kind of chance on getting some opportunity on making investment once we do see those kind of opportunities and since we do have some money to spare or could be able to apply on then it would really be an advantage for us to do so. It is really just that depends on someones mindset and goals towards things. Our tendency to improve our lifestyle as our wealth rises. When we make more money, our expenses suddenly go up. As a result of this happening without our knowledge, our financial goals can be derailed. It's like walking on a treadmill - we move, but do we really acquire anything? Consciousness and self-control are key. As our income goes up, we're basically building a financial castle by keeping our spending in check. There are more reasons to save than just for emergencies. For future cash growth, they're the seeds. We're not just saving when we have extra money; we're also exploring business opportunities that can help us get even more money. Opening the treasure box of possibilities is like turning the key. Spending money wisely is the first step, though. Simply changing the way we spend our money can save us a lot of money over time. Doesn't working hard for a safer and better future make it worth it? Well said, slapper. Saving for the future doesn't mean we'll necessarily spend those savings on immediate needs. It actually indicates that we may encounter opportunities to invest or improve our financial situation. There are real life senerios where, often, we come across a business we'd like to venture into, but lack the capital at that moment. This is where savings come in handy. We can use part of the money in our savings to try out that business, avoiding regret later if it becomes successful. Like you said, its hard to satisfy our fincaicial needs. As our income increases our responsibilotes begins to increase. This is because we see need to take of those responsibilites. Its difficult to overlook them but its true if one is catious and observant enough to limit the way he/she speds it will help so much. |
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I don't know who needs to hear this but you need to get insurance if you have assets that are your source of income and it can be insurable. This may not mean much to a lot of folks in developed countries because they're familiar with it, but a lot (and I mean a lot) of people in underdeveloped countries don't care about insurance. For some small people, entering insurance is not an option because when we choose insurance, a monthly fee is definitely required as a condition that we must fulfill. The question is why enter insurance if the monthly income for small people is unclear and it is difficult to even meet their food needs. Insurance is needed when you have a clear and regular source of income because it can help protect against unexpected things happening. I've read stories of people who were okay financially going broke because they have spent all they had to treat an illness for themselves, their children, or loved ones. I'm not saying insurance is our personal lord and savior, but it can help you in tight situations. There are various types of insurance nowadays and when people who have good financial capabilities do not take part in insurance, it is very unfortunate because when things happen as you explained, they will be at a great loss. I know several types of insurance that have existed in my country, one of which is? 1. Life Insurance 2. Health Insurance 3. Education Insurance 4. Investment Insurance 5. Vehicle Insurance 6. Accident Insurance To enter these six insurances, you have to pay a monthly fee as a mandatory requirement because this is what makes some people feel burdened Because not everyone has a fixed income and if they don't have an income then it is impossible to afford the monthly expenses. If people have a good source of income, then insurance is the right choice because it can protect health, education and damages costs when unexpected things happen. You are right in pointing out that fees have to be regularly paid inorder to maintain a good insurance plan. Those with white collar jobs are easily opened to such schemes because most times these insurance companies propose or present offers that is better suited to those with a steady source of income. The best bet we have these days and see as insurance for the future is HODLing BTC or other forms of cryptocurrency to cover unexpected expenses that range from health hazards to emergencies. Why would you say he is right? I disagree with him. In some countries Insurance is a necessity and as far as i know i am certain that no insurance is not worth it. Insurance is like a safety net that helps protect you from big, life-changing losses. However, there are things i feel like not necessary taking an insurance on if you get unlucky. Like your tv, refrigerator and some home appliances that one can do without you could put hose money into savings for better purpose and wait till sometimes you can get them back. The thing is money doesn't work the same way for everyone. Losing $1000 might not hurt too much for most people, but losing $100,000 could mean selling your house, selling your cars, quitting school, or getting another job. The effect on your life is way more than just 100 times the difference between the two amounts. This is the reason why insurance is important. Instead of you losing so much you could gradually settle those things with time even if you have to pay more to the insurance company for there services, its better than pulling such an amount at a time for life issues. |
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Fuck the central bank blockchain as long as it remains centralized. I am certain that the government will still exploit this system when it comes. This is because centralized banking system can be of a major risk to the masses whereby giving the power to those who already are in control of the financial system in the country more power to control the system. Currently what can we do if our government implement this, because some universities in my country are not making use of this system when it's not fully implemented. Am very realistic at things ill make sure to take precautions.
This is a very good thing that you are making people who are not aware of what would happen they might not even know is happening.
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Perhaps ideas are better shared in a playful manner and that's how it get stuck in the mind Funny how you said to stick a papper in front of your monitor and that's for a gambler who gambles at the comfort at their home. What about those who goes to the office? Don't you think the office owners who loose customers if they write something of that nature in front of their monitor. This will make a customer to stop gambling whenever they have used the money they planned for it. By so doing gamblers will be cautious enough to avoid the addiction that comes with gambling.
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There is no gambler who has never won in one way or the other, unless he is new in the gambling space. Many person sometimes are unfortunate because their loss are greater than their wins but they still continue to gamble. This is because they have the mentality that they will win and when they win it will be a big shot which will in return be greater than what they have lost so far. However, some gamblers do it for fun. Even if they loss they will continue to keep gambling untill they win. There is fun it especially when you win, loss and still recover what you won making back your capital with some little profits.
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Actually you have said it all because for a beginners to have develop passion on investing on bitcoin is when he is being shown the practical aspects of the learning as such that if his normal intentions is for accumulating using $10 on a weekly basis but however since he is still getting use to the basis of bitcoin he could start with $5 weekly accumulation at least to get use to the bitcoin investment then later he can continue with his normal amounts he intend to use in his accumulation.
So perhaps if a beginners is investing, it could help enhance or encourage him the more in times of learning about bitcoin and investment instead of going through all the learning without really knowing or seeing what investment is all about perhaps the beginner may be discouraged on the process because in times of investment is always wise to be learning as you are investing because that would be your propelling factor or motivation
Investing in Bitcoin fulfills many hopes of an investor. I wanted to share this topic but it was not shared but today I feel that I should share this. A few days ago a member created a topic in the Bitcoin Discussion section and he headlined his topic Paid for my wedding by investing in Bitcoin. The member probably invested in Bitcoin when it was worth $25K and after $37k he sold his investment and paid for his entire wedding with the money he made from his investment in a short period of time. When the member invested $25K he didn't even know that he would be able to pay for his wedding with his investment profits. But the member did not fix his marriage on the basis of his investment profit but his marriage might have been fixed and he might have managed the money for his wedding expenses in some other way. But she/he invested and she made a profit from her investment and paid for her wedding with a portion of the profit, where she did not need to manage money in any other way. In conclusion, the investment in Bitcoin fulfilled a small dream of his, if he was not married at that time, the member might have held his investment for a longer period of time in the hope of profit, and if he had held his investment for a longer period, his profit might have been more. One of the factors that determines an investor is determination, Goals and commitments, so however as an investor who saw a great potential on bitcoin or a particular investment and you decided to invest on the bitcoin, perhaps you should be committed and have a determination that no matter the circumstances you will stick to your investment and use other source of income to settle those needs while allowing your investment to grow. Actually I'm not disputing his decision on selling off his bitcoin to marry his wife but on the contrary he has no determination as an investor because after spending all his bitcoin on the wedding he will be left with know option but to start all over again and maybe the bitcoin price may have gone up that he will find it difficult to buy again. Perhaps as an investor what he should have done is to adjust the wedding so that he could workout the money from other source instead of selling his bitcoin, I'm saying this because I'm a business man and trust me I can never close my business to pay for my wedding because what if after selling closing your business and after the wedding you have no money to feed your wife what will become your faith. Perhaps there is a saying that he who fails to plan, plans to fail. Thats good statement. The wedding can wait for more years and proper planning should be made toward it. It's hard to believe that people will jeopardize their plans for the future by selling off their Bitcoin for a one-day event. If we look at it again the persona here was clearly into Bitcoin for the short term. Because am certain that someone investing in Bitcoin for decades/long term should behave differently from someone investing with the intention to pay for a wedding event in a year or two from now. The fact that he has to sell his Bitcoin for a wedding means he had some improper planning. Someone is planning for a wedding should have gotten a wedding fund account, which means whenever he receives his income he can allocate some money into the account, in a more preferrable manner he could decide to reduce the percentage of money he allocates for Bitcoin and emergency fund and set saving goals based on the budget for his wedding. The main idea is to invest the amount of money you know you can afford to lose, so you won't have to sell your Bitcoin. If a person ends up selling his/her Bitcoin because of a life invent even if sometimes life can be unfair, it indicates that they have invested more than they were comfortable risking. |
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I know the time which we are right now is a difficult time because of how price of every commodities and services have skyrocketed. But I know even with this increase of price in everything we can still meet up with our projects and plans, this can easily achieved if we plan well by avoiding some life styles. When the economy was better drinking everyday in clubs was a lifestyle some people lived and still meet up with their personal projects but right now it is not very possible for a salary earner to go out and drink every day to still meet up with important projects.
Right now food commodities are very expensive in the market, but it is better for one to buy this food stuff in the market and make your food yourself than to go to eateries everyday to buy food. If you calculate the money you spend in eateries to get food for the month it can x3 or x4 of the money you can use in getting food to stuck in your home. Meeting up with project in this hard season one just needs to be very discipline on how money is been spent and you will still live happy life.
Good advice OP. I'll try as much as possible to avoid some certain thing that may seem to be aa distraction. I have some good plans on January and it's a big project but i do spend money in getting good dry gins every week and it now seem like a bad habit because it's always often. I just calculated and see that if i stop buying them and save those money it will go a long way in the project i am working on. Thank you, this topic was really helpful. |
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You dey very correct sir but the thing be say skill dey for different categories and you go agree with say no be all skill dey function i.e no be all skill work dey always dey well well and again this time around na man know man, u fit good for a particular skill but because say they no sabi you u don miss the chance na him be that.
However, skill dey very important and make pesin try learn the wey work go dey always come and dey try pray for connection because the country wey we dey no be am at all
I no go fit accept say no be all skill they function. My broda all skill they function e they pay very well it all depends on the way wey you take they manage your skill. Another be say packaging they important, me han no go say nah make life but the way wey you appear and talk nah the way wey client go use address you con scan to know your worth. I get friend wey they into furniture the guy no get shop self him only get in materials con they pay person for workplace whenever him get job. But if you see where this guy they go meet in client when they wan discuss you get think say this guy get big company. Him wey you see like that they charge high pass people self wey get shop. |
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You have done so well to gather this solid information for members of the forum. I never knew that there were a lot of cryptocurrency attack cases like this. It took me some time to go through them. I was only able to go through two of them but i am interested to go through as many as i can so that i can learn a lot from their various experiences.
If it's possible to bump on every page so that you can update this thread regularly and am sure to visit this thread form to time.
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E done de reach almost 3 years when I don de do this work with my guy and I don get serious sense of fulfilment as I de do the job so! Nah so ah con still join the forum as they come give me update about bitcoin and so far the journey has been filled with fulfillment and happiness.
Wetin I de try talk be say make we no de write anything off like that on the first appearance, make we continue to de learn anything when de reasonable and useful to learn. you never can tell which one will end up paying you very well in this life.
All dis tin wey you pass through na part of struggle wey everybody dey pass through first before making it in life. The process just different, but everybody get him story to tell on how dem take make am reach d stage where dem dey so. Your person wey show you way really like you and you suppose show big appreciation to am for dat because no be everybody dey help others dis days. As you don find dis forum you come dey benefit from am, no relent to go find oda means of making money too. Your knowledge for here no fit go but d oda benefits wet you dey get for here fit stop, end or pause at anytime. So try look for anoda means outside d forum to compensate yourself with. One way no be way now for naija. That's why we dey always pray say make oluwa help us locate our destiny helper. Because no matter how hard working you dey or how many handwork you get if your destiny helper never locate you, all those things wey person learn fit no put beter food for person mouth, or probably no ft give you as much as expected.
That is why e no good make you get negative impressions or vibes of person if you no really know the truth of the matter. Dis tin don take many people down than bringing dem up. When you see someone making achievements on something, make we no just look am like say him don dey into illegal activity online just like dat, e fit be your destiny helper wey go lead you to your own success too. If you get privilege to near dos kind people, ask dem politely to show you d way and if dem no gree no force dem and no go cast their matter outside. Just humbly leave and look for anoda means to try oda legit means of fending for yourself. Because him no help you no mean say anoda person no go dey to help you. Weting you talk they true cos e make sense say person no put all in eggs for one basket. This life eh, especially for naija e make sense make you diversify your source of income. Person no fit they financial stable if him they get only one source of income. Because you fit they feel say you they okay but once family con enter, your wife and your children, nah their person go no say e no easy. If you they look how things they, plenty opportunities still they the country but the hard part nah to find am or find person wey go fit link you up. Normally ah no go blame person wey they lock up to show people in way of success cos ah done see where person help person nah the person wey he help nah him wan con spoil in business for ma. Nah why people no they people be tha. The heart of man at times e they desperately wicked and deceitful. |
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~Snip
2023/2024 EPL campaign is one of the competitive campaigns for elite teams, because we have witnessed the decline and rise of EPL clubs this season. Don't underestimate Manchester City and Liverpool because they're the main competitors in EPL and they don't easily give up on their opposition. Manchester City vs Liverpool and Newcastle vs Chelsea are the two big matches this weekend. I will enough time to watch these top games, definitely going to full actions of the Chelsea game because I'm a fan and I can't afford to missed out this season. Both teams will never underestimate each other because they both know that the opposing team's strength is as good as their own. Liverpool have recovered from their slump last season and so far they have become the team that could be favored for the title instead of just Arsenal and Manchester City. Liverpool's advantage is that they didn't have a tough game before against Brentford, but Manchester City did when they were forced to draw against Chelsea. Manchester City has home advantage which can help them be motivated and have good confidence to win. However, it is not as easy as imagined, of course because Liverpool is the other biggest threat that Pep Guardiola and his troops need to worry about. Currently no team is a big team or a small team. I have seen the mighty fallen in this year EPL season. This is one competitive season as every team is a threat to each other. The way they play is like a battle any slight chances of mistake the next team takes it as an advantage. If a team cannot win the league, they will make sure the other is frustrated in the game or perhaps a player might get injured in the process. I feel for clubs who are participating in other competition especially for those who are playing in the Champions league. They will find it very difficult if they don't buy good players during January when the transfer window will be open. |
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I like your curiosity but what good does it have towards the price of a meal in my country. Like the increase of price of things per month is about 45% if not more than. Certainly, am not trying to exaggerate here, but if i a get a loaf of bread a thousand-naira next month it could be about a thousand and three hundred naira. The cause of the problem does not only go to the government and their implementations. It implies the individual manufacturing industries and local sellers (either retailers or wholesaler). Once they get the information that the price of manufacturing has increased boom, they add their selling price even to old goods. I'll say it is selfishness and greed that has led to less human sympathy and the anxiety to gain double from the consumers.
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People are now reluctant to listen to the news or sit to get information's about their country in the TV. I can attest to that. This is because i can't remember the last time i listened to the TV. There is nothing interesting to me or something beneficial i can gain currently watching the TV. In my country information's spread faster than any News station. At that moment something happens you may receive a phone call for warning or advice.
However, people who still dedicate time to watch TV for happenings in their country don't expect to hear any good news. The current inflation has affected almost all countries. Now people are more concerned about in finding a personal solution in surviving the economic situation and so they do not have any time to waste in listening to government promises towards the economy of the country.
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Currently there is no magical way in running away from paying the fees showing on your wallet. You can use the viaBTC free accelerator as suggested by so many, but you need to remember that you have to set a lower fee before you use it. It works to accelerate the little fees you choose and not reduce the fee. Which means if it's going to take you a week or days to get your transaction confirmed the ViaBTC accelerator will reduce the time for you.
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I am a graphics designer, product designer and web developer. Am yet to post my service thread since am still working on some project. I am interested in your job offer but i would love if all conversations and negotiations to be held in the forum as i do not prefer telegram. I like transparency in everything i do. If you don't like it that way i think going for what Catenaccio suggested is better. As i can participate there and show my skill and talent. Goodluck in finding the right person. You can hit me up if you want to work with me.
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Teenagers and youths of these days they more attracted to finesse thangs. ( Drugs, Sex and Money). Just as Burnaboy call am "trabaye". If you no they leave this kind life you no fit, get best freind again for the country. everybody wan go club, party they want feel among. As long as dey dey benefit one or two things from you from all these angle nah so they dey call you blood. E hard to actually there around all this peer influence but if you go fit withstand am then you go far for life.
I feel like say people no care again, they just wan live the life untill death call their name. The life no easy and any money way dem get they want use am enjoy. But nah the wrong thing to do in my own opinion. The way i see life nah say as long as you they live make you they make plans just the same way you they enjoy yourself cos its a very big world and you need to prepare for the unexpected.
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OP, weting you talk nah weting person suppose give second thought. Cos imagine as i they by this age i start to save or invest inside Bitcoin then imagine when i con retire the amint of Bitcoin i go get and how much e go be in fiat by that time. Since Bitcoin not get anything to do with government and their wahala i prefer am sef. I know many civil servants wey they never even pay pention for almost 10 years after their retirement. And no hope say they go pay them, everyday na so they dey look newspaper to hear information. Now weting con be the difference if people they think say foor Bitcoin person fit loss. My brother investment nah risk o and anything retirement for naija me ah no they even reason am. My own nah say if God bless person make person no fear to invest in Bitcoin or keep some retirement money inside Bitcoin.
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