Why is it difficult for people to get capital easily?

[wajik-tempe]

Honestly? Not really fixed it, what you need to realize is that not everyone in the world can find capital, that's just something you have to accept from the get go. Now after realizing that not everyone in the world gets to do that, and even almost all of the people do not get to do that, and the best you can ever hope for is having a house and a car when you die to show off and nothing more that's it, then you will start to realize only a minority amount of people have that kind of capital. That is the first step, second step is to figure out how you could get there, and I know that we do not have a recipe to get there, but you could definitely work hard to find the way, I do not have an answer for you, but I have the emotional support to tell you that if you fail and do not have capital ever, that's fine, that's most of the world.

I appreciate your realistic view on the difficulties of obtaining capital, and it's true that not everyone has the luxury of simply obtaining substantial funds.  It is critical to be resilient, educate yourself on financial methods on a regular basis, and pursue unusual routes to achieve your goals. The journey itself can offer significant lessons and open unexpected possibilities.

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[oktana]

I try as much as possible to not borrow money from anyone at all for any reason, let alone for investment purpose. The questions will arise in your mind; “what if this business doesn’t scale up?” What will you do in such case because trust me, the owner of the money (the bank or anyone at all) will not want to hear your excuse and you’ll be under presssure to pay them back even when it wasn’t successful for you. So, it’s better to invest with your own funds.

[Dunamisx]

Maybe we should also ask about the reason behind why it is very easy to be poor and being rich comes with alot of demands, we should know that every good thing in life requires efforts and patients to achieve while the bad ones comes easily without going through any struggles, you needed to get capital all because you wanted to make business, but don't be surprised that none will be ready to help than you first start by helping yourself find a means to source for the capital you need.

[Vaskiy]

Lack of planning and thinking in the short term perspective. We should have the savings mind, only then it is possible to have good capital being built in short time period. Whenever we spend on something we need to postpone it for a week, if we were able to have our life moving without any difficulty then what we planned to buy isn't a necessary one. This way we can stop spending on unwanted things and the savings can be improved. Little savings and more investment will help us with better capital being built at the targeted timeline.

[Yatsan]

Lack of planning and thinking in the short term perspective. We should have the savings mind, only then it is possible to have good capital being built in short time period. Whenever we spend on something we need to postpone it for a week, if we were able to have our life moving without any difficulty then what we planned to buy isn't a necessary one. This way we can stop spending on unwanted things and the savings can be improved. Little savings and more investment will help us with better capital being built at the targeted timeline.

Circumstances and indeed, lack of plans. If you’re an employee even with a minimum wage, you’d still have an amount for investments even little by little. Some people are just in circumstances wherein their savings for investments are being used because of urgency and some are just afraid to embrace the risk in any kind of investment. The rule is to invest an amount you can afford losing but in reality most of the investors are worried of loss which is just a normal thing. There are also people who wants to start investing big which pushes them to save but whenever their savings are being consumed, they would be in doubt ‘coz the impression of small capital will lead only to small profit. If anything is planned, nothing could go wrong. Baby steps on investments is a plan. Saving is a plan, and our daily expenses should also be planned. Most of the time, things are all in our hands.

[tjtonmoy]

Diversify. It is the key to become successful. It's a simple word but holds a great meaning. As you have mentioned, these days opportunities are everywhere and all you need to do is invest your time to learn certain skills that are required for those jobs or works. There's a saying that goes like this, salary is a drug that your employer gives you to keep you away from your dream. When you work for someone else, you cannot make up times to pursue other works. This is why, you need to become your own boss. Having an open mind will open up every opportunity that you see. All you have to do is invest your time and gain experience from them.

I have been working since I was 12. I have tried out many things in my life and I am still doing different kinds of work every now and then. The moment you limit yourself to only one thing or one job, success will never be easy. Break that chain and go out, follow your dreams, try to do works that you love and finally save up to pursue the bigger dream that you have. Never disrespect or look down to any work. Should always respect what brings food to your table.

[CageMabok]

I appreciate your realistic view on the difficulties of obtaining capital, and it's true that not everyone has the luxury of simply obtaining substantial funds.  It is critical to be resilient, educate yourself on financial methods on a regular basis, and pursue unusual routes to achieve your goals. The journey itself can offer significant lessons and open unexpected possibilities.

People who still don't have the capital to carry out their plans in life or to pursue something in life can do so by working hard in job sectors that can provide a good income in life. And for those who already have capital to run something or some kind of business, it is very important for them to find out how to use capital well and also how to maintain it so that they don't experience losses when used in a business. Because now apart from being difficult to find capital, it is also not easy to manage capital so that you don't experience losses.

[Tomcolor]

In fact, in business, we give more priority to the forehead, but every business has profit or loss, so one should be more careful in terms of own experience and money investment. The way to earn money is never easy and every step requires you to put in hard work. As with labor in crypto you need to pursue your knowledge more. And to get profit from investment you need to be patient as well as risk taking.

[Ludmilla_rose1995]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

It's not easy to get capital nowadays, especially if you were born from a poor family and don't have any privileges. Apart from that, banks are usually very selective in approving loan applications made by borrowers, they will be very careful to avoid bad credit which is likely to occur in future. Business capital is really needed to support a business that is starting to be built. Without capital support it will be difficult for a business to develop. In some cases, banks can actually approve loan applications easily, so lucky are the people who succeed in getting it.

[goinmerry]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

Getting capital or starting money to start a business is really a tough challenge for most people due to the fact that we have our own respective financial situations. Lucky for some people that born wealthy in finance they can risks right away some money to start their business or investments.

Aside from problems in getting capital, it's also hard to choose the right business.

Even there's money to start with, there are other factors to consider before setting up a business. We have a small business called "sari-sari store" (basically selling goods and variety of products) here in our place and prior to its inception, it takes about years of saving money.

[lixer]

Lack of planning and thinking in the short term perspective. We should have the savings mind, only then it is possible to have good capital being built in short time period. Whenever we spend on something we need to postpone it for a week, if we were able to have our life moving without any difficulty then what we planned to buy isn't a necessary one. This way we can stop spending on unwanted things and the savings can be improved. Little savings and more investment will help us with better capital being built at the targeted timeline.

That might be true for some, but for others, there might not even be a possibility to be able to have savings this way because someone who doesn't earn enough will barely buy anything extra but they find it to be a blessing if the money they earn turns out to be enough for the whole month. In many cases, a family man is required to borrow money from others to be able to fulfill all the needs of the household and the family for the whole month because they don't earn enough and inflation keeps rising over time.

If you are paid $500 when the inflation rate is at 25%, and get the same amount after the inflation rate goes to 35%, you will face problems because you won't be able to get a product at the same price now that you could get before, still, you are getting paid the same amount in these situations.

[mirakal]

I realize it is difficult but ask yourself again. This is not a very difficult thing in terms of earning but how do we collect it little by little from our work salary that we set aside. If we want to get large capital quickly of course it will be difficult. learn to start frugality and save for the future.

Saving and arranging capital isn't a problem for people who earn well, have their businesses, and aren't employed and earn a minimum wage which is barely enough for them to complete the monthly expenses of their household. Such people sometimes have to borrow money to complete the expenses for the whole month and then worry about repaying that debt with whatever they earn or maybe get some bonus once or twice a year or something.

So, for someone to be able to get capital, they must either have a high-paying job, a personal business that earns good revenue, or more than one income sources so that they can spend money on their personal expenditures and still have money left behind that they can save for their capital.

Still, even if you have a high paying job but the demands from your family and relatives are also high and expensive, then it’s still hard to save for your investment capital. However, if you have the discipline and determination to save, of course you will really find ways to save.

I guess what works for me here is to have another source of income that pays also well, not just one but even two if you can. With that, there’s always high chances to save for your investment capital. And even if it won’t work in the beginning, you will never easily panic because you only invest your spare money, not actually the salary from your main source of income.

[Samlucky O]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

Obviously saving capital to start a profitable business when you have alot of responsibilities is very hard. Sometimes the fault might not be yours. Sometimes when parents married and don't have business to elevate the family, it always bringa problem there after. Sometimes our parents will get married struggle to survive but what dey could afford is just a daily bread and the have more kids and making there chances of success slim. When this children grow they will also start afresh. the parents will start putting more stress on there children.

But one thing I must tell you is that if you don't focus on you to achieve before taking family matters serious you will be a laughing stock. Yes your siblings will be calling you but you still need to focus. When you were in school, you usually become agitated when you were not attended to wright? That was your level of understand then but what you will do is to start as little as you can. Maybe you can start a POS business or you can start a livestock business like fish breeding or poultry farm with little capital within the interval of 3month you can make 5x of your investment maybe it will help you accumulate money to diversify your business.

[Promocodeudo]

If I am to understand what you said clearly, you have a job already but you want a capital so that you can diversify, mate, a little beginning is what you need, try as much as possible to save a little from your salary to startup something, I know how challenging it is to save in such condition but you have to try, it is better to suffer now and enjoy later, banks and microfinance banks don't usually give loan easily, don't wait until you get large amount before you investment, think about starting little by little, don't allow enormous responsibilities to shift you away from your dream, if you fail tomorrow, you will blame yourself, every successful person has taken some decision that affected his people directly or indirectly but they explained later, so don't chose to be a victim of circumstance because of your inability to take the right step at the right time.

[nara1892]

I realize it is difficult but ask yourself again. This is not a very difficult thing in terms of earning but how do we collect it little by little from our work salary that we set aside. If we want to get large capital quickly of course it will be difficult. learn to start frugality and save for the future.

Saving and arranging capital isn't a problem for people who earn well, have their businesses, and aren't employed and earn a minimum wage which is barely enough for them to complete the monthly expenses of their household. Such people sometimes have to borrow money to complete the expenses for the whole month and then worry about repaying that debt with whatever they earn or maybe get some bonus once or twice a year or something.

So, for someone to be able to get capital, they must either have a high-paying job, a personal business that earns good revenue, or more than one income sources so that they can spend money on their personal expenditures and still have money left behind that they can save for their capital.

Still, even if you have a high paying job but the demands from your family and relatives are also high and expensive, then it’s still hard to save for your investment capital. However, if you have the discipline and determination to save, of course you will really find ways to save.

I guess what works for me here is to have another source of income that pays also well, not just one but even two if you can. With that, there’s always high chances to save for your investment capital. And even if it won’t work in the beginning, you will never easily panic because you only invest your spare money, not actually the salary from your main source of income.

Quite reasonable with your statement my friend, sometimes it is true that when we already have a high enough salary or income then usually our expenses are also high, which is why sometimes everything always runs in balance. Of course, as you said that if their expenses are like that it will still be very difficult for them to do good money management even though they have a high enough income especially they probably won't have money left over from their expenses to allocate to some investments or to open a business.

Honestly, I think it is quite difficult if their condition is like that to be able to save or collect capital for business, although yes there are always several other ways, but maybe it can still be, as you said, the only way is just by adding another job that they can do in between their main job, although maybe the income from a part-time job is not too big but it will be very valuable to increase your finances or mean to fulfill what you want such as saving or investing. So the point is that there will always be a way if you have the determination and willpower, and I hope that if you have managed to get a budget for investment I hope you use the best planning and management in your investment so that everything can run well.

[Kaliandra]

Don't give up on this, and I think here many people have had difficulty getting capital, and I have also been in a position where I really needed capital but no one could give me capital and I always apply a system of saving even if it's only a little, for years I always saved even a little and looked for work but at that time my salary was very small and only enough for daily food but I never gave up and I saved for years and finally I got Capital but only a Little and that's when I started doing business with Small capital and finally my business progressed

I know your condition is very difficult, but don't give up, keep exploring insight, but in my opinion, stay away from borrowing money for business capital because in business it is certainly very risky because sometimes in business there are times when you make a profit and sometimes you lose. and in my opinion you can start from a small business first and have to choose a business that suits your hobby.

Finding capital for some people is sometimes difficult, but for those who find it difficult to find capital, don't give up and the most important thing is to prepare your knowledge and insight first before the capital comes and in this case, only yourself who has great potential will answer, then you will know the answer.

[Zanab247]

I try as much as possible to not borrow money from anyone at all for any reason, let alone for investment purpose. The questions will arise in your mind; “what if this business doesn’t scale up?” What will you do in such case because trust me, the owner of the money (the bank or anyone at all) will not want to hear your excuse and you’ll be under presssure to pay them back even when it wasn’t successful for you. So, it’s better to invest with your own funds.

Nobody will encourage you to borrow money to start a business in this platform because, it will never help you to grow as normal business men that generated capital to start their own business in their various environment.  I never talk about borrowing money to start a business in this topic, I said why is it too difficult for people to get capital to start a good business, that was my question and, many potential men and women had hit the point I want , and I have started working on it to generate a good capital to start a new business soon.

 With time this my Bitcointal.org account will surely help me to get a good fund that will make my dreams to come to reality soon and, I will be counted among the company owners in my environment.

[shinratensei_]

I try as much as possible to not borrow money from anyone at all for any reason, let alone for investment purpose. The questions will arise in your mind; “what if this business doesn’t scale up?” What will you do in such case because trust me, the owner of the money (the bank or anyone at all) will not want to hear your excuse and you’ll be under presssure to pay them back even when it wasn’t successful for you. So, it’s better to invest with your own funds.

this should be of concern really, loan could always be the double edged swords mainly because it depends on how well you execute your plan with this additional money, if your business doesn't get better and get a raise in income after being injected with additional capital that comes from loan you're screwed, but then again without loan the business will likely go out of business after it pass its golden age. because frankly speaking every business have golden age where it have consistent income but eventually such thing will pass only business that revolves around basic needs that could always have stable income forever because its basic needs we are talking about.
loan even more so become double edged sword for investment, imagine taking up a loan for investment, then suddenly market dumps, you have two choice, pay the bill with your own pocket money or just cut lose the investment and get done with it, both equally gonna cause you harm in your financial conditions.

[milewilda]

I realize it is difficult but ask yourself again. This is not a very difficult thing in terms of earning but how do we collect it little by little from our work salary that we set aside. If we want to get large capital quickly of course it will be difficult. learn to start frugality and save for the future.

Saving and arranging capital isn't a problem for people who earn well, have their businesses, and aren't employed and earn a minimum wage which is barely enough for them to complete the monthly expenses of their household. Such people sometimes have to borrow money to complete the expenses for the whole month and then worry about repaying that debt with whatever they earn or maybe get some bonus once or twice a year or something.

So, for someone to be able to get capital, they must either have a high-paying job, a personal business that earns good revenue, or more than one income sources so that they can spend money on their personal expenditures and still have money left behind that they can save for their capital.

Still, even if you have a high paying job but the demands from your family and relatives are also high and expensive, then it’s still hard to save for your investment capital. However, if you have the discipline and determination to save, of course you will really find ways to save.

I guess what works for me here is to have another source of income that pays also well, not just one but even two if you can. With that, there’s always high chances to save for your investment capital. And even if it won’t work in the beginning, you will never easily panic because you only invest your spare money, not actually the salary from your main source of income.

Quite reasonable with your statement my friend, sometimes it is true that when we already have a high enough salary or income then usually our expenses are also high, which is why sometimes everything always runs in balance. Of course, as you said that if their expenses are like that it will still be very difficult for them to do good money management even though they have a high enough income especially they probably won't have money left over from their expenses to allocate to some investments or to open a business.

Honestly, I think it is quite difficult if their condition is like that to be able to save or collect capital for business, although yes there are always several other ways, but maybe it can still be, as you said, the only way is just by adding another job that they can do in between their main job, although maybe the income from a part-time job is not too big but it will be very valuable to increase your finances or mean to fulfill what you want such as saving or investing. So the point is that there will always be a way if you have the determination and willpower, and I hope that if you have managed to get a budget for investment I hope you use the best planning and management in your investment so that everything can run well.

Live according only into your means and not too much with your wants and its true and it do usually happens on which on the time that our salary had become that big then it would really be that normal or really that typical that we are already that we do also increase or step up on the standards that we do live on which we are really that trying out to enhance as well. This is why even if we do have plans on trying out to have some savings but due to those excess spendings or expenses then we do really fail on doing so and this is something that we should really be avoiding because if we dont really be that mindful about our expenses
then we do really go overdropped and this is something that we must avoid or else then you would really be ending up on having no savings.

We do know that once we do have savings, we arent only having that emergency fund but also we could really be also having that kind of chance on getting some opportunity
on making investment once we do see those kind of opportunities and since we do have some money to spare or could be able to apply on then
it would really be an advantage for us to do so. It is really just that depends on someones mindset and goals towards things.

[MarjorieZimmermanGinger]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

I am not a successful businessman so there is no special way that can be given input on this question, but from several experiences of friends who have made great success in business, almost everyone is involved because they have large capital. Nowadays, if we don't have large capital to build a business, it will be quite difficult to develop because we will be unable to compete with people who have large capital. I have an idea that is quite risky and it is not recommended to do it if you don't have the ability to face the risk because not everyone will be able to achieve the same success.

A friend of mine got capital from a bank loan to build his business and long story short, he is currently very successful in his business. I once showed why he dared to take out a loan from the bank, the answer was because he was sure that the business he wanted to develop had good prospects and potential in the long term, so he made several breakthrough steps in his business until he achieved the great success he is now.