There are too many posts here for account trading and taking account as collateral. Many days ago I contacted two DT regarding taking account as collateral. Their opinion was not to trade the account. Before posting more I want to say I am also a lender and took account as collateral. But today I saw it was against DT's opinion I already changed my lending terms.
As account trader cant be a trusted person we (lenders if trade any account then we should not be a trusted person too.)
If so why lenders will take into account as collateral:
My opinion regarding this is to prevent more scam. Let me tell you, how?
When someone takes a loan latter can take another loan by few minutes where all discussion will be in pm then will make public posts and then took a loan. In this case, 2 people will be looser.
For example:
pinkman12345 took a loan 0.2
BTC from
mdayonliner and then took 0.25
BTC from
TucoRamirez source:
https://bitcointalk.org/index.php?action=trust;u=288496 so for taking multiple loans borrower became greedy and left his/her account for negative. But if it was used as collateral then the 2nd person could stay safe also there was a chance to stay safe.
And incident happens with me and
zazarb:
meatmeat took two loans from us and flew. We could prevent this scam if we took the account as collateral.
Let me give you another example but different situation:
Real14Hero took a loan from
tracyspacy and then sold amazon gift card and didn't give that. Source:
Real14Hero is scammer.
In this situation, I want to make 2 appeals where anyone should be accepted. But it will depend on other reputed members, forum moderators, DT etc.
1. Account can't be used as collateral
= If so, then any lender cant take multiple loans at the same time and also would not be able to sell anything which can be reversed.
Lenders will give neutral trust once give a loan. And will not give any loan if there is an active loan which can be seen on neutral trust. If lenders or Borrowers break the rules then they/s/he will get negative trust by DT.
2. The account can be used as collateral:
= If so, lenders will be responsible for trading that account. If seen any account trading then all accounts buyer/seller/sold account will be tagged.
Mine prefer method 1. Let's see what is saying by reputed forum members/DT/Moderators.
If any method cant set then what can happen:
= In this case, many people will not be able to take loan while urgency but has no altcoin as collateral. And/or lenders and traders (not account trader) will be scammed more.