youre welcome to the forum but let me go straight to the point and inform you that this is not a merit farm and as a beginner, you shouldn't be focused on earning merit as it will definitely become a whole bunch of destruction on it own. The forum is designed to talk about Bitcoin and the only reason why the concept of merit became necessary is to encourage individual that are giving in their time and effort in contributing meaningfully to the growth of the forum. You only get merited when you've made positive contributions to the forum that has helped the next persons doubt to be cleared or when you've shared a meaningful information or insight in the forum.

Engage positively in the forum and merit will come to you by itself but if you chase after merit, it will become very obvious and it might lead you to creating irrelevant topics that might make members of the forum avoid your account.

how did you forget to save the complete word from your seed phrase? That's a serious problem although if you have it already logged in on your devise you could easily access it.

Your security and access key is not what you should take for granted for any reason. It's as important as any amount of holding you have in your wallet and I just hope your account is already logged if not you might loss your coin forever.

so many people have fall victims of influencers promoting crypto they know little or nothing about and they just invest into it because are being promoted by their favourite celebrity.

I think we need to understand the difference between being an ambassador of something and actually sharing knowledge from a personal point of view. A lot of people have accumulated shit coin because of the hype by the person that did the promotion.

to say that the government of a country can't decide to ban bitcoin and any other cryptocurrency isn't totally true. Th fact that after a restriction has been placed on a articular thing, people still do it doesn't mean it can't be banned. It's true that bitcoin is decentralized and doesn't literally work based on government regulations and interventions but what to should understand is that the government has the power to decide what goes on in her  country and can issue a statement that any one found mining, trading or investing in bitcoin or any other cryptocurrency be arrested. What would you do about that?

The thing I have come t know about the ban on cryptocurrency by the FGN is that they've only disallowed banks from accepting it and demands that crypto funds in their custody be seized, I doubt that any bank will want to go against that directive but since I haven't found a law prohibiting citizens from holding bitcoin or engaging in the trading of bitcoin and any other cryptocurrency, it becomes now reasonable time to still invest and get involved in it without any form of fear.

no one is confused , what happening is that people are actually sourcing for alternative ways of remaining in their business by cutting down on expenses that comes their way as a result of the increase in the price of fuel. It's just unfortunate that they have to still consider the use of gas in the midst of the risk associated with it.

E de always pain me say whenever we want talk negative things about our country, we see always get wetin to talk because matters full ground but a situation when you done remove fuel subsidy but no put a reasonable modalities in place in ensuring the things becomes easier for the average man, what do you expect? I even thought that since they know that the price of fuel has seriously gone up that they will even think on making nepa to be coming regular but it even seems that they have even reduced the number of hours that they bring light. Na God go help us sha.

if you even try get savings when go fit save you for hard time your own good na. E get some people when no de even fit save because of the kind of work when dem de do.

Saving money is a very good habit that everyone  should practice especially in a country like ours that experiences some different form of hardship every year. Even if your primary purpose of saving is to start up a business or upgrade your life,.
 it is better to borrow from your savings than to borrow from an external source.   

this is a very childish post to be very honest. How does this platform help in solving the financial needs of the people you just mentioned?

Do you even know the essence of this platform?
Do you consider this place an office or what?

Instead of looking for ways to read and learn from peoples experience on the platform, the only thing you're entered in is money, money, money.

You're a very unserious perdon.

We know that gambling can be very addictive for people who might not be going about it responsibly and that if most beginner are not properly guided by experienced individual that have heard a share of their personal experience in irresponsible gambling,  they will become a victim of gambling addiction and might have a marred thought process as it regards safe gambling

 so I'm thinking if it would be possible for a thread or sub board to be created in the form of a mental  orientation section that people can just visit and go through ethics of responsible gambling, share experiences and current challenges faced as a gambler. It could just be used for discussions regarding responsible gambling and do if ones goes through the board or thread, while starting or going about his gambling, their will be check in his jar it as a result of peoples lives experiences he has read.

I just said I should air this out, I don't know if this is possible or a better suggestion should be giving.

this is a one sided analogy regarding peoples thought process before even starting gambling. For some, this is true because they just want to have fun and really become too concerned about the amount they use in the course of the gamble, others start gambling because for some, they've watched how the whole gambling process works and have gambled in their mind and have seen results and just feel it's only wise to put in an extra effort in doing anysid into the given gambling to understand it more and after a  while, you see them fully emerged in the activity of gambling.

social media scams no be today something but what should have been a great concerned is if their mobile application has been compromised.

Wetin I de fear sometimes for some of this microfinance banks and their mobile banking services be say e fit de possible say them clone the app then create a similar one when he fit use the collect people money on a low.

My aunt been don order something from jumia and the thing never arrive till now and from wetin them been de talk na say the jumia app been declined and say them download the wrong one. I don't know how true that is but if them go fit clone apps like juma, although I don't know how true it is, microfinance banks mobile apps for de compromised.

For me, I don't even like to save much money in my mobile apps to avoid stories that torches the heart.

I've read so many threads where people assert that they sold or intend to sell an asset just because they want to invest in Bitcoin, while this might present the person as someone who believes so much in Bitcoin and even went to the extent of selling an asset just to invest into it, is it the right thing to do?

I have attended a lot of business seminars and one of the key advice we receive most of the time is not to start up a business with borrowed money as it will put us under unnecessary pressure and the outcome doesn't always end up well and although selling an asset to start up a business or in this context, buying of bitcoin isn't directly borrowing, but it goes a long way to show how unprepared you are, venturing into that business.

And I guess this is the reason why a lot of people can't hold their bitcoin for a while before selling it off in times of minor challenges.

I still will want to reiterate that the idea of investment isn't for people with no source of income who have to start up their bitcoin investment journey with the money realized from the sell of an asset or even considering using a borrowed money, it won't let you to invest profitably and so I just want to advice all the newbie and old folks that intend accumulating bitcoin but that don't have a means of doing so now to work first In their personal lives and ensure that they get something going on in their lives before venturing into accumulating Bitcoin.

Remember that bitcointalk.com is not an office and so you should find other sources of income and then you will appreciate the forum and your holding will not become the nearest option to consider whenever an emergency sets in.

this is so true. I have read a lot of thread when people will say that they sold their personal property before they are able to buy a bitcoin, the thing always sound very funny to me because how can you sell off your asset just to buy make investment? My knowledge of investment has always been that you have some reserve fund that is not in use at the moment and so you want to out it into something that will course the money to increase in it value with time.

How do you then successfully make an investment when you don't have a source of income? I think at the stage when you don't have a source of income, what you need is a job or business that you can start and will be certain that on a daily or weekly bases, you will be getting some funds from it.

Investment is for working class individual and to be really honest, if you're not working, you shouldn't think on making any investment and that include buying of Bitcoin.

does the use of Bitcoin or any other cryptocurrency stop one from using banks? Who have you the impression that banks are not functional and should be done away with?

Maybe you should understand that their are things that will come to your mind and it's just best to leave it there and never spill it out.

Bitcoin is bitcoin and it has it own advantages and disadvantages and their area of use and application varies in their unique way.

In my country for example, what is common and popular for people is the bank and they are rendering the needed service to the best of their ability, the youth and educated adults knows about cryptocurrency and are the ones currently using it. If you tell an average market woman to invest her money into bitcoin, she won't even understand what you are saying but saving her money in the bank won't be a big deal because she knows a lot of people doing it and might have been saving her money in the bank already.

this pig in matter na better matter when we need yarn for ourselves on a serious note.

The issue with our local board be say as we no really get a unique local language when no de associated with English e de always de difficult before we go create post when an outsider when we smart no go fit decode wetin we de try talk.

If like say our general language na something like Hausa, Igbo or Yoruba,  e for no b problem because we for easily yarn am without a third party knowing what we are even saying.

Another thing I de see as a minor problem be say some of us for real life fit no de all that good for the pigin English and even when once in a while dem fit just use am write, as e be say the normal English don master them, dem go always see themselves going back to the use of pigin on a regular bases.

But in the midst of all this things, make we still de try to de post more often with pigin. E go show the uniqueness of the local board. I know say most of us including me don fall serious victim of using more of Goood English pass pigin but we go try improve sha.

Lately, we've had a whole lot of threads on the board talking about cybercrime and while this is a general problem that is of great concern to every Nigerian that wants the reputation of the country not to become tarnish by these ill act, I still feel that we aren't painting the right picture regarding this snf let me also state this very clear that the issue of cyber crime isn't peculiar to Nigeria alone, their are lot of other countries and nationality engaging in this awful act.

Because it has beenme out reality that most of our youth are tilting to this direction, it's very necessary to look at the root of this problem and find a way of addressing the problem from their.
The reason why the strategies by our leaders is not yielding any positive result is because what they do most of the time is to threaten this guys and sometimes make arrest offer which they get themselves freed by paying a certain amount of money. This goes to show that the problem isn't just about cybercrime but more of the corrupt mindset that the average nija man has and what we should be talking about should be on how we can sensitize people for follow the right processes of getting things done.

That mentality that their is always a shortcuts to achieving things is one of the major problem of the country because most persons just think since making morning legimsteoy is difficult, the only shortcut is to go into criminal activities just to secure the bag

We need a lot of sensitization and rehabilation to be done on not just our youth, bit also on our children that will take on the affairs of the nation. I guess that's the only easy we can solve the problem of cybercrime and other criminal activities in the country.

Link to nija board.

Link 1. https://bitcointalk.org/index.php?topic=5473636.msg63149037#msg63149037
Link 2. https://bitcointalk.org/index.php?topic=5473534.msg63137490#msg63137490
Link 3. https://bitcointalk.org/index.php?topic=5473359.msg63140039#msg63140039
Link 4. https://bitcointalk.org/index.php?topic=5466443.msg63151583#msg63151583
Link 5. https://bitcointalk.org/index.php?topic=5472973.msg63120152#msg63120152
Link 6. https://bitcointalk.org/index.php?topic=5473894.msg63151244#msg63151244
Link 7. https://bitcointalk.org/index.php?topic=5468797.msg63112231#msg63112231
Link 8. https://bitcointalk.org/index.php?topic=5470142.msg63155164#msg63155164
Link 9. https://bitcointalk.org/index.php?topic=5470965.msg63022624#msg63022624
Link 10.  https://bitcointalk.org/index.php?topic=5471670.msg63054798#msg63054798

wow wow wow! Them years must have been a whole bunch of journey and experience so far.

A huge congratulations from me here

I'm just wowed and I'm hoping some day I will get to this height.

before you  expect our local board members to stand up for you, it's necessary you ensure that you have good reputation in the forum and that you're not breaking any of tys forum rules so someone won't implicate himself just because he is trying to protect you.

If you have a good reputation in the local board, it's very easy for someone to stand up for you in other boards when you make any questionable activity and if you're able to explain yourself properly, you might not necessarily need an help from any external person.

Just play safe and protect yourself first before looking for help from an external source.

this is a very interesting topic although I feel that you've actually not done the right justice to it.

The social media has greatly eaten deep into the lives of most people and has almost taken a great portion of our daily experiences out of us. Most persons can't even bond well with there family members as they now spend most of their time on the internet and have few or no time left that they use to carry out most physical interaction.

The fake lives and false narrative on the internet has destroyed most marriages and families because most of them are trying to copy what they've seen on the internet into their normal lives without understanding that they are mostly impracticable in the real world.

ranking up in the forum is a testament that you have been an active member of the forum that has positively affected the forum through referring of your wealth of experience and insight into the discussions in the forum. If you give more contributions through your meaningful post and replies, you will easily rank up to whatever level you are aspiring to within the shortest possible time.

Ranking up isn't a function of how long you've started in the forum. Their are members that will achieve a snr member within three months of joining the forum while some might even take a year plus just to attain that height, try difference is that one is an active member of the forum that is sharing his positive insight with the board while the other might not be all that active.

One thing I have also learnt about the forum with regard to growing in rank is that one need to continue engaging in post that he is knowledgeable about if you have an answer to a question that is being asked in the forum don't close your mouth and allow it pass you by, say something and when the time comes, you will get rewarded.

But if you decide to attain any height in the forum and you put in the needed effort, it won't take time before you attain that height.