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821  Economy / Gambling discussion / Re: Ballon d'Or discussion and odds on: October 31, 2023, 12:03:03 PM
IMO it was not fair. Messi didn't played well in his present club compared to the performance of Ronaldo in at El Nasir. I believe he actually won the Ballon d'Or because of the world cup he won and he had performed and manage his countries team to win.

Earlier today I had some conversations about this and led to some argument with my freind and neighbor. Most of them were sentimental because they love Messi and a loyal fan to him. One of them said something that changed my mindset. He said in other to win the Ballon d'Or it does not depend on the voting strength its different now. What is important is your input to the team you play with. When Mudrich won the Ballon d'Or he won world cup and played very well and his impact to his team was top notch.

Just win a world cup and you win the Ballon d'Or
822  Economy / Economics / Re: Biting more than i can chew. How can i do better? on: October 31, 2023, 11:33:08 AM
Hope things get better for you. Honestly, it is hard for me to comment on your situation since the suggestions seem quite obvious at first glance that it might sound offensive. If you currently lack monthly income, why don't you try to open a service thread to make websites, etc? Or look for a part-time job near your area. For your financial management, I don't think the mindset you had is right. You need to manage money, not always spend it. Luckily you seem to have realized it already.

If you're asking how to save your money, I can only share how I did it. Personally, I will calculate how much monthly spending that I need to pay. I would avoid buying things through credit or lending money to others unless I'm sure I can pay the next 6 months without any problem. I'd allocate most of my money to saving/investment, and avoid buying luxury/unnecessary things. I think it is a matter of habit too. Learning to cook for example is one of the easiest ways to save money.
Yes, things have started getting into place gradually. I had made some plans that I want to execute soon. Firstly am on the process as if building my portfolio website which contain a brief story of my life and more of my works accomplished. Also I have made a simple design of my service thread for my design. So before the end of next week I will be posting it on the service discussion thread. When am done with that I may share the link to the thread here if it's permitted so that you and other concerned members can give some positive comment after viewing my portfolios.
And for you, OP, I think everything will be fine. You have the right to a beautiful life—the one that everyone wants to have. You've seen a few examples and gained some experience, and now, as you grow up, you know that money tends to run out randomly. Therefore, first, create a financial safety net for yourself and continue to enjoy life.
I joined the forum about 4 to 5 months ago. Ever since then I have had beautiful life. My views and mentality changed. I have learnt a lot that has helped improved my knowledge in general. One thing I am eager to do f I am given an opportunity is to show my skills when I get my first job opportunity in the forum.
823  Local / Nigeria (Naija) / Re: Lionel Messi win 8th ballon d'Or on: October 31, 2023, 02:27:19 AM
Bro just lock the thread or move am. Cos no be hear you suppose shre this kind topic. Make we no they use aggressiveness they follow people at least nah to just advice am weting to do. I believe him no go do am again.
824  Local / Off-topic (Naija) / Re: How close are you to your father? on: October 31, 2023, 02:22:05 AM
OP this topic wey you open done touch me for heart and soul. Ah no go lie this one enter me.  Sad

Me ah done try to call my father today him no Gree pick call. Almost evrytime we they get issues. The thing be say most fathers they act too smart like they no am finish. They no they like listen to your opinion or see your own side of view for things. Every time my papa they like make decisions for me and ah no be small pikin again. E suppose ask you weting you want for life or you wan become instead of to they impose am on you say you must do like this or like that. Me ah done try bringing this matter for our house make everybody hear am but the man mind just one day back.

Normally our father no go fit give us advice wey go hurt us. But things done change nah, nah technology everywhere. Me i like tech but the man they force me to go pursue higher certificate for my educational career.
825  Economy / Economics / Biting more than i can chew. How can i do better? on: October 31, 2023, 02:02:56 AM
I am a young man who is not married. I have made some mistakes in how I use money and the resources I obtain. So, I have come to share this problem with everyone in the hope of finding help and changing the way I misuse money. I have a psychological memory from my upbringing that money is earned and should be spent as long as you keep earning. I see money as something that needs to be spent. If I see something I like or desire, I buy it without minding the cost as long as I really like it. Yep. Many years of self-employment with varying monthly income were like a blessing to me since I started designing and building websites. This little money made me a bit proud of myself and where I've come. I made a lot of friends, and whenever they asked me for anything, if I had the money in my possession, I'd disburse it to them. I was happy to receive praise that I was the best friend a person could ever have. I won't forget when I started going to clubs and spending money on luxurious clothes and booking rides from one city to another.

All of a sudden, everything changed. I lost one of my most loyal clients due to a car accident. I started getting fewer job opportunities. My monthly earnings were so low that I could hardly afford anything. All the friends I had left me, with only a few remaining. That's when I realized that I could do better. It's been over five months now, and things are still not completely okay for me. But I want to change and plan for myself.

The main reason I'm sharing this topic is to get your own opinions and advice so that I can do better. I believe it's because of poor financial management that I've fallen to this level. I've been doing things that I now realize were not the right things to do because I don't have any financial stability. Last week, I felt ashamed when people see how frustrated i am because I had bitten off more than I could chew. I'm open to opinions and helpful insights to start again, but this time in a more stable and responsible manner.
826  Economy / Services / Re: Im trader been trading long time Im looking for partners on: October 30, 2023, 11:09:55 AM
Are you prepared to put double the money in the fund in escrow, or do you want to invest with clients’ money without offering them guarantees? Hedge funds are always highly organized and there are advisors and individuals who have experience or access to information that generates profits for that, unless you have the ability to access such news. Or prove that you have extensive experience in short selling with leverage, otherwise no one will trust you.

you have only 2 posts and ask people to leave their money with you. Huh

You are right on the question hugeblack.

The OP seems interested in providing this service, regardless of whether he referred to it as a partnership. It's worth noting that the OP has only made two posts so far, indicating that he is new to the forum. People may be hesitant to entrust their funds to someone without a well visible track record. Personally, I'm pretty skeptical about the whole thing.

OP must have had years of experience in managing hedge fund so it's not wrong if he shares it here for us to see. Something to proof
827  Local / Nigeria (Naija) / Re: Free money wahala!! on: October 30, 2023, 10:34:55 AM
Normally free things they purge. Ah no no why since the origin of this mining something my interest no even they am. The only one ah fit remember say ah do na one music app like that wey ah they do some task like watching of videos and playing of music then if i get like 100 points ah fit withdraw am. E dey take me up to 1 week to get those point and after that 1 week the money they only b 2$. All those things nah waste of time cos if you calculate the money you go carry buy data and the time wey u go spend to con they play those music and watch video with other small small task person done use that time do better things. Na so ah use stop, but ah never try do anything wey be say nah mining cos e no they pay even the pi network sef wey them carry preach everywhere ah no do am for one day. My beleif nah say nothing good comes easily and nobody go one give you money wey u no get better thing to offer to am.
828  Local / Nigeria (Naija) / Re: Peni*s is the most insensate organ in man's body on: October 30, 2023, 10:22:54 AM
I have been avoiding this topic for some time now because the topic does not really look line one worth discussing. But i opened it today and noticed that the content of the topic is totally different from the topic. OP you should understand that your topic first needs to bear the theme of the message in one sentence. 
 
When did you hear a woman sentenced for rapping a man or even sexually assaulting small boys? You think women don't do this things too?
The world is entirely against men. What women will do, and they will consider it less offensive. If a man does the same thing, he will be prosecuted for that. I have heard several stories of women molesting male children and these cases are reported to court and nothing was done of it. They said the young boy enjoyed it. For long time now they have mainly focused on news relating to female abuse especially raping and neglected the male child.
829  Local / Nigeria (Naija) / Re: Nigerians preferred to learn things the harder way. on: October 30, 2023, 09:46:05 AM
Our young people are uninformed of current knowledge that is constantly circulated; they are just concerned about obtaining quick money, which has pushed them to accumulate it through unscrupulous means. They only show concern for projects that are successful; they make no contributions to anything that is growing, preferring to serve as hosts and keep all for themselves. The youths are also done, how can you explain this, a full-grown man continues to depend entirely on gambling to feed, it's ludicrous because this is the modern period and everything is progressing to the next level.
OP ah they suprise say na you they talk this kind thing say the youth no they contribute to anything wey dey grow  for the country. Ah they suspect say e get person wey they close to you wey get this habit wey be sya you they use am they generalize for all the youth. If you know weting people they hustle you no go talk all this kind thing, maybe you come from family wey get money if not you for reason this talk again before you post am. Gambling just they like extra thing wey people just they do to help support their hardwork as e be say the xountri hard well well and to survuve well for the country you no need to depend on one source of income. Baba no go talk this kind thing for were people plenty o because you no even get point. Me sef think say you want talk about the fradulent act nah gamble you con they give as example. How gamble con take they bad?
830  Other / Beginners & Help / Re: What exactly is mainly stored on a hardware wallet? on: October 30, 2023, 09:31:33 AM
What makes this any different from simply leaving your wallet at home and writing down your private key on the same piece of paper? What use does a hardware wallet serve if you have to write down what is effectively your private key anyhow?
The seed phrase is as important as your private key. Perhaps you might not know but this seed phrase is more of a mnemonical pattern of displaying your private key instead of what could be considered as a lengthy sequence of random numbers and characters. Most seed phrase can be easy to be memorized since it consists of words which the brain can easily retain. You need both of them for securing your crypto assets and they are both valuable.

OP your funds will be prone to attacks if you don't make use of a hardware wallet. There are lot of Malware that can detect activities that are related to cryptocurrency on any devices, without any hardware on your device this malware may be successful in draining away your funds. This is the reason why a hardware wallet is needed because they are not connected to the Internet in any way.

831  Local / Nigeria (Naija) / Re: Scam Currently Going on from WhatsApp to Telegram on: October 30, 2023, 08:56:13 AM
I no go dey suprise say all this scams for whatsap nah from people wey get our number or done get access to people wey get our number. Because how they dey use get our phone number nah, abi all this network services done they sell our privacy.  Or they just they typpe rand numbers then message the number. Another tin be sya we done see scam things well well even sef girl wey ah been date one time sef they try help him brother scam me. So anyboady wey no dey wise and fall for scam i believe say the person no sabi read and write because e dey easy now to indentify scams. December done they reach we go see a lot this period and people wey ah they pity nah those people wey they village wey no too get knowledge of how this peole they use operate nah them they moslty fall for all this things.

Make we try give oientation to our people wey dey village especially people wey they close to us, make them avoid all this kind of messages because nah us they mostly get the information before then so e go pain us if we here say them scam any of our relative and friends if we no let them know.
832  Economy / Gambling discussion / Re: Quit gamble! Easy or Hard? Let's talk. on: October 30, 2023, 08:37:12 AM
It is very hard to quit gambling, it takes time to minimize gambling but quitting totally is not an easy decision to take, this is why it is advisable for people with poor decision to avoid gambling don't even gamble because it's effect might ruin your life, remember a chronic gambler can do anything to gamble, even though it takes him to sell his valuable asset a lesser amount to gamble he wouldn't mind because he believe that he can replace one he win and even gamble more with the remaining profit, I will say quitting gambling is very difficult, this will occur by the grace of God that's if the person is ready and willing to change.
Accurately quitting gambling might take some time, but it is not difficult. It was a day a person to decide to start gambling and it will also take one day for a person to decide to stop gambling. The problem is not in the addictiveness of the gambler it's on the discipline of the person. A lot of gamblers lack discipline even when gambling they don't know when to pause or continue gambling. There are few who have discipline, they know when to bet, continue betting or stop and bet another day. Thise set of persons can actually decide to stop gambling because of their high disciplinary level and it will not be difficult for them. I quitted a lot of bad habit, and it wasn't difficult for me. When I noticed that those things were not benefiting me rather reducing my productivity, I have to stop them.
833  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: October 30, 2023, 08:29:07 AM
Quoting my yesterday post.

Congratulations Chelsea for the another lose, this has been expected by many people because Chelsea is a weak club. Today we will see an another overrated weak club like Chelsea aka Manchester United will lose too against Manchester City.

Congratulations for Manchester United able to follow Chelsea's path.

People who say Haaland is nothing without De Bruyne need to watch this match, Haaland almost scored 4 goals if Onana didn't block his shot and header. This is what Manchester City, full pressure from the first minute until the end.

It seems McTominay is better to play in attacking midfielder since he currently the top scorer in Manchester United.
How many chances have been created by Scott Mc Tominay? Manchester United have a very good attacking midfielder, you see those so called attackers are flops ( Rashford ).
I'm not a fan of Man United, but I won't scroll by and let you say such things about Rashford. I'm not speaking generally about the entire Man U attack, only specifically about Rashford. In yesterday's game, he played well. The only issue was that luck was not on his side. He delivered good crosses, but none of them could be utilized. Rashford is a good player, and you know that. When looking at the Man United team, they have only one good midfielder who played well yesterday, and his impact alone cannot help the team score. All the balls were played from the midfield to the flank by Man City. The midfield was so open, which made every Man City player so relaxed to play the game. The absence of Casemiro was felt.
834  Economy / Gambling discussion / Re: Greed or risk on: October 28, 2023, 11:46:02 PM
It is quite fascinating how humans assign names literally to every phenomenon and situation Cheesy. This is not greed buddy neither a risk. If this is really a bet placed, then the user gambled with the money he can afford to lose. It is not stated anywhere that the person made use of his urgent fund or emergency fund on him or took a loan to gamble. If there were, then I would know what to tag it. The assurance of Real Madrid winning the game was clear to him, so he betted. If such a person is not capable of having more than that amount in his account, he won't stake a bet of such amount. If he does place a bet when he don't have the capacity, then it may be considered as greed or risk.
835  Bitcoin / Bitcoin Discussion / Re: Looking back at the past, one of those statements gained respect over time. on: October 28, 2023, 11:26:22 PM
One thing I don't want to be doing is been regretful, although sometimes I actually think back replicating myself as one of those early investor that actually Bitcoin during the time at which the price was very low but yet again I start to think many people who were at that time also bought Bitcoin but failed to hold because not much people actually believe that Bitcoin would get this much reputation and expansion.

I like to think that anyone who has missed out on this opportunity still has a second chance to make their investment count because the Bitcoin market still holds many opportunities to actually gain profits depending on how serious and committed you are in making this a reality for yourself.
Your right, there shouldn't be no room for regret. Even if the opportunity of Buying Bitcoin e earlier was there what is the probability that you would have hold it till the price became what it is today? A lot of persons who have sold earlier if they were given a second chance, they might not had kept it until now. Because I could remember large number of people who saw that the price had an X amount of rise sold on the way and couldn't endured to the point it became now. Withing the past few days or weeks we have seen a bit of increase from 27k to 34k and some persons have sold, these set of people will feel very disappointed if it goes higher than the current price. There is always a chance of missing out. Missing out is always a possibility, but dwelling on regret won't change the situation. Like you mentioned, there are still opportunities on the way so it's best to adopt now to avoid regret for miss.
836  Other / Beginners & Help / Re: Bitcoin on BNB (Binance Smart) Chain on: October 28, 2023, 11:06:51 PM
Hi
Is it possible to receive Bitcoin on BNB?

I received the transaction and I have checked the TX on a number of Blockchain sites and it appears to be a genuine Transaction Hash but I am unable to access the BTC coins, I am assuming that is because it is on the wrong network.
OP am certain that this is some random coin that is being sent to your wallet. This is a sign of a BTC scam attack, and you should not interact with them or try to sell them. Good thing you asked for opinion on the forum. Just leave them there, because BTC and BNB has two different chains there is no way a Bitcoin transaction can be made in Binance Smart Chain.

Is there a way of checking if the transaction is real other than the Transaction Hash.

 Yes, you can use a token analyzer to see if something is a likely scam or not using https://bscheck.eu. Just add the token address and scan to see for yourself. It was very helpful to me after i fell for a scam at a certain time.
837  Economy / Gambling discussion / Re: They know the truth but they don't want to accept it, publicly on: October 28, 2023, 10:36:11 PM
Is there any spirit of good will when you intentionally give your money away in order to just have a good time gambling?
Let me answer this question.

Fun, in general, is a feeling of enjoyment, amusement, or light-hearted pleasure. Money can be used to attain fun. People gamble for fun because there is always amusement and excitement when they win. They don't care about their losses. they are there solely for the amazing feeling of winning when their predictions are correct. Similarly, people willingly spend a huge amount of money when they go to clubs, parties, and participate in recreational activities, all in the name of fun. They don't feel regretful about the money they spend to derive that enjoyment. In the country where I come from, I pay money to play 8-ball pool because I don't have it at my house. Every evening, I dedicate time to go and play, even when I lose. I'm willing to pay more money to continue playing because I take pleasure in doing so.
838  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: October 28, 2023, 10:18:02 PM
I'm quite comforted by Tottenham's performance to date. They made history that I think during my time as an EPL fan just happened. As if Tottenham look not too missing the figure of Harry Kane.  Because until now Tottenham has been quite consistent with performances in the EPL and managed to lead the temporary class. Although I don't know how they are in the long-term competition and need consistency. In addition, the EPL points difference is also not much and it may be easy to chase if they lose a few games.


Of a truth Tottenham's performance so far have been incredible and I think their head coach Ange Postecoglou is showing signs of experience in Spurs, so far Tottenham have maintained an incredible display. If they can maintain this early lead then they might like be the season's title favorite.

The team mates have shown so much coperation and team work and i believe they will go thus far in the premier league challenge this season
Actually I think if we do a comparison of this season with last season their progressive remains the same because last season they also played quite well at the beginning of the season, it's just that the problem that occurs for Tottenham Hotspur is that they always lose progressive in the middle of the season or the end of the season which is precisely the slick performance at the beginning covered because of their poor performance in the middle and end of the season.
This is one of the problems that Postecoglou must face and solve because if in the end Postecoglou can improve this condition then I think they will be able to finish in a favourable position for Tottenham even though the competition is very tight but if in the end the problems they always faced in the previous few seasons occurred this season then the progress of Postecoglou remains the same as previous coaches.
I was having an argument with someone about this same matter. Tottenham always start the EPL with good performance and end up with nothing at the end, there is always a certain point when they will top the league, yet they will end up in 5th position by the end of the season not even reaching top 4 to qualify for the Champions league. I still don't understand why a team like that cannot win even one trophy in how many years. Am happy Harry Cane left the club he would have ended his career there. He is a very good player and deserve much better than what Tottenham can give to him. Good thing he went to Bayern Munich since Man United decided not to buy him during the period he was up for sell. Today he got a Hatrick and i believe he would get good trophies at Bayer Munich.
839  Local / Nigeria (Naija) / Re: Wrong mentality of scammers on: October 28, 2023, 11:29:51 AM
In this life there is nothing good as making a clean money is the best because I see no reason why most of the people will leave to make a genuine money and start scamming people of there money.

Sometimes I can't help but wonder if those scammers has a conscience, how could someone laboured all his life and when he decided to enjoy his labor you scammed them, sometimes can't help but wonder how they even manages to get some private  information from people, and when they call you they sound very professional and going in details about your data in other to prove to you that they are real and before you no they have scammed the person.

Perhaps this days they are finding it difficult to scam people because they have known all there tactics now so no matter the pattern they use they can hardly succeed.
Making money without fear of getting caught my brother is peace of mind. All this why dem done chop people money make them enjoy one they for the thief one day for the owner. Thank God say plenty Nigerians done wise now they fit identify possible plot of scams. If not eh this people for finish people money leave them reckless. A lot of them are very talented and intelligent o ah only they vex for them say they no carry their talent they do better thing for life. One thing nah to get money another nah to get good reputation as you they enjoy your money see as them they hide up and down because they dey run from EFCC. They no fit waka freely for their environment enjoy their money.
840  Economy / Gambling discussion / Re: A weird belief among some gamblers. on: October 28, 2023, 11:03:56 AM
It is a very natural thing to bet and hope for luck, although it is still not certain whether someone will really be lucky. Because people who bet without expecting to win or get lucky are just people who are having fun with gambling, so it wouldn't be strange if someone who bets doesn't want to tell other people about their luck. Because this kind of thing can actually be done by anyone who has the courage and ability individually without having to depend on other people.
it's common sense that betting sites will put lower odds on the teams that's likely to win so why not just go with your common sense and secure an easy win?
It doesn't work like that all the time. Most times teams win the higher odd loses so it's best to predict based on the current performance and availability of all the players. Some teams are built on the strength of a particular player which whenever he is present there are 98% chances of winning the game. Whenever he is not available you may see such a team losing form but their odd on bet site will still be high. What affects most gamblers is the lack of information on the present happenings in the games they play. Another scenario is where a team is topping the league they might as well reserve players for an upcoming stronger game, at times the team with the low odds wins. In football line up and formation are brought out an hour to the match time and during that period betting site will check the length of the line up if the team with the highest odd line up is not as strong as before they will reduce the odd because they see a lower chance of them winning.
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