It’s not just schools that are responsible to teach us financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.
Well right, home should be the first school for everyone, parents should be able to set an example for their children, because children will definitely see their parents' habits and they might follow what their parents do. after that let them be independent to find something to do so that their finances do not become bad in the future. The environment will also greatly influence behavior, including in terms of finance. because from what I see now many people fail because they are in a bad environment, not only in terms of finance, but in any case. Not not allowing them to be in any environment, but parents should be able to give advice on which environment is good for them. |
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Arsenal vs crystal palace will going to be a tough match but many people will feel it will not going to be a tough match based on the position Arsenal are in the premier league, and they are still playing at home with crystal palace. One thing people need to understand in this match is that crystal palace will do everything possible to ensure they escape relegation, because they are very close to it, but draw match can happen if they can mark Arsenal players very well through out the match. Brentford will lose against Nottingham forest because no matter how prepare they prepared in this match to use home advantage, it will be difficult for Nottingham forest to allow Brentford to defeat them than to make the match end draw 1-1 for both team to share the points.
Arsenal can't afford to make the same mistakes in this match, they need to get up quickly and win the match if they want to still be in the race for the title this season. They are 5 points away from the current leaders, that's because they got 3 unsatisfactory results in the last 3 matches, first they got a draw, then then they had 2 consecutive defeats. Crystal Palace is below them, and at this time Crystal Palace will be a guest team, they must be able to utilize it well. Arteta must be able to get his players to be in high confidence to be able to win in a match in their favor. Liverpool, who will visit Bournemouth's home, will definitely still be the favourites. Because even though Liverpool don't play with all their mainstay players, Liverpool are still stronger than Bournemouth. Last week Tottenham were also able to beat Bournmeouth so there is no doubt Liverpool will also be successful in winning tomorrow's match.
Liverpool need a win to keep them at the top of the standings, because if they lose it is not impossible that Manchester City will be able to take over their position in the standings. They get an arguably easy opponent this week, so it shouldn't make it difficult for them to get a win, even though they play away from home in this match. But they must remain wary of Bournemouth because they also have a good record in the last 5 matches by being able to record 4 wins and only feel 1 defeat in the last match. They have the potential to make it difficult for Livepool. |
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So, before you can move from earning $100 dollar monthly to $1000 per month,
One of the major thing you must scale up is your knowledge.
Knowledge is really crucial because that's how you can gain skills to use for improving yourself and to expand your resources to earn money. Sometimes one don't have to be a degree holder in order to succeed. Because even if you didn't finish your studies, but you're still learning through self studying (since it's already available online) that would be a big help to gain knowledge. Experience will also play a vital role for self-growth. This way, you can maximize your chance to look for more opportunities for a better career since your mind is filled with knowledge and experience as your keys to reach your goal. Knowledge, when matched with experience, is an invaluable asset in life. Many people who may have a lot of theoretical knowledge but they lack experience will also hinder them, because sometimes the theory is not always in line with what happens in the field. Likewise, experience is not balanced with knowledge or balanced with learning from mistakes it also creates the oportunity we will face the same problems. This is because knowledge and experience will complement each other and live life, both play an important role in the life we live. |
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Manchester City last season can’t be compared to this season after what they’ve faced in this season that caused the a setback in the league. Most of their talented players that will move the team to the next level are out on injury for a very long time and it affected their games very well. Now that they’re back, I anticipate that they’ll be having a smooth season henceforth and improving their rankings on the standing ahead to finish in a better position.
But I don't think City will be able to back to back Champions this season. Injuries to key players will greatly affect their performance even though they have recovered from injury. City is currently not as strong as last season. I think Real Madrid will get the treble winner this season. They have already won the Supercoppa Espana, then they are huge favorites to win La Liga. And they are the best team and have a big chance to become champions in my opinion. They appeared very solid and had a winning mentality even though there was a lot of pressure on them after Benzema left. It is always difficult to predict who will be able to win the Champions League every season, defending chmpions Manchester City have also shown a setback, yes even though it is not a very far decline, but still their superiority is no longer visible this season. On the other hand, many teams are starting to improve, Real Madrid is not like last season, they have made many improvements this season and it is a real threat to any team when Real Madrid is in a very good state. I wouldn't rule out Manchester City defending the title, but to be honest it's very difficult to do. It's not as easy as you might think. |
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The odds are reduced because Darmstadt doesn't stand a slight chance to win Frankfurt that are in close competition for the top four this season. Darmstadt in the relegation zone and I don't thing they can be able to poses any threat to Frankfurt.
Eh, I've seen many top 4 teams fail to beat a team in this season's relegation battle. Liverpool vs Luton for example, just shows football is unpredictable. Didn't Girona draw at Almeria too in La Liga? I don't think the Bundesliga is that different even though some people call it a farmer league or whatever. It would be hilarious if the opposite happened, emotion is part of the game and a good coach can definitely inspire a team struggling to stay afloat to get some points here and there. The standings are too big a difference between the two teams that will compete, but that does not mean Darmstadt has no chance. Well we can see in another league that also features a surprise, Girona could not win when dealing with the bottom dwellers. Regardless, Frankfurt are worthy of being on the betting list, I love it when the odds are bigger, because I can include them in my multi-betting list. I expect that to make this match interesting, they will play offensively so that they can show the buying and selling of attacks throughout the match. Because if one of them plays defense, it will probably be a monotonous match. |
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Selamat sore, hari ini di hari Jumat yang berkah ini, saya ingin kembali mengajukan postingan untuk direview oleh rekan rekan semua. Berikut postingan yang saya ajukan |
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In a few hours there will be a semifinal match in the Italian Supercoppa between Napoli v Fiorentina and yes, even though this is a semifinal match, to be honest I not have a good prediction to determine which team will win this match. Because after all, Fiorentina in their last match in Serie A also played badly against Udinese and at the same time or at this moment, at least Napoli is also in a bad trend. Moreover, Osimhen is also currently playing for the Nigerian national team which is currently taking place in the Africa Cup of Nations between Ivory Coast v Nigeria.
With considerations like that, at least there is no definite guarantee for Napoli and Fiorentina to win within 90 minutes. But indeed, considering that at this moment Napoli is not completely good compared to Fiorentina then yes, at least Fiorentina still has a good chance of winning. But still, regarding the final score I might be more confident about under goal result, because it doesn't look like there will be many goals scored in this match.
We will always base a match on their performance in the league, because from there we can see their performance more thoroughly because the league runs and has a schedule every week, as well as the match between Napoli vs Fiorentina in the Supercoppa Italia semi-final. Napoli are at a disadvantage because one of their mainstays is not in the squad, Osimhen, they also have a performance that is not much better than Fiorentina. I agree it's hard to predict, but I prefer Fiorentina to win this match. They look better prepared than Napoli, and I think they'll take a narrow win over Napoli. |
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Apakah pertahanan negara kita selemah itu sehingga bisa gampang untuk diretas oleh para hacker?
Apakah mereka tidak pernah belajar dari kesalahan sehingga hal yang sama terus berulang?
Sebagai salah satu warga negara merasa sangat dirugikan karena pemerintah kita tidak bisa menjaga privasi dari warga negaranya. Meskipun mungkin kabar ini tidak bisa dikonfirmasi kebenarannya, namun tetap saja hal ini membuat kita sebagai warga negaranya khawatir.
Hal ini juga menyangkut pertahanan negara, negara kita selalu mudah untuk dicuri budayanya, kekayaan alamnya namun juga mudah untuk mencuri data data warganya. Intansi yang terkait harus bertanggung jawab akan hal ini, mereka harus memperbaiki sistem agar tidak mudah untuk di retas, mereka harus menjaga privasi dari warga negaranya agar tetap aman.
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Suksesnya pemilu diukur dari bagaimana lembaga yang terlibat dalam pemilu menjaga kode etik sebagai penyelenggara pemilu. Peserta pemilu yang terlibat seperti partai politik atau perseorangan (independen) dituntut harus berintegritas, mereka harus taat dan patuh pada aturan-aturan yang ditentukan dalam pemilu.
Peran rakyat sangat menentukan suksesnya pemilu, tingkat partisipasi masyarakat yang lebih aktif dalam menyambut pesta demokrasi ini akan menentukan nasibnya untuk lima tahun kedepan, siapa yang akan menjadi pemimpinnya berada ditangan para pemilih. Masyarakat harus memiliki integritas dalam memberi hak pilihnya yang menjadi wakilnya di parlemen, ketika yang terpilih pemimpin adil yang bisa membawa perubahan pada tingkat ekonomi masyarakat, mereka telah berhasil menjalankan tugasnya dalam pesta demokrasi dengan menyukseskan pemilu melahirkan pemimpin yang jujur dan adil.
Ya persentase partisipasi rakyat salah satu ukuran apakah pemilu itu sukses atau tidak, sebab semakin tinggi partisipasi rakyat itu menandakan rakyat menaruh harapan dan kepercayaan kepada para calon yang maju untuk menjadi wakil rakyat. Jika partisipasinya rendah, menurut saya itu menandakan bahwa rakyat menurun kepercayaannya terhadap para wakil mereka. Untuk pemilu tahun ini saya cukup khawatir, sebab pro kontra terjadi bahkan sebelum penentuan calon. Saya dalam hal ini netral dan tidak bermaksud untuk mendiskreditkan pihak manapun, namun keputusan MK pada saat itu yang meloloskan salah satu calon untuk maju di pemilihat Presiden dan Wakil Presiden menimbulkan pro kontra. Ya banyak yang menganggap ini adalah politik dinasti sebab yang dipermasalahkan itu merupakan anak dari Presiden saat ini. Oh ya tidak terasa kurang dari sebulan lagi kita akan tepat berada di hari dimana pesta demokrasi akan terselenggara. Saya berdoa semoga semua berjalan dengan sangat lancar untuk mewujudkan Indonesia yang lebih baik. |
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The fact of the matter is that you don’t need to strive to earn a lot of money, but you should learn the process of investing in order to make a profit and free up more personal time. That's the point. Many people, like you, do not understand this. If you spend your whole life earning money, your financial needs will never be solved. Remember this. You need to work not with your hands, but with your head. Only then will you have decent capital.
No need to work hard to earn a lot of money? I don't agree with what you are saying here, although it may be true that investment will bring a decent profit, but how can we invest without working hard? there must be money for us to invest, right? although we may have money to invest, but also keep in mind that in investment it will take a very long time to take profit. and in that long time where can we fulfill our daily needs without having to work? if you know how, please tell me. On the other hand, I agree that we also have to work with our heads, which I usually call smart work, but for me it must also be balanced with hard work. I think both should go hand in hand. |
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Yesterday West Ham lost in the FA cup against a team playing in a much lower division than the Premier League and that for me was a really big surprise result.A team from the Premier League who happen to have won not long ago the Europa Conference League to lose to a team playing in a lower division.That shows that West Ham is truly in a volatile performance in the Premier League.
I thought West Ham would recover in the second half, but Benrahma's red card turned the whole order upside down. Unfortunately, after this moment, nothing was achieved other than waiting helplessly against Bristol. They don't care much about the FA Cup, but it must still be sad for them to lose to a team in the lower league. It was a very disappointing defeat, as it came against a team in a lower competition than them. If I'm asked if they deserve this defeat, then the answer is that they do, because in the game they are not so good and even the opponent can play better than them. Maybe the red card could be the reason for their defeat in this match, but still by chance when they were still playing with 11 players in the first half they did not show anything better. West Ham must evaluate their defeat in this match, because if this continues it will be a threat that comes from within themselves when in the Premier League. |
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Xavi as a coach must be responsible for Barcelona's current poor performance, but management must also provide support to bring in new players in this transfer market to improve the quality of the team, otherwise Barcelona will not be able to win any titles this season.
In a situation like this, there are many who are beginning to doubt Xavi. Although I think Barcelona have not been as bad as Man United in the EPL meaning Barcelona are still on a pretty good path. Although indeed 2 defeats in the match at the Elclasico many speak of Xavi having failed. Remember the change from Koeman, Xavi was very instrumental. He shaped Barcelona until now, and this period I have not said Xavi should be replaced with a new coach. But some people may think differently, rumors of selling some players to buy new players do not seem to be the right solution. This is because the players sold are regular players who perform quite well. Xavi picked up Koeman's ruins well. He even made Barcelona champions, but sometimes changes are necessary. Even if you make the team a champion, after a while the change may be good for the team. It is not easy for any coach to achieve the exception of being a long-term manager like Arsene Wenger. Of course, if Xavi manages poorly, it can change. I have my own views on Barcelona's decline in form. He started when the team was in the doldrums and he managed to build up to the championship last season, it was a very difficult task, but he did it. Now the problem is that they are starting to decline again and Xavi has to bear all alone? I think it's unfair to Xavi, because the management itself cannot provide facilities for him, such as in bringing in the players Xavi needs. Has the management been able to fulfill that? My answer is no. I'm well aware that the coach will be the first to take the blame, but we shouldn't turn a blind eye to the fact that his difficulties also come from the management itself. |
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Leipzig team is strong in home matches. Despite losing 1-0 against Frankfurt in their last home match, their performance was very good, and Leipzig had won their previous four home matches. So Leverkusen will have to play very carefully if they want to secure the three points. Leipzig's attack is also quite strong. They scored 38 goals in 17 matches. If Leverkusen's defense makes a mistake in this match, Leipzig's players will take advantage of this opportunity. I would say 50-50 for both teams to win this match. Although Leverkusen are top of the table, they cannot be considered favourites. Leverkusen has the possibility of losing points in this match.
True, Leipzig is one of a strong team when they play at home. In this season they only lost once in 8 games at home, even Bayern and Stuttgart are not able to get 3 points there. It will be interesting to watch this match, there must be many goals because Leverkusen will play attacking and Leipzig is good with counterattack. Also Leverkusen will host Bayern on Feb 11th, a very very important match for both sides. This season anyone who faces Leverkusen must have a higher spirit to be able to beat the team that has not been defeated until week 17. Playing at home is an advantage for Leipzig, yes one of them is a team that can be strong when playing at home. This will be a very interesting match and I am sure they will present a game that is easy to watch. Playing defense is not a good choice for Leipzig because they need goals to win, as well as Leverkusen, they will appear to attack to be able to maintain their winning record and also maintain their position in the standings. I think these two teams will be able to score goals, and a draw is a great opportunity in this match. |
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With KDB's return, Man City's mentality is getting better. He has a very good game-changing vision. It cannot be denied that KDB is one of the best midfielders in Europe currently.
Especially if he plays together with Haaland, he is a very real threat to other clubs. So far at the same level as them are the defending Kings Real Madrid and Bayer Munchen.
These three teams are the favorites to win the Champions League this season, because they have the greatest chance and their experience has been proven.
In terms of experience, the three teams have different levels of experience in the Champions League and I think there will be interesting competition between the three teams this season in the Champions League. Moreover, with the return of Kevin De Bruyne to the Manchester City squad for the remainder of this season, there will certainly be a good incentive for the Manchester City team itself to compete again with other big teams in the Champions League, especially with the two teams you have mentioned. A complete squad without any of your players who cannot be played is a dream for the team in the Champions League, because with a complete squad they can implement their best strategy played by each player. The return of Kelvin de Bruyne is something that Manchester City is eagerly awaiting, yes because he is a player who has been the key to their game, especially in running attack creators. Manchester City want to be able to defend the title they won last season which was also their first title during the Champions League, so they will appear all out in every match. |
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Yes you are right, something that is forbidden will be easily remembered, and that is proven by the many rules that are broken for example, not just in this context, but across the board. For people who take a glance and don't delve deeper into what the OP is saying, they might protest. But if it is explored further then there is a figurative meaning here so that we think more.
Sometimes it is the comfort zone that prevents us from getting out of the poverty zone, they become afraid and in the end have pessimistic thoughts, that's what we have to fix first. Because I also think that mindset is one of the important factors to avoid poverty.
Most of the time when it comes to financial management then people do really fail on this one. Why? they are really that focusing on things which arent supposed to be focused or put some importance. People would really be just focusing on things on which they do know that they could really be able to have without even minding on what would happen in the future. I personally always keep 3 things in mind in this case, which are primary, secondary and tertiary needs, I just make sure my primary needs are fulfilled and I don't think too much about the other 2 needs. Clothing, food and shelter are things that I have to fulfill and maybe investment is now one of them that I discipline in my life. You are right that many people do things that are not really necessary and urgent, one of the causes is the environmental factors around them. sometimes they have prestige which in the end forces themselves to do something unnecessary and sooner or later it will hamper them in terms of finance. |
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It is interesting what OP said in this topic, yes OP gave something different, when other people share tips so as not to continue to be in poverty, OP actually shared tips to stay poor. Different from others, but it makes us think.
For some people they see, prohibitions are orders, and when they are ordered they are reluctant to do so. Perhaps this is a good approach that is different from others. Usually for some people this is exactly what works, yes offer them to stay poor, they will definitely reject it.
To avoid poverty, we must do everything we can, including the smallest things that may seem insignificant, but those small things usually have a big impact.
Op understands the current phenomenon, sometimes sentences that are prohibited are easier to remember than sentences that must be done, that's why OP created a title like that. I think this is cool, the OP's way of making us aware to be more disciplined and consistent. It's true that motivation without action is ultimately just a hallucination. Actually, to get out of poverty, the most important way of thinking is that we have to improve it and don't make it spoiled for something, because when our mindset is problematic, then we become its slaves. So we have to get out of our comfort zone, and that's where our mindset/brain quickly develops which ultimately allows us to get out of poverty. Yes you are right, something that is forbidden will be easily remembered, and that is proven by the many rules that are broken for example, not just in this context, but across the board. For people who take a glance and don't delve deeper into what the OP is saying, they might protest. But if it is explored further then there is a figurative meaning here so that we think more. Sometimes it is the comfort zone that prevents us from getting out of the poverty zone, they become afraid and in the end have pessimistic thoughts, that's what we have to fix first. Because I also think that mindset is one of the important factors to avoid poverty. |
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In today's match of Milan vs Roma team in Italian League, Milan team won the match by scoring 3 goals. The performance of Roma team's players was bad due to which Roma team could not score more than 1 goal in today's match. Roma team scored 1 goal in today's match. Milan team's player Y. Adli Scored the first goal in the 11th minute.O. Giroud scored the 2nd goal on 56 minutes.T. Hernández scored the 3rd goal in the 84th minute. On the other hand, Roma's L. Paredes scored the 1st goal in the 69th minute.
They are constrained in scoring goals while AC Milan can be much more efective. Actually I will not say their game is bad, because in the game they can actually provide a spectacle that can provide resistance to AC Milan, but yes, their defense is easily penetrated, on the other hand they cannot penetrate the AC Milan defense deeper to create goals. They can only create 1 goal, and even then it was born from the spot. With their performance like this I excuse them they will be able to penetrate the European zone, especially being able to be ranked in the Champions league zone for next season. |
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What a wonderful moment! Vini Jr. who wears the number 7 jersey, scores in the 7th minute, celebrating his goal just like his idol, Cristiano Ronaldo. Vini's goal, celebration, and the way he silences the crowd are reminiscent of his idol. It looks like he's destined for greatness. As of now, Brazilian players are performing exceptionally well in club football, even though their national team struggles. Real Madrid's young blood is becoming a formidable force for the future. So, playing against Real Madrid is tough; Barca gave their best, but unfortunately, it wasn't enough. Let's be honest, Barcelona is no longer a match for Real Madrid. Barcelona should acknowledge their weaknesses, work on them, and not pretend until it's too late.
Vinicius Junior confirmed about his celebration inspiring fmrom his idol Cristiano Ronaldo and most crucial against Barcelona. Last night, Vinicius Junior have impressive performance and three goals made Barcelona losses many goals for the first time in this season with Real Madrid.
Barcelona performance last night very poor, their defender made many crucial mistake and losses one player after receiving red card make Barcelona can't manage with high pressure games play from Real Madrid. Xavi Hernandez have improving his team performance on upcoming match and focus for upcoming match in Copa del Rey and La Liga The 3 goals he scored made him the star of the match in my opinion, but not only that because I see more than just him, but I see that the young players Real Madrid have are showing good progress every day, they have many valuable assets for the future. It's not a process that just happens, it's a process that they do in an organized way so that now they have a lot of talented young players. I have to congratulate Real Madrid for winning the Spanish Super Cup and their first trophy of the season. For Barcelona, their shortcomings cannot be covered up and were very visible in this match, especially in the back link which was easily penetrated by Real Madrid. |
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Ten Hag started talking about his former player Sancho, they didn't have a good relationship when Sancho was at Manchester United and that's why he decided to leave the team.
Now before the game between Tottenham and Manchester United, Ten Hag just said he hopes Sancho is feeling well and he wishes success for his former.
We don't know what actually happened among Ten Hag, Sancho and Manchester United. Sancho can not blame everything on everyone about his bad performances. As a player, he was given chances by Ten Hag and failed to show his best performances to contribute enough to the club. I don't conclude that Ten Hag is right and used best tactics to maximize Sancho contribution but the player has his responsibility for sure. We will soon know more about this relationship between the coach and the player if Sancho plays well in Dortmund and returns to Manchester United after his loan deal completes. If those things repeats again, it is a confirmation of something wrong between them. I noticed that the problems at Manchester United are not going away, especially between the players and the coach, there is always bad news about their relationship. I'm not sure about this, but looking at what's happening, it seems to be based on their coach, Erik Ten Hag. Previously, before Erik Ten Hag joined, there was rarely any news like this, and then after he joined every season there was almost some bad news. I don't mean to defend the players here, but it's better for management to see what's really going on, whether the problem lies with the coach or not, because this is very detrimental to them as a team. Newcastle - Man City: Such a fun game we have tonight! I love it. Hard to predict who will win, but I have found a very interesting bet. Alexander Isak to score a goal to 3.50 odd. Isak is on fire right now and he is really good and this will be a perfect game for him I think. And also over 2.5 goals for 1.65 odd is also playable.
This game am not sure seem hard to predict if we are talking about a straight win prediction. I agree with you that Isak will have a goal to his name in this game but Manchester City are poised and in better stand to win this game. Erling Haaland's absence isn't a big effect right now that Doku and KDB are back to the pitch and will be fixturing in this game tonight. KDB will definitely peer with Foden, Rodri and Doku to steal the three points from Newcastle who are just recovering from their recent dropped form this season. On paper, we can definitely say who will be the favorite to win the match. The 3 consecutive defeats suffered by Newcastle make them look worse and maybe in this match they will also continue their losing trend. Although the status of the host, but with their appearance lately makes them unreliable. I still give them a chance to be able to surprise in this match, but I'm just reasliistic about their condition. Maybe a draw is the best result for them. |
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