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901  Bitcoin / Bitcoin Discussion / Re: Hodling vs trading on: October 10, 2023, 02:25:12 PM
I will say learn from the best and those who have big and large amounts of Bitcoin.
Micheal Saylor, El Salvador President,  Robert Kiyosaki and those you know are real in for the uprise of Bitcoin,  they want to see you hold than they want to see you trade your coins.

Sowhy not adopt the same way they go. If you can not buy the way they do to accumulate and increase your holdings don't panic just make sure you have something doing as that wouldn't lead to you pushing trade your Bitcoin.
People trade for profits too, the question now is are your chances of profit  accumulations sure?
902  Bitcoin / Bitcoin Discussion / Re: Bitcoin and gambling which one has done you more harm on: October 10, 2023, 02:17:19 PM
When we gamble what we are looking after or expecting is money which is [profit] and when buy bitcoin and invest what we are looking after is [profit] and when you so many people they skip bitcoin investment to gamble and some uses very big amount of money to gamble whereas the same amount of money will achieve some fraction in bitcoin investment. So I come with this question to know the thing between this option or words I presented the one that done you more harm, if bitcoin  has done you more harm during the times you invested in bitcoin you can tell the public and if gambling has done you more harm by losing in gambling frequently you can also tell the public.

But for me I think gambling is the one that done people more harm than bitcoins investment, because almost every day people gamble with different platforms but its few of people that invest in a day or weekly, I will like us to discuss these.

Bitcoin has helped aid people from the control and power of paper currency.  Those who knows the importance of Bitcoin do not consider it like its toxic.
This has only be considered harm by those who wants to get rich quick using Bitcoin.

Gambling whereas, has lead to loses. Losers from Gambling and casino games are much more to compared to those who are winners.
Both can lead  to making good fortune only of you know what you're doing. Anyday any time I will merge them both. They have bads but I choose to focus on the good that can be generated from the bad.
903  Economy / Economics / Re: Women are more economical than men. on: October 09, 2023, 01:31:10 PM
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

This is a big yes that women are more economical in spending than men.
A man can spend his entire savings for just the fact to meet up Responsibility. And in that same vein he might not keep track of how that money was spent cause his responsibility are larger than their expectation.

But a woman can be very discipline her spending and stick to it.she will carry on certain plan to ascertain that aim.
A woman will have money with her and when you demand of her,she will tell you its for something important and she will stand by it..thus this makes them more economical.
Most times the man may run out of cash cause of his big responsibility but at that moment what makes the woman to be able to raise out money that period makes her more economical than men.
904  Economy / Economics / Re: The Kids buying Mcdonald order via BTC on: October 09, 2023, 12:59:25 PM
That's a huge sum to be spending on what he's actually ordering.

Now I see more reason why most parents need to educate their kids more on bitcoin and every full details should be told to them,so as for them to know how much more bitcoin is important and to know how to spend it as well.

Cause it seems they now own a wallets but they dont know their spending more for just that thing they are ordering. we know our kids always like to spend lavishly when being exposed to an access of getting what they wants.so we need to give them the highlights of how to manage such earnings.
905  Economy / Economics / Re: What US can do with its dept? Genuine question. on: October 09, 2023, 12:44:11 PM
We all know that US borrowing heavily. There are a lot of information on US debt on the Internet. Just to make it short, I will ask few questions:

What do you think, how this situation will be resolved? What did happen to any other nations who had huge dept in history? Is there any ways offered by economists to resolve the situation?

This dept thing is something every nations is experiencing but how they go about it matters alots..probably they might be taking it lightly and going about their daily businesses.

This matter can be resolved if they stop being in Dept's.

The country have resources or means of recovering the money  and pay up their debts but I guess they are reluctant and watching what next will happen.its advice every developed country find a good means of paying off their debts rather than pushing it further for upcoming leaders to deal with.
906  Economy / Economics / Re: Early Retirement [Pros and Cons] on: October 09, 2023, 12:24:25 PM
I read a very interesting article that actually happened very realistically.

Quote
retiring early is the new American dream. Imagine working for 15-20 years (instead of 40 years), investing half your income and retiring in your 30s or 40s. But a few early retirees have found out that it’s not as amazing as they thought it would be. We chatted with a few people who retired early — and then realized retirement wasn’t for them and started working again.

- I Wanted To Continue Providing Value
While retiring conjures up images of spending all day on the beach, many early retirees don’t feel satisfied doing nothing.

- I Wanted a Challenge
Retirement removes the challenges that work presents, which can be a good thing, but may also lead to boredom and a lack of purpose. Early retirees who have gone back to work respect the challenge of working for a business.

- I Wanted More Financial Security
Retiring early takes long-term discipline and a large enough nest egg to support your needs for the rest of your life. Sometimes early retirees simply didn’t have as much as they thought they needed or wanted more money to feel secure.

- I Didn’t Want To Retire, I Just Needed a Vacation
When you’re stuck in the daily grind, you might feel like the only escape is retiring from work forever. But in some cases, you are simply working too hard and need a long vacation.

- I Have a Passion for Entrepreneurship
Once you are retired, you have more time to pursue your passions. For some, those passions include entrepreneurship and running a business.
Read More: https://www.msn.com/en-xl/money/other/i-retired-early-and-regretted-it-why-i-went-back-to-work-to-continue-building-wealth/ar-AA1fBYHz?ocid=hpmsn&cvid=f2c759f9480f49fea02aa0d8288cc290&ei=16

this story is the same as what my cousin experienced, he retired early (at the age of around 35 years) now he is around 45 years old but there is an illness he is suffering from and he has to get proper treatment which quite expensive, so he sold some of his valuables and also withdrew his investment in shares.

as long as you can still make money, don't even think about retiring early, I know early retirement is everyone's dream but who knows what will happen next, you have to maintain your grades and productivity so that you stay healthy and respected by people.


Early Retirement is out of my mind..by the way why will one be retiring so early!? Probably the nature of the work he /she does or another thing looking at the age range of the person,so one may seem to retire early.
 
To me I feel retiring its the thing of the pensioner's subsequently working under a private sector or the government.
Ones your retired it means you have been relieved off your duty.
But one who have things working for him won't be having that in mind or be thinking of working where u maybe retiring anytime soon.

You may have assets,businesses nd lots more and still sit back at the comfort of your home and watch them grow nd earn as much as you want,so it doesn't literally means your retiring early.when your the boss you don't need to be retired.
907  Economy / Economics / Re: Agriculture vs oil on: October 09, 2023, 11:31:57 AM
We know the oil market is booming and countries with oil resources are really making a huge fund out of it and sometimes they do it at the negligence of another local natural resource.

But, of course, the agricultural sector, though not given the proper recognition and the required investment is one sector that contributes seriously to the development and dependence of most nations .

No matter how blessed a country is with oil minerals, if its agricultural sector isn't working and she has to rely on other country for her food and agricultural resources then in event of war or political differences they might suffer.

Agriculture vs oil, which is the big deal when it comes to the economic strength of a country?

Both are big deals!!
 We may underestimate the advantage of both of them in raising the economic strength but we fail to do so.
Normally a said country is rich and blessed having both the agricultural sector and oil in  circulation but we fail as a country by not making sure both are active,we only resent on one.

In the days of our fore fathers,their dependent on agricultural was on a high esteem and they have excelled in it but since the discovery the oil in the land,agriculture was abandoned and the oil was the only thing they can talk more of which have made it looked like the agricultural sector wasn't doing much better.

Although the existence of the oil has made the work more easier and faster in the aspect of tilling and so on where the oil is required for farming but they have all ignored that most times and centered their workforce for oil rather than making both of them work hand in hand.
908  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: October 06, 2023, 07:56:53 PM
Manchester City's performance at the start of the season was a bit slow. Yet they have managed to maintain continuity. They won 6 out of 7 matches. The main reason for City's slow start to the season is that two key players in the City squad, Silva and De Bruyne, have missed several matches due to injuries. However, Manchester City's performance under Guardiola was excellent.
Yeah sure but Manchester city later peak form, so actually wining 6 matches at of 7 is a commendable performance, of course behind every successful club lies a good coach, so all thanks to Pep Guardiola who has being the great pilot that has lead Manchester City to it continues success with his excellent coaching patterns, I actually have a strong feeling that Manchester city will still win the premier League again this season, even without the injured players they will still get to there destination because all the guys are good, however there next match against Arsenal is going to be a tough truly because Arsenal are also in a good form this season but anyhow i have a strong feeling that Manchester city is going to win the match.

City are unstoppable,  Pep Guardiola gave a clear warning about chasing the treble thus season again,  Arsenal and Arteta have achieved big games still unbeatable in the Premier but we shall see that coming to an end on Sunday against City.
Arsenal players are getting injured while City players are returning.
Whoever wins the game will go first position. Arsenal disappointed last season  they should not follow same ways of the previous season.
909  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: October 06, 2023, 10:54:01 AM

I think the only player who can replace Benzema as a striker in Madrid is definitely Mbappe who is more suitable, but it seems there is still too much confusion everywhere and it is a bit difficult to get Mbappe from PSG, in fact Mbappe doesn't have a good future with PSG and he needs to join Madrid, which is certain to be better than PSG to chase the UCL title.

So far, Madrid really needs to add another striker like Mbappe, that will make Madrid much better, lots of young players in the squad team will be better considering that many titles are being sought, of course they need young players who still have full stamina compared to old players, Madrid must immediately bring in Mbappe and only he is worthy of being a striker in Madrid to make it easier to chase titles including Laliga.

Yes, but you also need money to do these operations and they dont seem willing to spend it on a player they dont consider young..
So as a stopgap they could have taken Lukaku on loan, what Roma did by taking advantage of it and now they have a really strong striker who almost always scores goals.
I dont understand Real Madrid sometimes.

Madrid is the best when it comes to player scouting, they do not do that for short term purpose, they do that for long term and I do not see Lukaku as a good fit for Madrid. They will not get it considered. He already had issues with so many clubs and fans.
The replacement for Benzema can not only be a single person, they just have not gotten the person yet so they are keeping fingers opened. Some are not happy letting Harry Kane joining Bayern Munich.
Mbappe have played more from the sides that in the middle. That doesn't stop him from being one of the best finishers in Europe.
910  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: October 06, 2023, 09:36:23 AM

Well it is not the goalkeeper fault most of the times unless he concedes goals with shots from distance frequently which is not the case.Andre Onana shined really bright at Inter Milan and he surely is better for me as a goalkeeper compared to De Gea who had his time at Manchester United.

Manchester is weak this year in almost every sector from defense to attack and I agree the only one at fault this season is Ten Haag,he started doing well in the previous season when he just got Manchester United but this time he is not doing anything good so far.

I think a lot of people had really high expectations from Onana when he was brought in. As these expectations haven’t been met, they would be quick to lay all the fault on him whenever they concede a goal conveniently ignoring that it takes the whole team to either win or lose.

I know Onana has a lot of potential and even Ten Hag despite all the goals conceded, still has faith in him. I do think Onana is unjustly faulted for their losses. Would they also fault him for not doing enough in aiding to score goals to win games as well?
Man United do need to step up their game. Poor performance even in the EPL.

Man United is a big side in the Premier League earning that number one position comes with a big load only few can carry. The earlier people realize Onana is not the problem. The better they stop blaming him. I know for the fact that he is stubborn and have seen issues arise with his country but blaming the goalkeeper for the flaws of Man United defense is not the right thing for anyone to do.
The coach Ten Hag had success with him at Ajax same goes for Antony and they are trying to make that happen again but this will be challenging. Can Man United finally get a win over Brentford. That club is very strong too.
911  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: October 06, 2023, 07:06:57 AM
Manchester United and Manchester City both are rumoured to be planning to sign Brighton winger Mitoma in January. I would like to see Manchester United signing him instead because they would make use of a productive player like him more now. They are in a really desperate condition now.
Despite the departures of Marc Cucurella, Leandro Trossard, Moises Caicedo, and their first choice goalkeeper, Robert Sanchez, Brighton continue to print satisfactory monetary value from their players each season. Good news for Brighton, as another of their players has received a hefty offer as a result of his outstanding performance this season. Both Manchester clubs are interested in Brighton's Kaoru Mitoma, who is having an outstanding season. He's a vital member of the squad who has a great deal to offer the Seagulls this season. Roberto De Zerbi intends to employ the Japan international for important upcoming games.

Brighton  should limit the way they sell important players out of the otherwise,  the same lane followed by Leicester City.  They will be relegated in the next three seasons.
Both Manchester United clubs  have eyes for quality attacking players.  Not certain where Mitoma will finally decide to leave for.  Not just him, a few other Japanese have also been eyed like Take of Real Sociedad,  and former Liverpool player Minamino are all making  the great nation on japan proud.
Both Man United and Man City are not after wingers. City problem now is no kdb to support Haaland.  And no defenders for Man United to shield Onana.
912  Economy / Economics / Re: A big win for crypto again on: October 05, 2023, 04:58:38 PM
https://coinmarketcap.com/community/articles/651d60a08cbbdd308ef0f24c/

'A crypto friendly lawmaker takes interim house speaker position'

I Don't what this means to you but I think we're moving forward.

Nah! I don't take it as  a big win,cause it will be more or less a political game of self interest.
He might be a crypto friendly lawmaker at a point and at some point loose his value cause he has been involve with the  dirty game of politics.

And another thing is sure it might be a moment of rejoicing but we should put on our headlights of optimism that we're driving somewhere  with this news.
913  Economy / Economics / Re: Honda Now Accepts Bitcoin and Ethereum As Payment Methods on: October 05, 2023, 04:48:14 PM
Nice find!


*Which other automobile company would you want to also accept btc for payment?

Tesla! Lol

Quote
*Is this news big enough to trigger market uptrend in the coming weeks, months?

Well, the news comes in a good moment.  Bitcoin is already going up for a few days. This news won't trigger alone a bull run, but it may push this small run a little forward
[/quote

Definitely! It's a big win.
It's paving way for lots of opportunities to unfold.
914  Economy / Economics / Re: Elon Musk and the fall of Twitter on: October 05, 2023, 04:41:52 PM

Elon Musk is Top-notch in his abilities and moves.
I think there is a target behind every actions and he might come up with a big hints someday.

I know it has been a big challenge to many users.
Mostly he might be scared of defeat so he's taking it so lightly like nothing is wrong but he should come up with good inputs to all of this as it's  not helping.
915  Economy / Economics / Re: If They Can Pay off their Debts, Why Don't They? on: October 05, 2023, 04:23:26 PM
Below is a list of 10 Countries With the Biggest Debt Burdens1

1. Japan $10.1 trillion
2. Greece $415.35 billion
3. Italy $2.94 trillion
4. United States $36.8 trillion
5. Spain $1.74 trillion
6. France $3.478 trillion
7. Portugal $305.45 billion
8. Canada $2.52 trillion
9. Brazil
10. Belgium $640.3 billion

I am not an economist so my question would be directed to those who understand economics and government administration. If a country is capable of paying off her debts, why don't they? Obviously , these developed countries I believe are capable of offsetting their debts because they even render aids to other developing nations.
Secondly, are there any benefits, economic or otherwise of a country being in debt?

1. https://www.usnews.com/news/best-countries/slideshows/top-10-countries-with-the-heaviest-burden-of-debt?onepage

If a well developed countries can still be in debts having built up their country to standard then what will the masses think of the country.
It's just like a father catering for his children and  making sure they get the best,so he will go extra miles to ascertain that level.

So this said countries can go in debts because they feel their country need s to be upgraded with certain infrastructure although they may not be having what it takes to enlarge their territories so they end up  doing what they intend to .
916  Economy / Economics / Re: What would you do in this situation? Invest or save? on: October 05, 2023, 04:07:13 PM
If you have plans to start a dream business that requires a capital of  $20,000 and you were able to make a savings of $15,000 which obviously isn't enough to start up the business, what would be your decision or advice?

1. Invest the $15,000 into a smaller business hoping that the returns will yield the remaining $15,000 in a short period. Note that this has the potential of failing and wasting the already-saved  $15,000.

2. Keep the $15,000 while doing other work that will yield the remaining money over a long period.

Would love to see your input or a better suggestion apart from the ones I pointed out above.

N/B
This is the typical situation a friend finds himself and we are just brainstorming in what best to do.

To me it's best you save!
It's the person's dream business we are talking about here and out of $20,000 you got $15,000.a tendency your dream business achievement is becoming a realistic form.

Just so you know you might as well invest and mind you your returns might be for a longer period but as pertaining when you need the remaining it's preferably advice you  save up and find other means to raise the complete figures to go about the business.
917  Economy / Economics / Re: Do we truly need cbdc when bitcoin already exist? on: October 05, 2023, 03:49:59 PM
CBDC (central bank digital currency) are digital representation of a country's official currency managed and regulated by a central bank. The idea is to provide an alternative to digital cash allowing faster transactions and increasing financial accessibility.

Its centralized nature allows the government to directly issue currency to citizens at the whim of central banks

This obviously means that they can not offer the same level of autonomy or censorship resistance that bitcoin offers

The fact that its implementation can lead to potential surveillance and increase government control over finance is something to be worried about.

Considering the fact that bitcoin has earned an high level of trust, security and borderlessness from it user with an inherent monitory policy brings the big question;

Do we really need cbdc now?

The Decentralised cryptocurrencies doesn't need CBDC at all..
Every decisions today were brought up by the government and i don't see a reason why the  crypto community will buy into any of such ideas cause they all there for their selfish interests.

On a norms the government was emersed for the people,by the people and of the people but they have choosed to run it their own way cause they know cryptocurrencies is taken over gradually.so they are supposed to confide in the people for anything rather than taking their own decisions by themselves and the law to their hands.

In respective of Bitcoin I believe they are not smiling cause they are observing the unusual and substantial growth of Bitcoin and they all know how it will erase all other currencies so they won't hesitate to do their wish.
So I think we all need to raise our eyes and wash and know when to act.
918  Economy / Economics / Re: How do you deal with financial stress? on: October 04, 2023, 06:38:09 PM
The past few years after COVID-19 have been the absolute worst; everything keeps rising—petrol, daily groceries, electricity, housing—to the point where you're barely making ends meet. Just to imagine, I've been looking for an apartment for over 6 months and haven't found anything yet. Not only is there a very limited supply, but those available are either too expensive, poor, too small, or everything combined. Thus, this is creating a huge feeling of uncertainty, as time is running out and I need to get settled down. Renting outside of town in the nearby villages isn't ideal either, because petrol is way too expensive.

I'm not sure if anyone else feels the same, but this uncertainty with the increasing living costs and the ongoing rat race is causing me excessive stress. On top of that, moving out of the country doesn't seem ideal either, because most European cities are also suffering similar conditions, along with an extensive immigrant crisis (see France, Italy, Germany, and the UK). I'd be interested in remote working, but the economics field I've studied at university isn't in high demand for remote working, which often recruits IT workers and generally fields that require hands-on experience. As soon as I'm settled down, I'm considering taking up a data analysis course and finishing my master's degree in order to look for more opportunities abroad.

I don't know, but each year seems progressively worse. It wasn't that bad before COVID-19; now it's the ultimate worst I've seen, and it's about to deteriorate even further. Thankfully, this forum has been a blessing and probably the only thing giving me hope, as it has resulted in me making a decent sum of money in the process. I'm yet to start looking for a job, but salaries are relatively low, despite the increased cost of living. To make matters worse, excessive weather conditions due to climate change are happening way more often now, causing floods and wildfires and destroying everything in their path. See Libya, Greece, Italy, Spain, and many more examples.

Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?




Since the insurgency of the pandemic  everything else concerning financial stability have derailed and yes everything keeps rising and making it unbearable for many who can't  afford any of their needs and wants.

I can remember vividly how everyone have to live from spoon to mouth just to survive during the pandemic.but after which we presume everything would be better but now the worse and it keeps unfolding.

We can really come out of this financial mess and stress if we indulge ourselves  in  alot of things that's keeping us busy,earning us a living than  rather being idle.
Because the nation and the people in it only becomes better and survive if they have a source of livelihood.
919  Economy / Economics / Re: Small Scale Business Ideas on: October 04, 2023, 06:16:31 PM
On this board I often see a lot of discussions related to investment and finance which tend to be large scale. However, to start investing we need capital. How do you find capital for investment?

Let's talk about small scale businesses that have low risks and promising profits so that we can have capital to invest and become passive income in the future.

Do you have a small business idea? or business experience? I want to hear it

How do you find capital for investment?

You can raise capital for your business from different angles,either from family, friends,save up you've made nd so on.

Knowing fully well that your small scale business is a one man thing. You are everything to your business at that moment's so you won't take up the chances of taking up a loan for a start, cause you wouldn't  want to take up such high risks.

So it's advisable you start small and aim bigger by the day,as you profits comes up you save up for a bigger investments.
920  Economy / Economics / Re: Free Investment tips on: October 04, 2023, 06:01:02 PM
Good day! Did you know that promotion is associated with making wise investments? While traditional investment requires capital, I have investments that are free. Yes, you heard right about free investment that can help you succeed and advance in life. But wait, before you think badly of me, let me finish reading this topic that I made.

Just a disclaimer: this is only for the open-minded. I am not open-minded just for pyramid networking schemes. But open-minded to succeed. So if you are ready, you who are reading this, this topic is for you.

Free Investment:

1. Education: Education is not only obtained in school; it can also be obtained in our community, inside the house, on the internet, in books, among friends. There are also free platforms such as Youtube, LinkedIn, and others. In other words, you don't have to enroll in thousands of courses if you don't finish them or buy books you haven't started reading. So while you have access to free education, take advantage of it. There are even times when, when we talk to people who don't know, we learn, right? Their mistakes in life, how they act, spend, and earn Apparently, education is a continuous process; when you stop learning, that means you stop growing.

2. Network: This is not the networking that others think of here. This is not inviting acquaintances or friends to scam you. What I'm saying is "building a network." When you build a connection, for example, by simply helping your neighbor, it can give you or us a network because we meet different people every day. Who knows, one day or not, we know that our neighbor will help us one day so that you can have a good opportunity or job or have a good client. Even on the internet, connecting with like-minded people like us can go a long way toward your advancement.

3. Time: What do you have now that older people don't have? that even if they want to do it or work more and expand their wealth, they don't have it anymore. Of course, invest your time in what will grow you and not in what will destroy your dreams. Three hours of hanging out with gossipy people is equal to 3 hours of free learning a course, or 3 hours of playing play station games is equal to 3 hours of doing a freelancing business, which is equal to value. Let's always remember that when time is wasted, you can't take advantage of it. As the saying goes, "Time is money, time is gold, time is fleeting. And there are many other things that are equal to time. So make sure you can use the time on things that will help you grow. Time is free, but the things that equal it are not free.

4. Health: This is also a free investment that we can make, whether it's physical or mental. Regular exercise and a balanced diet will give us energy and clear thinking. Let's not underestimate having a healthy mind and body, because it is one of our investments in the struggle of life. Did you know that a bedridden person prays that they can get up and do what they want in life? They regret why they didn't take care of their bodies when they were in their prime when they had the chance. So you are now able to take care of your health for a clearer future. You don't want what you're struggling with now to be eaten by others because your health can't handle it anymore.

5. Cultivation or skills: you don't need to pay for training in schools or an online academy to have skills. Did you know that humans are capable of learning from the environment, what they see, what they experience, and even just their imagination? The skills that I have today I only got for free because of the different ways that we have now in this generation.

6. Financial Literacy: learn about money and how it moves or circulates. And how can it be attracted? There are many resources on how we can grow our financial literacy, learn how to manage finances, use free budgeting apps, watch financial vlogs, and read vlogs about finances. And save for your goals. Actually, we don't need to pay a financial advisor because we can study it; sometimes we are led by laziness, so we prefer to pay someone else to study our personal finance. Success is not only measured in money but also in personal growth.

I wish that in some other ways we discussed here may give help to others or everyone here in the forum...

 As pertaining investments tips one thing you should have is a burning Desire concerning your dream investments then a mindset that  everything will work out.
Then you carry on a plan to execute that desire.

We are in a global world now,and investments as taken over almost every dimensions  and cut across the tips you mentioned so far but I'll would talk on the Education aspects.

Aside being taught in school one still needs to be informed in more knowledge.
A saying goes an investment in knowledge pays more...one's you invest in knowledge you gain access to alot of things.
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