Are there any recurring monthly fees involved with the card?

My opinion is that documentation is often better when non-devs contribute to it.
Not because developers are always bad at writing docs, but because someone with an external look, who does not share the developer's implicit goals, can provide better explanations

Same applies to the concept of "change" addresses. Those familar with how Bitcoin works may know that it is. For the other users, some carefully chosen words of explanation would make the big difference in user experience. Note that, if I understand correctly, the concept of a separate set of change addresses is not a necessity of the bitcoin protocol as such. It is just an implementation variant (also chosen by the satoshi client if I understand correctly) to make tracking of bitcoin flows a little bit more difficult to track. But in principle I could use any address in my wallet, possibly also the paying address itself (?), as change address for a payment.

The card is shipped directly from the bank either regular mail or courier. ($29 or $49)

Hello!
Could someone help me? I am a beginner.  4 days ago I got a wallet on Instawallet. org and this wallet had certain Bitcoin adress  for receiving money. I gave that adress to Financial Company, exchanging currency, to transfere some money in Bitcoins to this wallet. They transfered money 11 hours ago and I checked this transaction on  Bitcoin Charts and blockchain.info.  This transaction has been completed. But when I get into my wallet I find that "Balance -0 Bitcoins"  and I see that Bitcoin adress for receiving money has changed. Why is that? Can I do something about that?

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But regardless, you should always see the correct global balance in the GUI.