I'm more than a little disappointed with InsurePal. I was banned from the Telegram chat group for mentioning that the crowdsale was a bit of a mess (this is no secret), and that I was glad I missed it. This is not FUD. It meant I was genuinely glad to have not been involved in the confusion being talked about by others on Telegram, and that I was looking forward to getting IPL on the exchanges instead. The lack of transparency indicates to me that they are carefully manipulating what is said on social media to make it look like a golden ICO project when in fact the reality is that it's very filtered. Investors be careful!