Things can change a lot in markets with pump and dump of coins.. But now that price is low is good way to but xrp and hold them till the end of year and see future of xrp and their project, it can hit 5-10dollar by end of 2018 so buy 0.5$ and sell at 5 it would be a good profit.

I think you regret about this words cuz now in 2018. And project of Ripple has found a implementation in a lot of business

Cex.io is one with lowest fee for Ripple(XRP) and I deposite them in binance without any problem and very fast about 5-10min

I don't think Ark is good coin too invest, price of ARK isnt going to increase till the end of year it and it also has high price compare with others coin like rxp, trx etc

Today I try to transfer amount of ripple to an account to Binance, email arrive at me and I accept email confirmation l but amount of ripple hasn't been transfer to another account in Binance.. Why it is taking so long to transfer it has been 5h?