You said that you are new in business but actually when I see your picked coins that you're investing in I don't think that you're a newbie because it shows some research and some knowledge that you have . I like your list , I have just an issue with XRP , I don't like this coin at all even if he has the third biggest market cap . I don't see innovating project . By the way keep holding your coins and try maybe to buy more ADA instead of XRP . You will do fine
I know people are divided when it comes to XRP but I'd like to hold some still. I could sell a few to buy more ADA though. I also thought about investing in an ICO in the next few days/weeks. I was possibly looking at Storiqa.
I will try to be careful as possible. Thanks for the advices!