This is basically a domain sale, it's not a loan.
Whoever that is filling this loan would essentially have to have a need for this domain. You're self admittedly also selling the domain with a broker while you're posting this loan request, which isn't looking very good.
People here frown on domain collateral and collateral that is also being sold at the moment. Nobody here with the financial capability of funding a $95k would do it for you with this as collateral. Plus it's not even cloud.com, it's an emoji domain which nobody uses. You should just lock the thread instead, before the negative trust comes onto your account.
The loan won't affect anything. Just doing it for business opportunity stuff. Also, it is not my intent to get things locked. If anything, they would want me to default lol. As for the asset, cloud.com is valued at $18m, so I wouldn't be here if that was the case.
I'm happy to negotiate the terms of the loan to make things fair and come down a bit on the ask (saves me money as well).
Let me know
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