This is basically a domain sale, it's not a loan.
Whoever that is filling this loan would essentially have to have a need for this domain. You're self admittedly also selling the domain with a broker while you're posting this loan request, which isn't looking very good.
People here frown on domain collateral and collateral that is also being sold at the moment. Nobody here with the financial capability of funding a $95k would do it for you with this as collateral. Plus it's not even cloud.com, it's an emoji domain which nobody uses. You should just lock the thread instead, before the negative trust comes onto your account.
The loan won't affect anything. Just doing it for business opportunity stuff. Also, it is not my intent to get things locked. If anything, they would want me to default lol. As for the asset, cloud.com is valued at $18m, so I wouldn't be here if that was the case.
I'm happy to negotiate the terms of the loan to make things fair and come down a bit on the ask (saves me money as well).
Let me know
You're probably much better off asking one of the clients which are interested in this domain and either ask them to give you a loan with the domain as collateral, or just straight up sell this domain to them. Because I 100% promise you that you won't find any lender here that will be willing to lend you that kind of money with this as collateral.
If you want me to elaborate - domains are extremely illiquid. Especially this sort of emoji/other languages domain name.
The entire point of collateral is to allow the lender to know that you're sincerely going to try to repay, and can have something to liquidate if you default. This does not offer that peace of mind to me, or to any other lenders.
What I meant is locking the thread using the bottom left controls. Ask any lender here, they will NOT be interested.