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1  Economy / Economics / Re: Take care of your money and learn to save. on: June 15, 2024, 02:58:03 PM
No one expects anyone to earn profits from savings but people used to think that when you have enough savings, you will have enough money to buy a house, a car and other thing you'd want and in a way they are correct. Saving is as important as investing, imo.

But people should really look at the bigger picture. Investing will not just make you be able to afford things but can actually make you richer than you have ever thought of.

Indeed, saving is an important thing in life, everyone generally has to work hard to be able to achieve the desired wealth, because of course everyone definitely wants wealth. And to achieve wealth or live comfortably they have to work hard including by saving money. Because saving is also one of the aspects related to wealth. If with investment not everyone understands it, but with saving I think parents also teach their children from an early age to save.

Investment is important, but if you want to invest, you must have good knowledge and understanding, don't just invest, especially now that there are many fraudulent investments that only take advantage of one party.
2  Economy / Economics / Re: If you want to be wealthy you need action on: June 09, 2024, 10:04:32 PM
That's true, no matter how high your education is, I don't think it will guarantee that we will be rich in the future, because that's just background in work. because when we enter the real world, what is needed are skills, not educational background, many people do not have a good educational background, but they can get a job or some even start a business so well that they can make a profit.

of course to be rich or successful is not easy and will not happen in just one night, it may take a long time to process in order to get or reach a good point in the future, to become rich or achieve the desired wealth we have to act by doing something that can produce something positive, such as working hard, don't think that we can achieve wealth just by taking one step.
But it would really be that a wrong mindset that you wont really be putting some importance on getting a degree or finishing up your education. There are some youths now having that kind of idea in mind that education isnt necessary to be successful. Yes, at some point it is really that true but we do know that its better to have finished up your studies and if you do plan to switch up some career then you could also do that.
At least you do have the options and not really just that tending to stop your education just because you are trying to mimic someone that becomes successful on some career. Its not that bad to do something like those things but always make it sure that you do have back up plans. We do know that having no degree is something that really put up on a hard situation even just applying for some day job.

Doesnt matter on what are the things that you've been doing as long it would really be in connection on having that progress or being that getting rich then proceed or go further.
There are really just that individuals who are really that contented on what they do have no and having no plans on progress.

In some companies in my neighborhood, they usually provide requirements for their latest education and set a minimum of high school education which is one of the requirements set, but in my environment there are many cases of those who go to school with a smart background and always get good grades but when they graduate from school they are not far from working as factory employees only, but I race maybe they have problems so that the work they get is not in accordance with the majors they take.

It is true, whatever we do of course it is the best and it is certainly the goal leads to money where they have to work to make money, but by becoming rich it depends on what they themselves are like in running their lives.
3  Economy / Economics / Re: Take care of your money and learn to save. on: June 09, 2024, 09:11:09 PM
Of course it is not wrong to be money-oriented because life is not fun if there is no money, not happy if you don't have money, not calm if you don't have money and so on, a person needs to have a little more money to support his life in order to live a better life, in fact money can increase the level of life and how to enjoy life so that money speaks to its owner, therefore we need to save and continue to have money until whenever, even the fact that we die we need money.

It is important to save, it is important to increase our source of income so that we can live a much more peaceful life regarding the economy, because without money today life is not fair for modern social society, unless we are in the interior of the forest where money and modernization are not so familiar, we do not need it as a priority.

Perhaps the structure of happiness can be seen and measured by the amount of money because with money of course we can have what we want by buying it. In addition, when we have money we will be appreciated by others, it could even be that someone who has money has power, with the term "you have money, you have power" but not always all about money there are things that cannot be bought with money. In addition, money is important so as much as possible we should be able to make money and save it for the future, do not when having a lot of money it even makes us able to buy whatever we want, the future must be considered as well.

It is very unlikely that there are people who do not need money, with the current development of technology is growing of course the lifestyle will usually also increase, and when that happens it is true that you say we must be able to have additional sources of income to be able to make more money, but health must also be considered.
4  Economy / Economics / Re: Starting a business without capital. on: June 05, 2024, 02:45:11 PM
Running affiliate marketing not only requires communication skills, but also requires solid skills in marketing, sales, and understanding products so that they can influence other people's purchases. Moreover, competition in the affiliate market can be very fierce, therefore you need good creativity to be able to compete to be successful.

In this case, affiliate marketing is of course very important, because with good communication we can convince other people to buy the product being marketed. Attracting other people's attention is not easy, and currently there is a lot of increasingly fierce competition where they market their products very creatively and that's not for no reason, but rather to attract the interest of many people.

Apart from that, affiliate marketing can't be done by everyone, because I think there are people who can't speak well but they can work professionally behind the scenes, so everything in business is of course interrelated, you just need to pay attention to affiliate marketing. But other things also need to be considered.
5  Economy / Economics / Re: If you want to be wealthy you need action on: June 05, 2024, 02:29:37 PM
Everyone wants to be rich and it is possible that you will become wealthy in future. If you think you're hoping to get rich by getting a higher education and getting a big job, you're wrong. To get rich you have to start small business. As you gradually become successful, you will continue to succeed by investing in different areas and reach your goals. I said it is a way, but you have to be patient to reach such a goal. Getting rich is possible with your right mindset, hard work and dedication. It may not happen overnight, but with persistence and determination you can achieve your financial goals.

That's true, no matter how high your education is, I don't think it will guarantee that we will be rich in the future, because that's just background in work. because when we enter the real world, what is needed are skills, not educational background, many people do not have a good educational background, but they can get a job or some even start a business so well that they can make a profit.

of course to be rich or successful is not easy and will not happen in just one night, it may take a long time to process in order to get or reach a good point in the future, to become rich or achieve the desired wealth we have to act by doing something that can produce something positive, such as working hard, don't think that we can achieve wealth just by taking one step.
6  Economy / Reputation / Re: 🍕 Bitcoin Pizza Day on Bitcointalk on: May 30, 2024, 12:52:40 PM
and sorry, I forgot to write down the name and date like the other participants.

You've figured out how to do everything with AI, but not the note with the date and name? Grin
To be honest, I didn't realize it was there, when I finished arranging the photo there I had already eaten the pizza but when I was about to post it there I realized I didn't write my name at the top loudly like the other participants. and indeed you will definitely think that the pizza was not made by me, but what can I do, the rice has turned into porridge.

thanks for the pictures but without proof that it's your BTCitcoin pizza, you can't enter the competition...
all rules are the same for everyone Wink
I will not defend myself in this case, and I admit that I was wrong because I was mistaken and forgot to write my name on the paper like the other participants, but I hope that at least we can all differentiate AI-made results from human-made results, and thank you in advance My friend has corrected and reminded me of my mistake here, which may be quite fatal.
7  Economy / Reputation / Re: 🍕 Bitcoin Pizza Day on Bitcointalk on: May 30, 2024, 12:13:58 PM
and sorry, I forgot to write down the name and date like the other participants.

You've figured out how to do everything with AI, but not the note with the date and name? Grin
To be honest, I didn't realize it was there, when I finished arranging the photo there I had already eaten the pizza but when I was about to post it there I realized I didn't write my name at the top loudly like the other participants. and indeed you will definitely think that the pizza was not made by me, but what can I do, the rice has turned into porridge.
8  Economy / Reputation / Re: 🍕 Bitcoin Pizza Day on Bitcointalk on: May 30, 2024, 11:23:33 AM
Selamat Hari Pizza Bitcoin 2024

Happy Bitcoin Pizza Day 2024!!
This is the first time I have participated in the 2024 Bitcoin Pizza contest. I tried my best to make pizza, because this is the first time I made pizza with the help of just watching tutorials from online videos. and I am quite satisfied with the pizza that I made myself, moreover, this is a lesson for me in the future about making bread. and this is a little of the result of my hard work.
and sorry, I forgot to write down the name and date like the other participants.








9  Economy / Economics / Re: How do you deal with financial stress? on: May 29, 2024, 04:15:59 PM
It is true, as you said, of course this is very easy to think about and to be able to do this requires hard work on our part and finding things that we can do and give us income, but if we are not yet experts in the field we like then we You can look for a course that teaches this and study it well so that you become an expert in that field and can do work and give us additional income from the skills we learn.

In my opinion, everyone has pleasure, including things they like, so to overcome financial stress we have to be able to change it, but this is done only with those who have the desire for better conditions because with those who only talk about change but there is nothing. Of course their actions will not be able to change the situation. with skills or things that we like, we have to be able to use them well in order to make money and I think when it is successful it can produce profits that will help our financial situation.

Of course you have to hone your skills to become better, having strong ambition and determination is the key, because if you don't have that, I think they will just be lazy.
10  Economy / Speculation / Re: Buy the DIP, and HODL! on: May 28, 2024, 06:40:59 PM
What you are saying is not exactly accurate, especially since people likely come to bitcoin with all kinds of perspectives and goals, and surely if someone has already been into bitcoin for a while, then that person may already be filtered out as more of a long term investor into bitcoin merely based on the fact that he continues to stay in bitcoin.

That's right, I agree with what you said, of course everyone who comes to Bitcoin has a different perspective but the goal is most likely the same, namely to make an investment and be able to make a profit in the future, but of course not everyone will turn their hand.

but for those who have been involved in Bitcoin for a long time, of course they know what they have to do, sticking with their perception is one of the things that must be done. because there are people who come to bitcoin but they can't last long and the result is only disappointment.
11  Economy / Economics / Re: Poor people need solution now on: May 28, 2024, 06:19:15 PM
It is true that they should not wait for the government and they need to take action, and I see many people have the same opinion as you that they need to step out of their comfort zone and take action. But do you and everyone else have any specific ideas or solutions for them instead of just advising them to keep trying and trying harder every day? I mean we need to have a specific solution, a practical idea instead of just giving advice "effort, hard work, try..." because they are so familiar that they don't need us to remind them.

People's lives must be prosperous and happy to be able to create a country with a strong and developed economy. That clearly shows that the government and the people are closely connected, so the people and the government need to act together and help each other. Otherwise, poverty will never be solved.

maybe they can do things they like and think about how doing the things they like can make money, because at this time of course everything can make money as long as we need to take action to have the courage to go forward and try new things so we can make money. Like with sports hobbies like football, we have to be able to hone our skills so we can make money. In my area there is a young man who likes playing football, he hones his skills and in the end many people need him, especially during football tournaments, they will pay for his skills. and of course in my opinion the point of pleasure is there where we can do things we like and the good thing is we can make money.

Yes, if you want to get out of poverty, of course what you have to do is look for a job to improve your situation, especially your financial situation. because if we only hope in the government it will not be able to guarantee that our lives will be better in the future.
12  Economy / Economics / Re: Take care of your money and learn to save. on: May 28, 2024, 05:57:20 PM
Actually the basic formula for saving depends on monthly income, I use a simple formula to calculate the allocation for savings, the formula is "monthly income - routine expenses - other needs expenses (optional) = remaining funds for savings", the points for other needs expenses are not routine needs expenses so I don't have this expense every month because I focus on increasing the allocation for savings funds.

However, someone can save if their monthly income is above the average routine expenses. If their income is below this amount then they cannot allocate funds for saving. The solution is as you explained above, they have to work hard to increase additional income from other jobs.

Saving can be done by those who already have a monthly income and maybe there are some people who don't yet have a monthly income but they force themselves to save because they feel that saving is important. In my opinion, routine monthly expenses are paying water, electricity bills and meeting basic and other needs. This really needs to be paid attention to and prioritized because it is part of the conditions for survival.

and what must be addressed is unnecessary spending, meaning it is not very important, such as wanting to buy something but its role is not too important. Usually young people are already working and already have an income but they waste money by fulfilling their desires even though it's not really important, in my opinion this is something that must be addressed. Apart from that, we have to work hard to be able to earn enough income, even more than enough, and balance the work we have so that we don't torture ourselves too.
13  Economy / Economics / Re: Marketing Strategies in the Digital Age on: May 27, 2024, 06:29:01 PM
With the development of technology today, maybe television is a little less competitive with the internet or the use of many people who use their gadgets and internet connections. Of course, in my opinion, the most effective marketing in this era is through what most people use, namely social media. Many people spend their days on social media whether it's for work or for fun or something else.

With this, of course, companies must take advantage of it by advertising for marketing strategies in the current era, which in my opinion utilizes the internet, social media and current technological developments effectively enough to be able to cover many people, apart from that the rest is on the company itself who puts up the advertisement like what, if it is interesting, surely many people will be interested when they see it and vice versa.
14  Economy / Economics / Re: How to improve your condition? on: May 27, 2024, 06:04:30 PM
There are many ways to change poverty if we are willing to try, if work is not available, try to start a small business or maybe do farming from pots if we don't have a large area of land, anything can be done, at least it can meet our daily needs.
Keep trying and don't complain because it's only us who can change the situation, not anyone else

It's true, I agree with what you said. of course only ourselves can change our own situation and it depends on what we ourselves will be like, if indeed we want changes financially or economically of course we must be willing to try and not complain like you said. There are times to complain and that's not a problem because sometimes we need to express what we feel to relieve the burden on our minds.

If we really want to change or get out of poverty, of course we must be willing to try, because if we just stay silent it will not be able to produce anything. Unless you really don't want to get a comfortable life then please just enjoy the unfavorable period.
15  Economy / Economics / Re: If you want to be wealthy you need action on: May 24, 2024, 04:41:51 PM
To become rich, we must not miss an opportunity, we must not lose the opportunity we have. The action that must be taken to achieve wealth is to prepare yourself for the opportunity to fulfill your goals and also when you get the opportunity to fulfill your goals, apply yourself fully to that opportunity with dedication and hard work.
Of course, when there is an opportunity that has the opportunity to make money or has a positive opportunity for our future good, we must make the best use of it. To be able to achieve wealth we have to be willing to work hard, because nowadays there are many people who want their lives to be comfortable, in other words, to have enough, but they don't want to move forward and usually that's because they are stuck in a comfort zone that is not profitable, and of course that means they are lazy.

You must be consistent in what you want, such as being confident and working hard for your desired goals, because of course we ourselves are the ones who determine everything about our future, if we are lazy from the start, of course there will be no good future. . Therefore, as much as possible we must be able to fight laziness.
16  Economy / Economics / Re: Take care of your money and learn to save. on: May 24, 2024, 04:17:24 PM
Not everyone lives with adequacy in terms of money but they continue to improve their mindset to find opportunities to get much more stable money. Mindset will affect people in pursuing financial stability and although sometimes it is difficult to achieve the best in the absence of capital. As long as we want to try there is definitely a way because the most important thing is we have the intention to improve the standard of living for the better.

Not everyone is born with wealth but there are many opportunities for people to reach the stage of wealth. Opportunities to get it can be done by using several ways, such as working in other people's places to collect capital, then just struggle to develop their potential after capital is collected.
that's true, of course everyone has a different financial income, even though there are people who already work and already have an income, that doesn't mean they always have money, of course their income is just barely enough, which is only enough to survive on a daily basis by making ends meet. just daily needs. Therefore, they cannot save the money they have because the income they earn is only enough for their daily needs.

but what you say is true, of course they will definitely try to improve their mindset where they will definitely do other business to be able to have more income because they also definitely have the desire to have something they want which of course requires a certain amount of money to be able to buy it. and everyone certainly has a different fate.
17  Economy / Speculation / Re: Buy the DIP, and HODL! on: May 19, 2024, 11:52:09 AM
Waiting and piling up the cash in fiat before you buy is totally the wrong approach if you ask me because Bitcoin isn't a stable coins and you can't expect the price to sit around and wait for you to gather all the money first before you now use when you are satisfied with the money for investment. The right thing to do is simply to keep striving to accumulate just like you have stated with the little earning so that you can meet up with atleast the lower price because you can't tell when the price might go up or even down.

I have thought about doing this, with the income I have every month I will set aside some money to save and invest, of course not forgetting to meet my needs. Indeed, if you wait for the money to accumulate and then allocate it to Bitcoin, that's possible, but I don't think everyone can hold cash in fiat consistently, because there are unexpected needs or expenses and the money in the pile will always be used.

Of course, we won't know whether the price will rise or fall in the future, but what is clear is that we hope for the best, namely that the price will rise.
18  Local / Bahasa Indonesia (Indonesian) / Re: [Merit] Kuis SFI Jilid 2 on: May 19, 2024, 09:27:16 AM
* Username : KeenanEl19
* Link Username : https://bitcointalk.org/index.php?action=profile
* Sudah mengisi Form Kuis SFI : Ya
19  Economy / Economics / Re: Starting a business without capital. on: May 17, 2024, 02:44:34 PM
But without capital, how can we build relationships, how can we create a good reputation...? It can be said that everything is closely related to each other and to be successful we need to combine it all. I have not seen anyone succeed without capital, or anyone have relationships without capital in these days.

I'm not saying what you said is wrong, there are still some people who become rich from nothing but such stories are not many and we can't even see someone who can do that in today's society. Those stories were stories of last decade, they are no longer true in today's society. That's why people often say the poor get poorer, while the rich get richer.

Indeed, everything requires initial capital to be able to run the planned business, of course capital is not only in the form of money, even with skills and knowledge, in my opinion, that is the initial capital that must be had. It's true that what you say is all closely related to each other, of course to be successful we don't just have to have capital, we have to master the skills and knowledge. no one is successful without using capital at the start.

To be able to start a business requires hard work with the aim of success, with those who are willing to work hard and never give up doing what they want, I think they have the opportunity to be successful, in fact everyone has the right and opportunity to be successful, but it all depends on them. themselves whether they themselves will fight for it or not.
20  Economy / Economics / Re: Debt Management. on: May 17, 2024, 02:15:23 PM
It's not always bad to borrow money to open a business, I don't think that's true. Even though we don't know whether the business we are running will be successful or not, we should do our best so that the business we run will be successful and profitable. Financial problems are a common thing, but when you have the determination and intention to start a business but don't have the money, don't let that be the end of everything.

try as hard as possible to achieve what you want, and basically we have to do our best for good results. Even if you can take out a loan, that's no problem, but you have to be able to take full responsibility for it even if the business you run fails. but what is clear is that no one runs a business with the goal being to fail.
We all know that  the aim of starting any business is to make profit but don't undermine the possibilities of failure. so taking loan to start up a new business is something I won't advice someone to do rather I will advise that you start up with the little capital you have them as time goes by you can take loan to expand the business . great Thomas Edison that discovered the incandescent lamp, just imagine he started this project with borrowed money and also don't forget he failed ten thousand times before he was able to get the desired results. If he had started this project with borrowed money the momentum wouldn't have been there, he would have given up long ago without achieving his aim and he would have been in debt. so borrowing money to Start up a business to me is not ideal so always start with the little you have.

Of course, failure is likely to occur because those who are successful in their business are bound to experience failure, it is impossible for the flow to be so smooth without problems hampering their business. developing the skills we have is good because we should also develop the skills we have to be able to produce something good. However, on the other hand, not everyone has good skills, maybe they do have skills that need to be honed to become more mature. but I think that with business, sometimes you have to take risky actions, even though you or other people don't recommend starting a new business with borrowed capital, but I'm sure of course in your environment now there are definitely people who start businesses by borrowing capital, even with businesses that are already growing. from those who are still involved in debts and receivables. As long as we believe we can succeed by doing our best, I don't think it's a problem as long as it doesn't harm other people.

I respect your opinion because everyone has their own thoughts and perceptions, everyone has the right to do what they want and as long as it doesn't harm other people, that's fine.
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