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Author Topic: Take care of your money and learn to save.  (Read 2911 times)
leonair
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June 07, 2024, 10:27:55 AM
 #321

Money is a very important requirement for daily life. People cannot move without it, and every sector needs it.
We need to have a portion of our income saved. Instead of spending the entire income, something should be left for savings. You have to keep the settings little by little. We cannot tell when something will happen to us. Danger never comes, and we don't have money during danger. If we have some savings, we can overcome that danger and come back to normal.

Every person needs to have settings in their life and take care of their money. These two aspects must work well to move well in life. The world can only run with money. People don't identify themselves if they don't have money. You will understand how difficult life is if you don't have money. As long as you can earn, you must save some of your income and use the money properly.
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June 07, 2024, 10:53:14 AM
 #322

For me, saving is very important and I have to do it, because by saving I can buy what I want without going into debt, so my money is protected. Therefore, maintaining finances is very important, especially when we are old.

Saving money is not wrong for anyone to do, but in this case you also need to pay attention to what you are saving because there are times when you yourself will also lose due to the inflation conditions that still occur and continue to occur every year so that it can cause the currency value to decline. your money has decreased. And in the end you will also be defeated by this condition, so you and everyone who wants to save have to see what things are more suitable for saving.

Because if you only save money, it will also be difficult for you when you want to buy a certain property or certain land that is located in a comfortable environment, not to mention when you want to buy gold, which this year has also experienced an increase in price. So it will always be a hassle for fiat money savers who have to always increase the amount of money when they want to buy a little gold, so apart from having to have a good way of looking after their money, they also have to be smart in choosing assets to save for their old age, mate.
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June 08, 2024, 02:34:45 PM
 #323

Money is a very important requirement for daily life. People cannot move without it, and every sector needs it.
We need to have a portion of our income saved. Instead of spending the entire income, something should be left for savings. You have to keep the settings little by little. We cannot tell when something will happen to us. Danger never comes, and we don't have money during danger. If we have some savings, we can overcome that danger and come back to normal.

Every person needs to have settings in their life and take care of their money. These two aspects must work well to move well in life. The world can only run with money. People don't identify themselves if they don't have money. You will understand how difficult life is if you don't have money. As long as you can earn, you must save some of your income and use the money properly.
I support saving some part of income which will solve any kind of problem in the future. However I have a different view on saving the entire portion of the remainder by excluding it from income. Because inflation will fall upon savings. So if we want to increase our productivity then some part must be left for investment.

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June 08, 2024, 06:40:02 PM
 #324

I support saving some part of income which will solve any kind of problem in the future. However I have a different view on saving the entire portion of the remainder by excluding it from income. Because inflation will fall upon savings. So if we want to increase our productivity then some part must be left for investment.

If a person adopts a habit of saving then he will not face any difficulty in future because during inflation or any other issue he will have a saved amount which he can use for his needs. Wise individuals often choose some percentage which he saves on a monthly basis from monthly income and he does not decrease this amount to be used for another purpose.

Saving amounts should then be used for investment if someone finds the right things for investment then some part of saving should be utilized for investment but it will definitely require knowledge which is compulsory for taking profit from it.



 

 

 

 

 

 


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June 08, 2024, 08:11:38 PM
 #325

I support saving some part of income which will solve any kind of problem in the future. However I have a different view on saving the entire portion of the remainder by excluding it from income. Because inflation will fall upon savings. So if we want to increase our productivity then some part must be left for investment.

If a person adopts a habit of saving then he will not face any difficulty in future because during inflation or any other issue he will have a saved amount which he can use for his needs. Wise individuals often choose some percentage which he saves on a monthly basis from monthly income and he does not decrease this amount to be used for another purpose.

Saving amounts should then be used for investment if someone finds the right things for investment then some part of saving should be utilized for investment but it will definitely require knowledge which is compulsory for taking profit from it.
Some people would be thinking that inflation could really be that hinders them on saving up some fiat into their bank accounts on which this would really be causing for them to make those amounts to be used on investments or building up a business on which its not really that a bad option to take but of course you should really be that mindful in towards the risks involved to it. If you are someone who could be able to bare up with the risks and doesnt really that mind much about losing money then you would be taking up such step but since we do know that not all would really be that risk takers and this is why they do really end up or being contented on saving up fiat into their bank accounts and dont mind about those inflation that do happen year by year. Savings could really put you up into a certain condition that you wont really be having any worries no matter what emergencies that do happen into your life.

You do know that you do have the money that you could really be able to make use of, on the moment that you would really be experiencing such problems or struggles in compared into those people who dont have a savings then you would really be that definitely able to feel that struggle. Realizations made would really be always in the end of the line and not in front. If you are someone whose really that not
mindful about saving up money at least then you would definitely come into this kind of condition or point.

R


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June 08, 2024, 09:12:41 PM
 #326

Savings doesn't guaranteed you becoming prosperous neither does it adds anything to your life, do you know that if you saved 10,000,000 today in 10 years time to come that money will be worthless due to inflation although it's not all problems it would solve but at least when the money finishes without any business then you are back to square one. The best is save money only for emergency funds or I be used in few months while salary keeps going into in business it could be bitcoin investment or any other landed properties to secure your future, it could be real estate or whatever you know that would generates money for you at a constant basis.
Savings can give you some financial support but since every country has a high rate of inflation every year, savings will not do you any good.  To do good you must go for investment.  Or to invest on any strong acid like land gold house property etc.  Then it will give you higher returns in future along with savings which will enable you to live a better life in your later age.  So I also want to say that savings is not a solution.  Investment is a good solution.  Because if you don't race you can never gain

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June 08, 2024, 09:29:16 PM
 #327

Savings doesn't guaranteed you becoming prosperous neither does it adds anything to your life, do you know that if you saved 10,000,000 today in 10 years time to come that money will be worthless due to inflation although it's not all problems it would solve but at least when the money finishes without any business then you are back to square one. The best is save money only for emergency funds or I be used in few months while salary keeps going into in business it could be bitcoin investment or any other landed properties to secure your future, it could be real estate or whatever you know that would generates money for you at a constant basis.
Savings can give you some financial support but since every country has a high rate of inflation every year, savings will not do you any good.  To do good you must go for investment.  Or to invest on any strong acid like land gold house property etc.  Then it will give you higher returns in future along with savings which will enable you to live a better life in your later age.  So I also want to say that savings is not a solution.  Investment is a good solution.  Because if you don't race you can never gain
That is correct investment is the solution and must be a known assets and that can be solid and yet profits for years possibly go into business, anyone who is an entrepreneur can never depends on savings alone rather would strive more harder to nurture their business to grow more quickly for them to have profits coming regularly. The rate of inflation is too high and anyone saving currently may end up saving worthless amount because anyone saved today maybe worth something very good in time to come.

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June 08, 2024, 09:52:13 PM
 #328

Every person needs to have settings in their life and take care of their money. These two aspects must work well to move well in life. The world can only run with money. People don't identify themselves if they don't have money. You will understand how difficult life is if you don't have money. As long as you can earn, you must save some of your income and use the money properly.
It is undeniable that for now money has always been a guideline for the movements that everyone makes in surviving in the life we live today so indeed we cannot be naive about it because indeed with money in the end everything will become a little easier so we must still be required to find ways to keep money near us.

Although in this case it is a mistake if we live only money-oriented but in essence we cannot live without money so as much as possible we have to look for several ways so that money continues to flow and become a supply for the life we live now.
So with that, as much as possible we have to find ways so that how we have money and when we get it then as much as possible we have to make good management so that money does not just slip away. This must be a basic thing because after all, money is always a benchmark in any case for the current era.

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June 08, 2024, 09:53:15 PM
 #329

Follow your own rules and plans without the influence of others, that’s the great lesson I have learned in live in a very young age. Responsibility is different from a person to another depending on the environment where you grew up, for example a child of a wealthy father sometimes he is less responsible than someone who grew up in a poor family and should think how to get money and learn how to spend it in a good way.
Personally, I grew up in a very poor region and very low salary for workers, I have learned how to work online and started to invest and get my life spendings from internet, I still have a long road and efforts to achieve my goals, however, going through your plans without caring about others opinion and to not get influenced by them.

For me personally, I find it hard to save some money and not spend it because of the lack of many stuff and life spendings. But whenever I get some extra money I save it on Crypto mostly with stable coins and low volatility.

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Ludmilla_rose1995
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June 08, 2024, 10:13:14 PM
 #330

I support saving some part of income which will solve any kind of problem in the future. However I have a different view on saving the entire portion of the remainder by excluding it from income. Because inflation will fall upon savings. So if we want to increase our productivity then some part must be left for investment.
In the current conditions, what we need to learn more deeply is how to manage finances better, especially the money we get from salaries or business. There are even many rich people who only keep a little fiat (preferring bitcoin or gold) because they know that fiat will continue to experience inflation while bitcoin and gold are immune to inflation and tend to rise in value

Rich people invest their money wisely and carefully while poor people don't, they will only spend their money on useless things

Akbarkoe
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June 08, 2024, 10:25:47 PM
 #331

Every person needs to have settings in their life and take care of their money. These two aspects must work well to move well in life. The world can only run with money. People don't identify themselves if they don't have money. You will understand how difficult life is if you don't have money. As long as you can earn, you must save some of your income and use the money properly.
It is undeniable that for now money has always been a guideline for the movements that everyone makes in surviving in the life we live today so indeed we cannot be naive about it because indeed with money in the end everything will become a little easier so we must still be required to find ways to keep money near us.

Although in this case it is a mistake if we live only money-oriented but in essence we cannot live without money so as much as possible we have to look for several ways so that money continues to flow and become a supply for the life we live now.
So with that, as much as possible we have to find ways so that how we have money and when we get it then as much as possible we have to make good management so that money does not just slip away. This must be a basic thing because after all, money is always a benchmark in any case for the current era.
Of course it is not wrong to be money-oriented because life is not fun if there is no money, not happy if you don't have money, not calm if you don't have money and so on, a person needs to have a little more money to support his life in order to live a better life, in fact money can increase the level of life and how to enjoy life so that money speaks to its owner, therefore we need to save and continue to have money until whenever, even the fact that we die we need money.

It is important to save, it is important to increase our source of income so that we can live a much more peaceful life regarding the economy, because without money today life is not fair for modern social society, unless we are in the interior of the forest where money and modernization are not so familiar, we do not need it as a priority.

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Essential10
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June 09, 2024, 03:22:55 AM
 #332

People's financial status is never the same, it either increases or decreases or stays stable for some time. When you have money you spend it on necessity, you go out with friends and eat but you spend more, you do it on necessity because you want to be loved by friends. Many people waste money for no reason, like smoking, drinking alcohol, I think they are extra waste because they harm the body. People face the biggest problem in their last life because then they cannot earn money. In old age he only spends time sitting, he has no personal freedom, the money he gets from family children to move is very limited. It is best to create a desire to save from the time you learn to earn an income that will serve you well later in life.
pusaka
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June 09, 2024, 06:22:10 AM
 #333

Follow your own rules and plans without the influence of others, that’s the great lesson I have learned in live in a very young age. Responsibility is different from a person to another depending on the environment where you grew up, for example a child of a wealthy father sometimes he is less responsible than someone who grew up in a poor family and should think how to get money and learn how to spend it in a good way.
Personally, I grew up in a very poor region and very low salary for workers, I have learned how to work online and started to invest and get my life spendings from internet, I still have a long road and efforts to achieve my goals, however, going through your plans without caring about others opinion and to not get influenced by them.
Apart from that, we can learn a lot from the experiences of other people. I am also one of those people who carries out what I plan and doesn't care about what other people say, but sometimes we also have to listen to what other people say, not to swallow it raw, but to reflect on it. Because sometimes what other people experience or say can also be good for us, depending on how we accept it.
We must be responsible for ourselves, therefore we must be able to ensure that what we do goes according to the plans and applicable rules. When we can be responsible for ourselves, I believe we will be better people in the future, because we know and have limits about what we will do.

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fuguebtc
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June 09, 2024, 08:02:07 AM
 #334

Follow your own rules and plans without the influence of others, that’s the great lesson I have learned in live in a very young age. Responsibility is different from a person to another depending on the environment where you grew up, for example a child of a wealthy father sometimes he is less responsible than someone who grew up in a poor family and should think how to get money and learn how to spend it in a good way.
Personally, I grew up in a very poor region and very low salary for workers, I have learned how to work online and started to invest and get my life spendings from internet, I still have a long road and efforts to achieve my goals, however, going through your plans without caring about others opinion and to not get influenced by them.
Apart from that, we can learn a lot from the experiences of other people. I am also one of those people who carries out what I plan and doesn't care about what other people say, but sometimes we also have to listen to what other people say, not to swallow it raw, but to reflect on it. Because sometimes what other people experience or say can also be good for us, depending on how we accept it.
We must be responsible for ourselves, therefore we must be able to ensure that what we do goes according to the plans and applicable rules. When we can be responsible for ourselves, I believe we will be better people in the future, because we know and have limits about what we will do.

If we are stubborn and do not care about what others suggest, how can we learn from others' experiences? When others make suggestions , they have good intentions and want to help us, maybe they see flaws in our plans that we don't realize. We should accept their suggestions and take time to reassess whether what they suggest to us is helpful or not . We should just ignore and ignore those who are trying to stop us from implementing our plans , we should listen to those who want to help us . A person who is too stubborn and does not like to absorb new things and the experiences of their predecessors will find it very difficult to succeed on the path they have chosen .

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Mrbluntzy
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June 09, 2024, 08:38:43 AM
 #335

Many people waste money for no reason, like smoking, drinking alcohol, I think they are extra waste because they harm the body. People face the biggest problem in their last life because then they cannot earn money. In old age he only spends time sitting, he has no personal freedom, the money he gets from family children to move is very limited. It is best to create a desire to save from the time you learn to earn an income that will serve you well later in life.

There was a musician, I think that musician's name is RickRoss, he said that his doctor gave approval for him to smoke Indian hemp.  In your opinion, smoking and drinking is a waste of money and can cause harm to the health but for some other person it is not a waste of money for them. For alcohol, even if you are not buying for personal consumption but it's important to have it in your bar so that any time you have visitors, you can entertain them with it. Every month, my dad always add new wine and other alcoholic drinks to his bar for personal consumption and friends that may visit. He has the money to do it, that is why it's not a big deal for him.
pusaka
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June 09, 2024, 04:09:12 PM
 #336

Apart from that, we can learn a lot from the experiences of other people. I am also one of those people who carries out what I plan and doesn't care about what other people say, but sometimes we also have to listen to what other people say, not to swallow it raw, but to reflect on it. Because sometimes what other people experience or say can also be good for us, depending on how we accept it.
We must be responsible for ourselves, therefore we must be able to ensure that what we do goes according to the plans and applicable rules. When we can be responsible for ourselves, I believe we will be better people in the future, because we know and have limits about what we will do.

If we are stubborn and do not care about what others suggest, how can we learn from others' experiences? When others make suggestions , they have good intentions and want to help us, maybe they see flaws in our plans that we don't realize. We should accept their suggestions and take time to reassess whether what they suggest to us is helpful or not . We should just ignore and ignore those who are trying to stop us from implementing our plans , we should listen to those who want to help us . A person who is too stubborn and does not like to absorb new things and the experiences of their predecessors will find it very difficult to succeed on the path they have chosen .
Don't equate this with stubbornness, because what I say here is not just a suggestion or criticism, but the words of someone else as a whole. I don't know whether you experienced something bad that came from other people's words or not, but this is based on my experience. Therefore I said 2 things before, namely try not to care about what other people say and try to listen to them as material for reflection that can make us better in the future.
Meanwhile, if it is a stubborn person like you said, then we will never want to listen to them, both when people say unpleasant things and also when people say or make suggestions. We also have to be able to differentiate between the two things, because they are 2 different things.

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KeenanEl19
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June 09, 2024, 09:11:09 PM
 #337

Of course it is not wrong to be money-oriented because life is not fun if there is no money, not happy if you don't have money, not calm if you don't have money and so on, a person needs to have a little more money to support his life in order to live a better life, in fact money can increase the level of life and how to enjoy life so that money speaks to its owner, therefore we need to save and continue to have money until whenever, even the fact that we die we need money.

It is important to save, it is important to increase our source of income so that we can live a much more peaceful life regarding the economy, because without money today life is not fair for modern social society, unless we are in the interior of the forest where money and modernization are not so familiar, we do not need it as a priority.

Perhaps the structure of happiness can be seen and measured by the amount of money because with money of course we can have what we want by buying it. In addition, when we have money we will be appreciated by others, it could even be that someone who has money has power, with the term "you have money, you have power" but not always all about money there are things that cannot be bought with money. In addition, money is important so as much as possible we should be able to make money and save it for the future, do not when having a lot of money it even makes us able to buy whatever we want, the future must be considered as well.

It is very unlikely that there are people who do not need money, with the current development of technology is growing of course the lifestyle will usually also increase, and when that happens it is true that you say we must be able to have additional sources of income to be able to make more money, but health must also be considered.
Furious 7
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June 09, 2024, 09:13:42 PM
 #338

It is undeniable that for now money has always been a guideline for the movements that everyone makes in surviving in the life we live today so indeed we cannot be naive about it because indeed with money in the end everything will become a little easier so we must still be required to find ways to keep money near us.

Although in this case it is a mistake if we live only money-oriented but in essence we cannot live without money so as much as possible we have to look for several ways so that money continues to flow and become a supply for the life we live now.
So with that, as much as possible we have to find ways so that how we have money and when we get it then as much as possible we have to make good management so that money does not just slip away. This must be a basic thing because after all, money is always a benchmark in any case for the current era.
Of course it is not wrong to be money-oriented because life is not fun if there is no money, not happy if you don't have money, not calm if you don't have money and so on, a person needs to have a little more money to support his life in order to live a better life, in fact money can increase the level of life and how to enjoy life so that money speaks to its owner, therefore we need to save and continue to have money until whenever, even the fact that we die we need money.

It is important to save, it is important to increase our source of income so that we can live a much more peaceful life regarding the economy, because without money today life is not fair for modern social society, unless we are in the interior of the forest where money and modernization are not so familiar, we do not need it as a priority.
Actually for this case we cant consider it entirely good when we are too money-oriented because after all, even though we have to live with money, it does not mean that we only focus on money when doing something because after all it is a little less good but it does not mean that this should not be done either .  I agree when saying that in the end money is always one of the sources that can make us comfortable in living life, it's just that we can't stay fixated and as if money is everything because we also can't make it as if money is a god that we have to get all the time  .
This may seem quite naive but looking at the current situation there are actually a lot of people who deify money and do anything for money including doing things that are actually against morals or lead to negativity so even though we need money but that doesn't mean we have to do anything that violates norms and doesn't see from other aspects just because we are focused on money .

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June 10, 2024, 09:52:59 AM
 #339

Apart from that, we can learn a lot from the experiences of other people. I am also one of those people who carries out what I plan and doesn't care about what other people say, but sometimes we also have to listen to what other people say, not to swallow it raw, but to reflect on it. Because sometimes what other people experience or say can also be good for us, depending on how we accept it.
We must be responsible for ourselves, therefore we must be able to ensure that what we do goes according to the plans and applicable rules. When we can be responsible for ourselves, I believe we will be better people in the future, because we know and have limits about what we will do.

If we are stubborn and do not care about what others suggest, how can we learn from others' experiences? When others make suggestions , they have good intentions and want to help us, maybe they see flaws in our plans that we don't realize. We should accept their suggestions and take time to reassess whether what they suggest to us is helpful or not . We should just ignore and ignore those who are trying to stop us from implementing our plans , we should listen to those who want to help us . A person who is too stubborn and does not like to absorb new things and the experiences of their predecessors will find it very difficult to succeed on the path they have chosen .
Don't equate this with stubbornness, because what I say here is not just a suggestion or criticism, but the words of someone else as a whole. I don't know whether you experienced something bad that came from other people's words or not, but this is based on my experience. Therefore I said 2 things before, namely try not to care about what other people say and try to listen to them as material for reflection that can make us better in the future.
Meanwhile, if it is a stubborn person like you said, then we will never want to listen to them, both when people say unpleasant things and also when people say or make suggestions. We also have to be able to differentiate between the two things, because they are 2 different things.

Yes , I have also experienced bad things due to other people's words and that was a lesson for me. I understand what you mean and I agree with your point of view and what I want to say is that we need to be selective about what other people say. There will be things we should listen to and absorb, but there will also be things we should ignore so as not to affect our plans. In short, we need to be open and ready to accept if someone gives us suggestions, we should not be too stubborn and always think we are right in every situation. That's what I want to say.

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June 10, 2024, 04:06:17 PM
 #340

People's financial status is never the same, it either increases or decreases or stays stable for some time. When you have money you spend it on necessity, you go out with friends and eat but you spend more, you do it on necessity because you want to be loved by friends. Many people waste money for no reason, like smoking, drinking alcohol, I think they are extra waste because they harm the body. People face the biggest problem in their last life because then they cannot earn money. In old age he only spends time sitting, he has no personal freedom, the money he gets from family children to move is very limited. It is best to create a desire to save from the time you learn to earn an income that will serve you well later in life.


Truly, all fingers are not equal, and how we spend varies, while the economic situation worsens. Currencies are losing value, and the more we have, the more we spend it. The economy has rapidly changed over the years, making it difficult to keep up with bills due to inflation and rising prices. Unfortunately, there is no way to fix the situation and we must learn to live with it. Because the government that are silupppse to be doing the fixing are busy doing something else. Is better to have plans and the same time have a budget of how you want to spend your money to aviod spending on things that are not really worth it. People that spends money on smokes and alcohol by now would have adjusted their self because is just has if you have to choose between smoking or spending money to eat. And with this kind of condition it will be very difficult to save.

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