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September 28, 2025, 05:00:42 PM *
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1  Bitcoin / Bitcoin Discussion / Re: Less than 4% of the world owns bitcoin. on: Today at 01:38:34 PM
Those who missed out to invest at the early stage of bitcoin still have the opportunity to do so now. No time is too late, the value of bitcoin will keep on appreciating

yeah but by how much? even if btc reaches 200k the value of ur investment would be only 2x from now

whereas people who got in really early, the real og bitcoin hodlers made a fortune

so, let's stop saying we're still early. can we do that pls? we're late and we must accept it.

its big boys games now, ppl like saylor and big corporations who can buy 100s of bitcoin but

small guy like me won't ever be able to collect even 1/10th of a coin


but having said it will still 2x 3x far sooner than any mutual funds, etfs, stocks, so i continue buying Smiley
am not really cool with the bold words on your comment above, because they are word of discouragement, and am putting it to you that nobody is too late to start accumulating bitcoin, provided they accumulating it to hold for long term 4 to 10 years or longer and not short term. Normally there are no doubt that those OGs who first bought bitcoin at early stage when the bitcoin project was first launched are in good advantage. But that's doesn't mean that we who are just getting started and have not accumulated enough should give up and start saying that we are too late, because we are not providing we are committed and consistence in accumulating bitcoin until will accumulate a good portion of it and then hold for long term.
2  Economy / Gambling / Re: ✨ Thrill ✨ The Future of Crypto Casinos & Sports Betting ✨ BEST BONUSES 🎁 on: Today at 12:58:49 PM
@ThrillCasino I noticed that your platform doesn't support  deposit of fiat currency, because yesterday I was having some leftover fiat on me which I wanted to to use them to gamble and also try out your platform, so I tried depositing some of the fiat I was having on me to try out your platform, but when I got to the deposit section I was unable to deposit to try out your platform yesterday which got me upset because I was not with the device which I normally use in  purchasing coin. so now I want to ask don't you think that some users here will be pleased if you allow the deposit of fiat on your platform?
3  Bitcoin / Bitcoin Discussion / Less than 4% of the world owns bitcoin. on: Today at 12:09:33 PM

source
Special greetings to all bitcoin talker's and happy Sunday. I was scrolling through X today when I came across this post above which the post really got my attention, because of the caption on it, so  I was eager to carry out few research about it if it's true, because i was not expecting just less than 4% of the world to only own bitcoin, I was expecting to see a more reasonable figure. But Despite the growing hype around bitcoin am still surprise that bitcoin adoption globally is still low and slow. And from the estimated bitcion ownership by continent north America leads the park with 10.7%, while the adoption of bitcoin in africa is still low just 1.6%.
Am now wrapping up with this word of encouragement and advise, that those individuals who have not yet get started with bitcoin it's still early for them they can get started as soon as possible, because space offers vast potential for future growth and many more.
source 1
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4  Economy / Games and rounds / Re: 🎉 Xyes.com Free Raffle – Win Your Share of a $60 Prize Pool! 💰 on: Today at 10:11:14 AM
Xyes username: joymakerBTC
Slot number: 30
5  Economy / Speculation / Re: Buy Buy Buy or Sell Sell Sell? on: September 27, 2025, 09:18:53 PM
It is difficult for investors to invest in Bitcoin consistently and increase their investment over time, but it is easy to sell their investment. So, not all investors are successful in holding their investment for a long time. There are some investors who are very serious about investing in the beginning, but later they do not have that serious attitude, due to which their investment becomes irregular. If we want to do something with our heart, then we will definitely do it. It is certain that those who fail to hold their investment for a long time do not actually give their full attention to long-term investment, due to which they cannot do this work.
you are very wrong here buddy, because it is not difficult for investors with long term mindset to invest bitcoin consistently and increase their  bitcoin investment over the time. and I don't see any bitcoin investor with long term mindset selling his or her bitcoin investment at early stage of accumulation or anytime soon. And normally there are no guarantees that all bitcoin investors must be successful in their bitcoin holding on the long run. And I don't see any users here who have known about the potentials in bitcoin that won't give his or her full heart and attention to long term bitcoin investment and take his or her bitcoin accumulating very serious until he or she  accumulate a good portion of it and then hold it for long term 4 to 10 years or longer.
6  Economy / Economics / Re: Everything you wanted to know about Bitcoin Strategic Reserve on: September 27, 2025, 08:53:15 PM


It is truly an inspiring move where young children are selling lemon juice in exchange for Bitcoin. The fact that young children are so interested in Bitcoin indicates how serious and confident the younger generation will be in Bitcoin in the future. As countries around the world are giving importance to Bitcoin and increasing their strategic reserves, they will gradually prioritize Bitcoin as a payment system. Now, various countries are giving importance to Bitcoin and some countries are teaching children about Bitcoin through educational programs at primary and secondary levels. The above image shows young children showing their tricks of selling their homemade lemon juice for Bitcoin, which will increase the interest of future generations in Bitcoin.
yeah buddy a lot of young children out there are really growing interest in bitcoin which is really cool,  and it is already obvious that the young generation will be serious and confident in accumulating bitcoin and hold for long term. And a lot of countries out there have already seen the potentials in bitcoin, that's why you see them always increasing their strategic reserves, and as time goes on a lot of countries who have seen the potentials in bitcoin will start to use bitcoin as a payment method. And it is also clear that those countries who see potentials in bitcoin are now teaching about bitcoin in their various schools so that the young children will get to know about bitcoin and also get to the potentials in bitcoin.
7  Economy / Economics / Re: How to save successfully? on: September 27, 2025, 08:36:05 PM
Saving does not necessarily require us an instant big amount. Whether it's big or small, it does not actually matter. What's most important is how you often save regardless of its amount. So if you have only few bucks left from your salary, then continue saving it because once the value compounded, it will gradually become a significant amount. And frankly speaking, even the poorest of the poor can definitely save if he really aims to, it only depends on the kind of mindset you chose to adopt.

Now my question is, why do a lot of people complain that saving is too hard for them? Well reality hits that inflation is inevitable, but does it mean that people can only save if there is no longer inflation? Or is it that people actually adopt the wrong mindset towards saving their money?
People complain because they don't even earn enough to cover their basic needs. They can't pay their bills without difficulties so it's close to impossible to save even a small amount. Some.even have to borrow to survive.

But your observations are not wrong. Some poor people money on irrelevant things. Meanwhile, these funds can be saved for future purposes. An individual who is struggling financially shouldn't be spending money on pleasure when he has no savings. Money spent on cigarettes, junks, and alcohol could be good savings.
you have just said it all @Die_empty, saving money is very difficult now, because this time around people are not longer earning some thing tangible as salary that can cover their basic needs and expenses for the week or the month depending on the county they are working and the type of job they  do there. Majority of people who are only receiving just salaries always ran into depths just to survive the remaining days of the week or the remaining days of month before they can get paid, which is making it difficult for them to save.

And there is no doubt that a lot of people out there spend money on things that's not really necessary which is not making sense to me, because as someone who have financial planning I think you won't be spending money on things that is not  irrelevant, just because you want to show off, why you don't even have much, those funds you spending on irrelevant stuffs can be save and before you know it you will realise something reasonable from the little amount of money you been saving.
8  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] CHAMBY: serious memcoin on TON on: September 27, 2025, 07:48:14 PM
I briefly studied the Chamby/USDT and Chamby/USDe pools on two top DEXs in the TON ecosystem – DeDust.io and Ston.fi.

I concluded that these pools have been balanced by someone in the Chamby community, so much so that the Chamby token itself could very well function as a stablecoin, as both USDT and Ethena USDe are very powerful stablecoins, one of which is algorithmic (which is clearly good for price stabilization!). Both of these stablecoins are successfully ranked among the top 20 coins by market capitalization in the CMC rankings (3rd and 13th place in the CMC rankings, respectively).

Therefore, if we don't see aggressive actions from any of the 5-6 wealthiest Chamby whales in the future, as unfortunately happened with Daltonik's super-fast sale of a huge Chamby stake.  He held over 10 billion tokens, ranking near the top among the wealthiest Chamby whales! As a result of this balancing by pools on these exchanges, the Chamby token begins to function as a stablecoin and is independent of the TON exchange rate.
In this case, within the framework of this experiment, it is entirely possible for the token to be used in some local communities as a tool for buying and selling goods or services, as one of our colleagues is attempting to do by distributing a flyer advertising the token. This ensures a fairly rigid unit of account, unaffected by inflation and fluctuations in the exchange rates of other cryptocurrencies. Chamby becomes practically identical to USDT.
Therefore, I welcome such an experiment within a small town or other local community and all efforts to experimentally use this token. Moreover, there are sufficiently compelling reasons to justify the possibility of this experiment being successful. Therefore, I certainly wish good luck to the author of this interesting experiment and all Chamby token enthusiasts.
I took my time to read through this your comment above and sincerely speaking this your comment above is an eye opening, although before now I have already discovered it myself that chamby token is practically identical to USDT. And in the part where you said that "it is entirely possible for chamby token to be used as tool for buying and selling of goods and services" is true.

And am going to use this medium to encourage all the chamby token enthusiasts who are holding just little portion of the token, to accumulate more of the token and hold for long term, in fact you all should set am accumulating target, because am already seeing a lot of potentials in this great token. and as for me am now consistent in accumulating the token with an accumulating target.
9  Local / Nigeria (Naija) / Re: Don't Use Your Business Funds To Invest In Bitcoin. on: September 26, 2025, 08:16:30 PM
Instead of planning to use your business money to invest in bitcoin, I advise you to use the profit to invest.
the first question is, is that profit you are generating from your business your leftover money (Discretionary income)? Investing in Bitcoin is suppose to be done with your leftover money (discretionary income) after you must have settled your all your basic needs and expenses either for the week or for the month, and not with the profit your generating from your business. So from that little money you are generating as profis from your business you pay your bills and you settle your basic needs and expenses. Then if there is any leftover money, that is the money you will use to invest in bitcoin and also build up your emergency fund and backup fund.
10  Economy / Gambling discussion / Re: Premier League Prediction Thread 2025/2026 on: September 26, 2025, 07:28:52 PM
For me their is nothing special in this Manchester united team and am very sure that they will even lose their next game which is tomorrow to Brentford or even they will get a result then it will be atleast a draw because this United team has been so inconsistent , although the fact they are creating more chances than their gameplay last season is there but what's all that when they can even convert their chances at goal because they keep missing all their chances at goal.
this are just mere words coming from a pained Chelsea fan because Manchester united defeated them in their previous match and counted their three points perfectly. You might not see anything special in the Manchester united team which is normal, because Chelsea fans doesn't always see anything special nor good from Manchester united talk more of wishing them well. And my dear don't be too fast to predict the future of my Manchester united, because that club is blessed. Manchester united is going to going to win their match tomorrow against Brentford and count their three points just as they did against Chelsea, because amorim have now added talented players to the team and the team have taken form so draw in this match okay.
11  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: September 26, 2025, 07:11:37 PM
We can say, is a good start for Weder Bremen we just has passed the five minutes mark and they dont allow a goal, its a lot considering how bad this games can start, lets see how much they can hold the beast of the Bayer Munich offensive, how many goals we can expect from Kane and Diaz today?
where you expecting weder bremen to hold their defends for long without Beryan Munich scoring them? Weder bremen can't withstand beryan Munich in this match, Beryan Munich is too strong for them and the match is just 16 minutes and Bryan Munich has scored one goal already, and more goals are yet come in this match between Beryan Munich and weder bremen,  and if I am to predict correct scores for this match I will predict 4:0, 4:1, 5:0, and 6:1. Although the match is just starting and am not expecting more than 2 to 3 goals from Beryan Munich in this first half. But more goals will come in, in the second half.
12  Economy / Gambling discussion / Re: ? Lega Serie A ?? (Italian League) Prediction Thread 2025/2026 ? on: September 26, 2025, 04:07:39 PM
Milan definitely did badly, if not terribly, last season, as we saw, they even stayed out of all the European cups
when I made fun of my AC Milan fans friends who, poor things, are now resigned to my teasing
I'm sure that Massimiliano Allegri will be able to bring Milan back to a situation of at least decency.
I know we all expected something more better From AC Milan last season, but it happened that the AC Milan team did terribly last season and their performance last season really broke the hearts of a lot of their fans which nobody is really cool with that. But all I have to say is that AC Milan is a good club and also big a club for that matter,  and there are times all this good club and big clubs end seasons terribly, maybe they lack good management or they lack good and quality players,  and if you check in all the leagues you'll discover that other good and quality clubs are also ending their own seasons terribly. AC Milan is not in form right now, but that's doesn't mean that they won't get back to their feat, and become that AC Milan their fans are all looking for, it's just the matter of time.
13  Economy / Gambling discussion / Re: UEFA Champions League 2025/26 Season on: September 26, 2025, 03:44:11 PM
Well, for those who like to take risks, betting on Benfica isn't bad, considering that they want to win now and they want to do it in the best possible way. If they win against Chelsea, it will be quite a feat, even if I was looking at the odds and they don't seem to be that unbalanced.
I would say betting on Benfica is the highest risk of money. Chelsea lost to Manchester United, so maybe that's why many bettors think that if they bet on Benfica, they can win there, but I think Chelsea will definitely leave the field with full points in this Champions League match. The match Chelsea played against Manchester United was their Premier League match, but the match against Benfica is a Champions League match and we have seen that Chelsea always performs well in the Champions League. Betting is a personal matter for the bettors and I will bet on Chelsea with some money and I believe that Chelsea will win and the result of the bet will be in my favor.
buddy I don't see betting on benfica as a highest  risk of money, because this is football and you never can tell what will happen in this match between Chelsea and benfica so anything can happen, Chelsea lost to Manchester united few days ago in the premier League match, which a lot of Chelsea fans out there decided the faith of Chelsea before the match day, but it happens that things went the other way round and Manchester united won that match. Normally Chelsea always perform very well in the champion's league no doubt, but there are no guarantees that Chelsea will leave that field with three points. And if I am to place a bet on that match I we say any side can win, because I can't give Chelsea direct win, talk more of giving benfica direct win. So gamble wisely because this is football anything can happen buddy.
14  Economy / Gambling / Re: ✨ Thrill ✨ The Future of Crypto Casinos & Sports Betting ✨ BEST BONUSES 🎁 on: September 26, 2025, 09:01:06 AM
Welcome to the forum ThrillCasino, and  I was really impressed with the things I saw on your platform, the design and the background looks very ok and attractive, and I have already registered on your platform to try it out myself to see if it's ok, and  during the registration process everything went smoothly there was no stress at all when I was registering on your platform on like other platforms that you have to go through some unnecessary processes, and I also so like the bonus and the KYC aspect on your platform, and it's good to have different casino platforms here, and also do well to run a signature campaign in the forum in other to get more users.
15  Economy / Gambling discussion / Re: Nigerian Gamblers Independent Day Bonus in 1win on: September 26, 2025, 08:27:17 AM
I tried to control myself not to respond to the comment that @joy-maker made, because it makes no sense to me. We all know the situation of the country, and 1win casino is not the cause of all these problems in the country, nor are gamblers. But @joy-maker is making it seem like we all don’t have sense to celebrate the win from gambling. At least, if gambling makes me win with this free spin, it will help me tackle some issues for myself, and that will also increase some other people’s income, even though I know gambling is not a good thing to do.

All this frustration that @joy-maker is spitting out has no advantage here, because the main cause of Nigeria’s issues are the corrupt leaders. None of them are present in this space, nor will they see this. Or am I Tinubu, that signed the new tax for Nigerians?
I have also tried my best not to respond to this your comment above, but I have to because this arguement or discussion you about to start doesn't suit in this board so let's end that discussion here and focus on the main purpose of the thread and the main discussion bro. But if you are still interested in what you about to start, you can come down to local board. here is the link to a cooked thread in the local board that suit in what you are about to start so I will say nothing for now until we meet in the local board bro.
Quote
am I Tinubu, that signed the new tax for Nigerians?
I think so.
16  Other / Politics & Society / Starmer to announce plans for digital ID scheme. on: September 26, 2025, 07:59:30 AM

I just saw it in the news today that sir Keir starmer is expected to announce plans for a compulsory UK wide digital ID scheme in a speech today Friday. Sir Keir starmer believe that this his introduction of digital ID scheme will help clamp down illegal working and Modernise the state. Although this is not the first time of trying to introduce the digital ID scheme, the previous labour government's attended to introduce the digital ID, but was ultimately blocked by the conservative-biberal democrat  coalition. source this is a very nice thought of sir Keir starmer.
17  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] CHAMBY: serious memcoin on TON on: September 26, 2025, 06:16:53 AM
Friends! I'm happy to announce that a user from the Russian locale, Xalolex, has created a server on Discord. Here's the invite link:
https://discord.gg/U2kwdzpWv9
Try testing it out. If you encounter any issues or comments, you can post in this thread, in the Russian thread, or directly to Xalolex.
I'll leave the link in the start post for now.

***
Please try joining this server, test it out and leave some messages there.
this is very thoughtful of him/She to create a service on discord where discussions and other activities concerning CHAMBY TOKEN can take place without users getting banned, just as it recently happened here on bitcointalk. As a full enthusiast of CHAMBY TOKEN I have downloaded the discord app on my mobile device few hours ago and I have registered, and I have accepted the invitation using the link provided above and also left a comment there. So I will also urge each and everyone of us who are enthusiast's of this great token to get the discord app installed in their devices so discussions and other activities can start taking place there as soon as possible.
18  Economy / Gambling discussion / Re: UEFA Europa League 2025/26 Season on: September 25, 2025, 09:52:03 PM
I haven't heard Man united fans says they have doing well recently you are the first person i have heard it from, to be honest with you Man united is not doing well in the recent season,
Am a Manchester United fan and I can't argue with you, because Manchester united performance recently is not still encouraging the Manchester united team still need to put in more effort in winning matches before we can call it a job Weldon and say kodus to the Manchester united team.

they never won chelsea with a clear eye so i wouldn't say that they did well against chelsea despite Man united won chelsea 2-1. Chelsea had a red card and the red came too quick so Man united took it as an opportunity to score and win chelsea, so it's yet the right time to to say that MU has been doing well recently, if they win like 3 to 4 game in a straight then we can say that Man united are doing good recently.
what are you even saying here? Manchester United has won Chelsea many times with clear eyes bro, and I really wish to give you the gist with details and with prove, but am not really getting what I want to present to you online right, but I will still get those details and post them here one day. And I know in this recent match between Manchester United and Chelsea that Chelsea fans will use the red card Sanchez got from the start of the match as an excuse to defend their defeat/lost to Manchester united, because they are good at doing that, but that's not my business Manchester united won Chelsea 2:1 and the so called Chelsea fans can't  on won it, our 3 points was counted perfectly. Tongue Roll Eyes Tongue
19  Other / Politics & Society / Re: Do you think we are enjoying our human rights? on: September 25, 2025, 09:04:13 PM
Well let me also give my own definition of fundamental human rights, fundamental human rights are Those basic rights and freedom we humans are entitled to irrespective of our nationality, colour, language, sex, religion, and other status which I didn't include that is suppose to be included. And  in some countries this fundamental human rights are been given to their citizens, while in some countries it is vice versa. My Country Nigeria for instance we the citizens are been denied all this fundamental human rights and freedom, especially right to life and freedom of speech. We don't longer have the right to life humans beings are been slaughtered like animals in my country Nigeria and the government is doing nothing about it, talk more of freedom of speech, in my country Nigeria you dare not talk anyhow, because if you do your owe is finished.
20  Economy / Games and rounds / Re: Casinopunkz.io | BTC Price Prediction | Prize- $100 |5 Places | 25/09/2025 on: September 25, 2025, 08:27:20 PM
Casinopunkz.io ID: KcfLX8I2QC
Your Prediction: $111,200
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