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It's all good, thank you for your consideration
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Howdy I have gotten a loan before from Muhammad, and am currently trying to see if maybe I can get a second loan. That way I can get food and gas for the next 2 days. The loan will be repaid on Friday if this loan is possible.
Am looking for 0.1 BTC until Friday. With interest set at 10%. I would offer collateral, but I only have 2,000 DOGE coins available in alt coins.
I realize this might get me negative rep, but I have been trading on LBC for quite a while, and have even had a loan paid back in full from Muhammad.
Address 1PekjpXV5ZHcPpxqYFpyU95GfjXdSKvLmW
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First question, why so small of a loan, what's the purpose?
How long do you plan on having the loan for?
Do you plan on paying any interest?
and as always, what kind of possible collateral do you have?
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So as I'm getting used to playing with Bit Coin, as I have for the last 4 months. I keep getting told that Coinbase and Circle aren't good places to store my bit coin. Even though there insured.
So any suggestions on a secure place to store my coin. I would store them on my personal computer or phone, but I"m not sure if that's the way to go about it or not.
Just am open for suggestions.
If Circle and Coinbase are good, then I'll stick with them as my primary wallet.
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I just feel that Stericycle, tends to pay less than there competition. Like for example Dairy Queen only pays $5.00 for your opinion.
Compared to a Wendy's shop I just performed that paid $15 plus reimbursement of my food was all. I dropped Stericycle a long time ago because I felt they were paying too low compared to the rest of the industry.
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Well I hate to say it coin.mx is about to hear from my bank.
I bought into them last weekend, mainly because I had my maxed out my Circle limit. Reading how they also took debit/credit cards.
So far the only thing I can say positive about them was my $150 was released into my wallet. Of course minus the fees after waiting almost 3 business days for the "programmers" to fix why my phone's phone verification wasn't showing up on there side.
Then now I've purchased coins, and tried to transfer them out to my Blockchain Wallet, and now were stuck in insufficient funds land for the last day while the programmers have had to look into why they can't transfer coins out to my wallet. I had the coins purchased, now we've gone on 5 business days and still no coins in my Blockchain wallet. They claim Monday will be the day my coins will be mine. Yet honestly after hassling with them for the last 5 days I'm not counting on it. I figure I'll give them 2 weeks to resolve this, then they'll be hearing from my bank.
I understand there running a business as well, yet after 5 business days of being stuck in limbo. I would think the $9.00 I had paid in fees would be at least refunded into my wallet just for being inconvenienced for so long.
All I can say is stay away from coin.mx until they get there purchasing, verification, and withdrawal processing issues fixed.
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Stericycle is legit, even though I've had better luck with Second to None, Intellishop, and Service Check.
The shops at the other places at least make me feel like my opinion is appreciated.
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Well I got sucked into the scam, why?
I went thru verifications to now be told I can't use my bit coins because there's web site and wallet maintenance. I really highly doubt it takes 2 hours to process a bit coin transaction.
This smells of a scam to me really, hopefully things get resolved yet it's looking sort of grim honestly.
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Prepaid debit cards can't be taken on Circle, they have something that blocks prepaid cards.
Coinbase only takes credit cards.
There are a few merchants on localbitcions.com that takes prepaid cards in exchange for bit coins. Yet they do charge a premium for that service.
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Ok the whole point of what I had said, was basically it would seem as if the collateral system around here makes it impossible for anyone to get a loan without forking out the equivalent in cash first. Was what I was getting at.
My point was given as an example, I don't have any alt coin really, I got 70 doge sent to me by a friend a long time ago, along with my initial round of BTC. Yet otherwise I haven't had any experience with any other currencies.
What my point I was trying to get across is if everyone wants a digital currency equivalent to secure a bit coin loan. Just as you stated, why wouldn't you just convert it.
The only other way any collateral would work is if you lived close to someone. As for someone like me to ship an iPad to Germany, Russia, or some other country outside of the US. Would make it far less cost effective, especially for a 0.3 BTC loan.
I get a newbie, and I was't expecting a loan really. Heck I wasn't even expecting Muahammad to take a chance on me once I saw some of his posts. Yet I read about how easy it was to get a BTC loan, so I decided to dabble in the idea and try it.
The only part that upset me was, and I get that people have been scammed in the past. Is the fact this forum promotes instant negativity to a new person when they request a loan. Yet never scammed anyone on the forum at all yet.
Unless if they have proof that I am out to scam, I think any negative points is uncalled for. So of course, since this was more of a trial for myself. I had no problem making a few people upset by repaying the favor of giving them negative rep as well.
To me a rep system should only be used based on the persons actual trade history. Not just because someone had a bad day and decided to hit the negative post system. Yet it would seem that this place is ok with getting a negative history even though you haven't traded with someone.
Anywho, no I don't think trading or lending to me at this point is a good idea. Why because I think people are going to want some crazy collateral just because that seems to be the norm around here. Give us $1,000 cash deposit to get a $100 loan. That seems a bit crazy to me.
So does that answer your questions satisfactory?
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I get that point Vod. My point being then it leaves the feedback system as being a broken tool ripe for abuse. Which is exactly what happened.
To me this was more of a social experiment anyways. I was reading a few articles about how easy it was to obtain a bit coin loan. Which as I have found more people want to basically have you give more money than what the loan is worth. Essentially borrowing your own money essentially.
I don't understand why someone who would really need the money would in my example. Trade $130 worth oh say Dogecoin to get $100 worth of bit coin. To then have to pay interest on it to boot. When you could cash out what you need lent of your dogecoin and avoid the interest and what seems to be a slew of scammers along the way.
The only thing I see positive about this forum is if you wish to scam feedback and bully people. This is your place. That's all I have to say about all the matters at hand.
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And I'm perfectly fine with people not trusting me. What I feel is completely uncalled for is getting scammed with negative feedback when I did nothing wrong to the person. A simple I don't trust you would have been suffice.
I also get no one wishes to lend me any bit coin and I'm also fine with that. What I'm not OK with is this whole no risk system of where someone has to give $130 for example to borrow $100 of it back.
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Ok and I realize that they say digital coins are the best collateral, if your looking at a physical good then they recommend someone close to you.
I get that, and I wasn't trying to get some people huffed up. It even says a domain could be valid collateral.
If not then in my honest opinion, then that should be removed so a newbie like myself can't get flak over it. I realize there are a lot of skeptics, and I realize accounts aren't even a good option. Yet when Bit Coins are the only digital coin I have played with. Sure I have a whole whopping 70 doge coin, but I highly doubt that'd be good collateral.
I'll look around, see if I can find something else of value.
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Hello,
I realize I'm new, but I have recently closed a loan as paid in full on time and am looking to see if I could get another loan.
I could offer my chexvictims.co domain as collateral, I could either give you my GoDaddy password or transfer it to someone temporarily.
The terms is that I would pay the loan off on 4/3/2015, and would give .4 BTC repayment.
I realize I have negative feedback, but Quickseller was rather quick to leave negative feedback in another thread. If they wishes to remove his negative feedback I gladly remove mine. As there negative feedback had nothing to do with a trade, as much as someone already not willing to see how the thread would go.
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because I've asked for 2 loans now, and repaid one, I've been negatived by the mob
It's moments like this I wish this was setup like local bit coins, where you can only leave feedback if you can confirm you've traded with someone
Oh well, negative away, if you must but remember Karma is a bitch and will bite you in the ass
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Loan amount required: 0.2
Term length: April 3rd, 2015
Interest: Am willing to do 0.25 repaid
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Sure, and can repay 0.025 to help cover the mining fees on Thursday, March 26th
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Yep it was just added so people know that this profile belongs to that account, or I think I did it right
Even thought I'm still short for my VPN subscription, but based on feedback, I'll find another way to get the coin
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@ranochigo
Thanks for the advice, cancel my loan request, I'll figure out a better way
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