When it comes to Instagram once the user have email control they have full control of the account. I will gladly allow an trusted user to change the password on my email until repayment.
Find a trusted escrow, we will proceed from there.
I will find but you have to pay the escrow.
You can try getting an escrow for this deal but the instagram accounts are worthless as far as a collateral. They can be recovered easily by contacting support and thus make it an easy scam for the lender to suffer. I dont know how much you are going to lend the OP but do so with due caution.
To me this seems like an attempt to sell the collateral.
I wouldn’t sell my account for $20. Just a quick loan, to add on with funding the escrow can you just take it out the $20?